Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 17, 2020

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Key takeaways...

  • You should look for insurance companies with a strong financial stability
  • AAA Kansas offers homeowners and parents of teenage drivers a variety of insurance options
  • Progressive Insurance has a Loyalty Rewards program for its customers

Car insurance companies can vary a great deal in terms of quality, the services they provide and in their pricing.

This guide to the top 10 Kansas car insurance companies will help you get the inside scoop on the top 10 Kansas car insurance companies.

You will also get tips on how to save money on car insurance by comparing quotes online. Use our FREE quote tool to compare rates today!

Table of Contents

An Approach to Comparing Kansas Car Insurance Companies Online

Before you purchase auto insurance, it is best to compare car insurance companies online to make sure that you are getting a combination of affordability, quality, and services that you need in an auto insurance company.

It is important to look at the following in an insurance company when comparing car insurance quotes online to make sure you are getting the car insurance coverage that you need:

  • Stability – Insurance companies are rated for their ability to pay claims and their financial strength by three independent rating agencies. Check the ratings to make sure that the insurance company you are interested in has the financial strength to pay your auto insurance claims.
  • Customer Service – How accessible is the insurance company in the event of an accident? Do they have 24/7 phone services, web access or fast and efficient claims services?
  • Affordability – Can you afford the insurance companies prices?
  • Discounts – Does the insurance company offer discounts? Ask for a complete list of discounts offered.
  • Pre-approved Repair Shops – Does the insurance company have a list of pre-approved repair shops in your area?
  • Rewards Program – Does the insurance company offer any rewards for loyalty, good driving habits, taking a defensive driving course or any other rewards?
  • Experience – How many years has the insurance company been in business?
  • Customized Policies – Will the insurance company customize a policy to fit your specific needs?
  • Insurance Products – Does the insurance company offer other types of insurance products such as home insurance, motorcycle insurance, or other products? Can you save money by bundling your car insurance and another type of insurance at one insurance company?

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Top Ten Kansas Car Insurance Companies

Here are some of the best Kansas car insurance companies:

AAA Kansas

AAA Kansas offers homeowners and parents of teenage drivers the following ways to save on car insurance:

  • Home Owners – AAA Kansas offers bundled savings when a customer gets a quote for home insurance and auto insurance together.
  • Teen Drivers – Once your teen has completed a teenSmart program, AAA Kansas offers up to a 24 percent discount on teen auto insurance.

Allstate Car Insurance

Allstate offers the following qualities in a car insurance company:

  • Experience – Allstate has been in the insurance business for 75 years.
  • Reliable – A.M. Best rated Allstate with an A+, which indicates that Allstate should not have any financial difficulties in paying claims.
  • Customized Policies – Allstate provides individualized attention so that customers can get customized insurance.

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American Family Insurance

American Family Insurance focuses on the following car insurance discounts to help families save money on car insurance:

  • Accident-free discount
  • Airbag discount
  • Good driver discount
  • Good student discount
  • Multiple vehicle discounts

Liberty Mutual Insurance

Liberty Mutual offers savings to members of the Kansas community who belong to various associations.

College alumni groups, and employers across the state of Kansas including the following:

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Nationwide Car Insurance

Nationwide Car Insurance distinguishes itself from other car insurance companies with a focus on the following:

  • Repair Guarantee – Nationwide car insurance offers a 100 percent guarantee on vehicle repairs.
  • Excellent Claims Services – Nationwide also focuses on proving excellent claims service in the hopes that happy customers will recommend Nationwide to friends and family.

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Progressive Insurance

Progressive Insurance has a Loyalty Rewards program. The Loyalty Rewards Program allows customers to earn discount and perks the longer they have a car insurance policy in place with Progressive Insurance.

The following perks and discounts can be earned in the Loyalty Rewards program:

  • Accident Forgiveness Whether you have a minor accident or a major accident your rates won’t be affected if you have been a customer of Progressive long enough.
  • Continuous Coverage – The longer you are a customer with Progressive, the savings should increase.
  • Repair Shops – Repair shops are pre-approved so you will know where you can go to get your car fixed.
  • Young Drivers – When a young driver is added to a policy, you should get a discount if you have been a Progressive customer long enough.

Safe Auto Insurance

Safe Auto Insurance was started in 1993. Their focus is helping Kansas drivers get the minimum car insurance required by law at affordable car insurance rates.

Safe Auto Insurance does not run credit checks. So this may be a better option for those with poor credit scores.

State Farm Insurance

State Farm Insurance offers the following qualities in a car insurance company:

  • Experience – State Farm has been in business since 1922.
  • Reliable – State Farm has excellent ratings from independent rating agencies which means that State Farm should not have any financial difficulties in paying claims.

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Travelers Auto Insurance

Travelers Auto Insurance distinguishes itself from other car insurance companies by offering the following:

  • Guaranteed Auto Repair Program – Travelers has a network of auto repair shops throughout the U.S.
  • Auto Glass Repair Shops – Travelers has a network of auto glass repair shops that can visit your home and fix your auto glass in your driveway.
  • Discounts – Travelers offers 15 different types of discounts including discounts on car safety features, Hybrid vehicles, school report cards, and when you bundle another type of insurance policy with Travelers.

21st Century Insurance

21st Century Insurance offers the following qualities in an insurance company:

  • Reliable – 21st Century Insurance has been in business for 82 years.
  • Size – 21st Century Insurance is a part of Farmers Insurance which is the 3rd largest insurer in the U.S. Farmers Insurance has 20 million customers nationwide.

Tips for Saving Money on Your Kansas Insurance Premium

One of the best ways to save money on Kansas car insurance is to comparison shop a variety of companies online.

While you are comparisons shopping online ask each insurance company about the services, discounts, and reliability of their products.

By shopping for car insurance this way you can be sure that you will be getting the best car insurance services at an affordable price.

As you can see Kansas car insurance companies vary a great deal in terms of what they offer, the quality of service they provide and in their pricing.

Comparing quotes online is the fastest way to find the Kansas car insurance coverage you need at an affordable price.

Enter your zip code below into our comparison tool and start comparing quotes for FREE!

References:

  1. https://midatlantic.aaa.com/driver-training/kansas
  2. https://www.teensmartdriving.com/
  3. https://www.allstate.com/
  4. https://www.amfam.com/insurance/car/discounts/good-driver-and-defensive-driving-discount
  5. https://en.wikipedia.org/wiki/Kansas
  6. https://www.aafp.org/home.html
  7. https://www.nationwide.com/car-insurance-policy.jsp
  8. https://www.progressive.com/auto/why-choose-progressive-insurance/
  9. https://www.safeauto.com/
  10. https://www.travelers.com/
  11. https://www.21st.com/