Top 10 Pennsylvania Car Insurance Companies
Allstate, Erie Insurance, and GEICO kick off this top ten list of Pennsylvania car insurance companies. We ranked the following Pennsylvania car insurance companies based on their rates and number of customer complaints to help drivers better decide which provider is the best for them and their coverage needs.
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UPDATED: Sep 5, 2020
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In Pennsylvania, it is essential to find car insurance that suits all of your needs, the minimum state requirements, and provides you with financial protection. By comparison shopping online, you can receive quotes from the best car insurance companies. Comparing car insurance doesn’t have to be a headache.
This enables you to potentially garner substantial savings over your current policy. See what you can save today with our FREE ZIP code search!
Pennsylvania car insurance law requires all drivers to have four types of coverage, which includes medical benefits, bodily injury liability, property damage liability, and full tort or limited tort.
Once the minimum requirements are met, the driver then must determine the aspects of coverage that they want as an individual, such as deciding between full tort or limited tort and taking car insurance deductibles into account.
Even with criteria set, the price of car insurance varies from insurance company to insurance company. Every company wants your business.
Therefore it is important to rely on online quote comparisons to make an informed decision based on factual information provided by experts. Try our FREE quote comparison tool today!
When price shopping car insurance quotes online consider the top 10 Pennsylvania car insurance companies:
Allstate Fire and Casualty Insurance Company
Allstate auto insurance is very customizable and has a variety of unique benefits that should be weighed when comparing prices. Accident forgiveness is a drawing point for many consumers. Even if the accident is determined to be the policy holder’s fault, the rates will not go up.
Each year a driver goes without an accident, Allstate takes $100 off of the deductible, up to $500, through its deductible rewards program. For every six months without an accident, the company gives you a safe driving bonus check worth up to five-percent off of your premium.
If your car is totaled within the first three years, you are eligible for a new car as opposed to reimbursement for the car’s depreciated value. In addition Allstate offers an array of discounts, such as a defensive driver discount, good student discount, and 55 and retired discount.
Erie Insurance Exchange
Erie Insurance Exchange offers competitively priced auto insurance. The company boasts over 30 extra policy features and a customizable auto policy with flexible payment plans.
Based on the payment plan chosen, you can save between five- and seven-percent on your premium. Discounts include safe driver discounts, multi-car discounts, age 55 or over discounts, college driver discounts, and more.
The first accident forgiveness plan ensures that those who qualify will not given a surcharge for their first “at-fault” accident. Erie focuses on customer service allowing the process to run smoothly.
GEICO General Insurance Company
GEICO has received high ratings in customer satisfaction. Claims, questions, and issues are handled swiftly.
In addition to the standard auto insurance offerings, emergency road side service, rental reimbursement, and mechanical breakdown insurance are available. GEICO offers discounts and savings based on vehicle equipment, driving history and habits, the driver’s education, driver affiliations, and customer loyalty.
Liberty Mutual Insurance
Liberty Mutual offers a variety of benefits, features, and services to help you save money on car insurance and return to driving as soon as possible after an accident, breakdown, or theft.
Benefits of Liberty Mutual auto insurance include accident forgiveness and new car replacement. A convenient feature the company offers is lifetime repair guarantee on your vehicle at approved Total Liberty Care repair shops.
Nationwide Insurance Company of America
Nationwide offers its Nationwide Blue Ribbon Claims Services. Policy holders are given a written guarantee on repairs at their selected Blue Ribbon Claims Services repair shop. The guarantee is good for the entire time you own or lease the car.
Auto insurance discounts include multi-vehicle discounts and accident-free discounts. Drivers can also receive a discount when they insure their home and car with Nationwide. Nationwide works with its customers to examine their needs and budget.
Progressive offers innovative tools to save you money on auto insurance, such as Snapshot. Snapshot is a pay-as-you-drive program. Progressive sends you a device to plug into your car for 30 days, which keeps track of your good driving habits.
Drivers can receive up to a 30-percent discount on their premium. Progressive also offers homeowner, multi-car, student, and pay-in-full discounts.
Accident forgiveness applies to those who have had a Progressive policy for four years and have gone three consecutive years without an accident. An E-sign bonus allows you to save $50 for signing documents online.
State Farm Insurance
State Farm boasts a slew of discounts to make a car insurance policy even more affordable and can secure drivers up to 40-percent in savings. Discounts include multi-vehicle, multi-line, new vehicle safety, accident-free, anti-theft device, defensive driving, good driving, good student, and driver training discounts.
Policy holders can pay smaller payments more frequently or larger payments less frequently either by mail, walk-in, phone, mobile device, or online. The flexible payment plans can be tailored to your needs.
USAA Military, Home, Life & Auto Insurance
USAA has received accolades for its customer service. Perks include roadside assistance, an award-winning claims service, guaranteed renewal, accident forgiveness, flexible payment options, and exclusive benefits for members of the military, veterans, and their family members.
Discounts include military, safe driver, family, low mileage, multi-vehicle, multi-product, and good student discounts. The company also emphasizes teen driving safety by providing roadside assistance and driving tips and advice for new drivers.
In addition to the state car insurance requirements, Travelers takes it a step further offering the option of adding extended transportation expense coverage, repair collision coverage, replacement collision coverage, coverage of charges for towing and labor, auto death indemnity, auto loan and lease protection, and more.
Policy holders can receive a discount of up to 15-percent if their car has safety features, including airbags, anti-lock brakes, and anti-theft devices.
Additional discounts, like good student, multi-product, multi-car, driver training, new vehicle, and home ownership discounts, can be applied, along with an accident forgiveness policy.
21st Century Insurance
By qualifying for 21st Century Insurance discounts you can cut your insurance costs. Discounts include multi-car, homeowner, mature driver, car safety features, good student, and driver training discounts.
The company uses automated rating and underwriting systems to personalize the cost of auto insurance for each individual driver. In addition, 21st Century allows drivers to have their car repaired at the reputable repair shop of their choice.
21st Century auto insurance is centered around convenience. Find quotes from the right company for you with our FREE ZIP code search! Comparison shopping for insurance quotes online is the simple way to guarantee that you’re getting the best possible value on the coverage you need.
Top Pennsylvania car insurance companies offer discounts, features, and coverage options that can allow you to further reduce your premium.
Comparing insurance companies online allows you to receive multiple rate quotes from quality insurance companies almost instantly. Evaluating auto insurance rates side-by-side lets the consumer hone in on the cheapest auto insurance options available to them, resulting in significant savings. Get started with our FREE quote comparison tool now!