Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

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Key takeaways...

  • Tri-State Consumer Insurance Company was founded in 1982
  • The Tri-State Consumer Insurance Company has an A- (Excellent) rating from AM Best
  • They provide car insurance and homeowners insurance to the Long Island counties of Nassau and Suffolk, New York City, Staten Island, Bronx, Brooklyn, Manhattan, and Queens

Tri-State Consumer Direct is a New York based insurance company that offers homeowners and auto policies. It’s a small local company that offers personalized service with agents in your neighborhood.

Tri-State insurance maintains a strong reputation in the New York area with plenty of positive customer reviews. At this time, they do not underwrite insurance policies. Instead, they quote and sell policies for a range of other companies. For many consumers, this means saving more money by getting the right plan from the provider that’s right for them rather than being pushed towards one company.

While Tristate is best known for auto and home, they can quote a variety of personal and business insurance products. They do not offer quotes online at this time.

The Tri-State Consumer Insurance Company has an A- (Excellent) rating from the AM Best Company and a company financial-size rating of VI which means that the company makes $25 to $50 million per year.

To find the cheapest car insurance rates in your area now, enter your zip code above!

Should You Consider Insurance with TriState?

The Tri-State Consumer Insurance Company specializes in providing car insurance coverage for New York residents. This company was founded in 1982 by New York locals, and they continue to lead the insurance industry in the area.

This company provides car insurance and homeowners insurance to the Long Island counties including:

The homeowner’s insurance offered by Tri-State offers protection for the home, personal legal liability, additional living expenses, personal belongings like appliances, furniture, clothing, and valuables, and other structures on the policyholder’s property like sheds and garages.

The home insurance is available to those with condos, apartments, coops, and more traditional houses.

They quote auto insurance for a diverse range of customers as well including those with luxury or economy cars. Their customer service is outstanding. If you’re looking for online quotes you can get from the comfort of your own home or if you don’t live in New York, TriState Insurance is not the right fit. The good news is getting quotes is still easy.

The free tool located above will compare the car insurance rates of leading car insurance providers in your area with side-by-side comparisons.  Enter your zip code below to get started for FREE!


  1. http://ambest.com/
  2. https://www.progressive.com/homeowners/
  3. https://en.wikipedia.org/wiki/New_York_City
  4. https://www.history.com/topics/new-york-city
  5. http://tsia.net/about-us/