Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 30, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Direct customer service is what Unitrin Direct offers — no independent insurance agents
  • Unitrin Direct has over six million policyholders, an excellent financial rating, and over $8 billion in assets
  • Unitrin Direct has multiple car insurance options and discounts to choose from
  • Unitrin Direct now goes by the name Kemper Direct and is a part of the Kemper Corporation

This review shows that Unitrin Direct is a direct car insurance provider, which means that Unitrin Direct does not use independent insurance agents. By dealing directly with customers, Unitrin Direct can offer more competitive rates.

Unitrin Direct boasts over six million policyholders, an A- (Excellent) rating from the leading ratings provider for car insurance companies, A.M. Best, and over $8 billion in assets.

Unitrin Direct is now known as Kemper Direct since it became a part of the Kemper Corporation, one of the nation’s leading financial service providers.

Enter your ZIP code above and compare at least three to four policies today to find the best and most affordable car insurance rates!

More on Unitrin Direct

The types of car insurance coverage that Unitrin Direct offers include:

  • Loan and lease protection
  • Collision
  • Bodily injury liability
  • Medical coverage
  • Personal injury protection
  • Stacked coverage
  • Property damage liability
  • Uninsured/underinsured motorist coverage
  • Towing and labor coverage

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

The multiple types of car insurance discounts that Unitrin Direct offers means that their policies can fit into any budget. Some of these discounts are:

  • Multi-car
  • Homeowner
  • Multi-policy
  • Group
  • Loyalty
  • Good driving record
  • Good insurance history
  • Mature driver
  • Driver improvement
  • Teen driver
  • Distant student
  • Safety features

If you’re interested in getting better and more affordable car insurance, enter your ZIP code below and start comparison shopping today!

References:

  1. https://direct.kemper.com/home.aspx
  2. https://wallethub.com/edu/types-of-car-insurance/9636/
  3. https://budgeting.thenest.com/stacked-vs-unstacked-auto-insurance-29632.html
  4. https://www.thebalance.com/how-do-i-get-a-multi-car-discount-527538
  5. https://www.thebalance.com/car-insurance-discounts-for-students-527530