Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 14, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Some define car insurance groups as car insurance companies who offer car insurance coverage for particular vehicles
  • Choosing the best auto insurance company depends on the company and your auto insurance needs
  • Make sure you compare rates to get the best rate for the coverage you need

The term “Car insurance groups” is hard to define as it has a different meaning depending on who you speak with.

Some people define car insurance groups as “buckets” where certain vehicles or drivers are grouped to assess a preliminary risk level before investigating the application profile further.

Others define car insurance groups as car insurance companies who offer car insurance coverage for particular vehicles.

And then some people define car insurance groups as affinity organizations or groups who have used their size to negotiate special discounts with car insurance companies.

The one thing any driver can count on is the term “car insurance groups” is not used very consistently but rather part of industry lingo that can be sometimes confusing and/or misleading to anyone searching for car insurance coverage.

Want to compare car insurance quotes from a list of car insurance companies? Enter your zip code above to get FREE auto insurance quotes.

Who are the best car insurance companies?

This is a very difficult question to answer and will depend on your particular needs, what car insurance companies provide coverage in your area and how important all the factors involved with choosing a car insurance company are to you.

Some of the most important factors to consider when choosing an auto insurance provider are:

  • Company reputation
  • How claims are handled
  • Hours of operation
  • Account management options
  • Policy premiums
  • Types of coverage
  • Policy limits
  • Payment options
  • Available discounts

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

While one of the major car insurance companies such as Geico or Allstate might be right for your needs this does not mean the same provider is right for everyone.

Many drivers prefer smaller local car insurance companies with physical agents. In fact, the largest car insurance company in the USA (State Farm) also has the largest base of real agents.

Although this is certainly a reflection of the past generation as online car insurance companies like Esurance are quickly gaining market share its easy to avoid labeling any car insurance company the best.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How to save money on car insurance?

Any driver looking to save money on car insurance should always start with learning about the types of coverage and police details including limits of coverage, deductibles and exclusions.

The only real way to get the best car insurance rates will be with a mixture of education and car insurance quotes comparison.

Get a list of car insurance companies today and compare FREE car insurance quotes online now!