Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Oct 18, 2020

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It’s all about you. We want to help you make the right car insurance coverage choices.

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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Key takeaways...

  • Comparison shopping is the best way to find low car insurance rates
  • Only buying the coverage you need can save you hundreds of dollars each month
  • Compare three to five quotes before making a final decision

The hardest part of getting car insurance is often just figuring out how much different options will cost.

Unlike most types of shopping, you don’t figure out the price of car insurance until you go through an extensive process, making comparisons extremely difficult and time-consuming.

There are so many car insurance options that spending up to an hour filling out paperwork for each one simply isn’t the best use of your time.

You can save time and money! Enter your zip code above into our comparison tool and start comparing quotes for FREE!

Table of Contents

Don’t Miss Out on Great Deals

However, you could be missing out on great deals if you don’t get quotes from every company.

Different car insurance companies offer car insurance discounts for different things, and their process is often quite opaque.

It all depends on the different risk assessment tools each company uses.

Each company has its own way of calculating how much money it will charge you, and every company weighs different aspects differently.

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An Example of Car Insurance Difference

Many car insurance providers use your credit score to determine how much you need to pay for insurance. Most of them also use your driving record to determine your premiums.

If you have an excellent credit rating but you got into an accident last year, or vice versa, different companies will give you different quotes.

You need to make sure you check them all before you make a decision on which coverage plan to buy.

You know how practically every insurance company commercial says that you could save up to $300, $400 or even $500 by switching to their plan?

The Solution to the Problem

So, if you don’t have all the time in the world but you want to get the best deals on the best car insurance. You don’t know whether a car insurance company will give you a good deal but you want to find out. What can you do?

You could always call each company and get the information, but you could end up spending all day on the phone with insurance companies if you’re unlucky – and who has time for that?

A better idea is to visit a car insurance comparison website.

When you visit a good insurance comparison website, all you have to do is enter your zip code, and the site will automatically go through the entire song and dance for as many car insurance providers you wish.

You will then be served with a list of car insurance providers in your area for FREE!

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Typically, the list will include:

  • Quote prices
  • Coverage amounts
  • Coverage types
  • Insurance information about drivers in your area

Why should I get a quote in the first place?

Many people don’t really see the need to get a car insurance quote, especially if they know that a friend got a good deal with a particular company.

It happens all too often that a friend has different demographics than you, and his low payment may be the result of his age, location, vehicle or credit history.

If any of these sensitive pieces of information are different for you, your deal might not be so good.

Furthermore, your friend may not even know what sorts of deals are available today.  Car insurance prices are so radically different based on so many different factors that it’s even hard for professionals to keep track.

The only way to know for sure is with a copy of your budget and a copy of a car insurance quote.

You want to choose the best car insurance that fits your budget, and that means that you need to know how much different insurance companies will cost beforehand.

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Car Insurance Comparison: The Only Way to Go!

In a grocery store, smart shoppers look at the labels and the prices of everything to figure out whether they’re getting the best deal.

When purchasing furniture, people go to different stores to see the options before settling on the best piece for them.

In car insurance commercials, people compare prices of insurance to one another, miraculously coming up with whichever is being advertised as the cheapest option.

You can’t trust the commercials to compare your car insurance for you, and you can’t trust company websites to figure out which car insurance plan offers the best deals.

Only car insurance comparison websites can do that. If you have just bought a car or want to buy one, you need to get insurance as soon as you can.

Car insurance is mandated in most states, and in many, you aren’t even allowed to register your vehicle until you provide proof of insurance.

If a police officer pulls you over, you will be required to show your insurance card or risk heavy fines. Don’t put off choosing the best insurance policy.

Find affordable car insurance now! Enter your zip code below and start comparing quotes for FREE!