Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 8, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Finding the car insurance coverage can be difficult
  • Affordable doesn’t always mean it’s the right policy for you
  • Ask friends and family for referrals and compare at least three companies before deciding

If you own a car, then you are no doubt aware of the overall difficulties which you can face when it comes to insurance.

It is possible to find a truly affordable car insurance plan; you just need to know where to look, and what to look for. It may be tempting to simply assume that an affordable car insurance plan has to be cheap — but this is not the case.

Affordable does not mean that you pay very little, but that it is worth the money that you pay for it. Obviously, you will be able to afford it overall, but affordable is not at all the same as cheap.

This means that you can simply spend your time looking for a high-quality insurance plan that is within your price range, and you will still be able to have the services that you require from your insurance provider.

Enter your zip code above and find affordable car insurance quotes for FREE!

Table of Contents

Where to Look

Car insurance comparison sites are some of the best places to check out the best in insurance deals.

It can take some skill to navigate all of the results, but once you understand the basics, you can use specific search terms and filters and find results relevant to you.

After all, you need to remember that not all insurance packages will be appropriate for you, and to get the best in affordable insurance plans, you need to consider your individual needs.

So take your time when deciding what it is that you really want, as this will help you in the long run when you eventually go to different insurance companies asking about different deals that they can give you.

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Talking to Insurance Companies

As a rule, any insurance company that you go to will be as helpful as they can. After all, they will want your custom and so will be more than willing to accommodate your needs.

You can use this to your advantage simply by attempting to get the best deals possible.

Mention that you are looking at a variety of different insurers, and based on the overall price you will make your decision.

This will make any insurer that provides the particular insurance that you are looking for far more likely to compromise on price, as it is in their interests to do as much as they can to ensure your custom.

Comparing Insurers

As said, using comparison sites is a great way to find the best insurer for you. However, you may also want to compare them directly.

Consider looking at what each of the companies you have narrowed down to offer.  You can then directly compare based on overall quality of service and price, to see which one you prefer.

You may also want to consider talking to friends and family about who they use.

In the long run, it is your decision and one that you must make based on all the things mentioned. You need to make sure that whatever policy you take out is appropriate for you.

Enter your zip code below and start comparing affordable car insurance quotes for FREE!

References:

  1. https://www.progressive.com/
  2. https://www.geico.com/
  3. https://www.thebalance.com/compare-com-insurance-comparison-website-review-4145303