Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Jun 8, 2021

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It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • You should always compare at least three to five quotes before making a final decision
  • Students with good grades are eligible for discounts
  • Where you park can affect your monthly premiums

Before you read any further, it is important to point out that a car insurance quote should always be free.

With the world of the internet and the ability to call up a company to ask questions, there is no reason why any insurance company should charge for a quote.

Getting an affordable car insurance quote can take time. There are different factors that are considered when it comes to companies deciding on how much to charge you for your insurance.

Some of these factors you will have no choice over at all but there are others that you can change or adapt.

Enter your zip code above now to receive multiple affordable car insurance quotes for FREE!

Compare the Different Companies

You will need to shop around for quotes and compare car insurance providers. When you get your renewal notice, you may think that this is the cheapest that you will get but this is not the case.

There are plenty of other companies available who are willing to offer a lower price to get your business.

Existing companies do not get the best deals when compared to newer customers.

Comparing companies used to take up a lot of time, which is why many people stuck with their renewal notice.

You can fill out one form and you will gain quotes from many different companies at the same time. This can be done through our price comparison website.

There are a number of different comparison websites and all offer free quotes online. You just put your details in once and they will search the companies that have paid for that service.

Compare Car Insurance Companies

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Compare quotes from the top car insurance companies and save

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Go Directly to the Companies

It is worth remembering that not all insurance companies will be on the price comparison websites, which means that you will need to go directly to them.

Even when you do use the price comparison websites, you should take your business directly to the insurance companies to negotiate a lower quote.

For example, you could find that one company is offering $300 off compared to your current company.

By going directly to the companies, you will also be able to offer more information that will help gain affordable quotes.

Students can get discounts for good grades or drivers will have lower quotes if they only drive during daylight hours.

This is something that the insurance companies will not ask on the basic forms but will take into account if you mention it.

Where You Park Your Car

Parking your car on the roadside will cause your insurance quote to increase. If you have a garage, make use of it by parking your car in there.

Driveways also make it cheaper for the car insurance.

If you do not have a driveway but a neighbor does, you could talk to your neighbor about renting their driveway.

This will offer your neighbor extra money each month and help you get the discount on your car insurance.

However, you need to make sure that the amount you are paying for renting the driveway is less than what you will save to be able to justify this move.

The Make and Model of Your Car

Some vehicles are more expensive to insure for various reasons. This is something that you will need to look into.

While you may not be able to currently buy a new car, this is something that you can think about for the next time your car insurance comes up for renewal.

It may be worth buying a new car to save on your insurance over the next few years.

Not just any new car, find out what the safest car to insure is.

Cars that are between five and 10 years old are more likely to cost less on the insurance, which is something else to consider.

Any modifications that you make to your car will also have an effect on the cost of the car insurance.

You can help to take your insurance down by adding trackers or alarm systems to your car; this is because your car will be harder to steal.

However, if you start adding luxuries, such as surround sound systems, the car is more likely to be appealing to thieves so the insurance quotes will increase.

Enter your zip code below and we will send you affordable car insurance quotes for FREE!