Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Oct 6, 2020

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Here's what you need to know...

  • Liability car insurance is mandatory in most states
  • Drivers with good credit and clean driving records are usually rewarded with lower premiums
  • Driving without insurance is illegal

The number one thing most people go to car insurance websites to find out is, “how much will this premium cost?”

Ironically, this is often the most difficult thing to find, requiring you to go through a long litany of forms and search through a maze of links in order to get a highly specific quote.

If you want to change the type or scope of your desired insurance plan or if you want to check how much insurance would cost for another car, you have to repeat the process.

Where are car insurance prices online? They’re at the car insurance comparison websites. 

These comparison websites give you a variety of car insurance prices online based on your personal information, making it possible to compare and contrast many different quotes at once.

Enter your zip code above and start comparing car insurance quotes for FREE!

Table of Contents

How much do different car insurance companies vary?

Because car insurance is required by most states in order to operate a vehicle, most people simply choose car insurance prices based on the last commercial they saw.

People think that all car insurance policies are basically the same and that different companies generally offer the same prices.

However, this is patently false, as any research will soon show. The only reason people don’t do this research is that it is so difficult to find car insurance prices online.

If people were to use price comparison websites, they would see that prices between insurance companies can differ radically.

The thing is, there is no one “best” car insurance company. Depending on the person, place, and vehicle, the same car insurance prices can vary dramatically.

For instance, a person with a good traffic record but a poor credit history might get great prices with one insurance company, while a person with a poor traffic record and a good credit score might get great prices with another one.

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Why It’s Important to Find Car Insurance Prices Online

You will lose your license or have to pay an expensive fine if you are caught driving without insurance.

In many states, you are not even able to register your vehicle if you don’t have state auto insurance.

By using a price comparison website, you can be sure that you get the best prices no matter how quickly you have to secure a car insurance policy.

What if I already have car insurance?

If you haven’t already done an online price comparison, chances are you’re paying too much for car insurance. You should definitely enter your zip code into a comparison website just to see how much you can save.

Even if you compared your insurance online several years ago, you should look again to see if prices have changed.

Insurance companies are often changing their risk algorithms, making it a good idea to check regularly to see if you can get a better deal.

What are you waiting for? Compare car insurance prices online for FREE! Enter your zip code below to get started!

References:

  1. https://www.geico.com/information/states/ny/
  2. https://www.nationwide.com/auto-insurance-coverage.jsp
  3. https://www.esurance.com/info/car/myth-your-credit-score-doesnt-affect-your-insurance-rate
  4. http://traffic.findlaw.com/traffic-tickets/driving-without-valid-sufficient-insurance.html