Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 13, 2020

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Key takeaways...

  • It is not enough to simply look around for the cheapest price
  • Many classic auto owners are purists who want to keep their vehicle’s stock or as close to stock as possible
  • Consumers use the internet to help them research and save money on all sorts of different things

Owning a classic car is a joy for enthusiasts, but one must take the time to find classic car insurance quotes online.

Classic automobiles are different in many ways than most other cars on the road, especially when it comes to insurance.

Finding affordable car insurance quotes online is crucial to help make the cost of owning these cars more manageable for drivers.

Are you ready to find the best classic car insurance? Enter your zip code above and find the perfect classic car insurance for your needs!

Table of Contents

Protecting Your Classic Car Investment

Searching for classic car insurance quotes online ensures that you’ll find quality auto insurance coverage from a true specialist in the field.

It goes without saying that classic cars are different from other vehicles on the road.

This observation is perhaps even more pertinent as it relates to maintenance, repair, and security than it does the visual difference in these cars as compared to today’s new vehicles.

Here are some things to keep in mind:

  • In the event of an accident, it can be very expensive to repair an old classic.
  • Not just any shop in town will have personnel trained to work on these old machines; getting parts is another challenge.
  • Unlike today’s vehicles, old classics don’t come equipped with security features such as anti-theft systems, so without modification, they are even more susceptible than you might imagine.

Many classic auto owners are purists who want to keep their vehicle’s stock or as close to stock as possible.

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Importance of Choosing a Specialty Insurer

Getting classic car insurance quotes online is smart because leading classic car insurance specialists to have connections with shops that have the skilled personnel to locate parts and complete repairs following an accident.

These companies understand the complexity involved in setting a replacement value for a classic:

  • Unlike other cars, a classic doesn’t automatically depreciate over time. If anything, its value might increase through the years.
  • Having the right level of coverage to fully protect your investment in a classic is essential, and the backing of an experienced specialist allows you to negotiate replacement value and agree upon the total level of coverage for collision and comprehensive.

Working with a classic vehicle insurance company is important for these and other reasons. But through ensuring a classic with a specialist has numerous advantages, it can also be very expensive.

Best Classic Auto Insurance Values

The top companies in the industry provide quality coverage that policyholders can count on, as well as highly responsive customer service and claims response, and do it all at an affordable price.

When you’re dealing with a pricy antique from yesteryear, it is not enough to simply look around for the cheapest price.

Here are two tips to help you:

  • For collectors everywhere, the general rule of thumb is to look at the prices and policies offered by a good handful of top-rated auto insurance specialty providers.
  • Take the time to investigate premium pricing as well as coverage. Compare the limits and exclusions of every policy you consider as well as the bottom line cost.

Compare Classic Car Insurance Quotes

These days, consumers use the internet to help them research and save money on all sorts of different things.

It is no different with auto insurance, as the online market has grown each and every year relative to the overall market ever since its inception.

Here are two things to keep in mind:

  • There is no simpler or faster way to find the best deal than to compare classic car insurance quotes online.
  • In less than the time it would take to get a single quote in person at an agency or over the phone, collectors can obtain multiple classic car insurance quotes online and begin the process of comparison.

Choose the right auto insurance company to work with by comparing premiums.

Look at the customer service and claims response of different companies, and make sure to check on coverages included in each policy offered to you.

If you have a computer and online access and a little time to spare, you can save money on quality coverage with a well-known carrier by comparing classic car insurance quotes online.

Don’t waste any more time looking for classic car insurance! Enter your zip code below to find cheap car insurance instantly!

References:

  1. https://www.progressive.com/classic-car-insurance/
  2. https://www.esurance.com/info/car/how-accidents-affect-your-car-insurance-rate
  3. https://www.statefarm.com/
  4. https://www.iii.org/publications/insurance-handbook/insurance-basics/auto-insurance-basics