Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 13, 2020

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Key takeaways...

  • Zale Corporation is the name of Zale Indemnity’s parent company
  • A major focus of the Zale Corporation is its chain of jewelry stores
  • AM Best has given Zale a rating of C which is considered to be a good rating

Another segment of Zale, known as Zale Life Insurance Company, also sells life insurance as well as accident insurance and annuities.

Zale Corporation is the name of Zale Indemnity’s parent company. A major focus of the Zale Corporation is its chain of jewelry stores.

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FAQ

One of the reasons Zale Indemnity has been successful is that their underwriting guidelines are conservative.

This often means that they will not write insurance for individuals or businesses that are considered high risk.

One of the indicators of the financial stability of a company is their financial rating. AM Best has given Zale a rating of C which is considered to be a good rating.

This indicates that the financial outlook for the company is stable and they will be able to pay out for claims that are current and for claims in the future.

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References:

  1. http://www.zalecorp.com/unitedstatesbenefits.aspx
  2. https://www.businesswire.com/news/home/20180216005435/en/A.M.-Downgrades-Credit-Ratings-Zale-Indemnity-Company