How to Buy Salvage Cars From an Insurance Company

Insurance companies don’t sell totaled cars to consumers shopping for cars on a regular basis. Dealing with the legalities and the industry laws that pertain to selling vehicles as a commercial entity is too much for an insurer that deals primarily in the sale of financial products. While carriers usually don’t act as car dealers,…

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New car replacement coverage — is it worth it?

When you buy a new car, you do everything in your power to keep that vehicle in mint condition for as long as you possibly can. Frequent washes and routine wax jobs will definitely help keep the paint from fading, but that doesn’t mean your car will look new forever. Even if it does look…

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How does a salvage title affect insurance?

Buying a salvage title vehicle can result in getting a great deal and paying less than you otherwise would. Just because a car has been wrecked doesn’t mean it can’t be restored to pristine condition. What is a rebuilt title or salvage title car? Once a vehicle has been totaled out by the insurance company,…

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What to Do with a Totaled Car and No Insurance

The time to think about insurance is before you have an accident. But sometimes things happen. You forget to pay your insurance premium and have an accident the day after your policy expires. You get busy and don’t notice the cancellation notice. Perhaps you just thought you couldn’t afford your insurance premiums that month. When…

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Can I ask insurance to total my car?

A car crash can easily turn a good car into a wreck. If you’re in a minor crash, getting your car repaired could be a simple as filing a claim and hiring a shop to do the bodywork. Unfortunately, more serious accident claims can be more difficult to deal with. Instead of filing a claim…

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What happens if my car is totaled and I have GAP insurance?

If you are like most American drivers, you have likely been confused or overwhelmed regarding the ins and outs of your insurance policy at one time or another. Not only can auto insurance be difficult to understand but it can also be expensive. Learning more about how your policy works and doing some research will…

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