Indiana Car Insurance

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Key takeaways...
  • All vehicles registered in Indiana are required to have liability car insurance which meets or exceeds state minimum auto insurance
  • Check to see if there are any discounts available for the type of coverage you need
  • Make sure to compare rates from multiple insurance companies to get the best rates for the coverage you need

Indiana car insurance is regulated by the Indiana Bureau of Motor Vehicles. All states have departments which specifically handle motor vehicle registrations but most are called the Department of Motor Vehicles.

In Indiana, the correct title of the DMV is the Indiana Bureau of Motor Vehicles. Moving to Indiana or simply need Indiana car insurance quotes? Click here to get FREE car insurance quotes comparison online.

Indiana Car Insurance Requirements

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All vehicles registered in Indiana are required to have liability car insurance which meets or exceeds state minimum auto insurance requirements in the amount of:

  • $25,000 bodily injury insurance for injuries to a single person per accident
  • $50,000 of combined bodily injury insurance for injuries to all parties of a single accident
  • $10,000 in liability coverage for property damage

Indiana does not have no-fault car insurance laws so these limits are very low considering the potential financial risk behind medical expenses and litigation for injuries or damages resulting from a car accident.

Most Indiana drivers opt for increased coverage with policy limits reaching $100,000 or more for liability insurance.

Drivers also usually seek additional coverage such as comprehensive and collision car insurance for coverage against damage to their own vehicle and/or persons.

Increasing your car insurance policy limits is not as expensive as you may think and normally only adds a very nominal increase to car insurance premiums.

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Indiana Car Insurance Companies

Indiana has a pretty healthy car insurance industry and drivers have no lack of car insurance companies to choose from however defining who the best Indiana car insurance company is will depend on your individual needs.

Some of the top car insurance companies who offer Indiana drivers auto insurance coverage are:

However, Indiana has more than just big brand name car insurance companies and a nice selection of companies who specialize in regionalized auto insurance markets so always gather a list of Indiana car insurance companies and spend time car insurance comparison before selecting a provider.

Indiana Car Insurance Discounts

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If you are moving to Indiana and need car insurance its common to ask what car insurance discounts are available and new residents will be happy to know that car insurance companies in Indiana offer many of the same car insurance discounts they do in other states.

Some of the most common Indiana auto insurance discounts are:

  • Good Driver Discounts
  • Anti-Theft / Vehicle Safety Discounts
  • Low Mileage Discounts
  • Multi-Policy Discounts

Many auto insurance discounts are available to Indiana drivers but the final selection of what is applicable to your policy will depend on the car insurance company you choose.

Ready to start car insurance comparison between Indiana car insurance companies? Click here to get FREE Indiana car insurance quotes online!

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