FREE Car Insurance Comparison

Call (855) 425-8122

for FREE insurance quotes by phone
Compare Car Insurance Companies and Save! -- Compare Car Insurance Quotes Now!

Call (855) 425-8122

for FREE insurance quotes by phone

Free Car Insurance Comparison

Compare Quotes from Top Companies and Save

or call (855) 425-8122 for free quotes

Massachusetts Car Insurance

Key takeaways...
  • Massachusetts is one of the dozen or so states which operate under no-fault car insurance laws
  • All drivers are required to have both liability insurance coverage and PIP (personal injury protection) with minimum amounts of coverage
  • High-risk drivers are often denied coverage and Massachusetts is one of the few states which has introduced a program to assist high-risk drivers to obtain car insurance coverage

Finding car insurance companies in Massachusetts can be easy but finding the right auto insurance policy warrants spending time understanding how to do a car insurance comparison search.

Ready to find car insurance companies in Massachusetts? Use our free quote tool above to compare rates today! 

Massachusetts Car Insurance Companies

adobestock_108003490-1600x1600The Massachusetts Division of Insurance regulates car insurance laws in the State of Massachusetts and currently has licensed around 25 companies to write private passenger auto insurance policies in the State.

Some of the popular brand names are:

A full list of Massachusetts Car Insurance Companies can be found here or visiting the State Department website.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

or call (855) 425-8122 for free quotes

Massachusetts and No-Fault Car Insurance 

Massachusetts is one of the dozen or so states which operate under no-fault car insurance laws.

This means drivers have few rights to sue for minor damage and each parties respective auto insurance company will pay for expenses relating to their own injuries and/or damage (up to policy limits and coverage).

All drivers are required to have both liability insurance coverage and PIP (personal injury protection) with minimum amounts of coverage as follows:

  • $20,000 liability for injuries per person per accident
  • $40,000 liability for injuries for all persons per accident
  • $5,000 liability for property damage per accident
  • Personal Injury Protection (PIP)
  • Uninsured Motorists Coverage

What if I am denied coverage?

AdobeStock_107947394-1600x1600Massachusetts has a State-funded program called the Massachusetts Automobile Insurance Plan (MAIP) which helps drivers who cannot obtain auto insurance in the voluntary market.

Should you be unable to find a car insurance company to write coverage for you the State will automatically assign a car insurance company to you through the MAIP program.

High-risk drivers are often denied coverage and Massachusetts is one of the few states which has introduced a program to assist high-risk drivers to obtain car insurance coverage.

There are a lot of eligibility requirements but most all drivers who are continually denied coverage through traditional methods should end up qualifying for the MAIP.

Car insurance companies cannot deny your application once the State approves your eligibility and assigns your case plus they must also charge competitive rates however an assigned car insurance company can refuse to provide coverage if you do not have a valid drivers license or it has been suspended or revoked.

Massachusetts Car Insurance Rates

In terms of national averages, Massachusetts drivers experience some of the lowest car insurance premiums nationwide.

According to Insure.com, the national average car insurance premium is $1,429.26 while drivers in Massachusetts average $1,043.80.  Only six states have lower average car insurance rates.

Massachusetts Car Insurance Quotes

Even with only around 25 car insurance companies, Massachusetts drivers can still benefit from a healthy auto insurance market, however, car insurance comparison will be critical to finding the best rates.

Get a FREE car insurance quotes online with our free quote tool below! 

Free Car Insurance Comparison

Compare Quotes from Top Companies and Save

or call (855) 425-8122 for free quotes
[0-9]
[0-9]