Iowa Auto Insurance [Rates + Cheap Coverage Guide]

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IOWA STATISTICS SUMMARY  
Annual Road Miles Total in State: 114,442
Vehicle Miles Driven: 33,161 million
Vehicles Registered in State: 3,447,049
Total Stolen: 4,342
State Population 3,156,145
Most Popular Vehicle Chevrolet Silverado 1500
Uninsured Motorists 8.70%
State Rank: 38th
Total Driving Fatalities 2008-2017
Speeding: 612
Drunk Driving: 917
Average Premiums Liability: $299.18
Collision: $219.75
Comprehensive: $171.58
Cheapest Providers USAA and State Farm Mutual Auto

The “Hawkeye” state, known more commonly as the state of Iowa, is a gorgeous state with many wide-open fields and breathtaking cities. In order to view such a wonderful place, you’ll obviously want to have all of your car insurance needs to be taken care of.

Why waste hours of your free time digging through countless car insurance websites when you can do it all in one convenient place?

In this comprehensive guide, we will cover all of the insurance topics you’ll need to know for you to purchase the best policy for your needs in Iowa.

We’ll go over everything from the specific coverage you’ll need, to the laws and rules of the road in Iowa, and more.

Ready to get started now? Use our FREE online tool. You only need is your zip code to get started.

Table of Contents

Iowa Car Insurance Coverage and Rates

Let’s get right to it. In this first section, we’re going to talk about some of the basic car insurance coverage you’re going to want to make sure that you have. We’ll also touch on some of the typical car insurance rates you’ll see.

– Iowa Minimum Coverage

Each state has something known as minimum liability coverage. It’s the minimum amount of insurance coverage you are allowed to have in that state in order to legally drive your vehicle.

Iowa is one of a few states that does not necessarily require that you have this minimum liability coverage, but it does, however, a Motor Vehicle Financial and Safety Responsibility Act.

This Act states that if you are ever involved in a car accident, you must be able to show financial responsibility for any resulting injuries. Meaning that while having insurance coverage can be optional, you will need at least some form of coverage in order to meet this minimum requirement.

According to the Insurance Information Institute (III), Iowa has minimum liability coverage of 20/40/15. What exactly does this mean? We’ve broken it down for you here:

  • 20 = $20,000 for the payment of the injury/death of one individual in an accident that you caused
  • 40 = $40,000 for the payment of the injury/death of multiple individuals in an accident that you caused
  • 15 = $15,000 for the payment of any property damage incurred in an accident that you caused

This becomes particularly important due to the fact that Iowa is considered an “at-fault” state.

This means that if you are the one who caused an accident, YOU are the one who is held financially liable for that accident.

If you should decide not to purchase at least the minimum liability coverage, there are other options to make sure you are covered in the case of an accident.

According to the Iowa Department of Transportation, you may comply with the Motor Vehicle Financial and Safety Responsibility Act in the following ways:

  • posting a bond with Driver & Identification Services
  • getting a legal release of liability from the other parties involved in the accident
  • being found completely not liable in a civil suit
  • filing an agreement to pay the other parties’ damages on an installment plan
  • executing a warrant for confession of judgment promising to pay the other parties’ damages on an installment plan
  • filing evidence of complete settlement of all damages.

It is recommended, however, to just ensure you have the minimum liability coverage to optimize your coverage needs.

– Forms of Financial Responsibility

There are several different types of forms of financial responsibility in Iowa.

As it is not necessarily required to have at least the minimum liability coverage (although highly recommended), there are other ways in which you might be required to provide some proof of financial responsibility.

Should you purchase car insurance, you will need to make sure you have at least one of the following with you while you are operating your vehicle:

  • Valid liability insurance ID cards
  • Copy of your current car’s insurance policy
  • Valid insurance binder (a temporary form of car insurance)

If you decided not to purchase car insurance and you get into an accident, according to Iowa’s DMV, you may provide any of the following:

  • Provide proof that you had liability insurance at the time of the accident
  • Pay one of the following to “Driver & Identification Services” in Iowa:
    • Cash
    • Certified check
    • Cashier’s check
    • Bank draft
    • Postal money order
  • Obtain a release form from all the people involved in the accident
  • Promise to cover (on an installment plan if needed) the costs of the injured or damaged parties in a filed statement
  • Receive a civil damage action decision that releases you from any liability
  • Complete a warrant for confession of judgment with agreed upon payment schedule
  • Provide evidence of a settlement reached between parties

If you do not provide at least one of the above and you do not have car insurance, your license will be suspended until you can provide any of the above!

– Premiums as a Percentage of Income

Have you ever heard of the term per capita disposable income? Let’s break it down.

Per capita disposable income refers to the amount of money a group of individuals have after taxes has been paid.

In Iowa, the average per capita disposable income is $39,820. This means that after taxes, this is how much the typical Iowa citizen has to spend. 

Full Coverage
2014
Disposable
Income 2014
Insurance as %
of Income 2014
Full Coverage
2013
Disposable
Income 2013
Insurance as %
of Income 2013
Full Coverage
2012
Disposable
Income 2012
Insurance as %
of Income 2012
$683.67 $39,820.00 1.72% $668.09 $38,676.00 1.73% $656.84 $38,326.00 1.71%

You can see from the table above that of this disposable income you have left after taxes, about 1.72 percent will go to your insurance payments.

If you want to calculate what your average premium would be based on your own income, use the calculator below.

CalculatorPro

– Core Coverage

According to the National Association of Insurance Commissioners, you can expect the following core coverage costs in Iowa:

Coverage Type Annual Costs (2015)
Liability $299.18
Collision $219.75
Comprehensive $219.75
Combined $672.01

– Additional Liability

As we stated previously, Iowa doesn’t necessarily require for you to have insurance coverage, but there is highly recommended. In addition to the minimum liability coverage, there are two other liability coverage types that you will want to consider; Medical Payments (MedPay) and Uninsured/Underinsured Motorist.

Medical Payments (MedPay) Coverage is essentially the coverage that helps you out in the case of an accident. It will cover your own medical expenses should you be injured in a car accident.

Uninsured/Underinsured Motorist Coverage helps to cover you if you are ever in an accident with someone who does not have insurance coverage.

As we mentioned previously, Iowa is an at-fault state, so if the other driver doesn’t even have insurance coverage, that could mean the damages from that accident could affect your wallet.

This becomes especially important as according to the Insurance Information Institute (III), Iowa has an uninsured motorist rate of 8.7 percent.

Due to this, we will now discuss the loss ratios for these additional liability coverages. What is a loss ratio exactly?

A loss ratio is the comparison between how much an insurance provider pays out in claims as compared to the amount of money the company takes in from insurance premiums.

So when you’re thinking about loss ratios, you want to think back to the story of Goldilocks. You want a loss ratio that isn’t too high, isn’t too low, but is just right.

Why is this? Well, if a loss ratio is too low, that means that the provider isn’t paying enough in claims to their customers.

If a loss ratio is too high, over 100 percent, it means that the company is paying too much in insurance claims and is actually at risk for going bankrupt. Hence why you want this loss ratio to be right in the middle.

Loss Ratio 2013 2014 2015
Medical Payments (Med Pay) 67% 68% 79%
Uninsured/Underinsured Motorist 49% 68% 71%

As you can see in the table above, both MedPay and Uninsured/Underinsured Motorist have relatively decent loss ratios in Iowa.

– Add-ons, Endorsements, and Riders

Getting the best coverage for the most affordable price is always a top priority when shopping for insurance. Did you know that you could be missing out on several extremely useful, and cheap, coverage types because of it?

Check out the list below to see what is available to you in Iowa:

– Demographic Rates

There’s a commonly heard myth in the insurance business that men tend to pay more for the insurance coverage than women do. We wanted to find out if this was true in Iowa, and found the following data:

Company Married 35-year old female Married 35-year old male Married 60-year old female Married 60-year old male Single 25-year old female Single 25-year old male Single 17-year old female Single 17-year old male
Allstate F&C $1,958.15 $1,879.95 $1,740.38 $1,771.40 $2,131.19 $2,192.58 $5,666.77 $6,380.74
American Family Mutual $1,947.49 $1,947.49 $1,742.43 $1,742.43 $1,947.49 $2,345.27 $5,205.52 $7,296.86
Farmers Insurance Co $1,505.56 $1,534.33 $1,348.08 $1,472.79 $2,038.46 $2,181.07 $4,551.35 $4,851.93
Geico Cas $1,871.32 $1,677.39 $1,676.90 $1,535.68 $1,767.80 $1,635.28 $4,252.86 $3,954.88
Safeco Insurance Co America $2,110.02 $2,290.23 $1,856.34 $2,255.89 $2,390.92 $2,636.91 $10,248.60 $11,534.94
Nationwide Agribusiness Insurance $1,773.80 $1,821.30 $1,580.35 $1,687.66 $2,007.84 $2,184.45 $4,078.71 $5,280.35
Progressive Northern $1,685.12 $1,622.63 $1,389.61 $1,441.50 $2,027.39 $2,192.49 $4,131.25 $4,663.86
State Farm Mutual Auto $1,445.98 $1,445.98 $1,270.07 $1,270.07 $1,625.39 $1,851.50 $3,914.70 $4,964.07
Travelers Home & Marine Ins Co $2,442.49 $2,492.53 $2,373.90 $2,380.26 $2,541.28 $3,002.33 $10,858.60 $17,313.68
USAA $1,239.37 $1,253.71 $1,136.98 $1,159.77 $1,487.70 $1,643.44 $3,345.14 $3,552.75

So as you can see in the table above, it’s actually age and marital status that plays a bigger factor into insurance rates in Iowa. The older married couples seem to pay less for their insurance rates than single males do.

– Highest/Lowest by Zip Code

Zipcode Average
51501 $3,633.75
51503 $3,575.94
51510 $3,421.91
50314 $3,379.73
50309 $3,367.30
51534 $3,356.47
51103 $3,355.94
50307 $3,350.71
51105 $3,350.44
51104 $3,342.31
51101 $3,333.89
50308 $3,327.01
51108 $3,296.59
52801 $3,285.41
50319 $3,262.33
51109 $3,260.62
51526 $3,259.16
51561 $3,249.84
51106 $3,242.81
51654 $3,239.93
50316 $3,230.43
51571 $3,228.18
51533 $3,223.48
50864 $3,216.99
51532 $3,212.72
51542 $3,209.76
50310 $3,207.24
52802 $3,206.70
50833 $3,204.32
52804 $3,203.58
50311 $3,202.93
51652 $3,202.45
51541 $3,201.16
50320 $3,198.63
51649 $3,197.04
51648 $3,193.43
51573 $3,192.82
50315 $3,188.28
51631 $3,185.36
51111 $3,184.13
50843 $3,180.65
51636 $3,180.34
51566 $3,178.98
50848 $3,177.95
51639 $3,177.71
50321 $3,176.34
50845 $3,176.06
51637 $3,175.26
50312 $3,171.48
51554 $3,170.76
51535 $3,168.22
50317 $3,167.68
50857 $3,167.43
51630 $3,166.15
50853 $3,161.66
50841 $3,161.60
51647 $3,161.39
51575 $3,161.21
51638 $3,160.92
50854 $3,160.90
51551 $3,160.85
51640 $3,158.99
51632 $3,149.94
51646 $3,148.89
51540 $3,147.69
51555 $3,146.17
51525 $3,145.81
51576 $3,145.04
51650 $3,144.18
50846 $3,143.56
51536 $3,143.19
52807 $3,143.07
50074 $3,142.48
50395 $3,141.68
51549 $3,139.43
51548 $3,137.95
50144 $3,137.92
51656 $3,136.45
51601 $3,134.91
51553 $3,134.36
50065 $3,131.25
50839 $3,130.48
50133 $3,129.34
52803 $3,129.34
52001 $3,128.32
50211 $3,128.18
51653 $3,127.14
51645 $3,126.40
50237 $3,125.89
50862 $3,125.88
51544 $3,125.38
51559 $3,120.60
50860 $3,120.54
50108 $3,118.23
51651 $3,118.12
50149 $3,116.31
50067 $3,115.95
50140 $3,112.85
51552 $3,111.11
50840 $3,108.57
51556 $3,108.20
50174 $3,103.88
50022 $3,103.63
50858 $3,102.66
50835 $3,101.52
50837 $3,100.70
50020 $3,100.46
52806 $3,100.13
51570 $3,099.94
51062 $3,098.26
50836 $3,096.03
50863 $3,095.98
51563 $3,094.94
50851 $3,092.12
50166 $3,091.10
52722 $3,090.75
51529 $3,089.07
50274 $3,088.94
50047 $3,088.68
50048 $3,087.99
50257 $3,087.69
50229 $3,086.19
50859 $3,084.17
50164 $3,082.64
51521 $3,081.19
50210 $3,080.78
50262 $3,079.63
51564 $3,079.34
50313 $3,078.58
50241 $3,072.01
51562 $3,071.76
51577 $3,071.16
50099 $3,070.24
51019 $3,067.07
50849 $3,064.91
50155 $3,063.89
52003 $3,063.50
51557 $3,063.50
51545 $3,062.64
50240 $3,062.40
50145 $3,062.16
51546 $3,060.38
50139 $3,060.01
51004 $3,059.31
50002 $3,058.59
50169 $3,058.04
50275 $3,057.28
51579 $3,057.06
50264 $3,055.99
51056 $3,054.16
50060 $3,052.48
51560 $3,052.09
50115 $3,052.04
50831 $3,051.63
51044 $3,049.45
50061 $3,048.56
52583 $3,046.64
51016 $3,046.49
50165 $3,045.38
51550 $3,044.57
50830 $3,044.54
50327 $3,044.43
50254 $3,044.11
50147 $3,043.06
50160 $3,042.91
51051 $3,041.75
50008 $3,041.40
51530 $3,041.33
50151 $3,040.51
50118 $3,040.20
50035 $3,040.10
51565 $3,040.00
52631 $3,039.38
50591 $3,038.87
50213 $3,036.49
50524 $3,036.31
50243 $3,035.72
50117 $3,035.32
52638 $3,033.61
52570 $3,033.53
50861 $3,033.38
52002 $3,032.45
51034 $3,031.49
52590 $3,030.95
50842 $3,029.50
50272 $3,029.49
52140 $3,029.25
50052 $3,028.19
50801 $3,027.08
50001 $3,026.98
52650 $3,026.18
50273 $3,025.93
52623 $3,024.21
50218 $3,023.35
51048 $3,022.70
50070 $3,022.63
51015 $3,022.05
52551 $3,021.41
52160 $3,020.83
50125 $3,020.66
51558 $3,020.26
52646 $3,019.83
52647 $3,019.72
51523 $3,019.68
52323 $3,019.38
52537 $3,018.29
50123 $3,018.17
50226 $3,017.87
51460 $3,016.98
51531 $3,016.73
50025 $3,016.65
50702 $3,015.79
52660 $3,015.55
50042 $3,014.49
52584 $3,014.10
51060 $3,013.57
52738 $3,013.36
50261 $3,013.33
50103 $3,013.33
51018 $3,012.56
52627 $3,011.89
50076 $3,011.71
51528 $3,011.38
50110 $3,011.09
50068 $3,011.06
50238 $3,008.84
52658 $3,008.69
51537 $3,006.84
52737 $3,006.54
50049 $3,006.45
52626 $3,006.42
52588 $3,006.16
51543 $3,006.08
51010 $3,005.95
52560 $3,005.87
51572 $3,005.70
52049 $3,005.08
52565 $3,004.55
52052 $3,002.35
52048 $3,002.27
52573 $3,001.92
50518 $3,001.69
52549 $3,001.17
52645 $3,000.70
50029 $3,000.30
50222 $3,000.20
50548 $3,000.19
52619 $3,000.04
52639 $2,999.82
50521 $2,999.32
51055 $2,998.42
50072 $2,997.97
51431 $2,997.74
51026 $2,997.29
51439 $2,996.98
52745 $2,996.56
52563 $2,996.56
50216 $2,995.82
51461 $2,994.49
52555 $2,994.30
51520 $2,994.19
52640 $2,993.43
51527 $2,992.35
52165 $2,991.96
51432 $2,991.84
52568 $2,991.70
51040 $2,991.59
50529 $2,991.41
52567 $2,991.30
50250 $2,990.85
51441 $2,990.73
52305 $2,990.63
52767 $2,990.00
52542 $2,988.83
52533 $2,988.74
52580 $2,987.83
51455 $2,987.77
50026 $2,987.43
50523 $2,987.09
51006 $2,986.35
52637 $2,986.33
50007 $2,986.28
51447 $2,986.17
52042 $2,986.12
51448 $2,986.05
50520 $2,985.80
52540 $2,985.40
50033 $2,985.31
52593 $2,985.26
52544 $2,984.52
52756 $2,984.51
52050 $2,984.28
52309 $2,983.95
51458 $2,983.67
52571 $2,983.53
50582 $2,983.47
50578 $2,983.40
50531 $2,983.00
52620 $2,982.75
52223 $2,981.79
51063 $2,981.78
51446 $2,981.22
50038 $2,981.15
52205 $2,980.87
52044 $2,980.84
52531 $2,980.63
52746 $2,980.62
52315 $2,980.31
50150 $2,980.29
52168 $2,979.83
51445 $2,979.60
52653 $2,978.80
52257 $2,977.02
52625 $2,976.76
52572 $2,976.66
52215 $2,976.64
51061 $2,976.61
50570 $2,976.57
52648 $2,976.41
52765 $2,976.39
52310 $2,975.49
52649 $2,975.47
50594 $2,975.33
52754 $2,975.28
51466 $2,974.98
52249 $2,974.69
50538 $2,974.68
52237 $2,974.35
52654 $2,974.26
50573 $2,974.25
52535 $2,973.61
51465 $2,973.56
51232 $2,973.24
52201 $2,973.09
51365 $2,973.08
52635 $2,972.59
52079 $2,972.39
52203 $2,972.25
51442 $2,972.18
50277 $2,971.75
52149 $2,971.57
52171 $2,971.52
50563 $2,971.36
52035 $2,971.15
50552 $2,971.00
51049 $2,970.85
51007 $2,970.69
50575 $2,970.58
50109 $2,970.28
52057 $2,970.26
52144 $2,970.19
52574 $2,970.02
52656 $2,969.39
52632 $2,969.33
52720 $2,969.31
52033 $2,968.96
51454 $2,968.83
52594 $2,968.82
52036 $2,968.57
51030 $2,968.47
52749 $2,968.46
52557 $2,968.46
50069 $2,968.37
52133 $2,967.98
52773 $2,967.40
52569 $2,967.00
52630 $2,966.87
50536 $2,966.73
50557 $2,966.50
52161 $2,966.46
52657 $2,966.46
50562 $2,966.17
50541 $2,965.63
52330 $2,965.56
50073 $2,965.44
51025 $2,965.37
52212 $2,964.85
51037 $2,964.66
52313 $2,964.41
52073 $2,964.34
50249 $2,964.06
52216 $2,964.01
50667 $2,963.86
52556 $2,963.84
52321 $2,963.00
50515 $2,962.94
51350 $2,962.83
50146 $2,962.37
51462 $2,961.86
52076 $2,961.84
52346 $2,961.83
52621 $2,961.50
50527 $2,961.18
52359 $2,961.17
50593 $2,961.07
52154 $2,960.34
52251 $2,960.29
51029 $2,960.17
52101 $2,959.90
52739 $2,959.77
52132 $2,959.72
50217 $2,959.70
52748 $2,959.67
52550 $2,959.64
51450 $2,959.15
52651 $2,958.94
50519 $2,958.73
50104 $2,958.51
52769 $2,958.25
50107 $2,958.24
51020 $2,957.96
50558 $2,957.89
51244 $2,957.56
52038 $2,957.26
50501 $2,957.19
51001 $2,957.13
52753 $2,957.10
52053 $2,956.98
52347 $2,956.96
50651 $2,956.79
52652 $2,956.78
52552 $2,956.63
52312 $2,956.60
51345 $2,956.59
51039 $2,956.49
52071 $2,956.34
52581 $2,956.25
51054 $2,955.85
52332 $2,955.69
50581 $2,955.68
52209 $2,955.48
50650 $2,955.33
50268 $2,955.11
52337 $2,955.00
52166 $2,954.92
52208 $2,954.82
50003 $2,954.51
50603 $2,954.47
50064 $2,954.43
50128 $2,954.35
50255 $2,954.31
50539 $2,954.17
50228 $2,954.11
51008 $2,954.10
50569 $2,953.96
51342 $2,953.96
51014 $2,953.88
50516 $2,953.86
52758 $2,953.80
52774 $2,953.72
52032 $2,953.63
52163 $2,953.12
50653 $2,952.82
52207 $2,952.81
51354 $2,952.72
51334 $2,952.65
50661 $2,952.63
50654 $2,952.61
52355 $2,951.96
50674 $2,951.95
52585 $2,951.86
50528 $2,951.78
50136 $2,951.60
52041 $2,951.46
50323 $2,951.19
52768 $2,951.17
50659 $2,951.12
50571 $2,950.36
50681 $2,950.18
51358 $2,950.04
50645 $2,949.85
51249 $2,949.77
50666 $2,949.72
51237 $2,949.61
50167 $2,949.58
52644 $2,949.52
50235 $2,949.51
50622 $2,948.97
50703 $2,948.84
51022 $2,948.78
50032 $2,948.37
51028 $2,948.29
52231 $2,948.12
50129 $2,948.10
50566 $2,948.03
50545 $2,947.87
51240 $2,947.83
52255 $2,947.30
50514 $2,947.25
50606 $2,947.22
50535 $2,947.04
51201 $2,946.99
52759 $2,946.63
50676 $2,946.59
50059 $2,946.52
51247 $2,946.24
52075 $2,945.92
50602 $2,945.25
52576 $2,945.22
51453 $2,945.19
51246 $2,944.29
52766 $2,944.24
52353 $2,943.79
50630 $2,943.66
50668 $2,943.18
51366 $2,942.89
51024 $2,942.53
51012 $2,942.51
50263 $2,942.09
52776 $2,942.02
50009 $2,942.00
52354 $2,941.91
52747 $2,941.49
50567 $2,941.42
50598 $2,941.34
50156 $2,941.25
52056 $2,941.04
51005 $2,941.03
52318 $2,940.96
52760 $2,940.70
52031 $2,940.63
51052 $2,940.41
52778 $2,940.06
50577 $2,939.81
52335 $2,939.73
50586 $2,939.60
51243 $2,939.31
52320 $2,939.00
50701 $2,938.95
52248 $2,938.55
51433 $2,938.48
52136 $2,938.48
51053 $2,938.15
51035 $2,938.06
51248 $2,937.26
52659 $2,937.16
51058 $2,937.15
50040 $2,937.13
51347 $2,937.03
50597 $2,936.79
50658 $2,936.71
50066 $2,936.29
51047 $2,936.25
50636 $2,935.94
52252 $2,935.83
51231 $2,935.56
50649 $2,935.51
52037 $2,935.50
51234 $2,935.44
52316 $2,935.44
50532 $2,935.26
50664 $2,934.93
50543 $2,934.63
52641 $2,934.01
51331 $2,933.85
52306 $2,933.39
52134 $2,932.97
50576 $2,932.39
51360 $2,932.35
52591 $2,932.27
50559 $2,931.78
52254 $2,931.77
51033 $2,930.85
50579 $2,930.81
50522 $2,930.62
52777 $2,930.31
52045 $2,930.26
50642 $2,929.86
52731 $2,929.81
52325 $2,929.70
51355 $2,929.65
51046 $2,928.93
52362 $2,928.19
52068 $2,928.11
52228 $2,928.02
51235 $2,927.97
50647 $2,927.73
50063 $2,927.58
52054 $2,927.08
52351 $2,927.02
50540 $2,926.90
52206 $2,926.81
50152 $2,926.75
52601 $2,926.46
50585 $2,926.33
52750 $2,926.31
51363 $2,925.71
52070 $2,925.51
50530 $2,925.18
52761 $2,924.80
51230 $2,924.56
50325 $2,924.45
50590 $2,924.21
52356 $2,924.14
50466 $2,924.13
52562 $2,924.12
50246 $2,923.95
52164 $2,923.94
52155 $2,923.85
50322 $2,923.70
52554 $2,923.35
50655 $2,923.24
50225 $2,923.08
51245 $2,922.77
50657 $2,922.68
50062 $2,922.36
52146 $2,922.36
50662 $2,922.36
51346 $2,921.82
50546 $2,921.52
51238 $2,921.23
51241 $2,921.20
52030 $2,920.87
50324 $2,920.56
50511 $2,920.32
51011 $2,920.26
52751 $2,920.19
50561 $2,920.17
52074 $2,920.09
51038 $2,920.00
50556 $2,919.82
50223 $2,919.57
50599 $2,919.37
51351 $2,919.35
50157 $2,919.35
50643 $2,919.17
50612 $2,919.04
50680 $2,918.89
50669 $2,918.60
51357 $2,918.29
52232 $2,917.78
50607 $2,917.70
50517 $2,917.69
51364 $2,917.57
50544 $2,917.01
52046 $2,916.96
52065 $2,916.95
50234 $2,916.80
50583 $2,916.79
51343 $2,916.61
50471 $2,916.60
52225 $2,916.47
50141 $2,916.27
51003 $2,916.24
51449 $2,915.48
50551 $2,915.22
50619 $2,914.89
50460 $2,914.59
51045 $2,914.56
52141 $2,914.22
50574 $2,913.80
51239 $2,912.86
51009 $2,912.69
50212 $2,912.53
50565 $2,912.25
52701 $2,912.05
51036 $2,912.04
52151 $2,912.02
51002 $2,911.97
52566 $2,911.90
50480 $2,911.59
52078 $2,911.04
52348 $2,910.99
52170 $2,910.97
51250 $2,910.95
50266 $2,910.73
50592 $2,910.72
51041 $2,910.32
50039 $2,910.17
50044 $2,909.91
50106 $2,909.87
52236 $2,909.73
50670 $2,909.13
52066 $2,908.47
52561 $2,907.99
52162 $2,907.62
52352 $2,907.60
50112 $2,907.26
50671 $2,907.16
50568 $2,906.83
50628 $2,906.77
50455 $2,906.31
51338 $2,906.22
52655 $2,906.10
52039 $2,905.91
52043 $2,905.71
51340 $2,905.68
52229 $2,905.44
50638 $2,905.31
52040 $2,905.22
50451 $2,905.18
50162 $2,905.18
50626 $2,904.83
52069 $2,904.34
50153 $2,903.03
52730 $2,903.02
52072 $2,902.98
50058 $2,902.75
52158 $2,902.69
51023 $2,901.96
52543 $2,901.75
52327 $2,901.73
50232 $2,900.63
50116 $2,900.60
50454 $2,900.50
50554 $2,900.48
51027 $2,900.16
52553 $2,900.10
52536 $2,900.07
50621 $2,899.47
50220 $2,899.15
52210 $2,899.08
50265 $2,898.87
50252 $2,898.74
52742 $2,897.81
50244 $2,897.80
50588 $2,897.43
52339 $2,897.41
50510 $2,897.35
52217 $2,897.23
51467 $2,896.95
50170 $2,896.77
50028 $2,896.72
52727 $2,896.64
50641 $2,896.57
52326 $2,896.53
52159 $2,895.79
51333 $2,895.57
52077 $2,895.37
50120 $2,895.36
52329 $2,895.35
50481 $2,895.21
50027 $2,894.00
52064 $2,893.76
50560 $2,893.61
52732 $2,893.60
50542 $2,893.51
50432 $2,893.42
52757 $2,893.40
52729 $2,893.35
52530 $2,893.23
50435 $2,892.99
52157 $2,892.97
50138 $2,892.46
50426 $2,892.07
50137 $2,891.70
50423 $2,891.51
51050 $2,891.23
50483 $2,890.90
52156 $2,890.82
52172 $2,890.54
50682 $2,890.38
50127 $2,890.15
52169 $2,889.23
52349 $2,888.75
50207 $2,888.60
52548 $2,888.53
52220 $2,887.60
52135 $2,887.34
52047 $2,887.33
50075 $2,886.57
50476 $2,886.20
50005 $2,886.15
50609 $2,885.39
51031 $2,884.62
52726 $2,884.43
50430 $2,883.27
50675 $2,883.13
52334 $2,881.96
50233 $2,881.80
52586 $2,881.59
52308 $2,880.96
52227 $2,880.89
50665 $2,880.36
50484 $2,880.01
50468 $2,879.95
50648 $2,879.46
52301 $2,879.45
52344 $2,878.68
52771 $2,878.44
50465 $2,877.94
50148 $2,877.68
50440 $2,877.18
50438 $2,877.07
50276 $2,876.99
50634 $2,876.97
50475 $2,875.81
50168 $2,875.70
50472 $2,875.18
52202 $2,874.92
52314 $2,874.39
51444 $2,873.97
52307 $2,873.63
52501 $2,873.53
50251 $2,873.33
52224 $2,872.85
50604 $2,872.75
50173 $2,872.30
51459 $2,871.93
52361 $2,871.89
50171 $2,871.59
50057 $2,871.36
50533 $2,871.17
50605 $2,870.83
52222 $2,870.20
50036 $2,869.54
50629 $2,868.95
52211 $2,868.84
51440 $2,868.83
52060 $2,868.32
52247 $2,868.11
51436 $2,867.37
51463 $2,867.33
50051 $2,867.21
50467 $2,865.63
50660 $2,865.18
50677 $2,865.14
51451 $2,865.14
50625 $2,864.78
50433 $2,863.86
52175 $2,863.80
50055 $2,863.49
52253 $2,863.00
51301 $2,862.56
50707 $2,862.12
52341 $2,861.65
50434 $2,861.16
50632 $2,861.00
50050 $2,860.80
50470 $2,860.58
50427 $2,860.37
52342 $2,860.21
50054 $2,860.12
51430 $2,859.02
50611 $2,858.16
50439 $2,857.80
52213 $2,856.56
50101 $2,856.56
50446 $2,856.13
52221 $2,855.44
51443 $2,854.91
50644 $2,854.69
52338 $2,854.46
50124 $2,854.11
50449 $2,854.03
50473 $2,853.67
50421 $2,852.52
52147 $2,852.37
52333 $2,851.63
52336 $2,849.76
50135 $2,849.68
52534 $2,849.24
50239 $2,847.97
50458 $2,847.84
52142 $2,846.88
50479 $2,846.30
50623 $2,845.22
50242 $2,845.21
52577 $2,844.77
50161 $2,844.46
52235 $2,844.28
50477 $2,843.73
52328 $2,843.43
50635 $2,841.76
50482 $2,841.02
52595 $2,839.45
50633 $2,837.64
50448 $2,837.49
52358 $2,835.28
51452 $2,835.14
50673 $2,834.37
50071 $2,832.33
52405 $2,831.36
50105 $2,830.10
50119 $2,829.03
50461 $2,828.82
50231 $2,828.75
50453 $2,828.05
50469 $2,827.44
50256 $2,827.19
50608 $2,827.00
50134 $2,825.56
50132 $2,824.29
50457 $2,823.74
50624 $2,823.06
50154 $2,822.78
50214 $2,821.62
50046 $2,821.19
50620 $2,819.00
52403 $2,818.74
50614 $2,818.62
50450 $2,818.44
50525 $2,818.11
50478 $2,817.25
50613 $2,816.90
50436 $2,816.90
52402 $2,816.10
50616 $2,815.47
50444 $2,814.54
50452 $2,814.24
52214 $2,814.04
52322 $2,813.84
52755 $2,812.93
50143 $2,812.79
50456 $2,812.78
52219 $2,812.71
50424 $2,812.02
50056 $2,811.20
50021 $2,810.64
50023 $2,809.53
50247 $2,809.22
50259 $2,809.14
51401 $2,808.91
52218 $2,808.67
50420 $2,806.81
50271 $2,805.77
50601 $2,805.24
52772 $2,804.12
50441 $2,803.53
50201 $2,803.12
50447 $2,803.09
50258 $2,802.18
50431 $2,801.85
50034 $2,800.19
50459 $2,797.53
50672 $2,795.75
50595 $2,795.50
50206 $2,795.25
50102 $2,793.49
50269 $2,792.50
50208 $2,790.29
50464 $2,790.14
50111 $2,790.08
52345 $2,790.02
50131 $2,788.69
50130 $2,787.93
52401 $2,787.66
50627 $2,787.19
52721 $2,786.21
50278 $2,785.76
50401 $2,782.99
50219 $2,778.49
50227 $2,775.99
50428 $2,774.04
50230 $2,772.23
52340 $2,772.01
52302 $2,771.54
50126 $2,769.51
52404 $2,768.58
52324 $2,766.77
50006 $2,764.17
52233 $2,762.69
50122 $2,762.30
50248 $2,759.69
52411 $2,735.38
52317 $2,734.77
50142 $2,734.13
50236 $2,725.56
50078 $2,721.11
52240 $2,719.12
52245 $2,699.88
52246 $2,697.81
50158 $2,686.15
50013 $2,676.23
50011 $2,663.37
50010 $2,661.70
50014 $2,651.87
50012 $2,643.57
52243 $2,613.15
52242 $2,605.98
52241 $2,598.27

– Highest/Lowest by City

City Average Grand Total
CORALVILLE $2,598.27
AMES $2,659.35
IOWA CITY $2,667.19
MARSHALLTOWN $2,686.15
FERGUSON $2,721.11
ROLAND $2,725.56
LE GRAND $2,734.13
NORTH LIBERTY $2,734.77
STORY CITY $2,759.69
HUBBARD $2,762.30
HIAWATHA $2,762.69
ALDEN $2,764.18
PALO $2,766.77
IOWA FALLS $2,769.51
MARION $2,771.54
TIFFIN $2,772.01
RADCLIFFE $2,772.23
CLEAR LAKE $2,774.04
POPEJOY $2,775.99
PELLA $2,778.49
MASON CITY $2,782.99
ZEARING $2,785.76
BENNETT $2,786.21
ELDORA $2,787.19
JEWELL $2,787.93
JOHNSTON $2,788.69
URBANA $2,790.02
GRIMES $2,790.08
PLYMOUTH $2,790.14
NEWTON $2,790.29
WHITTEN $2,792.50
CEDAR RAPIDS $2,792.97
GARDEN CITY $2,793.49
NEW PROVIDENCE $2,795.25
WEBSTER CITY $2,795.50
STEAMBOAT ROCK $2,795.75
NORTHWOOD $2,797.53
BLAIRSBURG $2,800.19
COULTER $2,801.86
UNION $2,802.18
KANAWHA $2,803.09
NEVADA $2,803.12
HAMPTON $2,803.53
TIPTON $2,804.12
ACKLEY $2,805.25
WILLIAMS $2,805.77
ALEXANDER $2,806.81
COGGON $2,808.67
CARROLL $2,808.91
GIFFORD $2,809.15
STATE CENTER $2,809.23
ANKENY $2,810.09
COLO $2,811.20
BUFFALO CENTER $2,812.01
PRAIRIEBURG $2,812.71
MANLY $2,812.78
LEIGHTON $2,812.79
LONE TREE $2,812.93
OXFORD $2,813.84
CENTRAL CITY $2,814.04
LATIMER $2,814.24
HANLONTOWN $2,814.54
CHARLES CITY $2,815.47
FOREST CITY $2,816.90
THOMPSON $2,817.25
CEDAR FALLS $2,817.77
CLARION $2,818.11
LAKE MILLS $2,818.44
COLWELL $2,819.00
CAMBRIDGE $2,821.19
OTLEY $2,821.62
MC CALLSBURG $2,822.78
DIKE $2,823.06
MESERVEY $2,823.74
KAMRAR $2,824.29
KELLEY $2,825.56
AUSTINVILLE $2,826.99
TRACY $2,827.19
ROCKWELL $2,827.44
LELAND $2,828.04
RANDALL $2,828.75
OSAGE $2,828.82
HARVEY $2,829.04
GILBERT $2,830.10
DOWS $2,832.33
STOUT $2,834.37
LIDDERDALE $2,835.14
WEST BRANCH $2,835.28
KENSETT $2,837.49
GENEVA $2,837.64
UNIVERSITY PARK $2,839.45
VENTURA $2,841.02
GLADBROOK $2,841.76
ROBINS $2,843.44
SWALEDALE $2,843.72
HILLS $2,844.28
MAXWELL $2,844.46
OSKALOOSA $2,844.77
DEWAR $2,845.22
SEARSBORO $2,845.22
THORNTON $2,846.30
FAYETTE $2,846.88
NORA SPRINGS $2,847.84
SAINT ANTHONY $2,847.97
BEACON $2,849.24
KELLOGG $2,849.68
SPRINGVILLE $2,849.76
SOLON $2,851.63
HAWKEYE $2,852.37
BELMOND $2,852.52
SCARVILLE $2,853.67
KLEMME $2,854.03
HUXLEY $2,854.11
SWISHER $2,854.46
INDEPENDENCE $2,854.69
GLIDDEN $2,854.91
GUERNSEY $2,855.44
JOICE $2,856.13
CENTER POINT $2,856.56
GALT $2,856.56
GOODELL $2,857.80
BRISTOW $2,858.16
ARCADIA $2,859.02
COLFAX $2,860.12
TOLEDO $2,860.21
CHAPIN $2,860.37
ROWAN $2,860.58
CHURDAN $2,860.80
GARWIN $2,861.00
FERTILE $2,861.16
TODDVILLE $2,861.65
EVANSDALE $2,862.12
SPENCER $2,862.56
LISBON $2,863.00
COLLINS $2,863.49
WEST UNION $2,863.80
DOUGHERTY $2,863.86
DUMONT $2,864.78
LANESBORO $2,865.14
WAVERLY $2,865.14
NEW HARTFORD $2,865.18
ROCK FALLS $2,865.63
CLEMONS $2,867.21
TEMPLETON $2,867.33
BREDA $2,867.37
KALONA $2,868.11
MAQUOKETA $2,868.32
DEDHAM $2,868.83
BROOKLYN $2,868.84
FAIRBANK $2,868.95
DEEP RIVER $2,870.20
AREDALE $2,870.83
EAGLE GROVE $2,871.17
COLUMBIA $2,871.36
MONTEZUMA $2,871.59
WILLIAMSBURG $2,871.89
RALSTON $2,871.93
MONTOUR $2,872.30
APLINGTON $2,872.75
DYSART $2,872.85
SULLY $2,873.33
OTTUMWA $2,873.53
MIDDLE AMANA $2,873.63
HALBUR $2,873.97
MOUNT VERNON $2,874.39
ALBURNETT $2,874.92
SAINT ANSGAR $2,875.18
MINGO $2,875.70
SHEFFIELD $2,875.81
GILBERTVILLE $2,876.97
WOODWARD $2,876.99
GARNER $2,877.07
GRAFTON $2,877.18
LISCOMB $2,877.68
RAKE $2,877.94
TEEDS GROVE $2,878.44
TROY MILLS $2,878.68
MARENGO $2,879.45
JESUP $2,879.46
ROCKFORD $2,879.95
WODEN $2,880.01
PARKERSBURG $2,880.36
ELY $2,880.89
MILLERSBURG $2,880.96
ROSE HILL $2,881.59
REDFIELD $2,881.80
SOUTH AMANA $2,881.96
TRAER $2,883.13
CORWITH $2,883.27
BLUE GRASS $2,884.43
LE MARS $2,884.62
BEAMAN $2,885.39
ALBION $2,886.15
STACYVILLE $2,886.19
ELLSWORTH $2,886.57
FARMERSBURG $2,887.33
CLERMONT $2,887.34
CONROY $2,887.60
CHILLICOTHE $2,888.53
NEW SHARON $2,888.60
VINTON $2,888.75
WADENA $2,889.23
IRA $2,890.15
WINTHROP $2,890.38
WAUKON $2,890.54
LUANA $2,890.82
WESLEY $2,890.90
REMSEN $2,891.23
BRITT $2,891.51
KILLDUFF $2,891.70
CARPENTER $2,892.07
KNOXVILLE $2,892.46
MC GREGOR $2,892.97
FLOYD $2,892.99
AGENCY $2,893.23
CALAMUS $2,893.35
LOW MOOR $2,893.40
CRYSTAL LAKE $2,893.42
GOLDFIELD $2,893.51
CLINTON $2,893.60
LU VERNE $2,893.61
MILES $2,893.76
BARNES CITY $2,894.00
TOETERVILLE $2,895.21
ROWLEY $2,895.35
HAVERHILL $2,895.36
VOLGA $2,895.37
DICKENS $2,895.57
MONONA $2,895.79
QUASQUETON $2,896.53
HAZLETON $2,896.57
BRYANT $2,896.64
BAXTER $2,896.72
MONROE $2,896.77
WESTSIDE $2,896.95
CLUTIER $2,897.23
ALBERT CITY $2,897.35
TAMA $2,897.41
STORM LAKE $2,897.43
SLATER $2,897.79
DE WITT $2,897.81
SWAN $2,898.74
BRANDON $2,899.08
PERRY $2,899.15
CONRAD $2,899.47
BLAKESBURG $2,900.07
EDDYVILLE $2,900.10
IRETON $2,900.16
LAURENS $2,900.48
LITTLE CEDAR $2,900.50
HAMILTON $2,900.60
REASNOR $2,900.63
RIVERSIDE $2,901.73
CEDAR $2,901.76
HAWARDEN $2,901.96
MARQUETTE $2,902.69
COON RAPIDS $2,902.75
SAINT OLAF $2,902.98
CAMANCHE $2,903.02
LYNNVILLE $2,903.03
PRESTON $2,904.34
WEST DES MOINES $2,904.80
DUNKERTON $2,904.83
MELBOURNE $2,905.18
LAKOTA $2,905.19
DYERSVILLE $2,905.22
GRUNDY CENTER $2,905.31
GARRISON $2,905.44
FOSTORIA $2,905.68
ELKADER $2,905.71
DURANGO $2,905.91
WEST BURLINGTON $2,906.10
EVERLY $2,906.22
MC INTIRE $2,906.31
ELMA $2,906.77
NEWELL $2,906.83
STANLEY $2,907.16
GRINNELL $2,907.26
WALKER $2,907.60
POSTVILLE $2,907.62
FREMONT $2,907.99
NORTH BUENA VISTA $2,908.47
SHELL ROCK $2,909.13
HOMESTEAD $2,909.73
GILMAN $2,909.87
BUSSEY $2,909.91
BOUTON $2,910.17
ORANGE CITY $2,910.32
TRUESDALE $2,910.72
SIOUX CENTER $2,910.95
WATERVILLE $2,910.97
VINING $2,910.99
WORTHINGTON $2,911.04
TITONKA $2,911.59
KIRKVILLE $2,911.90
ALTA $2,911.97
LANSING $2,912.02
MAURICE $2,912.04
ANDOVER $2,912.05
MARATHON $2,912.25
OGDEN $2,912.53
CALUMET $2,912.70
HULL $2,912.87
POCAHONTAS $2,913.80
ELGIN $2,914.22
OYENS $2,914.56
ORCHARD $2,914.59
CLARKSVILLE $2,914.89
JOLLEY $2,915.22
LAKE CITY $2,915.48
ALTON $2,916.24
LAUREL $2,916.27
ELBERON $2,916.47
RUDD $2,916.60
GREENVILLE $2,916.61
SAC CITY $2,916.79
RHODES $2,916.80
NEW VIENNA $2,916.95
FARLEY $2,916.96
HARCOURT $2,917.01
TERRIL $2,917.57
AURORA $2,917.70
BANCROFT $2,917.70
HARTWICK $2,917.78
ROYAL $2,918.29
REINBECK $2,918.60
WELLSBURG $2,918.89
BUCKINGHAM $2,919.04
HUDSON $2,919.17
MALCOM $2,919.35
MILFORD $2,919.35
WOOLSTOCK $2,919.37
PILOT MOUND $2,919.57
LEDYARD $2,919.82
MERRILL $2,920.00
SPRAGUEVILLE $2,920.09
LYTTON $2,920.17
GRAND MOUND $2,920.19
CHATSWORTH $2,920.27
ALGONA $2,920.32
WINDSOR HEIGHTS $2,920.56
ANDREW $2,920.87
LARCHWOOD $2,921.20
HOSPERS $2,921.23
HAVELOCK $2,921.53
HARTLEY $2,921.82
DALLAS $2,922.36
HARPERS FERRY $2,922.36
OELWEIN $2,922.36
MORRISON $2,922.68
PRIMGHAR $2,922.77
PLEASANTVILLE $2,923.08
MAYNARD $2,923.24
ELDON $2,923.35
LIME SPRINGS $2,923.85
RANDALIA $2,923.94
STANHOPE $2,923.95
HAYESVILLE $2,924.11
RICEVILLE $2,924.13
WELLMAN $2,924.14
SWEA CITY $2,924.21
CLIVE $2,924.45
ALVORD $2,924.56
MUSCATINE $2,924.80
DAYTON $2,925.18
SABULA $2,925.51
SUPERIOR $2,925.71
GOOSE LAKE $2,926.31
SIOUX RAPIDS $2,926.33
BURLINGTON $2,926.46
LUTHER $2,926.75
ATKINS $2,926.81
FONDA $2,926.90
WALFORD $2,927.02
LA MOTTE $2,927.08
DALLAS CENTER $2,927.58
JANESVILLE $2,927.73
DOON $2,927.97
FAIRFAX $2,928.02
PEOSTA $2,928.11
WYOMING $2,928.19
PAULLINA $2,928.93
OKOBOJI $2,929.65
PARNELL $2,929.70
CHARLOTTE $2,929.81
HOLLAND $2,929.86
EPWORTH $2,930.26
WHEATLAND $2,930.31
BURT $2,930.62
ROCKWELL CITY $2,930.81
LINN GROVE $2,930.85
LOST NATION $2,931.77
LONE ROCK $2,931.78
SIGOURNEY $2,932.27
SPIRIT LAKE $2,932.35
REMBRANDT $2,932.39
CHESTER $2,932.97
MECHANICSVILLE $2,933.39
ARNOLDS PARK $2,933.85
MOUNT PLEASANT $2,934.01
GOWRIE $2,934.63
ORAN $2,934.93
DUNCOMBE $2,935.27
BOYDEN $2,935.44
NORTH ENGLISH $2,935.44
DELMAR $2,935.50
KESLEY $2,935.51
ARCHER $2,935.56
LANGWORTHY $2,935.83
GREENE $2,935.94
PETERSON $2,936.25
DAWSON $2,936.29
NASHUA $2,936.71
WEST BEND $2,936.79
LAKE PARK $2,937.03
BOXHOLM $2,937.13
SUTHERLAND $2,937.15
WINFIELD $2,937.16
SANBORN $2,937.26
URBANDALE $2,937.45
MARCUS $2,938.06
SCHALLER $2,938.15
AUBURN $2,938.48
CRESCO $2,938.48
KEOTA $2,938.55
OLIN $2,939.00
LITTLE ROCK $2,939.31
SOMERS $2,939.60
SOUTH ENGLISH $2,939.73
RENWICK $2,939.81
WILTON $2,940.06
SALIX $2,940.41
BELLEVUE $2,940.63
MOSCOW $2,940.70
NORWAY $2,940.96
AURELIA $2,941.03
LUXEMBURG $2,941.04
MADRID $2,941.25
WHITTEMORE $2,941.34
NEMAHA $2,941.42
DURANT $2,941.49
WATKINS $2,941.91
ALTOONA $2,942.00
WEST LIBERTY $2,942.02
WAUKEE $2,942.09
CHEROKEE $2,942.50
HINTON $2,942.53
WEBB $2,942.89
READLYN $2,943.18
FREDERICKSBURG $2,943.66
WASHINGTON $2,943.79
NICHOLS $2,944.24
ROCK RAPIDS $2,944.28
LOHRVILLE $2,945.19
OLLIE $2,945.22
ALLISON $2,945.25
SPRINGBROOK $2,945.92
ROCK VALLEY $2,946.23
COOPER $2,946.52
TRIPOLI $2,946.59
MONTPELIER $2,946.63
SHELDON $2,946.99
EARLY $2,947.04
ARLINGTON $2,947.22
ARMSTRONG $2,947.25
LOWDEN $2,947.30
INWOOD $2,947.83
HARDY $2,947.87
MOORLAND $2,948.03
JEFFERSON $2,948.10
HARPER $2,948.12
KINGSLEY $2,948.29
BERWICK $2,948.37
GRANVILLE $2,948.78
DENVER $2,948.97
RIPPEY $2,949.51
MOUNT UNION $2,949.52
MINBURN $2,949.58
GEORGE $2,949.61
PLAINFIELD $2,949.72
SIBLEY $2,949.77
IONIA $2,949.85
RUTHVEN $2,950.04
WESTGATE $2,950.18
PALMER $2,950.36
NEW HAMPTON $2,951.12
PRINCETON $2,951.17
EARLVILLE $2,951.46
KESWICK $2,951.60
CYLINDER $2,951.78
RICHLAND $2,951.86
SUMNER $2,951.95
WEBSTER $2,951.96
MASONVILLE $2,952.61
NORTH WASHINGTON $2,952.63
ESTHERVILLE $2,952.65
OCHEYEDAN $2,952.72
BALDWIN $2,952.81
MARBLE ROCK $2,952.82
PROTIVIN $2,953.12
BERNARD $2,953.63
WELTON $2,953.72
MC CAUSLAND $2,953.80
BADGER $2,953.86
CLEGHORN $2,953.88
GRAETTINGER $2,953.96
OTHO $2,953.96
BRUNSVILLE $2,954.10
PRAIRIE CITY $2,954.11
FENTON $2,954.17
THORNBURG $2,954.31
JAMAICA $2,954.35
DANA $2,954.43
ALTA VISTA $2,954.47
ADEL $2,954.51
BELLE PLAINE $2,954.82
SAINT LUCAS $2,954.92
STANWOOD $2,955.00
WHAT CHEER $2,955.11
LAMONT $2,955.33
BLAIRSTOWN $2,955.48
ROLFE $2,955.68
SHELLSBURG $2,955.70
SERGEANT BLUFF $2,955.85
PLANO $2,956.25
SAINT DONATUS $2,956.34
MOVILLE $2,956.49
HARRIS $2,956.59
MORLEY $2,956.60
DRAKESVILLE $2,956.63
SWEDESBURG $2,956.77
LA PORTE CITY $2,956.79
VICTOR $2,956.97
HOLY CROSS $2,956.98
LE CLAIRE $2,957.10
AKRON $2,957.13
FORT DODGE $2,957.19
DUNDEE $2,957.26
MATLOCK $2,957.56
LIVERMORE $2,957.89
GALVA $2,957.96
GRAND JUNCTION $2,958.24
STOCKTON $2,958.25
GIBSON $2,958.51
BODE $2,958.73
STOCKPORT $2,958.94
LAKE VIEW $2,959.14
DELTA $2,959.64
ELDRIDGE $2,959.68
PATON $2,959.70
CALMAR $2,959.72
CONESVILLE $2,959.77
DECORAH $2,959.90
LARRABEE $2,960.17
LADORA $2,960.29
LAWLER $2,960.34
VARINA $2,961.07
WEST CHESTER $2,961.17
CURLEW $2,961.18
CRAWFORDSVILLE $2,961.50
VAN HORNE $2,961.83
STRAWBERRY POINT $2,961.84
SCRANTON $2,961.86
LINDEN $2,962.38
MELVIN $2,962.83
AYRSHIRE $2,962.94
ONSLOW $2,963.00
RAYMOND $2,963.86
CLARENCE $2,964.01
STRATFORD $2,964.06
SHERRILL $2,964.34
MOUNT AUBURN $2,964.41
MERIDEN $2,964.66
CENTER JUNCTION $2,964.85
HOLSTEIN $2,965.37
ELKHART $2,965.44
RYAN $2,965.56
GILMORE CITY $2,965.63
FAIRFIELD $2,966.15
MALLARD $2,966.17
OSSIAN $2,966.46
SAINT PAUL $2,966.46
LEHIGH $2,966.50
EMMETSBURG $2,966.73
HILLSBORO $2,966.87
MELROSE $2,967.00
WALCOTT $2,967.39
WATERLOO $2,967.86
CASTALIA $2,967.97
DE SOTO $2,968.37
FRUITLAND $2,968.46
LAWTON $2,968.47
DELAWARE $2,968.57
UNIONVILLE $2,968.82
MANILLA $2,968.83
CASCADE $2,968.96
ATALISSA $2,969.31
KEOKUK $2,969.33
WEST POINT $2,969.39
BOONE $2,969.89
MYSTIC $2,970.02
FORT ATKINSON $2,970.19
MANCHESTER $2,970.26
GRANGER $2,970.28
POMEROY $2,970.59
BRONSON $2,970.69
QUIMBY $2,970.85
KNIERIM $2,971.00
COLESBURG $2,971.15
MANSON $2,971.36
WAUCOMA $2,971.52
HIGHLANDVILLE $2,971.56
YALE $2,971.75
DENISON $2,972.18
AMANA $2,972.25
ZWINGLE $2,972.39
LOCKRIDGE $2,972.59
WALLINGFORD $2,973.08
AINSWORTH $2,973.09
ASHTON $2,973.24
VAIL $2,973.56
BIRMINGHAM $2,973.61
PLOVER $2,974.25
WAYLAND $2,974.26
HOPKINTON $2,974.35
FARNHAMVILLE $2,974.68
KEYSTONE $2,974.69
WALL LAKE $2,974.98
LETTS $2,975.28
VINCENT $2,975.33
SALEM $2,975.47
MONTICELLO $2,975.49
NEW LIBERTY $2,976.40
PILOT GROVE $2,976.41
OTTOSEN $2,976.58
WASHTA $2,976.61
CHELSEA $2,976.64
MOULTON $2,976.66
DONNELLSON $2,976.76
LUZERNE $2,977.02
WAPELLO $2,978.80
IDA GROVE $2,979.60
SPILLVILLE $2,979.83
LOVILIA $2,980.29
NEWHALL $2,980.30
DONAHUE $2,980.62
ALBIA $2,980.63
ELKPORT $2,980.84
ANAMOSA $2,980.87
BOONEVILLE $2,981.15
IRWIN $2,981.22
WHITING $2,981.78
DELHI $2,981.79
BONAPARTE $2,982.75
DOLLIVER $2,983.00
RINGSTED $2,983.40
RUTLAND $2,983.47
MORAVIA $2,983.53
ODEBOLT $2,983.67
MONMOUTH $2,983.95
GREELEY $2,984.28
LONG GROVE $2,984.51
CENTERVILLE $2,984.52
UDELL $2,985.26
BEVINGTON $2,985.31
BRIGHTON $2,985.40
BRADGATE $2,985.80
KIRON $2,986.05
EDGEWOOD $2,986.12
KIRKMAN $2,986.17
ALLEMAN $2,986.28
MEDIAPOLIS $2,986.33
BATTLE CREEK $2,986.35
CALLENDER $2,987.10
BAGLEY $2,987.43
MANNING $2,987.77
PACKWOOD $2,987.83
BATAVIA $2,988.74
CANTRIL $2,988.83
PLEASANT VALLEY $2,990.00
MARTELLE $2,990.63
DELOIT $2,990.73
STUART $2,990.85
LIBERTYVILLE $2,991.30
DAKOTA CITY $2,991.41
ONAWA $2,991.58
MARTINSBURG $2,991.70
ASPINWALL $2,991.84
RIDGEWAY $2,991.96
DEFIANCE $2,992.35
MORNING SUN $2,993.44
ARION $2,994.19
EXLINE $2,994.30
SCHLESWIG $2,994.49
PANORA $2,995.82
DIXON $2,996.56
HEDRICK $2,996.56
CHARTER OAK $2,996.98
HORNICK $2,997.29
ARTHUR $2,997.74
EARLHAM $2,997.97
SLOAN $2,998.42
BURNSIDE $2,999.32
MONTROSE $2,999.82
ARGYLE $3,000.04
HUMBOLDT $3,000.19
PERU $3,000.20
BAYARD $3,000.30
NEW LONDON $3,000.69
CINCINNATI $3,001.17
BARNUM $3,001.69
MOUNT STERLING $3,001.92
GARBER $3,002.27
GUTTENBERG $3,002.35
KEOSAUQUA $3,004.55
GARNAVILLO $3,005.08
SOLDIER $3,005.70
FLORIS $3,005.87
CASTANA $3,005.95
KIMBALLTON $3,006.08
SELMA $3,006.16
FARMINGTON $3,006.42
CHARITON $3,006.45
COLUMBUS CITY $3,006.54
HARLAN $3,006.83
WEVER $3,008.69
RUSSELL $3,008.84
DERBY $3,011.07
GRAY $3,011.09
DOW CITY $3,011.38
EXIRA $3,011.70
FORT MADISON $3,011.89
CUSHING $3,012.55
GARDEN GROVE $3,013.33
VAN METER $3,013.33
COLUMBUS JUNCTION $3,013.36
UTE $3,013.57
PULASKI $3,014.10
BRAYTON $3,014.49
YARMOUTH $3,015.55
AUDUBON $3,016.65
ELK HORN $3,016.73
RICKETTS $3,016.98
POLK CITY $3,017.87
HUMESTON $3,018.17
BLOOMFIELD $3,018.29
OXFORD JUNCTION $3,019.38
BLENCOE $3,019.67
OLDS $3,019.72
OAKVILLE $3,019.83
MOORHEAD $3,020.26
INDIANOLA $3,020.66
NEW ALBIN $3,020.83
DOUDS $3,021.41
CLIMBING HILL $3,022.05
DEXTER $3,022.64
PIERSON $3,022.70
PATTERSON $3,023.35
DANVILLE $3,024.21
WINTERSET $3,025.93
SPERRY $3,026.18
ACKWORTH $3,026.98
CRESTON $3,027.08
CLIO $3,028.19
DORCHESTER $3,029.25
WILLIAMSON $3,029.49
CROMWELL $3,029.50
SEYMOUR $3,030.95
MAPLETON $3,031.49
SHANNON CITY $3,033.38
MILTON $3,033.53
MIDDLETOWN $3,033.61
HAMLIN $3,035.32
SHELDAHL $3,035.72
CLARE $3,036.32
OSCEOLA $3,036.49
THOR $3,038.87
HOUGHTON $3,039.38
PORTSMOUTH $3,040.00
BONDURANT $3,040.11
HARTFORD $3,040.20
LUCAS $3,040.51
EARLING $3,041.33
ALLERTON $3,041.40
RODNEY $3,041.75
MARTENSDALE $3,042.91
LINEVILLE $3,043.06
THAYER $3,044.11
AFTON $3,044.54
MAGNOLIA $3,044.57
MILLERTON $3,045.38
CORRECTIONVILLE $3,046.49
PROMISE CITY $3,046.64
CUMMING $3,048.56
OTO $3,049.45
ARISPE $3,051.63
GUTHRIE CENTER $3,052.04
OAKLAND $3,052.09
CORYDON $3,052.48
SMITHLAND $3,054.16
WELDON $3,055.99
WOODBINE $3,057.06
WOODBURN $3,057.28
MITCHELLVILLE $3,058.04
ADAIR $3,058.59
ANTHON $3,059.31
LACONA $3,060.01
LOGAN $3,060.38
LIBERTY CENTER $3,062.16
SAINT CHARLES $3,062.40
LITTLE SIOUX $3,062.64
MONDAMIN $3,063.49
MACKSBURG $3,063.90
GREENFIELD $3,064.91
DANBURY $3,067.07
WALNUT $3,071.16
PANAMA $3,071.76
SAINT MARYS $3,072.01
DUBUQUE $3,074.76
PISGAH $3,079.34
VAN WERT $3,079.63
NEW VIRGINIA $3,080.78
AVOCA $3,081.19
MENLO $3,082.64
PRESCOTT $3,084.17
PROLE $3,086.19
TRURO $3,087.69
CASEY $3,087.99
CARLISLE $3,088.68
WIOTA $3,088.94
DUNLAP $3,089.07
BETTENDORF $3,090.75
MILO $3,091.10
LENOX $3,092.12
PERSIA $3,094.94
TINGLEY $3,095.98
BLOCKTON $3,096.03
WESTFIELD $3,098.26
SHELBY $3,099.94
ANITA $3,100.46
BRIDGEWATER $3,100.70
BENTON $3,101.52
ORIENT $3,102.67
ATLANTIC $3,103.63
MURRAY $3,103.88
MODALE $3,108.20
CLEARFIELD $3,108.57
MARNE $3,111.11
LAMONI $3,112.85
DECATUR $3,115.95
LORIMOR $3,116.31
SHAMBAUGH $3,118.13
GRAND RIVER $3,118.23
REDDING $3,120.55
NEOLA $3,120.60
LEWIS $3,125.38
SHARPSBURG $3,125.88
RUNNELLS $3,125.89
IMOGENE $3,126.40
TABOR $3,127.14
NORWALK $3,128.18
KELLERTON $3,129.35
CARBON $3,130.48
DAVIS CITY $3,131.26
MINDEN $3,134.36
SHENANDOAH $3,134.91
YORKTOWN $3,136.45
LEON $3,137.92
MC CLELLAND $3,137.95
MACEDONIA $3,139.43
ELLSTON $3,142.48
HANCOCK $3,143.19
FONTANELLE $3,143.56
RIVERTON $3,144.18
UNDERWOOD $3,145.04
CARSON $3,145.81
MISSOURI VALLEY $3,146.17
HASTINGS $3,147.69
NEW MARKET $3,148.89
CLARINDA $3,149.94
HAMBURG $3,158.99
MALVERN $3,160.85
MOUNT AYR $3,160.90
ESSEX $3,160.92
TREYNOR $3,161.21
NORTHBORO $3,161.39
CORNING $3,161.60
MASSENA $3,161.66
BLANCHARD $3,166.15
NODAWAY $3,167.43
GRISWOLD $3,168.22
MINEOLA $3,170.76
COLLEGE SPRINGS $3,175.26
DIAGONAL $3,176.06
FARRAGUT $3,177.71
GRAVITY $3,177.95
DAVENPORT $3,178.04
RED OAK $3,178.98
COIN $3,180.34
CUMBERLAND $3,180.65
BRADDYVILLE $3,185.36
STANTON $3,192.82
PERCIVAL $3,193.43
RANDOLPH $3,197.04
HENDERSON $3,201.16
SIDNEY $3,202.45
BEDFORD $3,204.32
HONEY CREEK $3,209.76
ELLIOTT $3,212.72
VILLISCA $3,216.99
DES MOINES $3,218.42
EMERSON $3,223.48
SILVER CITY $3,228.19
THURMAN $3,239.93
PACIFIC JUNCTION $3,249.84
CRESCENT $3,259.16
SIOUX CITY $3,295.84
GLENWOOD $3,356.47
CARTER LAKE $3,421.91
COUNCIL BLUFFS $3,604.85

Iowa Car Insurance Companies

Next, we’ll discuss all of the major car insurance companies that you’ll find in Iowa.

We’ll go over such items as the various types of ratings for insurance companies as well as the various rates you’ll find yourself seeing in Iowa.

– The Largest Companies Financial Rating

While it’s common knowledge that insurance companies check to see what your financial health is like before offering you an insurance policy, but did you know you could check their financial health as well?

It’s known as the A.M. Best Rating. It essentially assigns providers with a grade based on numerous financial factors, such as their loss ratios. The higher their grade, the better their financial ratings. The lower the grade, the lower, and less reliable, that provider is.

We’ve gone through the data and have found the A.M. Best Ratings for all of the largest insurance providers in Iowa:

Company Name AM Ratings Direct Premiums Written Loss Ratio Market Share
State Farm Group A++ $389,032 63.96% 22.14%
Progressive Group A+ $285,107 63.34% 16.23%
Nationwide Corp Group A+ $180,621 51.49% 10.28%
Iowa Farm Bureau Group NR $119,308 67.98% 6.79%
American Family Insurance Group A $111,227 69.86% 6.33%
Grinnell Mutual Group A $78,945 71.86% 4.49%
Geico A++ $64,044 78.07% 3.65%
IMT Mutual Holding Group NR $57,498 70.27% 3.27%
Allstate Insurance Group A+ $56,702 60.70% 3.23%
West Bend Mutual Insurance Co A $38,498 58.38% 2.19%

– Companies with Best Ratings

A study performed by J.D. Power was conducted to see the overall customer satisfaction rankings for the various car insurance provider in specific regions was. Iowa lands in the Central region of the United States.

Iowa JD Power

– Companies with Most Complaints in Iowa

Just like you would want to know how satisfied other customers are with a company, you’ll also want to know how dissatisfied other customers are as well.

According to the National Association of Insurance Commissioners (NAIC), the following complaint indexes were found in Iowa:

Company Complaint Ratio 2017 Total Complaints 2017
State Farm Group 0.44 1482
Progressive Group 0.75 120
Nationwide Corp Group 0.28 25
Iowa Farm Bureau Group 2.66 3
American Family Insurance Group 0.0 0
Grinnell Mutual Group 0.0 0
Geico .007 6
IMT Mutual Holding Group 2.42 1
Allstate Insurance Group 0.98 163
West Bend Mutual Insurance Co 0 0

– Iowa Car Insurance Rates by Company

We’ve done the hard part for you here and have found the different car insurance rates in Iowa.

Company Average Cost Amount Compared to State Average Percentage Compared to State Average
State Farm Mutual Auto $2,223.47 -$734.72 -33.04%
Geico Cas $2,296.51 -$661.68 -28.81%
Progressive Northern $2,394.23 -$563.96 -23.56%
Farmers Insurance Co $2,435.45 -$522.75 -21.46%
Nationwide Agribusiness Insurance $2,551.81 -$406.39 -15.93%
Allstate F&C $2,965.14 $6.95 0.23%
American Family Mutual $3,021.87 $63.67 2.11%
Safeco Insurance Co America $4,415.48 $1,457.29 33.00%

– Commute Rates by Company

One factor that can play a surprising role in your insurance rate is what you commute is like. The longer your commute, the more you tend to pay.

Company 10 miles commute. 6,000 annual mileage. 25 miles commute. 12,000 annual mileage.
Travelers $5,425.63 $5,425.63
Liberty Mutual $4,415.48 $4,415.48
American Family $2,986.61 $3,057.13
Allstate $2,894.65 $3,035.64
Nationwide $2,551.81 $2,551.81
Farmers $2,435.45 $2,435.45
Progressive $2,394.23 $2,394.23
Geico $2,251.26 $2,341.77
State Farm $2,169.94 $2,277.01
USAA $1,784.77 $1,919.94

The good thing for Iowa citizens, however, is it looks like most of the providers in Iowa don’t charge more for longer commutes!

– Coverage Level Rates by Company

Did you know that you could be paying more for a plan that actually covers you less? That’s right.

By comparing different companies coverage levels, you could actually be paying more.

Company High Medium Low
Allstate $3,072.83 $2,968.91 $2,853.70
American Family $2,840.53 $3,189.92 $3,035.16
Farmers $2,530.66 $2,443.15 $2,332.54
Geico $2,411.84 $2,297.14 $2,180.55
Liberty Mutual $4,601.36 $4,407.47 $4,237.62
Nationwide $2,455.20 $2,539.43 $2,660.79
Progressive $2,521.62 $2,402.19 $2,258.89
State Farm $2,318.68 $2,236.04 $2,115.69
Travelers $5,666.01 $5,507.84 $5,103.05
USAA $1,941.61 $1,858.31 $1,757.16

As you can see from the table above, a low coverage plan with Traveler’s would cost you $5,103.05, while a high coverage plan with Liberty Mutual would only cost $4,601.36.

That means you’d be paying $501.69 more for lower coverage.

So making sure to compare insurance rates is essential when trying to get the optimal plan for you.

– Credit History Rates by Company

Yes, insurance companies take a look at your credit history when considering what insurance rate they are going to offer you. The better your credit history, the better the rate you are offered will be.

Company Good Fair Poor
Allstate $2,533.59 $2,817.56 $3,544.28
American Family $2,380.74 $2,831.65 $3,853.23
Farmers $2,195.20 $2,317.58 $2,793.56
Geico $1,833.13 $2,296.52 $2,759.89
Liberty Mutual $3,061.08 $3,889.40 $6,295.97
Nationwide $2,127.45 $2,427.31 $3,100.67
Progressive $2,069.08 $2,284.84 $2,828.78
State Farm $1,544.99 $1,958.88 $3,166.55
Travelers $4,964.86 $5,210.35 $6,101.70
USAA $1,449.06 $1,673.05 $2,434.97

– Driving Record Rates by Company

Just like with your credit history, having a good driving record will save you a lot of cash. The more accidents and traffic violations you have, the more you’ll be paying for your coverage.

So making sure you drive safely while on the road can cut down on your rates.

Company With 1 speeding violation With 1 accident With 1 DUI
Allstate $2,818.27 $3,051.76 $3,470.40
American Family $2,564.80 $3,194.70 $4,146.29
Farmers $2,479.99 $2,574.18 $2,612.59
Geico $1,865.34 $2,430.59 $3,150.98
Liberty Mutual $4,318.32 $4,718.68 $4,811.37
Nationwide $2,088.61 $2,653.56 $3,619.74
Progressive $2,088.27 $2,409.88 $3,153.79
State Farm $2,223.47 $2,223.47 $2,388.67
Travelers $5,272.67 $5,414.68 $7,060.59
USAA $1,624.60 $1,899.66 $2,470.24

– Largest Car Insurance Companies in Iowa

Rank Company Group/group/code Company Name Direct Premiums Written Loss Ratio Market Share
1 State Farm Group $389,032 63.96% 22.14%
2 Progressive Group $285,107 63.34% 16.23%
3 Nationwide Corp Group $180,621 51.49% 10.28%
4 Iowa Farm Bureau Group $119,308 67.98% 6.79%
5 American Family Insurance Group $111,227 69.86% 6.33%
6 Grinnell Mutual Group $78,945 71.86% 4.49%
7 GEICO $64,044 78.07% 3.65%
8 IMT Mutual Holding Group $57,498 70.27% 3.27%
9 Allstate Insurance Group $56,702 60.70% 3.23%
10 West Bend Mutual Insurance Co $38,498 58.38% 2.19%
**state Total** $1,756,930 64.70% 100.00%

– Number of Insurers

There are so many different kinds of insurers out there, but there are two distinct types of providers that you’ll want to be aware of, and that is foreign providers versus domestic providers.

  • Domestic provider: insurance provider who will only provide insurance coverage for the state they are in. (An example of this would be that little mom and pop’s local place down the street)
  • Foreign provider: insurance provider who can provide coverage for many states. (An example of this would be the larger providers such as Progressive or Allstate).

Currently in Iowa, there are 73 domestic and 860 foreign providers that you can use. That’s a lot to chose from.

Iowa State Laws

Every state is different, so it’s fairly obvious that each state will have laws that are specific to that state. Iowa, just like every state, has laws that are unique to it.

In this section, we’ll cover everything you’ll need to know such topics as car insurance laws, safety laws, and more.

– Car Insurance Laws

Each state has car insurance laws that are unique to that state, Iowa is no different. It has its own requirements that you’ll need to know in order to lawfully drive your vehicle.

– High-Risk Insurance

If you’ve had your license revoked due to an OWI (Operating While Intoxicated), it’s likely that Iowa has deemed you a high-risk driver.

If Iowa has labeled you as a high-risk driver for this reason, you will be required to carry something known as an SR-22 certificate. Meaning that you’ll need to carry not only this certificate, but you’ll also be required to have at least the minimum liability coverage to go along with it.

This certificate is essentially an automobile liability that guarantees that you’ll have car insurance for the specified period of time.

According to Iowa’s DMV, you will need to file an SR-22 form with the DOT’s Driver & Identification Services. Your Iowa car insurance company will file the form for you.

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– Low-Cost Insurance

While there aren’t any low-cost insurance options in Iowa, that doesn’t mean you can’t save some extra cash on your insurance policy!

There are several ways you can lower your costs, such as having a clean driving record and good credit history. In addition, there is another way to save a little cash on your insurance policy: car insurance discounts.

There are so many discounts that you can choose from, and you could qualify for a lot of them.

– Windshield Coverage

There may come a time when your windshield is damaged and needs repair or replacing. Now, a lot of states have specific requirements when it comes to windshield coverage, but fortunately for Iowa citizens, Iowa is not one of them.

The catch to this, however, is that Iowa law does not require insurers to replace windshields if they are cracked or broken either. So if you have a damaged windshield, what are you to do?

Well, if you have comprehensive insurance, there is a chance your insurer will be willing to cover the cost of the repairs your windshield needs.

If you do not have comprehensive coverage, however, you may be on your own.

– Automobile Insurance Fraud in Iowa

The Insurance Information Institute (III) puts insurance fraud as costing U.S. citizens an average of $30 billion EACH YEAR! For this reason, insurance fraud is a criminal offense across the nation.

What are two ways in which people commit insurance fraud?

  1. Intentionally faking an accident or making a false claim
  2. Adding “extra” onto a claim

It’s a crime that simply isn’t worth it.

According to Iowa’s DMV, should you need to report insurance fraud, you can do so in any of the following ways:

– Statute of Limitations

If you are ever in an accident, you’ll want to know of the term statute of limitations.

The statute of limitations is basically the amount of time you have to make a claim or to take another driver to court.

In the state of Iowa, you have the following amount of time to submit your claim:

  • Personal Injury: Two years
  • Property Damage: Five years

– Vehicle Licensing Laws

There are some specific vehicle licensing laws that are specific to Iowa that we’ll now go over.

– Penalties for Driving Without Insurance

As we mentioned previously, the state of Iowa does not require all drivers to have car insurance. If you are in an accident, however, you will be required to provide some form of financial responsibility.

If you fail to provide some form of financial responsibility after an accident has happened, the Iowa Department of Transportation will suspend your license and registration.

As a reminder, the following options are considered acceptable forms of financial responsibility in Iowa:

  • Provide proof that you had liability insurance at the time of the accident
  • Pay one of the following to “Driver & Identification Services” in Iowa:
    • Cash
    • Certified check
    • Cashier’s check
    • Bank draft
    • Postal money order
  • Obtain a release form from all the people involved in the accident
  • Promise to cover (on an installment plan if needed) the costs of the injured or damaged parties in a filed statement
  • Receive a civil damage action decision that releases you from any liability
  • Complete a warrant for confession of judgment with an agreed-upon payment schedule
  • Provide evidence of a settlement reached between parties

In addition to all of this, if you are in an accident, you will also be required to file an accident form within 72 hours of the accident occurring. The only exception is if the police have already filed an accident form for you.

If you do not, you could be facing penalties such as your license/registration being revoked and/or a $500 fine.

– Teen Driver Laws

Teen drivers who are looking to get behind the wheel will need to follow a couple of rules and restrictions in Iowa:

Requirements for Getting a License or Restricted License in Iowa Time Limits
Mandatory holding period 12 months
Minimum supervised driving time 20 hours (2 of which must be at night)
Minimum age 16-years-old
Intermediate License Restrictions in Iowa Details Removal Time Limit
Nighttime Restrictions 12:30 a.m. to 5 a.m. May be lifted after 12 months and age 17 or until age 18 (whichever occurs first)
Passenger Restrictions (family members excepted) At parental discretion May be changed at parental discretion

– License Renewal Procedures

According to the Insurance Institute for Highway Safety (IIHS), you can expect the following license renewal procedures in Iowa:

License Renewal Procedure General Population Older Population
Renewal Cycle every 8 years or 74th birthday, whichever occurs first every 2 years for people 72 and older
Proof of Adequate Vision when renewing in person 70 and older, every renewal
Online/Mail Renewal Availability online, every other renewal not permitted 70 and older

– New Residents

If you are looking to become a resident of Iowa, you’ll want to keep the following in mind:

You have the choice in Iowa on whether or not to buy car insurance. If you get into an accident or you lose your driving privileges, however, you must be able to show proof of financial responsibility right away.

– Rules of the Road

Put your shades on and get ready to learn about some of the rules of the road in Iowa.

– Fault vs. No-Fault

As we mentioned in an earlier section, Iowa is an “at-fault” state. Meaning that if you are the one who caused the accident, you will be the one held liable for the costs of that accident.

This is why, although Iowa doesn’t currently require drivers to have car insurance, it’s wise to purchase at least the minimum liability coverage. If you don’t, you could be paying hefty amounts of money out of your own pocket.

– Keep Right and Move Over Laws

Two laws that are super easy to follow are Keep Right and Move Over Laws.

Keep Right laws in Iowa just state that if you are driving slower than the traffic around you, you should be in the left lane. Easy right?

Move Over Laws in Iowa are just as simple. Basically, if you see a parked vehicle on the side of the highway or road, slow down or move over to another lane. The best rule of thumb for this one especially is if the vehicle has flashing lights, move over.

Some examples of these vehicles are as follows:

  • Emergency vehicle with flashing lights that is parked
  • Stationary tow/recovery/maintenance/waste/etc. vehicle that has flashing lights on
  • Any motor vehicle that has its hazard lights flashing

The purpose of both of these laws is simply to keep all drivers on the road safe. Whether you’re the one trying to pass a vehicle, or whether you’re in the vehicle being passed.

– Speed Limits

According to the Insurance Institute for Highway Safety (IIHS), the speed limits in the state of Iowa are as follows:

  • Rural Interstates: 70 mph
  • Urban Interstates: 55 mph
  • Limited Access Roads: 75 mph
  • All Other Roads: 65 mph

– Seat belt and Car Seat Laws

Making sure every passenger in the vehicle is a priority, which is why there are specific seat belt and car seat laws you’ll want to follow.

It’s been statistically shown that seat belts and proper car seats help to save lives, so make sure you adhere to the follow Iowa laws.

Iowa Safety Belt Laws Details
Effective Since July 1, 1986
Primary Enforcement Yes
Age/Seats Applicable 18+ years old in all seats
1st Offense Fine $25 plus fees
Car Seat Laws Details
Rear-Facing Seat Younger than 1-year-old and less than 20 pounds
Child Restraint or Booster Seat 1 through 5-years-old
Adult Seat Belt Allowed 6 through 17-years-old
1st Offense Fine $25

– Ridesharing

There’s a high likelihood that you’ve at least heard of the rising popularity of ridesharing services. Companies such as Uber and Lyft have seen an increase in business due to it’s convenience. Because of this, a lot of individuals are rushing to these companies to earn a little extra pocket cash.

This means that if you would like to become a driver for one of these services, however, you will need to have at least the minimum liability coverage.

In addition, you will also need to make sure that on top of this minimum coverage, you will also need ridesharing coverage on your policy.

Currently, in Iowa the following providers have this coverage type:

  • Farmers
  • State Farm
  • USAA

– Safety Laws

We want to keep you safe while you’re out driving the roads of Iowa. In order to do this, we’re going to touch on some of the safety laws you’ll need to know before getting behind the wheel.

– DUI Laws

Drinking and driving has become quite the epidemic across the nation. It’s one of the current leading causes of driving fatalities nationwide.

In 2017 alone, there were 88 alcohol-related driving fatalities in Iowa.

This is why most states across the nation have started to crack down on DUI laws, Iowa included.

DUI Laws in Indiana Details
Name for Offense Operating While Intoxicated (OWI)
BAC Limit 0.08
High BAC Categories 0.15
Criminal Status - 1st serious misdemeanor
- 2nd aggravated misdemeanor
- 3rd+ class D felony
Look Back Period 12 years

If you do not follow these laws, you could be facing some serious penalties such as the following:

Number of Offense License Suspension or Revocation and IID lock IID Lock Imprisonment Fine Other
1st Offense 180 days (may apply for temporary restricted license) Must install IID if crash occurred or BAC > .10 48 hours up to 1 year; min 48 hours may be served in OWI program with law enforcement security $625 up to $1,250 OR community service - Complete substance abuse evaluation and treatment program

- Might be assigned a reality education substance abuse prevention program
2nd Offense 2 years (not eligible for temporary restricted license for 45 days) not specified 7 days to 2 years $1,875 to $6,250 Same as 1st offense
3rd Offense 6 years (not eligible for temporary restricted license for 45 days) not specified 30 days to 5 years $3,125 to $9,375 Same as 1st offense
4th Offense Same as 3rd offense Same as 3rd offense Same as 3rd offense Same as 3rd offense Same as 1st offense

Drinking and driving simply isn’t worth all of this.

– Marijuana-Impaired Driving Laws

There have been many states across the nation that have

Iowa, on the other hand, is not one of them. They have a zero-tolerance THC policy.

This means that if you are caught driving under the influence of marijuana, you could face some of the same penalties as an OWI.

– Distracted Driving Laws

Operating a vehicle and trying to operate a hand-held device can be just as dangerous and driving under the influence. Taking your eyes away from the road, even for a second, could cause an accident.

States have also started to smart up to this and have been enforcing restrictions and laws on this, Iowa included.

Laws on Cellphones while Driving Details
Hand-held ban None
All use ban Learner's permit and intermediate license holders
Texting ban All drivers
Enforcement Primary

Iowa Can’t-Miss Facts

Almost there! In this final section, we’ll touch on the facts and statistics that you’ll want to know while driving in Iowa.

– Vehicle Theft in Iowa

Something a lot of people don’t take into account when purchasing and driving a vehicle is the chances that your vehicle could be stolen. It’s something we don’t want to have to think about because we hope it’ll never happen to us. But unfortunately, it does.

According to a study done by the FBI, the following data was found for car thefts in the various cities across Iowa:

City Number of Vehicle Thefts
Adel 2
Albia 5
Algona 1
Altoona 14
Ames 34
Anamosa 2
Ankeny 36
Bettendorf 12
Bloomfield 6
Blue Grass 0
Boone 15
Buffalo 2
Camanche 0
Carlisle 3
Carroll 11
Carter Lake 25
Cedar Falls 24
Cedar Rapids 297
Centerville 13
Chariton 5
Charles City 3
Cherokee 2
Clarinda 11
Clear Lake 8
Clinton 45
Clive 18
Coralville 11
Council Bluffs 541
Cresco 0
Davenport 239
Decorah 3
Denison 10
Des Moines 850
De Witt 3
Dubuque 60
Dyersville 3
Eagle Grove 3
Eldora 2
Eldridge 4
Emmetsburg 1
Estherville 4
Evansdale 2
Fairfield 9
Forest City 4
Fort Dodge 84
Fort Madison 12
Glenwood 13
Grinnell 6
Grundy Center 0
Hampton 0
Hawarden 1
Hiawatha 7
Humboldt 10
Indianola 19
Iowa City 82
Iowa Falls 1
Jefferson 0
Johnston 9
Keokuk 27
Le Claire 1
Le Mars 10
Leon 1
Lisbon 0
Manchester 4
Maquoketa 6
Marengo 0
Marion 17
Marshalltown 37
Mason City 30
Monticello 2
Mount Vernon 1
Muscatine 23
New Hampton 0
Newton 18
North Liberty 11
Norwalk 1
Oelwein 6
Orange City 3
Osage 1
Osceola 14
Oskaloosa 8
Ottumwa 69
Pella 2
Perry 8
Pleasant Hill 8
Prairie City 1
Red Oak 6
Sergeant Bluff 1
Sheldon 4
Shenandoah 9
Sioux City 240
Spencer 4
Spirit Lake 5
State Center 1
Storm Lake 11
Story City 0
Toledo 2
Urbandale 25
Vinton 3
Walcott 0
Washington 7
Waukee 1
Waukon 0
Waverly 8
Webster City 12
West Burlington 8
West Des Moines 76
West Liberty 1
Williamsburg 0
Wilton 1
Windsor Heights 6
Winterset 2

That’s a lot of cars. And of those cars, there are cars that are more popular to be stolen, as seen below.

Vehicle Make and Model Vehicle Year Total Stolen
Chevrolet Pickup (Full Size) 2002 258
Ford Pickup (Full Size) 2001 198
Chevrolet Impala 2005 101
Dodge Pickup (Full Size) 2004 93
Ford Taurus 2003 77
Jeep Cherokee/Grand Cherokee 2005 65
GMC Pickup (Full Size) 2007 60
Toyota Camry 1997 59
Dodge Caravan 2005 56
Pontiac Grand Prix 1999 56

– Dangers on the Road in Iowa

We’ll now cover the road danger statistics that are present in Iowa according to the National Highway Traffic Safety Administration (NHTSA).

– Fatal Crashes by Weather Condition and Light Condition 

Weather Condition Daylight Dark, but Lighted Dark Dawn or Dusk Other / Unknown Total
Normal 146 21 85 14 1 267
Rain 4 3 4 0 0 11
Snow/Sleet 4 0 3 0 0 7
Other 3 2 3 1 0 9
Unknown 3 0 3 0 1 7
TOTAL 160 26 98 15 2 301

– Traffic Fatalities

County Name 2013 2014 2015 2016 2017
Adair 3 5 0 5 2
Adams 1 2 1 0 0
Allamakee 5 3 3 3 2
Appanoose 3 2 2 5 2
Audubon 3 1 1 1 4
Benton 7 6 11 9 4
Black Hawk 12 5 10 11 8
Boone 3 6 4 2 1
Bremer 1 3 1 1 0
Buchanan 1 1 4 2 3
Buena Vista 2 6 3 2 1
Butler 3 1 1 4 2
Calhoun 0 3 1 1 4
Carroll 2 6 0 4 3
Cass 5 6 5 14 1
Cedar 4 2 5 2 2
Cerro Gordo 3 6 7 6 12
Cherokee 0 2 2 1 1
Chickasaw 3 2 1 5 0
Clarke 2 0 0 6 3
Clay 2 5 1 1 1
Clayton 2 2 3 4 1
Clinton 2 4 3 2 1
Crawford 0 2 4 3 0
Dallas 8 6 4 6 2
Davis 0 1 2 3 0
Decatur 1 3 0 1 6
Delaware 3 1 2 4 2
Des Moines 4 2 4 5 3
Dickinson 2 2 4 2 1
Dubuque 4 9 4 4 10
Emmet 2 1 1 0 0
Fayette 6 5 2 2 3
Floyd 3 3 1 6 5
Franklin 2 0 3 1 1
Fremont 1 3 0 3 3
Greene 3 2 2 3 1
Grundy 4 2 0 2 1
Guthrie 3 1 2 0 2
Hamilton 0 2 5 5 1
Hancock 4 3 2 0 2
Hardin 1 2 3 4 0
Harrison 5 3 2 1 5
Henry 4 2 3 5 2
Howard 1 0 2 1 0
Humboldt 4 2 0 3 1
Ida 0 0 1 1 1
Iowa 2 1 5 8 9
Jackson 3 3 4 4 4
Jasper 7 5 5 4 4
Jefferson 2 1 1 1 3
Johnson 7 8 5 16 8
Jones 2 4 4 3 1
Keokuk 1 4 2 1 1
Kossuth 3 3 2 2 2
Lee 2 3 11 11 4
Linn 12 14 5 20 16
Louisa 3 5 1 2 2
Lucas 0 1 0 1 2
Lyon 4 1 0 2 2
Madison 2 2 4 5 3
Mahaska 6 2 7 5 1
Marion 2 1 2 3 1
Marshall 3 5 4 4 12
Mills 3 3 2 5 3
Mitchell 2 3 1 1 0
Monona 5 1 3 5 7
Monroe 0 1 2 2 0
Montgomery 0 0 1 0 3
Muscatine 2 1 1 5 4
O Brien 2 0 4 1 0
Osceola 0 3 2 1 4
Page 3 2 1 1 0
Palo Alto 0 3 0 0 4
Plymouth 0 1 4 3 4
Pocahontas 0 1 0 0 2
Polk 26 19 20 28 27
Pottawattamie 9 16 13 13 12
Poweshiek 4 5 2 2 6
Ringgold 0 0 0 6 2
Sac 2 3 1 4 3
Scott 11 13 21 19 8
Shelby 1 1 3 2 3
Sioux 2 1 3 4 3
Story 3 5 5 4 5
Tama 3 3 4 2 7
Taylor 3 0 0 2 2
Union 5 0 1 2 1
Van Buren 0 0 0 2 1
Wapello 1 2 2 6 4
Warren 7 6 11 8 5
Washington 2 4 3 3 3
Wayne 1 0 1 0 4
Webster 6 2 7 6 5
Winnebago 0 1 0 0 2
Winneshiek 1 2 2 4 2
Woodbury 14 14 13 10 8
Worth 0 1 2 3 0
Wright 3 4 1 0 1

– Fatalities by Road Type

Road Type 2003-2005 2004-2006 2005-2007 2006-2008 2007-2009
Rural 345 348 364 347 335
Urban 82 78 81 86 75
Total 427 426 445 432 410

– Fatalities by Person Type

Person Type 2013 2014 2015 2016 2017
Passenger Car 130 117 111 152 109
Light Truck - Pickup 38 53 71 53 54
Light Truck - Utility 43 32 42 54 42
Light Truck - Van 26 17 12 32 17
Light Truck - Other 0 1 0 0 0
Large Truck 10 11 6 11 18
Bus 0 0 0 0 2
Other/Unknown Occupants 6 15 4 8 10
Total Motorcyclists 41 52 41 60 48
Pedestrian 20 19 25 22 23
Bicyclist and Other Cyclists 3 4 5 8 5
Other/Unknown Non-occupants 0 1 3 2 2
Total 317 322 320 402 330

– Fatalities by Crash Type

Crash Type 2013 2014 2015 2016 2017
Single Vehicle 169 167 168 203 182
Involving a Large Truck 61 48 61 70 67
Involving Speeding 51 45 49 94 70
Involving a Rollover 109 110 115 110 124
Involving a Roadway Departure 185 208 185 231 207
Involving an Intersection (or Intersection Related) 78 85 102 113 85
Total Fatalities (All Crashes) 317 322 320 402 330

– Five-Year Trend For The Top 10 Counties

County 2013 2014 2015 2016 2017
Polk County 26 19 20 28 27
Linn County 12 14 5 20 16
Cerro Gordo County 3 6 7 6 12
Marshall County 3 5 4 4 12
Pottawattamie County 9 16 13 13 12
Dubuque County 4 9 4 4 10
Iowa County 2 1 5 8 9
Black Hawk County 12 5 10 11 8
Johnson County 7 8 5 16 8
Scott County 11 13 21 19 8
Top Ten Counties Total 113 111 124 151 122
All Other Counties Total 203 209 196 251 208
Overall Total 316 320 320 402 330

– Fatalities Involving Speeding by County

County Name 2013 2014 2015 2016 2017
Adair County 0 0 0 0 0
Adams County 0 0 0 0 0
Allamakee County 2 1 0 1 0
Appanoose County 1 0 2 3 0
Audubon County 0 0 0 0 1
Benton County 1 0 0 4 0
Black Hawk County 1 1 3 4 1
Boone County 0 2 0 2 0
Bremer County 0 0 0 0 0
Buchanan County 0 0 0 1 0
Buena Vista County 0 0 0 0 0
Butler County 0 0 1 0 0
Calhoun County 0 0 0 0 1
Carroll County 0 2 0 0 0
Cass County 0 1 0 6 1
Cedar County 0 0 1 1 1
Cerro Gordo County 1 0 1 0 9
Cherokee County 0 0 0 1 0
Chickasaw County 0 1 0 0 0
Clarke County 1 0 0 1 0
Clay County 1 2 0 0 0
Clayton County 0 0 0 1 0
Clinton County 0 0 1 0 0
Crawford County 0 0 1 2 0
Dallas County 2 0 0 4 0
Davis County 0 0 1 1 0
Decatur County 0 0 0 0 1
Delaware County 0 0 0 0 0
Des Moines County 0 1 0 0 0
Dickinson County 2 0 0 0 1
Dubuque County 0 1 1 2 3
Emmet County 0 0 0 0 0
Fayette County 0 5 0 1 2
Floyd County 1 0 0 0 0
Franklin County 0 0 0 0 0
Fremont County 0 0 0 0 2
Greene County 0 0 0 0 0
Grundy County 0 0 0 0 0
Guthrie County 0 1 0 0 0
Hamilton County 0 0 0 1 0
Hancock County 0 0 0 0 0
Hardin County 0 1 0 0 0
Harrison County 1 0 0 0 0
Henry County 0 0 1 1 0
Howard County 1 0 0 0 0
Humboldt County 0 0 0 0 0
Ida County 0 0 0 0 0
Iowa County 0 0 0 3 5
Jackson County 0 0 0 0 1
Jasper County 2 2 1 1 2
Jefferson County 0 0 0 0 0
Johnson County 1 0 0 1 3
Jones County 0 0 0 0 0
Keokuk County 1 0 0 0 0
Kossuth County 0 0 1 0 0
Lee County 0 1 1 2 1
Linn County 2 2 1 7 5
Louisa County 0 0 1 0 0
Lucas County 0 0 0 0 0
Lyon County 0 0 0 0 0
Madison County 0 2 0 1 1
Mahaska County 1 0 0 1 1
Marion County 0 0 1 1 1
Marshall County 0 3 0 0 0
Mills County 0 1 0 0 1
Mitchell County 0 0 0 0 0
Monona County 0 1 0 1 2
Monroe County 0 0 0 0 0
Montgomery County 0 0 0 0 0
Muscatine County 0 0 0 0 1
O Brien County 0 0 0 0 0
Osceola County 0 0 0 0 1
Page County 1 0 0 0 0
Palo Alto County 0 0 0 0 0
Plymouth County 0 0 0 0 2
Pocahontas County 0 1 0 0 0
Polk County 8 4 7 12 5
Pottawattamie County 3 1 1 4 0
Poweshiek County 0 1 0 1 0
Ringgold County 0 0 0 1 0
Sac County 2 0 0 2 2
Scott County 4 3 9 5 3
Shelby County 0 0 2 1 0
Sioux County 0 0 1 0 1
Story County 0 0 1 2 1
Tama County 0 0 0 2 2
Taylor County 1 0 0 1 1
Union County 0 0 0 0 0
Van Buren County 0 0 0 0 0
Wapello County 0 0 0 0 0
Warren County 2 2 1 0 1
Washington County 0 0 0 0 0
Wayne County 0 0 0 0 0
Webster County 1 0 2 2 1
Winnebago County 0 0 0 0 1
Winneshiek County 0 0 0 0 1
Woodbury County 5 1 6 6 0
Worth County 0 0 0 0 0
Wright County 2 0 0 0 1

– Fatalities in Crashes Involving an Alcohol-Impaired Driver (BAC = .08+) by County

County Name 2013 2014 2015 2016 2017
Adair County 0 5 0 2 0
Adams County 0 0 0 0 0
Allamakee County 2 1 1 2 1
Appanoose County 1 1 1 3 0
Audubon County 0 1 0 0 2
Benton County 3 3 1 3 1
Black Hawk County 3 1 2 1 1
Boone County 2 0 1 1 0
Bremer County 1 0 0 0 0
Buchanan County 0 0 1 1 0
Buena Vista County 0 1 1 0 0
Butler County 1 1 0 0 1
Calhoun County 0 1 0 1 3
Carroll County 0 3 0 1 2
Cass County 1 1 1 4 0
Cedar County 1 0 1 0 1
Cerro Gordo County 1 1 0 2 8
Cherokee County 0 0 1 1 0
Chickasaw County 0 1 0 1 0
Clarke County 0 0 0 0 0
Clay County 0 0 0 0 0
Clayton County 2 2 1 1 0
Clinton County 1 1 1 0 0
Crawford County 0 0 0 0 0
Dallas County 3 4 3 4 1
Davis County 0 0 0 0 0
Decatur County 0 1 0 0 2
Delaware County 2 0 0 0 0
Des Moines County 1 1 1 3 1
Dickinson County 0 0 0 1 1
Dubuque County 1 2 1 0 1
Emmet County 1 0 0 0 0
Fayette County 0 1 0 1 0
Floyd County 1 0 0 0 0
Franklin County 2 0 0 0 1
Fremont County 1 1 0 1 2
Greene County 0 0 0 2 0
Grundy County 1 0 0 0 0
Guthrie County 0 1 1 0 0
Hamilton County 0 0 0 2 0
Hancock County 3 0 0 0 2
Hardin County 0 1 1 1 0
Harrison County 0 1 1 0 0
Henry County 1 0 1 1 0
Howard County 0 0 0 0 0
Humboldt County 2 1 0 1 1
Ida County 0 0 1 0 0
Iowa County 0 0 1 1 2
Jackson County 0 1 0 1 0
Jasper County 1 0 0 1 1
Jefferson County 0 0 0 0 0
Johnson County 1 3 0 7 1
Jones County 1 3 1 0 0
Keokuk County 1 1 0 0 0
Kossuth County 1 0 1 0 0
Lee County 2 1 3 3 1
Linn County 4 4 0 4 1
Louisa County 0 2 1 0 0
Lucas County 0 0 0 1 1
Lyon County 2 0 0 0 0
Madison County 1 0 3 2 0
Mahaska County 0 2 1 0 0
Marion County 1 1 0 1 0
Marshall County 2 1 0 1 5
Mills County 1 1 0 1 1
Mitchell County 1 0 0 1 0
Monona County 1 0 2 2 2
Monroe County 0 0 2 1 0
Montgomery County 0 0 1 0 0
Muscatine County 0 0 0 2 1
O Brien County 1 0 1 0 0
Osceola County 0 1 0 1 2
Page County 1 1 0 0 0
Palo Alto County 0 0 0 0 1
Plymouth County 0 0 0 1 1
Pocahontas County 0 1 0 0 1
Polk County 7 6 7 10 6
Pottawattamie County 4 3 3 3 5
Poweshiek County 1 2 0 0 1
Ringgold County 0 0 0 0 0
Sac County 0 2 0 0 0
Scott County 6 5 10 6 1
Shelby County 1 0 0 0 0
Sioux County 1 0 0 1 0
Story County 0 1 1 0 1
Tama County 3 0 0 0 3
Taylor County 1 0 0 0 1
Union County 0 0 0 2 0
Van Buren County 0 0 0 0 0
Wapello County 0 0 1 2 1
Warren County 2 0 6 1 2
Washington County 0 2 0 0 2
Wayne County 0 0 0 0 2
Webster County 2 0 0 2 2
Winnebago County 0 1 0 0 0
Winneshiek County 1 0 1 2 1
Woodbury County 6 1 4 2 1
Worth County 0 1 0 0 0
Wright County 2 0 1 0 1

– Teen Drinking and Driving

The saddest part about the statistics above? These fatalities include teen drivers. That’s right, this includes teen drivers who drink and drive.

While the average number of underage drinking and driving deaths is only 0.8 deaths per 100,000 people in Iowa, there were still approximately 71 drinking and driving arrests made in 2016 alone in Iowa for teen drivers.

This ranks Iowa as the 20th state in the United States for teen drinking and driving arrests.

That’s quite a few teenagers driving drunk.

From these arrests, the following data was found from Responsibility:

Iowa 2017 Teen Driver Drinking and Driving Arrest Data Iowa Average National Average
Under 18: Driving under the influence 83 5,135
Total: Driving under the influence 10,082 1,017,808
Under 18: Liquor laws 661 29,073
Total: Liquor laws 3,733 234,899
Under 18: Drunkenness 75 3,805
Total: Drunkenness 3,805 376,433

That’s a lot of teen drivers. This is why it’s so vital for adult drivers to lead by example and never drive while intoxicated.

– EMS Response Time

Type of Crash Time of Crash to EMS
Notification
EMS Notification to
EMS Arrival
EMS Arrival at Scene
to Hospital Arrival
Time of Crash to Hospital
Arrival
Rural 6.21 min 12.11 min 32.39 min 50.57 min
Urban 3.88 min 6.28 min 19.72 min 28.20 min

– Transportation 

Lastly, we’ll cover the statistics of transport in Iowa.

– Car Ownership

According to USA Data, the average number of vehicles owned per household in Iowa is two.

car ownership iowa

– Commute Time

The national average for commute time is approximately 25.5 minutes. Iowa citizens have that beat to a total commute time of 18.8 minutes on average.

Commute time Iowa

– Commuter Transportation

A majority of drivers tend to prefer to drive alone, and Iowa citizens are no exception at an average of 81.4 percent.

Iowa Commuter Transport

– Top City for Traffic Congestion

We get to close out on a really positive note! According to INRIX’s Scorecard, TomTom, and Numbeo, absolutely NONE of Iowa’s cities made it onto their traffic congestion indexes!

This means that traffic is so minute in Iowa that it didn’t make it onto any of their lists.

You did it. You went through this comprehensive guide like a champ.

If you’re ready to start comparing insurance today, don’t forget to use our FREE online tool.

References:
  1. https://www.nolo.com/legal-encyclopedia/iowa-car-insurance-laws.html
  2. https://www.iii.org/
  3. https://iowadot.gov/mvd/driverslicense/dlmanual/dlmanual.pdf
  4. https://iowadot.gov/mvd/about
  5. https://www.nolo.com/legal-encyclopedia/damages-how-much-personal-injury-32264.html
  6. https://www.dmv.org/ia-iowa/car-insurance.php
  7. http://www.calculatorpro.com/calculator/insurance-cost-calculator/
  8. https://www.naic.org/
  9. https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists
  10. http://www.ambest.com/
  11. https://www.jdpower.com/business/press-releases/2019-us-auto-insurance-study
  12. https://eapps.naic.org/cis/help.do#complaints_state
  13. https://www.dmv.org/ia-iowa/
  14. https://www.carinsurancecomparison.com/what-is-an-anti-lock-brakes-discount
  15. http://www.carwindshields.info/states
  16. https://www.iii.org/article/background-on-insurance-fraud
  17. https://eapps.naic.org/ofrs/ofrsHome.jsp
  18. https://iid.iowa.gov/insurance-consumer-complaint
  19. https://www.nolo.com/legal-encyclopedia/statute-of-limitations-state-laws-chart-29941.html
  20. https://www.iihs.org/
  21. https://iowadot.gov/rules
  22. https://www.iihs.org/iihs/topics/laws/speedlimits
  23. https://www.responsibility.org/alcohol-statistics/state-map/state/iowa/
  24. https://www.responsibility.org/alcohol-statistics/state-map/state/iowa/issue/marijuana-drug-impaired-driving-laws/
  25. https://www.iowacrimelawyer.com/criminal-defense/substance-abuse-crimes/marijuana-possession/
  26. https://ucr.fbi.gov/crime-in-the-u.s/2017/crime-in-the-u.s.-2017/tables/table-8/table-8-state-cuts/iowa.xls
  27. https://cdan.nhtsa.gov/STSI.htm#
  28. https://www.responsibility.org/wp-content/uploads/2018/02/2016-Under-21-Alcohol-Impaired-Driving-Fatalities-Per-100000-Population-by-State.pdf
  29. https://datausa.io/profile/geo/iowa/#category_transportation
  30. http://inrix.com/scorecard/
  31. https://www.tomtom.com/en_gb/trafficindex/list?citySize=ALL&continent=NA&country=US
  32. https://www.numbeo.com/traffic/region_rankings.jsp?title=2019&region=021

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