South Carolina Car Insurance (Coverage, Companies, & More)

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South Carolina Statistics SummaryDetails
Road MilesTotal in State: 76,250
Vehicle Miles Driven: 51.7 billion
VehiclesRegistered: 4,046,410
Total Stolen: 12,970
State Population5,084,127
Most Popular VehicleFord F150
Uninsured Motorists9.40%
State Rank: 37th
Total Driving Fatalities2008-2017
Speeding: 3362
Drunk Driving: 3414
Annual Average PremiumsCollision: $265.07
Comprehensive: 180.94
Liability: $527.09
Cheapest ProvidersState Farm

Want a taste of the South? Check out South Carolina! Known for its rich history, beaches (Myrtle Beach, anyone?), iconic food and drink, beautiful landscapes, and more, South Carolina, known as the Palmetto State, has something for everyone.

Love animals? Morgan Island, one of the Sea Islands in South Carolina, is also known as Monkey Island. Visitors can see some of the approximately 4,000 rhesus monkeys in their natural habitat.

ACE Basin, found in the Lowcountry of South Carolina, is one of the largest estuaries in the eastern half of the United States and includes 217,00 acres of wildlife and vegetation.

Are you a history buff? South Carolina is for you! Civil War history can be found nearly everywhere in the state, including Fort Sumter, where shots were first fired at the start of the War.

Whether you live in South Carolina or just plan to visit, knowing the rules of the road, state insurance requirements, and more while traveling across the state is important. But knowing where to search, what questions to ask, and how to find all the information you need to know can be frustrating. Why not let us find all the information for you and conveniently locate it in one place?

Ready to get started? Read on to find out more! And while you’re at it, use your zip code to get a free quote on car insurance!

Table of Contents

South Carolina Car Insurance Coverage and Rates

How does South Carolina’s insurance premiums compare to the rest of the nation?

South Carolina AverageNational AveragePercent Difference
$1,210$1,311-7.7%

This table shows South Carolina’s average annual insurance premiums are 7.7 percent below the national average. If you live in South Carolina, this is good news for your wallet.

Looking for general information insurance coverage and rates in South Carolina? We are here for you. In the following sections, we will look at coverage requirements, liability, rates based on various demographics and locations within the state, financial responsibility, and more.

– South Carolina’s Car Culture

South Carolinians love to drive. With an estimated 717 drivers per 1,000 residents, there are a lot of drivers on the road. The state’s love of the open road, motorized vehicles, and all things racing began over a hundred years ago and has never stopped.

South Carolina is home to hundreds of car manufacturing companies as well as raceways for both professionals and amateurs.

– South Carolina Minimum Coverage

In general, there is a minimum insurance coverage required to legally be able to operate your vehicle on the road.  South Carolina is no exception and requires minimum liability coverage.

South Carolina is an “at-fault” state, which means the driver at fault for the accident (or the at-fault driver’s insurance) is financially responsible for any damages that resulted from the accident.

South Carolina’s liability coverage requirements are shown in the table below:

Insurance RequiredMinimum Limits
Bodily Injury Liability$25,000 per person $50,000 per accident
Property Damage Liability$25,000
Uninsured Motorist Coverage$25,000 per person
$50,000 per accident
$25,000 property damage per accident

Drivers are also required to have uninsured motorist coverage at the same values listed in the liability coverage requirements table above.

There is one exception to the minimum liability coverage requirement in South Carolina for those who are uninsured.  In special cases, though it is not recommended, if you meet several qualifications, you can apply for an annual $600.00 Uninsured Motorist Fee, which allows drivers to use an uninsured vehicle on the road in South Carolina.

In the following sections, we will look in more detail at driver responsibility and additional coverage options. It is important to note that minimum insurance requirements are not always the best option for drivers. For more information about what level of coverage best suits your needs, speak with your insurance provider.

– Forms of Financial Responsibility

State law requires all drivers to keep proof of financial responsibility, specifically valid proof of insurance, available in the vehicle at all times. South Carolina is one of the 48 states in the U.S. that allows drivers to use digital copies of proof of insurance, rather than paper proof, at a traffic stop. At any point during a traffic stop, the driver may be required to show this proof of insurance.

– Premiums as a Percentage of Income

If you live in South Carolina, how much of your paycheck goes to car insurance? Below is a table showing the percentage of income spent on car insurance across a three-year span in the Palmetto State, compared to the national average of the same.

 201420132012
South Carolina2.81%2.84%2.74%
National Average2.40%2.43%2.34%
Unfortunately, as the above table shows, South Carolina’s premiums, as a percentage of disposable income, are about 17 percent higher than the national average.
Using the below calculator, you can calculate what percentage of your paycheck is spent on insurance.

CalculatorPro

– Core Coverage

Typically, auto insurance policies provide either liability, collision, or comprehensive insurance coverage. A combination policy, which includes all three, is also an option.

This video provides a quick overview of auto insurance policy and coverage basics.

In South Carolina, the average core coverage costs are listed in the below table, compared to national averages of the same coverage options.

Type of CoverageAverage Cost in South Carolina
(2011-2015)
Average Cost Nationwide
(2011-2015)
Liability$497.50$516.39
Collision$247.62$299.73
Comprehensive$165.38$138.87
Combined$910.51$955

South Carolina is below the national average in three out of the four coverage options. However, it is worth noting that this data, pulled from the National Association of Insurance Commissioners website, is based on the states’ minimum insurance requirements.

– Additional Liability

Additional liability coverage can be added to your policy to cover expenses beyond those already covered by typical policies. Examples of additional liability coverage include:

  • Personal injury protection, or no-fault insurance, helps cover medical expenses for all individuals involved in an accident, regardless of who is at fault.
  • Medical payments coverage helps pay medical costs for you and anyone else listed on your policy in the event of an accident, regardless of who is at fault.
  • Uninsured/underinsured motorist coverage provides additional financial protection in the event you are in an accident with someone uninsured or underinsured.

 

Loss ratio is the percentage of premiums that are paid out in claims. An insurance provider is losing money when their loss ratio is greater than one hundred percent. If their ratio is lower, claims are not being paid.

Given this, it is to your benefit to find an insurance provider with a higher loss ratio, because the likelihood they will pay a claim you make is higher.

The below table provides an overview of the average loss ratio for the state in each of the additional liability types available for South Carolina. While the NAIC does not currently have data on personal injury protection, they do provide data on uninsured motorists and MedPay.

Loss Ratio201320142015
Medical Payments (MedPay)91%89%89%
Uninsured/Underinsured Motorist76%86%91%

As of 2015, 9.4 percent of South Carolina drivers are uninsured, ranking them at 37th in the country for uninsured drivers.

– Add-Ons, Endorsements, & Riders

Additional endorsements, add-ons, and riders you can speak to your insurance provider about including in your policy, if they suit your needs, are listed below:

– Male vs. Female Rates

It is common practice for auto insurance providers to adjust rates based on gender. Some states, including California and North Carolina, have outlawed this practice, but currently, South Carolina still permits insurance providers to use gender as a factor in determining rates. The below table provides average rates for the primary auto insurance providers in South Carolina across a range of age and gender demographics.

CompanyMarried 35-year old femaleMarried 35-year old maleMarried 60-year old femaleMarried 60-year old maleSingle 17-year old femaleSingle 17-year old maleSingle 25-year old femaleSingle 25-year old male
Allstate F&C$2,575.42$2,575.42$2,462.77$2,462.77$6,662.45$8,518.45$2,858.85$3,111.28
Bristol West Select$3,198.86$3,212.56$3,054.08$3,319.19$8,424.07$9,324.42$3,486.65$3,514.99
GEICO Govt Employees$2,292.59$2,292.59$2,092.47$2,092.47$5,552.76$5,685.15$2,674.55$2,741.48
Nationwide Mutual Fire$2,469.20$2,501.59$2,223.66$2,308.30$5,970.02$7,692.64$2,792.80$3,045.71
Progressive Northern$2,477.19$2,286.14$2,128.88$2,225.14$10,287.93$11,361.20$2,848.88$2,969.28
State Farm Mutual Auto$1,938.66$1,938.66$1,755.90$1,755.90$5,564.16$6,994.35$2,175.82$2,447.27
USAA$1,836.27$1,842.82$1,688.20$1,690.25$7,341.34$8,041.03$2,414.03$2,544.18

It is interesting to note that at ages 17 and 25, all seven providers charged higher premiums for males than for females.  At age 35 and married, however, three of the companies (Allstate, GEICO, and State Farm) charged the same rates for males and females, and the same is true at 60 and married.

This table ranks the premiums based on demographics (age, gender, and married versus single) and providers.

CompanyDemographicAverage Annual RateRank
Progressive NorthernSingle 17-year old male$11,361.201
Progressive NorthernSingle 17-year old female$10,287.932
Bristol West SelectSingle 17-year old male$9,324.423
Allstate F&CSingle 17-year old male$8,518.454
Bristol West SelectSingle 17-year old female$8,424.075
USAASingle 17-year old male$8,041.036
Nationwide Mutual FireSingle 17-year old male$7,692.647
USAASingle 17-year old female$7,341.348
State Farm Mutual AutoSingle 17-year old male$6,994.359
Allstate F&CSingle 17-year old female$6,662.4510
Nationwide Mutual FireSingle 17-year old female$5,970.0211
GEICO Govt EmployeesSingle 17-year old male$5,685.1512
State Farm Mutual AutoSingle 17-year old female$5,564.1613
GEICO Govt EmployeesSingle 17-year old female$5,552.7614
Bristol West SelectSingle 25-year old male$3,514.9915
Bristol West SelectSingle 25-year old female$3,486.6516
Bristol West SelectMarried 60-year old male$3,319.1917
Bristol West SelectMarried 35-year old male$3,212.5618
Bristol West SelectMarried 35-year old female$3,198.8619
Allstate F&CSingle 25-year old male$3,111.2820
Bristol West SelectMarried 60-year old female$3,054.0821
Nationwide Mutual FireSingle 25-year old male$3,045.7122
Progressive NorthernSingle 25-year old male$2,969.2823
Allstate F&CSingle 25-year old female$2,858.8524
Progressive NorthernSingle 25-year old female$2,848.8825
Nationwide Mutual FireSingle 25-year old female$2,792.8026
GEICO Govt EmployeesSingle 25-year old male$2,741.4827
GEICO Govt EmployeesSingle 25-year old female$2,674.5528
Allstate F&CMarried 35-year old female$2,575.4229
Allstate F&CMarried 35-year old male$2,575.4229
USAASingle 25-year old male$2,544.1831
Nationwide Mutual FireMarried 35-year old male$2,501.5932
Progressive NorthernMarried 35-year old female$2,477.1933
Nationwide Mutual FireMarried 35-year old female$2,469.2034
Allstate F&CMarried 60-year old female$2,462.7735
Allstate F&CMarried 60-year old male$2,462.7735
State Farm Mutual AutoSingle 25-year old male$2,447.2737
USAASingle 25-year old female$2,414.0338
Nationwide Mutual FireMarried 60-year old male$2,308.3039
GEICO Govt EmployeesMarried 35-year old female$2,292.5940
GEICO Govt EmployeesMarried 35-year old male$2,292.5940
Progressive NorthernMarried 35-year old male$2,286.1442
Progressive NorthernMarried 60-year old male$2,225.1443
Nationwide Mutual FireMarried 60-year old female$2,223.6644
State Farm Mutual AutoSingle 25-year old female$2,175.8245
Progressive NorthernMarried 60-year old female$2,128.8846
GEICO Govt EmployeesMarried 60-year old female$2,092.4747
GEICO Govt EmployeesMarried 60-year old male$2,092.4747
State Farm Mutual AutoMarried 35-year old female$1,938.6649
State Farm Mutual AutoMarried 35-year old male$1,938.6649
USAAMarried 35-year old male$1,842.8251
USAAMarried 35-year old female$1,836.2752
State Farm Mutual AutoMarried 60-year old female$1,755.9053
State Farm Mutual AutoMarried 60-year old male$1,755.9053
USAAMarried 60-year old male$1,690.2555
USAAMarried 60-year old female$1,688.2056

The Quadrant Data included in the above tables are based on actual purchased coverage in South Carolina and includes rates for high-risk drivers as well as drivers who purchase coverage beyond the required minimum and other kinds of non-required coverage like personal injury protection and MedPay.

– Cheapest Rates by Zip Code

Below is a list of the premium rates in every zip code in South Carolina. Check it out to see how your zip code ranks against others in the state.

ZipcodeAverageAllstate F&CBristol West SelectGEICO Govt EmployeesNationwide Mutual FireProgressive NorthernState Farm Mutual AutoUSAA
29933$4,519.05$4,163.06$6,522.32$4,320.69$4,265.18$5,092.35$3,329.79$3,939.94
29810$4,504.34$4,163.06$5,603.79$4,320.69$4,265.18$5,893.85$3,343.86$3,939.94
29918$4,499.47$4,163.06$5,824.91$4,320.69$4,265.18$5,611.39$3,371.09$3,939.94
29939$4,493.57$4,163.06$5,824.91$4,320.69$4,265.18$5,611.39$3,329.79$3,939.94
29913$4,449.78$4,163.06$6,522.32$4,320.69$4,265.18$4,607.45$3,329.79$3,939.94
29433$4,434.52$4,163.06$6,522.32$3,780.89$4,574.31$4,731.33$3,329.79$3,939.94
29827$4,412.90$4,163.06$5,282.19$4,320.69$4,265.18$5,607.56$3,311.69$3,939.94
29921$4,405.94$4,163.06$6,522.32$4,320.69$4,265.18$4,275.77$3,354.61$3,939.94
29934$4,396.05$4,163.06$5,601.37$4,320.69$4,176.19$5,227.88$3,343.22$3,939.94
29944$4,386.30$4,163.06$5,669.24$3,677.41$4,265.18$5,694.00$3,295.29$3,939.94
29481$4,369.12$4,157.97$5,486.93$3,707.18$4,574.31$5,358.73$3,358.76$3,939.94
29911$4,363.46$4,163.06$5,367.87$4,320.69$4,265.18$5,223.76$3,263.75$3,939.94
29923$4,338.69$4,163.06$5,259.85$4,320.69$4,265.18$5,092.35$3,329.79$3,939.94
29932$4,338.69$4,163.06$5,259.85$4,320.69$4,265.18$5,092.35$3,329.79$3,939.94
29924$4,333.58$4,163.06$5,178.39$4,320.69$4,265.18$5,172.50$3,295.29$3,939.94
29916$4,295.75$4,163.06$5,139.84$4,320.69$4,265.18$4,917.16$3,324.36$3,939.94
29486$4,291.55$4,326.42$4,486.60$3,363.86$4,364.41$6,330.20$3,335.97$3,833.40
29922$4,252.93$4,163.06$4,952.29$4,320.69$4,265.18$4,743.26$3,386.08$3,939.94
29046$4,248.92$3,990.16$5,797.64$3,779.59$4,101.45$4,870.51$3,320.82$3,882.28
29430$4,239.55$4,088.51$6,542.72$3,395.57$4,364.41$4,234.15$3,335.97$3,715.51
29104$4,229.62$3,990.16$5,718.85$3,779.59$4,101.45$4,931.71$3,203.35$3,882.28
29836$4,215.45$3,812.62$5,186.48$3,707.18$4,265.18$5,303.60$3,329.79$3,903.30
29450$4,214.87$4,326.42$5,333.72$3,512.70$4,364.41$5,068.38$3,228.14$3,670.35
29476$4,179.20$3,998.06$5,030.80$3,512.70$4,364.41$5,051.12$3,335.97$3,961.38
29468$4,174.40$3,998.48$5,236.46$3,395.57$4,364.41$5,172.71$3,091.77$3,961.38
29506$4,170.11$3,979.33$5,633.10$3,213.28$3,931.88$5,438.49$3,390.81$3,603.92
29456$4,169.64$4,326.42$5,333.30$3,497.76$3,918.07$5,144.85$3,248.56$3,718.52
29461$4,169.18$4,326.42$5,173.65$3,395.57$4,364.41$5,056.41$3,149.32$3,718.52
29418$4,168.61$4,326.42$5,212.74$3,497.76$3,918.07$4,970.26$3,593.05$3,662.02
29470$4,163.80$4,331.51$4,630.00$3,780.89$4,114.53$4,573.34$3,700.61$4,015.71
29475$4,160.36$4,163.06$4,599.79$3,707.18$4,574.31$4,549.54$3,588.72$3,939.94
29080$4,158.68$3,990.16$5,727.88$3,097.26$4,101.45$4,958.15$3,353.55$3,882.28
29168$4,157.19$4,040.96$6,190.94$3,245.48$3,717.49$5,212.06$3,294.81$3,398.60
29929$4,149.89$4,163.06$4,243.26$4,320.69$4,574.31$4,272.90$3,535.10$3,939.94
29943$4,145.42$4,238.06$5,188.43$3,125.14$4,176.19$5,105.27$3,244.91$3,939.94
29452$4,144.14$4,238.06$4,393.93$3,677.41$4,574.31$4,566.32$3,619.01$3,939.94
29449$4,142.88$4,395.06$4,588.96$3,677.41$4,114.53$4,558.37$3,650.13$4,015.71
29912$4,138.52$3,956.89$4,638.66$4,320.69$4,176.19$4,607.45$3,329.79$3,939.94
29530$4,135.28$4,083.76$5,462.41$3,097.26$3,895.28$5,339.16$3,439.70$3,629.40
29547$4,134.98$3,870.03$5,440.82$3,213.28$3,895.28$5,548.51$3,137.36$3,839.56
29936$4,130.49$3,956.89$4,638.66$4,320.69$4,176.19$4,607.45$3,273.61$3,939.94
29132$4,128.00$3,786.70$6,552.95$3,697.92$3,511.76$4,732.49$3,162.27$3,451.89
29447$4,124.55$4,232.99$4,734.79$3,707.18$4,229.33$4,670.20$3,335.97$3,961.38
29493$4,123.37$4,163.06$4,599.79$3,707.18$4,574.31$4,549.54$3,329.79$3,939.94
29518$4,120.52$3,998.06$5,486.53$3,265.18$3,798.99$5,348.04$3,053.29$3,893.58
29222$4,118.79$4,117.78$6,817.11$2,870.63$3,769.52$4,531.56$3,149.91$3,575.00
29436$4,113.22$4,129.24$5,049.59$3,395.57$4,364.41$4,822.06$3,070.32$3,961.38
29474$4,111.48$4,238.06$4,393.93$3,780.89$4,574.31$4,566.32$3,286.92$3,939.94
29945$4,110.22$4,238.06$4,786.18$3,677.41$4,265.18$4,529.02$3,335.72$3,939.94
29082$4,102.16$4,163.06$4,158.40$4,320.69$4,574.31$4,171.19$3,387.53$3,939.94
29724$4,098.12$4,096.27$6,552.95$3,268.46$3,511.76$4,930.91$3,162.27$3,164.25
29414$4,097.25$4,326.42$5,201.26$3,365.34$3,918.07$4,856.35$3,392.24$3,621.07
29849$4,094.43$3,812.62$4,841.73$3,707.18$4,265.18$4,764.55$3,329.79$3,939.94
29053$4,093.87$3,947.97$5,659.84$3,485.96$3,630.36$5,300.70$3,270.64$3,361.66
29435$4,091.68$4,238.06$4,473.61$3,780.89$4,574.31$4,376.90$3,258.07$3,939.94
29041$4,090.96$3,998.06$5,726.68$3,265.18$3,586.04$5,280.29$2,886.87$3,893.58
29446$4,089.74$4,238.06$4,286.93$3,677.41$4,574.31$4,338.15$3,573.41$3,939.94
29052$4,089.39$4,199.15$5,228.26$3,779.59$3,717.49$4,953.28$3,269.35$3,478.63
29425$4,088.80$4,326.42$6,718.66$3,061.23$3,653.40$4,254.64$3,335.64$3,271.62
29438$4,088.67$4,389.98$4,929.23$3,677.41$4,114.53$4,580.85$3,502.76$3,425.95
29565$4,088.31$3,869.61$5,238.85$3,213.28$3,895.28$5,377.33$3,184.30$3,839.56
29488$4,086.71$4,163.06$4,350.30$3,677.41$4,574.31$4,285.08$3,616.85$3,939.94
29479$4,084.29$3,998.06$5,030.80$3,512.70$3,844.76$5,051.12$3,191.25$3,961.38
29510$4,083.54$3,998.48$5,325.00$3,512.70$3,757.84$5,554.83$2,957.23$3,478.68
29550$4,077.59$3,973.00$5,317.33$3,097.26$3,895.28$5,028.68$3,378.04$3,853.55
29405$4,070.09$4,326.42$4,650.51$3,438.40$3,918.07$4,667.73$3,774.02$3,715.51
29583$4,069.71$3,979.33$5,176.08$3,265.18$3,931.88$5,123.40$3,382.74$3,629.40
29487$4,068.90$4,389.98$4,964.52$3,365.34$3,821.29$4,812.02$3,483.52$3,645.62
29434$4,068.05$4,088.51$4,902.92$3,395.57$4,364.41$4,718.63$3,335.97$3,670.35
29440$4,065.82$3,934.92$5,619.64$3,512.70$3,757.84$5,433.35$2,913.28$3,289.01
29208$4,065.51$4,117.78$6,817.11$2,870.63$3,769.52$4,740.97$3,149.91$2,992.67
29410$4,063.86$4,326.42$5,065.26$3,176.71$3,821.29$5,034.39$3,307.48$3,715.51
29472$4,058.13$4,389.98$5,001.82$3,363.86$3,821.29$4,832.94$3,278.52$3,718.52
29161$4,055.03$3,990.16$5,148.56$3,097.26$3,895.28$5,096.25$3,378.35$3,779.34
29056$4,053.12$3,998.06$5,276.12$3,265.18$3,844.76$5,212.08$2,882.09$3,893.58
29469$4,048.85$4,065.68$4,950.78$3,395.57$4,364.41$4,730.43$3,209.90$3,625.21
29125$4,048.80$3,990.58$5,534.93$3,265.18$3,586.04$4,974.81$3,096.52$3,893.58
29453$4,047.67$3,934.92$5,060.46$3,512.70$3,798.99$5,040.58$3,315.67$3,670.35
29426$4,046.94$4,238.06$4,576.59$3,780.89$3,821.29$4,270.51$3,625.54$4,015.71
29201$4,045.24$4,117.78$5,682.73$2,870.63$3,769.52$5,311.42$3,269.52$3,295.07
29001$4,043.78$3,998.06$5,880.26$3,265.18$3,586.04$5,194.85$2,844.26$3,537.78
29111$4,043.11$3,998.06$5,385.20$3,265.18$3,586.04$5,325.87$2,847.82$3,893.58
29580$4,037.70$3,998.06$5,141.74$3,512.70$3,844.76$5,008.37$2,864.69$3,893.58
29153$4,036.90$3,990.16$5,298.42$3,779.59$3,717.49$4,542.18$3,279.06$3,651.42
29567$4,036.61$3,869.61$5,187.31$3,213.28$3,895.28$5,191.37$3,059.86$3,839.56
29536$4,033.60$3,870.03$5,234.07$3,213.28$3,895.28$5,071.40$3,111.57$3,839.56
29546$4,033.18$3,979.33$5,152.18$3,213.28$3,931.88$5,002.46$3,132.78$3,820.39
29003$4,032.63$3,807.54$5,263.65$3,707.18$3,651.22$5,017.07$2,841.83$3,939.94
29203$4,032.25$4,043.29$4,989.33$3,540.20$3,699.57$4,831.83$3,349.13$3,772.39
29541$4,032.08$4,083.76$5,188.45$3,097.26$3,895.28$4,885.75$3,294.72$3,779.34
29204$4,025.81$4,043.29$5,004.44$3,540.20$3,769.52$4,891.69$3,474.61$3,456.93
29102$4,023.94$3,998.06$5,726.68$3,265.18$3,586.04$5,280.29$2,773.55$3,537.78
29406$4,022.80$4,326.42$4,703.63$3,438.40$3,821.29$4,743.08$3,411.26$3,715.51
29477$4,017.82$4,232.99$4,734.79$3,707.18$4,229.33$4,670.20$3,188.58$3,361.66
29210$4,016.25$4,117.78$5,210.94$3,211.73$3,699.57$5,112.01$3,466.63$3,295.07
29590$4,015.37$3,998.06$5,200.99$3,265.18$3,844.76$5,021.77$2,883.25$3,893.58
29540$4,008.37$3,885.75$5,159.28$3,097.26$3,895.28$5,056.11$3,121.52$3,843.39
29432$4,007.76$4,015.89$5,068.87$3,707.18$3,651.22$4,731.33$2,939.86$3,939.94
29501$4,007.51$3,971.45$5,190.25$3,097.26$3,931.88$4,996.01$3,238.95$3,626.79
29122$4,003.74$3,884.11$6,317.94$3,010.43$3,393.47$5,114.55$2,898.82$3,406.88
29055$3,998.66$3,951.50$4,878.88$3,697.92$3,511.76$5,040.88$3,457.78$3,451.89
29483$3,998.59$4,326.42$4,656.10$3,363.86$3,821.29$4,515.45$3,509.97$3,797.05
29229$3,997.10$4,043.29$5,190.60$3,069.83$3,769.52$5,105.41$3,236.86$3,564.21
29581$3,996.42$3,894.06$5,255.34$3,386.54$3,779.45$5,313.04$2,921.46$3,425.04
29010$3,994.58$3,990.16$4,689.30$3,779.59$4,101.45$4,304.28$3,215.03$3,882.28
29455$3,991.61$4,326.42$5,054.78$3,365.34$3,821.29$4,587.28$3,224.86$3,561.34
29431$3,990.54$4,038.66$4,745.14$3,512.70$3,798.99$4,712.29$3,164.66$3,961.38
29135$3,988.95$3,709.12$4,997.14$3,485.96$3,630.36$4,807.95$3,382.43$3,909.72
29162$3,986.84$3,998.06$5,246.38$3,265.18$3,586.04$4,932.04$2,997.89$3,882.28
29569$3,986.19$3,934.92$5,133.05$3,386.54$3,779.45$5,207.50$3,036.82$3,425.04
29914$3,980.83$3,956.89$6,522.32$3,020.58$3,645.56$4,607.45$2,850.89$3,262.10
29592$3,978.81$3,869.61$4,907.15$3,213.28$3,931.88$4,928.15$3,181.23$3,820.39
29180$3,978.10$3,786.70$4,938.97$3,697.92$3,511.76$4,900.12$3,559.38$3,451.89
29223$3,978.02$4,043.29$4,982.39$3,300.10$3,769.52$4,815.21$3,371.43$3,564.21
29492$3,975.89$4,326.42$5,095.19$2,857.79$3,821.29$4,848.65$3,211.55$3,670.35
29154$3,975.70$3,973.00$5,513.36$3,245.48$3,717.49$4,675.02$3,279.37$3,426.21
29532$3,972.68$3,971.45$5,042.01$3,097.26$3,895.28$4,871.37$3,088.03$3,843.39
29720$3,971.96$4,096.27$4,960.07$3,268.46$3,545.02$4,930.91$3,551.11$3,451.89
29570$3,970.93$3,861.70$5,151.10$3,155.79$3,464.82$5,212.14$3,111.38$3,839.56
29543$3,968.75$3,783.91$4,939.18$3,213.28$3,931.88$4,955.08$3,118.36$3,839.56
29152$3,964.99$3,973.00$5,513.57$3,245.48$3,717.49$4,831.85$3,420.92$3,052.62
29209$3,964.47$4,043.29$4,962.93$3,170.40$3,769.52$4,756.59$3,389.03$3,659.52
29051$3,963.75$3,990.16$5,252.38$3,265.18$3,586.04$4,710.25$3,059.96$3,882.28
29420$3,963.08$4,326.42$4,470.50$3,497.76$3,918.07$4,342.19$3,629.72$3,556.89
29147$3,962.50$4,043.29$4,989.33$3,540.20$3,769.52$4,831.83$3,149.91$3,413.43
29205$3,962.33$4,117.78$5,194.11$2,870.63$3,769.52$5,100.96$3,275.03$3,408.25
29403$3,959.43$4,326.42$4,766.38$3,061.23$3,653.40$4,736.43$3,456.67$3,715.51
29594$3,956.29$3,776.01$5,151.10$3,155.79$3,464.82$4,985.92$3,320.82$3,839.56
29123$3,955.36$3,947.97$4,786.67$3,485.96$3,577.97$5,114.55$3,076.40$3,697.98
29040$3,953.99$3,973.00$4,879.14$3,202.72$4,101.45$4,294.37$3,344.95$3,882.28
29584$3,953.02$3,863.26$5,457.19$3,126.09$3,464.82$5,145.38$2,994.67$3,619.73
29554$3,952.59$3,893.65$5,011.84$3,213.28$3,798.99$5,051.33$2,805.45$3,893.58
29527$3,951.71$3,934.92$5,159.98$3,386.54$3,731.39$4,810.54$3,213.58$3,425.04
29571$3,950.90$3,979.33$4,794.56$3,213.28$3,931.88$4,824.48$3,092.39$3,820.39
29130$3,949.51$4,021.46$5,023.59$3,697.92$3,511.76$4,882.97$3,056.98$3,451.89
29579$3,948.76$3,925.65$5,606.52$2,954.34$3,731.39$5,149.39$2,895.94$3,378.08
29564$3,947.53$3,998.06$4,873.43$3,265.18$3,844.76$4,842.71$2,914.99$3,893.58
29556$3,947.02$3,998.06$4,749.26$3,265.18$3,798.99$4,912.53$3,011.54$3,893.58
29471$3,946.14$3,949.61$4,679.60$3,707.18$4,229.33$4,538.50$3,157.11$3,361.66
29544$3,945.94$3,893.65$5,016.55$3,386.54$3,779.45$5,040.29$3,080.04$3,425.04
29404$3,943.07$4,326.42$4,800.12$3,438.40$3,918.07$4,474.02$3,495.49$3,148.97
29577$3,940.61$3,925.65$5,575.82$2,954.34$3,731.39$5,214.23$2,851.60$3,331.25
29589$3,939.93$3,869.61$4,794.56$3,213.28$3,931.88$4,824.48$3,125.31$3,820.39
29566$3,939.31$3,925.65$5,290.83$3,386.54$3,482.68$5,081.12$2,983.30$3,425.04
29407$3,939.05$4,326.42$4,606.11$3,365.34$3,821.29$4,571.83$3,339.81$3,542.55
29560$3,936.29$4,083.76$4,793.54$3,265.18$3,844.76$4,648.23$3,024.99$3,893.58
29133$3,935.34$3,807.54$5,039.48$3,707.18$3,507.36$4,732.49$3,292.98$3,460.36
29563$3,932.93$3,784.32$4,834.84$3,213.28$3,895.28$4,795.68$3,167.55$3,839.56
29505$3,931.69$3,979.33$4,868.57$3,213.28$3,931.88$4,620.58$3,281.42$3,626.79
29437$3,930.12$4,024.61$4,463.43$3,363.86$4,229.33$4,306.72$3,161.55$3,961.38
29069$3,926.32$3,990.16$4,751.91$3,097.26$3,895.28$4,755.28$3,140.83$3,853.55
29409$3,923.99$4,326.42$4,766.38$3,061.23$3,653.40$4,736.43$3,331.40$3,592.70
29002$3,922.97$4,117.78$5,078.40$3,010.43$3,769.52$4,752.78$3,149.91$3,581.94
29511$3,919.26$3,934.52$4,803.26$3,386.54$3,779.45$5,025.96$3,080.04$3,425.04
29591$3,918.82$4,083.76$4,541.14$3,097.26$3,895.28$4,693.44$3,491.47$3,629.40
29593$3,918.32$3,758.83$4,822.64$3,155.79$3,895.28$4,767.20$3,174.93$3,853.55
29574$3,917.55$3,869.61$4,754.27$3,213.28$3,931.88$4,765.06$3,068.37$3,820.39
29114$3,916.85$4,075.85$4,582.71$3,265.18$3,895.28$4,489.02$3,480.52$3,629.40
29373$3,915.36$3,746.24$6,552.95$2,761.75$3,315.62$4,834.25$2,974.26$3,222.45
29065$3,909.27$3,786.70$4,868.38$3,697.92$3,511.76$4,886.00$3,162.27$3,451.89
29045$3,906.79$4,043.29$4,899.98$3,300.10$3,769.52$4,666.29$3,104.12$3,564.21
29729$3,902.04$4,096.27$5,000.35$3,268.46$3,511.76$4,953.93$3,319.26$3,164.25
29042$3,901.43$3,807.54$4,796.58$3,649.20$3,651.22$4,737.83$2,764.34$3,903.30
29568$3,901.03$3,925.65$5,152.44$3,386.54$3,397.99$5,246.67$2,772.87$3,425.04
29074$3,899.91$3,951.50$5,066.31$3,126.09$3,717.49$4,831.31$3,162.27$3,444.41
29081$3,899.41$3,954.70$4,307.45$4,320.69$3,651.22$4,155.86$2,966.02$3,939.94
29015$3,897.55$3,786.70$4,723.65$3,697.92$3,511.76$4,782.61$3,328.31$3,451.89
29555$3,896.16$3,893.65$4,558.60$3,265.18$3,895.28$4,800.00$3,231.04$3,629.40
29177$3,893.09$4,117.78$5,058.14$2,932.61$3,769.52$4,810.22$3,149.91$3,413.43
29225$3,892.80$4,117.78$5,170.74$2,870.63$3,769.52$4,792.79$3,535.48$2,992.67
29526$3,890.31$3,947.35$5,071.28$3,125.31$3,731.39$4,670.59$3,261.22$3,425.04
29072$3,884.83$4,022.45$5,236.91$3,010.43$3,777.46$4,894.24$2,911.38$3,340.92
29044$3,882.48$4,199.15$4,278.16$3,779.59$3,717.49$4,552.99$3,171.39$3,478.63
29063$3,881.93$4,117.78$5,078.40$3,010.43$3,699.57$4,752.78$3,215.34$3,299.23
29058$3,880.95$3,951.50$4,895.63$3,126.09$3,545.02$4,831.31$3,372.69$3,444.41
29596$3,880.48$3,758.83$5,151.10$3,155.79$3,464.82$4,985.92$3,103.14$3,543.75
29576$3,876.87$3,925.65$5,542.44$2,828.07$3,419.93$5,100.86$2,989.37$3,331.77
29516$3,874.73$3,971.45$4,790.10$3,155.79$3,464.82$4,718.93$3,182.47$3,839.56
29485$3,871.44$4,326.42$4,486.60$3,169.28$3,821.29$4,320.56$3,286.40$3,689.57
29728$3,867.82$3,793.33$4,937.38$3,126.09$3,464.82$5,108.78$3,024.65$3,619.73
29150$3,866.15$3,990.16$5,084.82$3,202.72$3,717.49$4,344.64$3,297.02$3,426.21
29905$3,865.85$3,956.89$6,522.32$3,020.58$3,645.56$4,149.66$2,795.01$2,970.91
29172$3,860.52$4,035.67$4,838.71$3,485.96$3,471.41$4,598.61$3,182.43$3,410.88
29128$3,856.78$4,058.13$4,575.00$3,779.59$3,717.49$4,134.88$3,143.38$3,589.00
29207$3,856.53$4,043.29$5,159.25$2,870.63$3,769.52$4,740.97$3,098.09$3,313.96
29062$3,856.13$4,058.13$4,575.00$3,779.59$3,717.49$4,134.88$3,329.21$3,398.60
29078$3,855.64$4,142.59$4,860.16$3,300.10$3,717.49$4,581.84$3,172.23$3,215.05
29073$3,852.13$4,022.45$4,957.59$3,485.96$3,577.97$4,625.81$2,960.22$3,334.90
29512$3,850.71$3,776.01$5,036.08$3,155.79$3,464.82$4,800.65$3,177.89$3,543.75
29175$3,848.00$3,964.89$4,833.85$3,126.09$3,717.49$4,851.07$2,998.18$3,444.41
29016$3,843.05$4,043.29$4,751.19$3,069.83$3,769.52$4,563.41$3,122.14$3,581.94
29733$3,841.93$3,712.60$6,552.95$3,268.46$3,371.22$3,985.83$2,948.24$3,054.23
29525$3,841.37$3,862.14$4,823.91$3,155.79$3,464.82$4,663.43$3,079.94$3,839.56
29812$3,839.82$3,807.54$4,339.10$3,707.18$3,584.83$4,603.81$2,932.96$3,903.30
29741$3,839.74$3,863.26$5,052.06$3,126.09$3,464.82$4,739.20$3,013.02$3,619.73
29061$3,839.66$4,043.29$4,517.42$3,170.40$3,717.49$4,238.87$3,510.22$3,679.90
29727$3,837.71$3,863.26$5,052.06$3,126.09$3,464.82$4,739.20$2,998.78$3,619.73
29020$3,836.99$3,964.89$4,306.16$3,126.09$4,101.45$4,240.99$3,237.09$3,882.28
29212$3,836.94$4,030.08$4,751.80$3,010.43$3,699.57$4,531.56$3,182.22$3,652.94
29588$3,836.67$3,925.65$5,003.54$3,125.31$3,731.39$4,668.09$3,053.57$3,349.14
29575$3,836.64$3,925.65$5,278.00$2,954.34$3,419.93$4,904.86$3,041.89$3,331.77
29146$3,834.52$3,807.54$4,872.66$3,649.20$3,507.36$4,536.18$3,008.37$3,460.36
29014$3,832.66$3,786.70$4,775.26$3,697.92$3,511.76$4,815.85$3,076.87$3,164.25
29448$3,831.07$4,024.61$4,466.26$3,363.86$3,507.36$4,336.92$3,157.11$3,961.38
29033$3,830.50$4,035.67$5,017.96$2,870.63$3,577.97$4,922.76$3,093.44$3,295.07
29445$3,829.86$4,326.42$4,517.26$3,176.71$3,821.29$4,446.19$3,357.48$3,163.72
29067$3,827.63$3,894.96$4,684.42$3,126.09$3,545.02$4,938.75$3,159.76$3,444.41
29206$3,825.60$4,043.29$5,093.33$2,870.63$3,769.52$4,794.98$3,002.11$3,205.33
29030$3,825.05$3,885.96$4,547.34$3,649.20$3,630.36$4,269.32$3,332.82$3,460.36
29169$3,823.24$4,022.45$4,772.35$3,211.73$3,577.97$4,573.56$3,114.48$3,490.17
29160$3,821.55$3,853.95$4,613.98$2,932.61$3,471.41$4,985.58$3,195.32$3,697.98
29826$3,819.78$3,807.54$4,455.56$3,649.20$3,584.83$4,484.80$2,853.20$3,903.30
29101$3,816.25$3,863.26$4,802.79$3,126.09$3,464.82$4,645.68$3,191.42$3,619.73
29439$3,811.84$4,326.42$4,340.53$3,365.34$3,653.40$4,188.83$3,382.40$3,425.95
29036$3,804.43$4,117.78$4,677.48$2,932.61$3,553.82$4,810.22$3,256.36$3,282.74
29341$3,803.69$3,746.24$4,926.45$3,033.45$3,511.76$5,070.75$2,927.01$3,410.15
29018$3,803.43$3,882.55$4,618.76$3,707.18$3,507.36$4,235.26$3,311.28$3,361.66
29038$3,797.92$3,807.54$4,653.80$3,707.18$3,507.36$4,374.75$3,074.46$3,460.36
29927$3,793.72$3,956.89$4,209.86$3,125.14$4,176.19$4,049.67$3,098.33$3,939.94
29831$3,790.57$3,730.09$5,188.34$2,674.96$3,362.03$5,330.80$3,034.44$3,213.29
29112$3,789.98$3,882.55$4,545.89$3,649.20$3,507.36$4,353.37$3,131.12$3,460.36
29458$3,789.08$3,934.92$4,881.55$2,857.79$3,653.40$4,560.42$3,144.76$3,490.70
29113$3,788.65$3,807.54$4,652.04$3,707.18$3,507.36$4,369.25$3,016.79$3,460.36
29545$3,788.37$3,894.06$4,549.95$3,386.54$3,779.45$4,434.28$3,049.29$3,425.04
29709$3,786.46$3,863.26$4,882.86$3,126.09$3,464.82$4,607.32$2,941.13$3,619.73
29429$3,784.37$4,326.42$4,705.93$2,857.79$3,653.40$4,234.15$3,222.19$3,490.70
29115$3,784.13$3,882.55$4,552.65$3,649.20$3,507.36$4,191.01$3,344.51$3,361.66
29126$3,781.06$3,787.77$4,627.49$3,697.92$3,393.47$4,828.76$2,725.14$3,406.88
29712$3,780.21$3,711.53$4,777.28$3,268.46$3,511.76$4,923.65$3,104.53$3,164.25
29107$3,779.77$3,807.54$4,526.88$3,707.18$3,507.36$4,259.49$3,189.58$3,460.36
29170$3,779.64$4,022.45$4,817.67$2,870.63$3,777.46$4,505.94$3,168.24$3,295.07
29817$3,774.02$3,807.54$4,215.42$3,707.18$3,584.83$4,385.17$2,814.69$3,903.30
29148$3,773.55$3,998.48$4,675.01$3,265.18$3,586.04$4,555.69$2,796.69$3,537.78
29070$3,770.87$3,846.34$4,682.73$2,932.61$3,553.82$5,081.24$2,993.58$3,305.79
29379$3,764.16$3,787.77$4,848.13$2,761.75$3,511.76$4,919.11$3,112.56$3,408.05
29714$3,763.37$4,096.27$4,416.15$3,268.46$3,511.76$4,626.36$2,972.67$3,451.89
29718$3,761.55$3,793.33$4,676.96$3,126.09$3,464.82$4,671.83$2,978.14$3,619.73
29048$3,755.45$4,132.66$4,479.22$3,395.57$3,507.36$4,409.26$3,002.45$3,361.66
29163$3,753.86$3,885.96$4,631.85$3,395.57$3,507.36$4,432.91$3,061.69$3,361.66
29365$3,753.70$3,931.95$4,911.83$3,033.45$3,396.59$4,819.89$2,959.74$3,222.45
29412$3,751.38$4,326.42$4,340.53$3,061.23$3,653.40$4,188.83$3,259.99$3,429.27
29075$3,751.18$3,884.11$4,730.35$3,010.43$3,393.47$5,083.34$2,749.71$3,406.88
29142$3,751.05$3,885.96$4,566.28$3,363.86$3,507.36$4,375.88$3,196.38$3,361.66
29117$3,748.67$3,882.55$4,450.36$3,649.20$3,507.36$4,245.97$3,143.57$3,361.66
29706$3,747.20$3,787.77$4,606.95$3,268.46$3,511.76$4,544.14$3,059.43$3,451.89
29322$3,745.24$3,889.93$5,039.38$3,033.45$3,315.62$4,907.15$2,835.79$3,195.39
29323$3,744.47$3,694.75$5,016.58$3,033.45$3,315.62$5,052.80$2,902.73$3,195.39
29032$3,742.58$3,894.96$4,565.85$3,126.09$3,717.49$4,490.00$2,959.25$3,444.41
29401$3,741.29$4,326.42$4,228.63$3,061.23$3,653.40$4,254.64$3,393.08$3,271.62
29572$3,738.66$3,925.65$5,055.20$2,954.34$3,419.93$4,757.52$2,812.44$3,245.52
29843$3,736.61$3,807.54$4,195.47$3,707.18$3,651.22$4,019.10$2,872.45$3,903.30
29424$3,733.08$4,326.42$4,228.63$3,061.23$3,653.40$4,254.64$3,335.64$3,271.62
29054$3,728.59$3,947.97$4,524.74$2,932.61$3,553.82$4,589.31$3,099.87$3,451.81
29482$3,727.70$4,326.42$4,694.59$2,857.79$3,653.40$4,269.74$3,021.16$3,270.81
29118$3,726.78$3,726.69$4,463.66$3,649.20$3,507.36$4,143.62$3,235.28$3,361.66
29702$3,726.53$3,746.24$4,586.79$3,033.45$3,511.76$4,876.23$2,863.73$3,467.53
29611$3,725.79$4,034.83$4,677.37$3,053.87$3,299.30$4,584.65$3,461.10$2,969.43
29039$3,724.86$3,807.54$4,441.30$3,649.20$3,507.36$4,127.19$3,081.09$3,460.36
29451$3,723.70$4,326.42$4,576.44$2,857.79$3,653.40$4,170.55$3,169.00$3,312.30
29321$3,722.01$3,932.53$4,599.93$2,761.75$3,511.76$4,850.33$2,989.72$3,408.05
29464$3,722.00$4,326.42$4,570.96$2,857.79$3,653.40$4,304.27$3,140.00$3,201.15
29059$3,711.56$4,129.24$4,369.59$3,363.86$3,507.36$4,210.07$3,039.16$3,361.66
29006$3,711.30$3,730.09$4,422.31$2,932.61$3,553.82$4,777.37$3,149.91$3,412.99
29047$3,707.65$3,885.96$4,167.76$3,649.20$3,630.36$3,998.05$3,260.57$3,361.66
29520$3,701.88$3,758.83$4,702.31$3,155.79$3,464.82$4,343.93$2,943.71$3,543.75
29684$3,699.96$3,440.89$4,680.57$2,932.61$3,362.57$5,039.19$3,174.75$3,269.15
29340$3,699.35$3,893.27$4,589.79$3,033.45$3,416.41$4,558.32$2,936.69$3,467.53
29009$3,699.00$3,863.26$4,293.68$3,126.09$3,717.49$4,365.11$3,082.92$3,444.41
29585$3,696.26$3,913.23$5,098.15$2,828.07$3,419.93$4,692.06$2,851.13$3,071.27
29920$3,687.97$3,956.89$4,254.51$3,677.41$3,645.56$4,275.77$2,743.54$3,262.10
29609$3,677.05$4,034.83$4,661.70$2,964.02$3,396.59$4,551.05$3,161.77$2,969.43
29353$3,673.05$3,893.27$4,528.79$2,761.75$3,511.76$4,663.25$2,944.49$3,408.05
29137$3,672.00$3,789.95$4,360.99$3,649.20$3,362.03$4,662.26$2,666.29$3,213.29
29853$3,671.91$3,807.54$4,455.56$3,649.20$3,362.03$4,484.80$2,730.93$3,213.29
29302$3,666.63$3,858.83$4,755.89$2,761.75$3,416.41$4,701.18$3,001.86$3,170.49
29617$3,660.67$4,008.97$4,689.97$2,964.02$3,396.59$4,543.08$3,079.52$2,942.55
29582$3,659.36$3,925.65$4,664.19$2,954.34$3,482.68$4,375.41$2,835.15$3,378.08
29108$3,659.21$3,819.09$4,680.16$2,761.75$3,393.47$4,872.74$2,680.41$3,406.88
29847$3,658.61$3,634.19$4,708.58$2,932.61$3,479.57$4,776.08$2,954.38$3,124.86
29127$3,658.15$3,787.77$4,526.56$2,932.61$3,393.47$4,906.98$2,652.77$3,406.88
29386$3,655.71$3,858.83$4,755.89$2,761.75$3,315.62$4,701.18$2,974.26$3,222.45
29306$3,652.97$3,858.83$4,697.83$2,761.75$3,315.62$4,756.68$3,144.97$3,035.10
29614$3,648.68$4,034.83$4,661.70$2,964.02$3,396.59$4,551.05$3,013.22$2,919.38
29372$3,647.69$3,746.24$4,521.75$2,945.43$3,377.23$4,834.25$2,886.52$3,222.45
29704$3,643.71$3,711.53$4,780.70$3,268.46$3,371.22$4,695.71$2,649.81$3,028.56
29031$3,643.37$3,787.77$4,558.75$2,761.75$3,511.76$4,557.25$2,876.85$3,449.47
29307$3,640.44$3,746.24$4,618.13$2,945.43$3,416.41$4,599.03$2,987.34$3,170.49
29605$3,639.33$4,034.83$4,322.33$2,964.02$3,604.09$4,134.46$3,446.19$2,969.43
29707$3,633.67$3,712.60$4,478.62$2,966.45$3,391.92$4,368.56$3,073.12$3,444.41
29303$3,633.23$3,746.24$4,519.71$2,945.43$3,315.62$4,585.88$3,136.63$3,183.10
29374$3,632.23$3,746.24$4,656.57$2,717.44$3,315.62$4,914.59$2,852.71$3,222.45
29316$3,630.43$3,694.75$4,696.42$2,945.43$3,315.62$4,644.71$2,905.90$3,210.16
29466$3,629.84$4,326.42$4,340.51$2,857.79$3,653.40$4,051.76$2,941.00$3,238.02
29624$3,628.55$3,440.89$4,495.07$3,053.87$3,471.66$4,635.47$3,154.91$3,147.97
29178$3,628.30$3,787.77$4,032.24$3,697.92$3,393.47$4,363.68$2,716.13$3,406.88
29324$3,627.73$3,746.24$4,618.13$2,945.43$3,315.62$4,599.03$2,974.26$3,195.39
29356$3,627.50$3,842.24$4,622.71$3,033.45$3,396.59$4,608.33$2,919.74$2,969.43
29329$3,625.97$3,746.24$4,618.13$2,945.43$3,315.62$4,599.03$2,974.26$3,183.10
29333$3,625.97$3,746.24$4,618.13$2,945.43$3,315.62$4,599.03$2,974.26$3,183.10
29346$3,624.17$3,746.24$4,618.13$2,945.43$3,315.62$4,599.03$2,974.26$3,170.49
29687$3,621.40$4,034.83$4,669.12$2,744.89$3,415.59$4,446.48$3,069.44$2,969.43
29385$3,620.94$3,736.75$4,545.54$2,945.43$3,315.62$4,507.90$3,072.91$3,222.45
29607$3,618.37$4,034.83$4,533.44$2,964.02$3,359.50$4,417.31$3,050.05$2,969.43
29330$3,618.35$3,746.24$4,478.27$2,945.43$3,315.62$4,624.78$3,022.71$3,195.39
29655$3,617.93$3,505.23$4,515.68$2,932.61$3,362.57$4,822.36$3,005.14$3,181.92
29613$3,616.84$4,034.83$4,546.54$2,964.02$3,396.59$4,392.37$3,041.00$2,942.55
29915$3,614.18$3,956.89$4,321.61$3,125.14$3,645.56$4,126.74$2,861.24$3,262.10
29377$3,612.42$3,807.33$4,516.49$2,945.43$3,315.62$4,507.90$2,971.72$3,222.45
29742$3,607.34$3,932.53$4,449.28$2,966.45$3,377.23$4,606.56$2,787.17$3,132.19
29627$3,606.58$3,607.14$4,314.65$3,053.87$3,471.66$4,602.74$3,048.02$3,147.97
29710$3,603.00$3,782.55$4,480.66$2,966.45$3,371.22$4,503.77$2,966.84$3,149.50
29320$3,600.24$3,858.83$4,436.12$2,945.43$3,315.62$4,400.55$3,022.71$3,222.45
29697$3,599.86$3,607.14$4,500.72$3,053.87$3,362.57$4,647.28$2,879.50$3,147.97
29683$3,598.01$3,663.17$4,648.17$2,744.89$3,396.59$4,695.63$3,068.18$2,969.43
29166$3,596.02$3,633.12$4,327.64$2,932.61$3,493.09$4,497.39$2,850.65$3,437.65
29910$3,595.04$3,956.89$4,222.13$3,125.14$3,645.56$4,042.43$2,989.44$3,183.67
29378$3,593.32$3,858.83$4,436.12$2,945.43$3,315.62$4,400.55$2,974.26$3,222.45
29842$3,587.96$3,730.09$4,373.34$2,674.96$3,362.03$4,512.47$3,056.48$3,406.33
29376$3,587.32$3,807.33$4,600.82$2,761.75$3,315.62$4,536.91$2,866.37$3,222.45
29673$3,587.18$3,689.04$4,303.67$3,053.87$3,396.59$4,189.08$3,304.97$3,173.07
29145$3,586.55$3,794.62$4,404.25$2,761.75$3,393.47$4,446.05$2,898.82$3,406.88
29940$3,585.81$3,956.89$4,237.44$3,020.58$3,645.56$4,087.51$2,946.91$3,205.79
29941$3,584.15$3,956.89$4,256.55$3,020.58$3,645.56$4,152.79$2,850.89$3,205.79
29856$3,580.61$3,730.09$4,622.64$2,674.96$3,362.03$4,731.56$2,729.72$3,213.29
29703$3,580.13$3,782.55$4,480.66$2,966.45$3,371.22$4,503.77$2,927.72$3,028.56
29661$3,575.04$3,663.17$4,648.17$2,744.89$3,235.80$4,695.63$3,068.18$2,969.43
29690$3,574.96$3,884.24$4,649.32$2,744.89$3,235.80$4,506.67$3,061.26$2,942.55
29301$3,574.21$3,858.83$4,436.12$2,945.43$3,315.62$4,400.55$3,027.81$3,035.10
29639$3,573.33$3,706.34$4,346.88$2,932.61$3,362.57$4,517.91$2,965.11$3,181.92
29601$3,572.92$4,034.83$4,288.68$2,964.02$3,299.30$4,267.07$3,187.12$2,969.43
29654$3,572.70$3,654.84$4,068.46$2,932.61$3,471.66$4,630.83$3,068.59$3,181.92
29902$3,561.66$3,956.89$4,294.45$3,020.58$3,645.56$4,149.66$2,776.69$3,087.79
29743$3,561.35$3,782.55$4,305.63$2,966.45$3,416.41$4,398.54$2,927.72$3,132.19
29355$3,558.31$3,735.83$4,269.65$2,761.75$3,393.47$4,441.79$2,898.82$3,406.88
29636$3,555.69$4,034.83$4,322.33$2,964.02$3,396.59$4,134.46$3,068.18$2,969.43
29615$3,554.85$4,034.83$4,369.57$2,964.02$3,604.09$4,179.78$2,868.91$2,862.73
29369$3,554.70$3,816.83$4,409.40$2,761.75$3,315.62$4,338.43$3,018.44$3,222.45
29129$3,553.62$3,633.12$4,275.12$2,932.61$3,362.03$4,594.43$2,864.75$3,213.29
29906$3,552.70$3,956.89$4,097.44$3,233.01$3,645.56$3,944.79$2,854.78$3,136.44
29717$3,548.37$3,782.55$4,353.88$2,966.45$3,377.23$4,502.15$2,724.14$3,132.19
29715$3,542.33$3,712.60$4,478.62$2,966.45$3,391.92$4,385.63$2,806.89$3,054.23
29334$3,540.79$3,807.33$4,295.17$2,945.43$3,315.62$4,218.79$2,980.74$3,222.45
29909$3,539.50$3,956.89$4,069.00$3,125.14$3,645.56$3,942.64$2,775.16$3,262.10
29931$3,537.21$3,956.89$4,237.44$3,020.58$3,645.56$4,087.51$2,850.89$2,961.59
29824$3,534.83$3,735.83$4,229.58$2,932.61$3,479.57$4,488.43$2,752.92$3,124.86
29821$3,527.09$3,735.83$4,154.27$2,932.61$3,479.57$4,267.86$2,792.45$3,327.03
29726$3,525.02$3,932.53$4,169.24$2,966.45$3,371.22$4,106.47$2,997.06$3,132.19
29349$3,524.64$3,931.95$4,067.84$3,033.45$3,315.62$4,058.03$3,070.22$3,195.39
29105$3,522.90$3,730.09$4,353.41$2,932.61$3,013.77$4,592.24$2,824.87$3,213.29
29331$3,520.43$3,746.24$4,307.77$2,761.75$3,315.62$4,314.92$2,974.26$3,222.45
29138$3,518.15$3,734.76$4,047.39$2,932.61$3,493.09$4,279.07$2,702.51$3,437.65
29835$3,518.14$3,735.83$4,149.77$2,932.61$3,479.57$4,335.58$2,666.60$3,327.03
29907$3,517.23$3,956.89$4,097.44$3,020.58$3,645.56$3,944.79$2,835.04$3,120.32
29388$3,503.76$3,694.75$4,296.45$2,717.44$3,315.62$4,298.88$2,980.74$3,222.45
29669$3,502.88$3,607.14$4,140.81$3,053.87$3,362.57$4,109.83$3,072.87$3,173.07
29335$3,497.46$3,746.24$4,307.77$2,761.75$3,315.62$4,314.92$2,813.51$3,222.45
29650$3,496.84$4,034.83$4,260.91$2,744.89$3,415.59$4,223.66$2,962.07$2,835.94
29666$3,491.31$3,608.76$3,919.34$2,932.61$3,362.72$4,420.45$3,103.74$3,091.57
29651$3,491.09$4,002.53$4,294.92$2,744.89$3,396.59$4,065.96$2,963.33$2,969.43
29621$3,488.22$3,542.82$4,112.63$3,053.87$3,362.57$4,269.70$2,927.98$3,147.97
29935$3,487.36$3,956.89$3,964.90$3,020.58$3,645.56$3,897.32$2,838.45$3,087.79
29845$3,487.35$3,735.83$4,171.08$2,932.61$3,362.72$4,204.64$2,677.55$3,327.03
29860$3,480.96$3,634.19$4,141.07$2,869.49$3,362.03$4,239.40$2,907.25$3,213.29
29805$3,480.11$3,730.09$4,384.24$2,674.96$3,013.77$4,490.97$2,853.44$3,213.29
29816$3,478.42$3,633.12$4,379.80$2,674.96$3,362.03$4,290.44$2,998.52$3,010.08
29037$3,478.11$3,694.86$4,001.28$2,932.61$3,393.47$4,067.07$2,819.82$3,437.65
29734$3,475.02$3,712.60$4,110.39$3,268.46$3,371.22$3,880.53$2,927.72$3,054.23
29662$3,470.37$3,954.82$4,173.52$2,964.02$3,359.50$4,031.14$2,840.18$2,969.43
29625$3,467.17$3,440.89$4,064.72$3,053.87$3,362.57$4,210.52$2,989.67$3,147.97
29841$3,466.60$3,634.19$4,327.00$2,869.49$3,121.84$4,190.83$2,968.08$3,154.80
29730$3,466.50$3,712.60$4,110.39$3,268.46$3,371.22$3,880.53$2,893.72$3,028.56
29682$3,461.81$3,556.83$4,269.06$2,565.72$3,235.80$4,717.15$2,740.16$3,147.97
29164$3,461.56$3,730.09$4,204.41$2,932.61$3,013.77$4,397.50$2,739.26$3,213.29
29708$3,449.04$3,712.60$4,085.48$2,966.45$3,391.92$3,988.54$2,893.71$3,104.56
29657$3,447.09$3,663.17$4,188.95$2,565.72$3,362.57$4,158.49$3,042.74$3,147.97
29638$3,439.91$3,561.60$3,911.79$2,932.61$3,362.57$4,189.19$2,939.69$3,181.92
29838$3,437.69$3,735.83$3,873.59$2,932.61$3,362.72$4,055.93$2,776.13$3,327.03
29635$3,433.09$3,454.91$4,234.70$2,744.89$3,235.80$4,124.50$3,267.39$2,969.43
29640$3,431.98$3,663.17$4,213.46$2,744.89$3,396.59$4,195.86$2,760.10$3,049.79
29819$3,429.69$3,735.83$3,839.66$2,932.61$3,362.72$3,985.16$3,060.26$3,091.57
29829$3,425.60$3,634.19$4,150.75$2,869.49$3,362.03$4,180.68$2,808.65$2,973.44
29839$3,423.16$3,730.09$4,215.64$2,674.96$3,362.03$4,144.46$2,824.87$3,010.08
29671$3,418.37$3,556.83$4,164.19$2,744.89$3,235.80$4,104.94$2,973.96$3,147.97
29745$3,418.21$3,782.55$3,969.68$2,966.45$3,371.22$3,975.95$2,729.42$3,132.19
29732$3,415.68$3,712.60$3,993.79$2,966.45$3,221.40$3,985.83$2,941.71$3,087.95
29626$3,414.84$3,440.89$3,845.66$2,932.61$3,471.66$4,053.55$2,890.36$3,269.15
29644$3,410.82$3,647.04$4,233.46$2,717.44$3,299.30$4,108.09$2,900.97$2,969.43
29620$3,410.56$3,608.76$3,864.28$2,932.61$3,362.57$4,170.93$2,752.86$3,181.92
29926$3,406.51$3,956.89$3,799.09$2,874.69$3,645.56$3,668.37$2,844.19$3,056.80
29692$3,401.29$3,577.44$3,711.62$2,932.61$3,362.57$4,158.70$2,884.18$3,181.92
29851$3,400.37$3,633.12$4,379.80$2,674.96$3,083.86$4,290.44$2,730.33$3,010.08
29325$3,393.15$3,648.78$3,854.01$2,761.75$3,362.72$4,170.42$2,829.50$3,124.86
29681$3,389.86$3,954.82$4,046.38$2,717.44$3,396.59$3,846.03$2,950.36$2,817.42
29850$3,388.66$3,634.19$4,119.41$2,674.96$3,362.03$4,131.69$2,824.87$2,973.44
29832$3,387.15$3,730.09$3,621.36$2,932.61$3,479.57$4,014.32$2,807.22$3,124.86
29803$3,381.80$3,730.09$4,215.64$2,674.96$3,083.86$4,144.46$2,812.38$3,011.23
29628$3,379.21$3,608.76$3,832.18$2,932.61$3,362.57$3,991.73$2,744.68$3,181.92
29828$3,373.46$3,633.12$4,301.92$2,674.96$3,083.86$4,203.24$2,707.07$3,010.08
29656$3,373.33$3,516.93$3,925.33$2,565.72$3,362.57$4,074.82$2,898.82$3,269.15
29801$3,373.02$3,730.09$4,119.41$2,674.96$3,013.77$4,131.69$2,727.96$3,213.29
29659$3,371.88$3,545.13$3,753.18$2,932.61$3,362.57$3,928.95$2,898.82$3,181.92
29667$3,369.05$3,516.93$3,980.45$2,565.72$3,235.80$4,235.51$2,900.94$3,147.97
29351$3,359.15$3,664.62$3,654.86$2,761.75$3,362.72$4,016.04$2,929.19$3,124.86
29848$3,358.51$3,735.83$3,604.23$2,932.61$3,362.72$3,768.46$3,014.13$3,091.57
29928$3,358.20$3,956.89$3,676.12$2,874.69$3,645.56$3,576.89$2,815.68$2,961.59
29809$3,357.60$3,730.09$4,183.76$2,674.96$3,083.86$4,197.17$2,623.30$3,010.08
29642$3,356.53$3,663.17$3,961.96$3,053.87$3,299.30$3,819.33$2,675.24$3,022.82
29677$3,356.02$3,516.93$3,925.33$2,565.72$3,362.57$4,074.82$2,898.82$3,147.97
29680$3,354.24$3,759.62$3,826.74$2,717.44$3,396.59$3,742.97$3,066.90$2,969.43
29840$3,352.98$3,735.83$3,642.00$2,932.61$3,362.72$3,839.66$2,776.13$3,181.92
29658$3,333.92$3,415.04$3,941.61$2,565.72$3,235.80$4,274.73$2,772.98$3,131.57
29643$3,323.71$3,440.89$3,859.49$2,565.72$3,235.80$4,266.56$2,787.44$3,110.08
29370$3,320.32$3,648.78$3,687.20$2,761.75$3,362.72$3,903.48$2,773.66$3,104.65
29646$3,307.52$3,608.76$3,603.99$2,694.51$3,362.57$3,652.20$3,139.03$3,091.57
29670$3,307.03$3,516.93$3,925.33$2,565.72$3,362.57$4,074.82$2,712.82$2,990.99
29645$3,306.89$3,694.75$3,474.62$2,717.44$3,362.72$3,824.81$2,949.06$3,124.86
29332$3,305.73$3,695.94$3,662.47$2,761.75$3,362.72$3,807.26$2,745.30$3,104.65
29689$3,300.97$3,440.89$3,805.52$2,565.72$3,362.57$4,137.45$2,803.61$2,990.99
29685$3,297.56$3,454.91$3,930.35$2,565.72$3,020.16$4,227.89$2,735.92$3,147.97
29632$3,293.34$3,415.04$3,924.92$2,565.72$3,235.80$4,245.12$2,772.98$2,893.80
29634$3,284.03$3,516.93$3,924.92$2,565.72$3,235.80$4,245.12$2,605.92$2,893.80
29653$3,282.69$3,577.44$3,418.71$2,932.61$3,362.72$3,703.61$2,801.83$3,181.92
29693$3,282.69$3,415.04$3,775.24$2,565.72$3,235.80$4,249.81$2,710.30$3,026.89
29686$3,281.99$3,415.04$3,820.09$2,565.72$3,020.16$4,231.99$2,772.98$3,147.97
29360$3,274.83$3,577.44$3,508.63$2,694.51$3,362.72$3,742.80$2,933.08$3,104.65
29649$3,265.18$3,608.76$3,540.15$2,694.51$3,362.57$3,500.48$3,058.20$3,091.57
29664$3,249.79$3,454.91$3,766.09$2,565.72$3,020.16$4,144.41$2,665.68$3,131.57
29678$3,243.62$3,415.04$3,671.68$2,565.72$3,235.80$3,919.60$2,787.44$3,110.08
29384$3,225.08$3,577.44$3,418.71$2,694.51$3,362.72$3,703.61$2,713.91$3,104.65
29696$3,217.19$3,415.04$3,667.62$2,565.72$3,020.16$3,969.16$2,751.09$3,131.57
29676$3,206.09$3,454.91$3,623.51$2,565.72$3,020.16$3,940.77$2,689.60$3,147.97
29631$3,197.43$3,415.04$3,710.66$2,565.72$3,235.80$3,861.76$2,699.23$2,893.80
29691$3,166.58$3,415.04$3,508.45$2,565.72$3,020.16$3,790.86$2,734.29$3,131.57
29675$3,155.03$3,415.04$3,368.30$2,565.72$3,235.80$3,579.43$2,772.98$3,147.97
29665$3,149.62$3,415.04$3,368.30$2,565.72$3,235.80$3,579.43$2,772.98$3,110.08
29630$3,145.58$3,516.93$3,404.77$2,565.72$3,235.80$3,566.99$2,737.87$2,990.99
29672$3,115.58$3,415.04$3,368.30$2,565.72$3,020.16$3,579.43$2,833.51$3,026.89

– Cheapest Rates by City

In addition to a zip code breakdown, below is a list of the premium rates in every city in South Carolina. Check it out to see how your city ranks against others in the state.

Statewide$3,781.14Most Expensive/Least Expensive Cities  
ZipcodeGrand TotalRankCompared to AverageCity
29933$4,519.051$737.91MILEY
29810$4,504.342$723.20ALLENDALE
29918$4,499.473$718.33ESTILL
29939$4,493.574$712.43SCOTIA
29913$4,449.785$668.64CROCKETVILLE
29433$4,434.526$653.38CANADYS
29827$4,412.907$631.76FAIRFAX
29921$4,405.948$624.80FURMAN
29934$4,396.059$614.91PINELAND
29944$4,386.3010$605.16VARNVILLE
29481$4,369.1211$587.98SMOAKS
29911$4,363.4612$582.32BRUNSON
29923$4,338.6913$557.55GIFFORD
29932$4,338.6913$557.55LURAY
29924$4,333.5815$552.44HAMPTON
29916$4,295.7516$514.61EARLY BRANCH
29486$4,291.5517$510.41SUMMERVILLE
29922$4,252.9318$471.79GARNETT
29046$4,248.9219$467.78ELLIOTT
29430$4,239.5520$458.41BETHERA
29104$4,229.6321$448.49MAYESVILLE
29836$4,215.4522$434.31MARTIN
29450$4,214.8723$433.73HUGER
29476$4,179.2024$398.06RUSSELLVILLE
29468$4,174.4025$393.26PINEVILLE
29506$4,170.1226$388.98FLORENCE
29456$4,169.6427$388.50LADSON
29461$4,169.1828$388.04MONCKS CORNER
29418$4,168.6229$387.48NORTH CHARLESTON
29470$4,163.8030$382.66RAVENEL
29475$4,160.3631$379.22RUFFIN
29080$4,158.6832$377.54LYNCHBURG
29168$4,157.1933$376.05WEDGEFIELD
29929$4,149.8934$368.75ISLANDTON
29943$4,145.4235$364.28TILLMAN
29452$4,144.1436$363.00JACKSONBORO
29449$4,142.8837$361.74HOLLYWOOD
29912$4,138.5238$357.38COOSAWHATCHIE
29530$4,135.2839$354.14COWARD
29547$4,134.9840$353.84HAMER
29936$4,130.4941$349.35RIDGELAND
29132$4,128.0042$346.86RION
29447$4,124.5543$343.41GROVER
29493$4,123.3744$342.23WILLIAMS
29518$4,120.5245$339.38CADES
29222$4,118.7946$337.65COLUMBIA
29436$4,113.2247$332.08CROSS
29474$4,111.4848$330.34ROUND O
29945$4,110.2249$329.08YEMASSEE
29082$4,102.1650$321.02LODGE
29724$4,098.1251$316.98LANDO
29414$4,097.2552$316.11CHARLESTON
29849$4,094.4353$313.29ULMER
29053$4,093.8754$312.73GASTON
29435$4,091.6855$310.54COTTAGEVILLE
29041$4,090.9656$309.82DAVIS STATION
29446$4,089.7457$308.60GREEN POND
29052$4,089.3958$308.25GADSDEN
29425$4,088.8059$307.66CHARLESTON
29438$4,088.6760$307.53EDISTO ISLAND
29565$4,088.3261$307.18LATTA
29488$4,086.7162$305.57WALTERBORO
29479$4,084.2963$303.15SAINT STEPHEN
29510$4,083.5464$302.40ANDREWS
29550$4,077.5965$296.45HARTSVILLE
29405$4,070.0966$288.95NORTH CHARLESTON
29583$4,069.7167$288.57PAMPLICO
29487$4,068.9068$287.76WADMALAW ISLAND
29434$4,068.0569$286.91CORDESVILLE
29440$4,065.8270$284.68GEORGETOWN
29208$4,065.5171$284.37COLUMBIA
29410$4,063.8772$282.73HANAHAN
29472$4,058.1373$276.99RIDGEVILLE
29161$4,055.0374$273.89TIMMONSVILLE
29056$4,053.1275$271.98GREELEYVILLE
29469$4,048.8576$267.71PINOPOLIS
29125$4,048.8177$267.67PINEWOOD
29453$4,047.6778$266.53JAMESTOWN
29426$4,046.9479$265.80ADAMS RUN
29201$4,045.2480$264.10COLUMBIA
29001$4,043.7881$262.64ALCOLU
29111$4,043.1182$261.97NEW ZION
29580$4,037.7083$256.56NESMITH
29153$4,036.9084$255.76SUMTER
29567$4,036.6185$255.47LITTLE ROCK
29536$4,033.6086$252.46DILLON
29546$4,033.1887$252.04GRESHAM
29003$4,032.6388$251.49BAMBERG
29203$4,032.2589$251.11COLUMBIA
29541$4,032.0890$250.94EFFINGHAM
29204$4,025.8191$244.67COLUMBIA
29102$4,023.9492$242.80MANNING
29406$4,022.8093$241.66CHARLESTON
29477$4,017.8294$236.68SAINT GEORGE
29210$4,016.2595$235.11COLUMBIA
29590$4,015.3796$234.23SALTERS
29540$4,008.3797$227.23DARLINGTON
29432$4,007.7698$226.62BRANCHVILLE
29501$4,007.5199$226.37FLORENCE
29122$4,003.74100$222.60PEAK
29055$3,998.66101$217.52GREAT FALLS
29483$3,998.59102$217.45SUMMERVILLE
29229$3,997.10103$215.96COLUMBIA
29581$3,996.42104$215.28NICHOLS
29010$3,994.59105$213.45BISHOPVILLE
29455$3,991.61106$210.47JOHNS ISLAND
29431$3,990.55107$209.41BONNEAU
29135$3,988.95108$207.81SAINT MATTHEWS
29162$3,986.84109$205.70TURBEVILLE
29569$3,986.19110$205.05LORIS
29914$3,980.83111$199.69DALE
29592$3,978.81112$197.67SELLERS
29180$3,978.10113$196.96WINNSBORO
29223$3,978.02114$196.88COLUMBIA
29492$3,975.89115$194.75CHARLESTON
29154$3,975.70116$194.56SUMTER
29532$3,972.68117$191.54DARLINGTON
29720$3,971.96118$190.82LANCASTER
29570$3,970.93119$189.79MC COLL
29543$3,968.75120$187.61FORK
29152$3,964.99121$183.85SHAW A F B
29209$3,964.47122$183.33COLUMBIA
29051$3,963.75123$182.61GABLE
29420$3,963.08124$181.94NORTH CHARLESTON
29147$3,962.50125$181.36STATE PARK
29205$3,962.33126$181.19COLUMBIA
29403$3,959.43127$178.29CHARLESTON
29594$3,956.29128$175.15TATUM
29123$3,955.36129$174.22PELION
29040$3,953.99130$172.85DALZELL
29584$3,953.02131$171.88PATRICK
29554$3,952.59132$171.45HEMINGWAY
29527$3,951.71133$170.57CONWAY
29571$3,950.90134$169.76MARION
29130$3,949.51135$168.37RIDGEWAY
29579$3,948.76136$167.62MYRTLE BEACH
29564$3,947.53137$166.39LANE
29556$3,947.02138$165.88KINGSTREE
29471$3,946.14139$165.00REEVESVILLE
29544$3,945.94140$164.80GALIVANTS FERRY
29404$3,943.07141$161.93CHARLESTON AFB
29577$3,940.61142$159.47MYRTLE BEACH
29589$3,939.93143$158.79RAINS
29566$3,939.31144$158.17LITTLE RIVER
29407$3,939.05145$157.91CHARLESTON
29560$3,936.29146$155.15LAKE CITY
29133$3,935.34147$154.20ROWESVILLE
29563$3,932.93148$151.79LAKE VIEW
29505$3,931.69149$150.55FLORENCE
29437$3,930.13150$148.99DORCHESTER
29069$3,926.32151$145.18LAMAR
29409$3,923.99152$142.85CHARLESTON
29002$3,922.97153$141.83BALLENTINE
29511$3,919.26154$138.12AYNOR
29591$3,918.82155$137.68SCRANTON
29593$3,918.32156$137.18SOCIETY HILL
29574$3,917.55157$136.41MULLINS
29114$3,916.85158$135.71OLANTA
29373$3,915.36159$134.22PACOLET MILLS
29065$3,909.28160$128.14JENKINSVILLE
29045$3,906.79161$125.65ELGIN
29729$3,902.04162$120.90RICHBURG
29042$3,901.43163$120.29DENMARK
29568$3,901.03164$119.89LONGS
29074$3,899.91165$118.77LIBERTY HILL
29081$3,899.41166$118.27EHRHARDT
29015$3,897.55167$116.41BLAIR
29555$3,896.16168$115.02JOHNSONVILLE
29177$3,893.09169$111.95WHITE ROCK
29225$3,892.80170$111.66COLUMBIA
29526$3,890.31171$109.17CONWAY
29072$3,884.83172$103.69LEXINGTON
29044$3,882.48173$101.34EASTOVER
29063$3,881.93174$100.79IRMO
29058$3,880.95175$99.81HEATH SPRINGS
29596$3,880.48176$99.34WALLACE
29576$3,876.87177$95.73MURRELLS INLET
29516$3,874.73178$93.59BLENHEIM
29485$3,871.44179$90.30SUMMERVILLE
29728$3,867.82180$86.68PAGELAND
29150$3,866.15181$85.01SUMTER
29905$3,865.85182$84.71BEAUFORT
29172$3,860.52183$79.38WEST COLUMBIA
29128$3,856.78184$75.64REMBERT
29207$3,856.53185$75.39COLUMBIA
29062$3,856.13186$74.99HORATIO
29078$3,855.64187$74.50LUGOFF
29073$3,852.13188$70.99LEXINGTON
29512$3,850.71189$69.57BENNETTSVILLE
29175$3,848.00190$66.86WESTVILLE
29016$3,843.05191$61.91BLYTHEWOOD
29733$3,841.93192$60.79ROCK HILL
29525$3,841.37193$60.23CLIO
29812$3,839.82194$58.68BARNWELL
29741$3,839.74195$58.60RUBY
29061$3,839.66196$58.52HOPKINS
29727$3,837.71197$56.57MOUNT CROGHAN
29020$3,836.99198$55.85CAMDEN
29212$3,836.94199$55.80COLUMBIA
29588$3,836.67200$55.53MYRTLE BEACH
29575$3,836.64201$55.50MYRTLE BEACH
29146$3,834.52202$53.38SPRINGFIELD
29014$3,832.66203$51.52BLACKSTOCK
29448$3,831.07204$49.93HARLEYVILLE
29033$3,830.50205$49.36CAYCE
29445$3,829.86206$48.72GOOSE CREEK
29067$3,827.63207$46.49KERSHAW
29206$3,825.60208$44.46COLUMBIA
29030$3,825.05209$43.91CAMERON
29169$3,823.24210$42.10WEST COLUMBIA
29160$3,821.55211$40.41SWANSEA
29826$3,819.78212$38.64ELKO
29101$3,816.25213$35.11MC BEE
29439$3,811.84214$30.70FOLLY BEACH
29036$3,804.43215$23.29CHAPIN
29341$3,803.69216$22.55GAFFNEY
29018$3,803.44217$22.30BOWMAN
29038$3,797.92218$16.78COPE
29927$3,793.72219$12.58HARDEEVILLE
29831$3,790.56220$9.42JACKSON
29112$3,789.98221$8.84NORTH
29458$3,789.08222$7.94MC CLELLANVILLE
29113$3,788.65223$7.51NORWAY
29545$3,788.37224$7.23GREEN SEA
29709$3,786.46225$5.32CHESTERFIELD
29429$3,784.37226$3.23AWENDAW
29115$3,784.13227$2.99ORANGEBURG
29126$3,781.06229-$0.08POMARIA
29712$3,780.21230-$0.93EDGEMOOR
29107$3,779.77231-$1.37NEESES
29170$3,779.64232-$1.50WEST COLUMBIA
29817$3,774.02233-$7.12BLACKVILLE
29148$3,773.55234-$7.59SUMMERTON
29070$3,770.87235-$10.27LEESVILLE
29379$3,764.16236-$16.98UNION
29714$3,763.37237-$17.77FORT LAWN
29718$3,761.55238-$19.59JEFFERSON
29048$3,755.45239-$25.69EUTAWVILLE
29163$3,753.86240-$27.28VANCE
29365$3,753.70241-$27.44LYMAN
29412$3,751.38242-$29.76CHARLESTON
29075$3,751.18243-$29.96LITTLE MOUNTAIN
29142$3,751.05244-$30.09SANTEE
29117$3,748.67245-$32.47ORANGEBURG
29706$3,747.20246-$33.94CHESTER
29322$3,745.24247-$35.90CAMPOBELLO
29323$3,744.47248-$36.67CHESNEE
29032$3,742.58249-$38.56CASSATT
29401$3,741.29250-$39.85CHARLESTON
29572$3,738.66251-$42.48MYRTLE BEACH
29843$3,736.61252-$44.53OLAR
29424$3,733.08253-$48.06CHARLESTON
29054$3,728.59254-$52.55GILBERT
29482$3,727.70255-$53.44SULLIVANS ISLAND
29118$3,726.78256-$54.36ORANGEBURG
29702$3,726.53257-$54.61BLACKSBURG
29611$3,725.79258-$55.35GREENVILLE
29039$3,724.86259-$56.28CORDOVA
29451$3,723.70260-$57.44ISLE OF PALMS
29321$3,722.01261-$59.13BUFFALO
29464$3,722.00262-$59.14MOUNT PLEASANT
29059$3,711.56263-$69.58HOLLY HILL
29006$3,711.30264-$69.84BATESBURG
29047$3,707.65265-$73.49ELLOREE
29520$3,701.87266-$79.27CHERAW
29684$3,699.96267-$81.18STARR
29340$3,699.35268-$81.79GAFFNEY
29009$3,698.99269-$82.15BETHUNE
29585$3,696.26270-$84.88PAWLEYS ISLAND
29920$3,687.97271-$93.17SAINT HELENA ISLAND
29609$3,677.06272-$104.08GREENVILLE
29353$3,673.05273-$108.09JONESVILLE
29137$3,672.00274-$109.14SALLEY
29853$3,671.91275-$109.23WILLISTON
29302$3,666.63276-$114.51SPARTANBURG
29617$3,660.67277-$120.47GREENVILLE
29582$3,659.36278-$121.78NORTH MYRTLE BEACH
29108$3,659.21279-$121.93NEWBERRY
29847$3,658.61280-$122.53TRENTON
29127$3,658.15281-$122.99PROSPERITY
29386$3,655.71282-$125.43WHITE STONE
29306$3,652.97283-$128.17SPARTANBURG
29614$3,648.68284-$132.46GREENVILLE
29372$3,647.70285-$133.44PACOLET
29704$3,643.71286-$137.43CATAWBA
29031$3,643.37287-$137.77CARLISLE
29307$3,640.44288-$140.70SPARTANBURG
29605$3,639.34289-$141.80GREENVILLE
29707$3,633.67290-$147.47FORT MILL
29303$3,633.23291-$147.91SPARTANBURG
29374$3,632.23292-$148.91PAULINE
29316$3,630.42293-$150.72BOILING SPRINGS
29466$3,629.84294-$151.30MOUNT PLEASANT
29624$3,628.55295-$152.59ANDERSON
29178$3,628.30296-$152.84WHITMIRE
29324$3,627.73297-$153.41CLIFTON
29356$3,627.50298-$153.64LANDRUM
29329$3,625.97299-$155.17CONVERSE
29333$3,625.97299-$155.17DRAYTON
29346$3,624.17301-$156.97GLENDALE
29687$3,621.40302-$159.74TAYLORS
29385$3,620.94303-$160.20WELLFORD
29607$3,618.37304-$162.77GREENVILLE
29330$3,618.35305-$162.79COWPENS
29655$3,617.93306-$163.21IVA
29613$3,616.84307-$164.30GREENVILLE
29915$3,614.18308-$166.96DAUFUSKIE ISLAND
29377$3,612.42309-$168.72STARTEX
29742$3,607.34310-$173.80SHARON
29627$3,606.58311-$174.56BELTON
29710$3,603.00312-$178.14CLOVER
29320$3,600.24313-$180.90ARCADIA
29697$3,599.86314-$181.28WILLIAMSTON
29683$3,598.01315-$183.13SLATER
29166$3,596.02316-$185.12WARD
29910$3,595.04317-$186.10BLUFFTON
29378$3,593.32318-$187.82UNA
29842$3,587.96319-$193.18BEECH ISLAND
29376$3,587.32320-$193.82ROEBUCK
29673$3,587.18321-$193.96PIEDMONT
29145$3,586.55322-$194.59SILVERSTREET
29940$3,585.81323-$195.33SEABROOK
29941$3,584.15324-$196.99SHELDON
29856$3,580.61325-$200.53WINDSOR
29703$3,580.13326-$201.01BOWLING GREEN
29661$3,575.04327-$206.10MARIETTA
29690$3,574.96328-$206.18TRAVELERS REST
29301$3,574.21329-$206.93SPARTANBURG
29639$3,573.34330-$207.80DUE WEST
29601$3,572.92331-$208.22GREENVILLE
29654$3,572.70332-$208.44HONEA PATH
29902$3,561.66333-$219.48BEAUFORT
29743$3,561.35334-$219.79SMYRNA
29355$3,558.31335-$222.83KINARDS
29636$3,555.69336-$225.45CONESTEE
29615$3,554.85337-$226.29GREENVILLE
29369$3,554.70338-$226.44MOORE
29129$3,553.62339-$227.52RIDGE SPRING
29906$3,552.70340-$228.44BEAUFORT
29717$3,548.37341-$232.77HICKORY GROVE
29715$3,542.33342-$238.81FORT MILL
29334$3,540.79343-$240.35DUNCAN
29909$3,539.50344-$241.64OKATIE
29931$3,537.21345-$243.93LOBECO
29824$3,534.83346-$246.31EDGEFIELD
29821$3,527.09347-$254.05CLARKS HILL
29726$3,525.02348-$256.12MC CONNELLS
29349$3,524.64349-$256.50INMAN
29105$3,522.90350-$258.24MONETTA
29331$3,520.43351-$260.71CROSS ANCHOR
29138$3,518.15352-$262.99SALUDA
29835$3,518.14353-$263.00MC CORMICK
29907$3,517.23354-$263.91LADYS ISLAND
29388$3,503.76355-$277.38WOODRUFF
29669$3,502.88356-$278.26PELZER
29335$3,497.46357-$283.68ENOREE
29650$3,496.84358-$284.30GREER
29666$3,491.31359-$289.83NINETY SIX
29651$3,491.09360-$290.05GREER
29621$3,488.22361-$292.92ANDERSON
29935$3,487.36362-$293.78PORT ROYAL
29845$3,487.35363-$293.79PLUM BRANCH
29860$3,480.96364-$300.18NORTH AUGUSTA
29805$3,480.11365-$301.03AIKEN
29816$3,478.42366-$302.72BATH
29037$3,478.11367-$303.03CHAPPELLS
29734$3,475.02368-$306.12ROCK HILL
29662$3,470.37369-$310.77MAULDIN
29625$3,467.17370-$313.97ANDERSON
29841$3,466.60371-$314.54NORTH AUGUSTA
29730$3,466.50372-$314.64ROCK HILL
29682$3,461.81373-$319.33SIX MILE
29164$3,461.56374-$319.58WAGENER
29708$3,449.04375-$332.10FORT MILL
29657$3,447.08376-$334.06LIBERTY
29638$3,439.91377-$341.23DONALDS
29838$3,437.69378-$343.45MODOC
29635$3,433.09379-$348.05CLEVELAND
29640$3,431.98380-$349.16EASLEY
29819$3,429.69381-$351.45BRADLEY
29829$3,425.60382-$355.54GRANITEVILLE
29839$3,423.16383-$357.98MONTMORENCI
29671$3,418.37384-$362.77PICKENS
29745$3,418.21385-$362.93YORK
29732$3,415.68386-$365.46ROCK HILL
29626$3,414.84387-$366.30ANDERSON
29644$3,410.82388-$370.32FOUNTAIN INN
29620$3,410.56389-$370.58ABBEVILLE
29926$3,406.51390-$374.63HILTON HEAD ISLAND
29692$3,401.29391-$379.85WARE SHOALS
29851$3,400.37392-$380.77WARRENVILLE
29325$3,393.15393-$387.99CLINTON
29681$3,389.86394-$391.28SIMPSONVILLE
29850$3,388.65395-$392.49VAUCLUSE
29832$3,387.15396-$393.99JOHNSTON
29803$3,381.80397-$399.34AIKEN
29628$3,379.21398-$401.93CALHOUN FALLS
29828$3,373.46399-$407.68GLOVERVILLE
29656$3,373.33400-$407.81LA FRANCE
29801$3,373.02401-$408.12AIKEN
29659$3,371.88402-$409.26LOWNDESVILLE
29667$3,369.04403-$412.10NORRIS
29351$3,359.15404-$421.99JOANNA
29848$3,358.51405-$422.63TROY
29928$3,358.20406-$422.94HILTON HEAD ISLAND
29809$3,357.60407-$423.54NEW ELLENTON
29642$3,356.53408-$424.61EASLEY
29677$3,356.02409-$425.12SANDY SPRINGS
29680$3,354.24410-$426.90SIMPSONVILLE
29840$3,352.98411-$428.16MOUNT CARMEL
29658$3,333.92412-$447.22LONG CREEK
29643$3,323.71413-$457.43FAIR PLAY
29370$3,320.32414-$460.82MOUNTVILLE
29646$3,307.52415-$473.62GREENWOOD
29670$3,307.03416-$474.11PENDLETON
29645$3,306.89417-$474.25GRAY COURT
29332$3,305.73418-$475.41CROSS HILL
29689$3,300.96419-$480.18TOWNVILLE
29685$3,297.56420-$483.58SUNSET
29632$3,293.34421-$487.80CLEMSON
29634$3,284.03422-$497.11CLEMSON
29653$3,282.69423-$498.45HODGES
29693$3,282.68424-$498.46WESTMINSTER
29686$3,281.99425-$499.15TAMASSEE
29360$3,274.83426-$506.31LAURENS
29649$3,265.18427-$515.96GREENWOOD
29664$3,249.79428-$531.35MOUNTAIN REST
29678$3,243.62429-$537.52SENECA
29384$3,225.08430-$556.06WATERLOO
29696$3,217.19431-$563.95WEST UNION
29676$3,206.09432-$575.05SALEM
29631$3,197.43433-$583.71CLEMSON
29691$3,166.58434-$614.56WALHALLA
29675$3,155.03435-$626.11RICHLAND
29665$3,149.62436-$631.52NEWRY
29630$3,145.58437-$635.56CENTRAL
29672$3,115.58438-$665.56SENECA

– Rates in South Carolina’s 10 Largest Cities

We have put together the below table, outlining the average rates in South Carolina’s 10 largest cities. The average premiums are based on the average rates in each zip code, within each city.

CityZipCountyAverage Rates
Charleston29414, 29425, 29406, 29492, 29403, 29407, 29409, 29412, 29401, 29424Charleston County$3,922.08
Columbia29222, 29208, 29201, 29203, 29204, 29210, 29229, 29223, 29209, 29205, 29225, 29207, 29212, 29206Richland County$2,992.43
North Charleston29418, 29405, 29420Dorchester Counties$4,000.01
Mount Pleasant29464, 29466Charleston County$3,638.17
Rock Hill29733, 29734, 29730, 29732York County$3,543.54
Greenville29611, 29609, 29617, 29614, 29605, 29607, 29613, 29601, 29615Greenville County$3,566.48
Summerville29486, 29483, 29485Dorchester Counties$3,780.78
Goose Creek29445Berkeley County$3,829.87
Sumter29153, 29154, 29150Sumter County$3,959.58
Hilton Head Island29926, 29928Beaufort County$3,382.36

An interesting note is that the cheapest average rates in South Carolina are found in the second-largest city, Columbia, while the most expensive rates are found in the third-largest city, North Charleston.

Best South Carolina Car Insurance Companies

There are several options for auto insurance in South Carolina. We know finding the best insurance company for your needs is difficult. Price is only part of the equation. So many factors should be considered, and we do that for you here. We’ll let you know which companies in South Carolina have the best customer service, which have the best-quoted rates, which are the largest, and more.

 

– The Largest Companies’ Financial Rating

AM Best is a company that provides financial ratings of companies across a variety of industries. In this table, we use them to gauge the financial stability of the top 10 insurance providers in South Carolina.

Providers By SizeRating
State Farm GroupA++
GEICOA++
Allstate Insurance GroupA+
USAA GroupA++
Progressive GroupA+
Nationwide Corp GroupA+
Liberty Mutual GroupA
Travelers GroupA++
Southern Farm Bureau Casualty GroupA+
Auto-Owners GroupA++

From this perspective, all the insurance providers in South Carolina are good options, as they all rank at an A or better in financial stability.

– Companies with Best Ratings

Financial ratings and premium rates are great, but what if you need to call someone? Customer service can be nearly as important as the financial factors when making a decision on which auto insurance company is for you. J.D. Power developed a customer satisfaction index rating of the top auto insurance companies in various regions across the nation.

The companies with the best customer satisfaction ratings in the Southeast are provided below.

Southeast Region JD Power 2019

– Companies with Most Complaints in South Carolina

While no company will be complaint-free, it is useful to know if some companies have received excessive complaints. Definitely a factor to include in your decision-making process.

This table provides the number of complaints along with the ratio each company receives, on average.

CompanyDirect Premiums WrittenComplaint RatioLoss RatioMarket Share
State Farm Group$949,6920.4470.89%23.88%
GEICO$523,2170.6873.02%13.16%
Allstate Insurance Group$473,0940.558.46%11.90%
USAA Group$365,4760.7492.18%9.19%
Progressive Group$340,8550.7561.82%8.57%
Nationwide Corp Group$283,0860.2862.32%7.12%
Liberty Mutual Group$206,4345.9569.57%5.19%
Travelers Group$176,2190.0970.63%4.43%
Southern Farm Bureau Casualty Group$134,639081.21%3.39%
Auto-Owners Group$68,4690.5374.46%1.72%

Looking at this table may make you think Liberty Mutual is not a good choice for insurance because their complaint ratio is 5.95, versus the other companies, which all have a ratio of less than one.  However, this number cannot be used without context.

Liberty Mutual’s market share in South Carolina is 5.19 percent, so all their complaints are within a very small share of the market. Compare this to State Farm, whose complaint ratio is 0.44, with a market share of 23.88 percent, so the complaints they receive are stretched across a much larger share of the market.

If at any point you need to file a complaint against your insurance company, this can be done through the South Carolina Department of Insurance. They have an online consumer complaint form you can fill out and submit through their website.

Now that you know how to evaluate companies based on complaints, loss ratio, and consumer satisfaction ratings, let’s look at rate comparisons.

– Cheapest Companies in South Carolina

When shopping for anything, looking at the price (usually lowest to highest) is a good way to start. Price isn’t the only factor to consider in making a smart purchase, however, so we provide you with other important pieces of information so you can make the best value decision for your needs.

This table shows the average rates from each of the top insurance companies in South Carolina and compares them to the state average.

CompanyAverage+/- Compared to State Average (rate)+/- Compared to State Average (%)
State Farm Mutual Auto$3,071.34-$709.80-23.11%
GEICO Govt Employees$3,178.01-$603.13-18.98%
USAA$3,424.76-$356.37-10.41%
Nationwide Mutual Fire$3,625.49-$155.65-4.29%
Allstate F&C$3,903.42$122.293.13%
Progressive Northern$4,573.08$791.9417.32%
Bristol West Select$4,691.85$910.7119.41%

The base price, like the information included in the above table, is important. However, there are a variety of factors that can go into how your specific rate is adjusted. Insurance companies often use many factors, including your commute, driving record, your credit history, and even your level of education to determine the rate they charge each individual.

Read on to find out how these factors can affect your rate.

– Commute Rates by Companies

Did you know the number of miles you drive in a year can affect your rates? The more you drive, the higher your rates, and the less you drive, the lower your rates. This is because the more time you spend on the road, the higher your chance of getting in an accident. Insurance companies factor this into your rates because more accidents mean more claims and higher overall premiums.

Let’s compare rates from insurance providers in South Carolina for a commute of 10 miles versus a commute of 25 miles to see what this means for you.

Company10 mile commute (6,000 annual mileage)25 mile commute (12,000 annual mileage)Percent Increase
Farmers$4,691.85$4,691.850
Progressive$4,573.08$4,573.080
Allstate$3,821.76$3,985.094.27%
Nationwide$3,625.49$3,625.490
USAA$3,388.56$3,460.972.14%
GEICO$3,160.90$3,195.121.08%
State Farm$2,994.90$3,147.785.10%

Farmers’s, Progressive’s, and Nationwide’s rates to do not vary between the different commutes (though they are on the higher end of the rates shown in the table).  However, the remaining four do show variations.  The percent increase indicates the percentage difference between rates offered by an insurance provider based on commute.

– Coverage Level Rates by Companies

The amount of coverage you select to be included in your policy also affects your rates.  How are rates affected by the level of coverage? Let’s look at the below table to see how average premiums are affected by high, medium, and low coverage to help you start thinking about what level of coverage is right for you.

CompanyLow CoverageMedium CoverageHigh Coverage
State Farm$2,845.49$3,070.05$3,298.48
GEICO$2,961.35$3,146.50$3,426.18
USAA$3,232.43$3,419.89$3,621.98
Nationwide$3,578.60$3,627.10$3,670.77
Allstate$3,677.28$3,885.29$4,147.71
Farmers$4,185.80$4,688.90$5,200.86
Progressive$4,231.59$4,512.27$4,975.38

More coverage equals higher rates. However, the amount of coverage you need is dependent on a number of factors, including how much you drive and the age of your car.

Your rates can also be affected by other factors, like credit history and your driving record. Let’s look at how those variables can affect your rates.

– Credit History Rates by Companies

Do you have good credit? This can be a benefit (or a hindrance, if you have poor credit) to your final insurance premium. Many states allow insurance companies to use credit scores as a basis for additional rate adjustments. They use a credit-based insurance score that is based on factors related to credit and financial stability.

South Carolina does allow insurance companies to use a credit-based insurance score to help determine premiums. The below table shows the average premiums for good, fair, and poor credit across several major insurance providers in the Palmetto State.

CompanyGood CreditFair CreditPoor CreditPercent Increase Due to Poor Credit (vs. Good Credit)
GEICO$2,079.82$2,607.11$4,847.1029.73%
State Farm$2,116.65$2,691.12$4,406.26132.58%
USAA$2,299.10$2,628.01$5,347.1822.25%
Nationwide$3,071.00$3,496.39$4,309.0857.54%
Allstate$3,113.11$3,692.64$4,904.52133.05%
Farmers$4,148.55$4,545.16$5,381.84108.17%
Progressive$4,164.27$4,464.31$5,090.6740.32%

For some companies, your credit score is less of a factor than for others. In looking at the percent increase in premiums for poor credit versus good credit, GEICO and USAA appear to consider credit the least, while State Farm, Allstate, and Farmers demonstrate they consider credit to be a key factor in your premiums.

– Driving Record Rates by Companies

As you might expect, your driving record affects your premium rates. Speeding ticket? Rate increase. Accident? Another rate increase. Let’s see how much your driving record can affect your rates in South Carolina.

CompanyClean RecordWith 1 Speeding TicketWith 1 DUIWith 1 Accident
GEICO$2,429.04$2,429.04$4,719.15$3,134.80
USAA$2,706.69$3,032.40$4,618.87$3,341.10
State Farm$2,789.17$3,039.99$3,039.99$3,416.22
Nationwide$2,891.90$3,180.84$4,701.43$3,727.79
Allstate$2,942.78$3,887.64$4,121.23$4,662.04
Progressive$3,751.71$4,533.45$4,555.95$5,451.21
Farmers$3,921.33$4,919.23$4,508.61$5,418.24

If you feel a need for speed or have recently been in an accident, your best option for insurance may be GEICO, as they do not increase rates for the first speeding ticket and they have the lowest increase in rates for an accident.

Looked at another way, the below table shows the percent increase in rates for each driving offense, using the dollar increases listed in the above table.

CompanyPercent Increase - Speeding TicketPercent Increase - DUIPercent Increase - Accident
GEICO0.00%94.28%29.06%
State Farm8.99%8.99%22.48%
Nationwide9.99%62.57%28.90%
USAA12.03%70.65%23.44%
Progressive20.84%21.44%45.30%
Farmers25.45%14.98%38.17%
Allstate32.11%40.05%58.42%

If you look at the percent difference between rate increases for speeding tickets and rate increases for DUIs, most companies increase rates more for DUIs than for speeding tickets. However, Farmers has a lower rate increase for a DUI than for speeding, and State Farm’s rate increases are the same for both speeding and DUIs.

– Largest Car Insurance Companies in South Carolina

Another factor to consider, besides driving record, credit score, and the other variables we’ve considered so far, is market share. How large an insurance company is and how much of the market share they have in South Carolina, as well as their loss ratio and complaint ratio, help you, the consumer, better understand a company’s financial stability and their response to claims.

Check out this table to see the market share for the top 10 insurance companies in the Palmetto State.

CompanyPremiums PaidMarket Share
State Farm Group$949,69223.88%
GEICO$523,21713.16%
Allstate Insurance Group$473,09411.90%
USAA Group$365,4769.19%
Progressive Group$340,8558.57%
Nationwide Corp Group$283,0867.12%
Liberty Mutual Group$206,4345.19%
Travelers Group$176,2194.43%
Southern Farm Bureau Casualty Group$134,6393.39%
Auto-Owners Group$68,4691.72%

– Number of Insurers by State

There are 1,012 insurance companies in South Carolina. Of these, 19 are considered domestic insurers, while the remaining 993 are termed foreign insurers.

What does this mean?

According to the International Risk Management Institute, a domestic insurer is one that is “admitted by and formed under the laws under the state in which insurance is written,” while a foreign insurer is one that was incorporated in a different state (in this case somewhere outside South Carolina), but can still operate within South Carolina.

All insurance companies, whether domestic or foreign, are required to operate under the laws of the state in which they are selling policies. This means the insurance companies must follow the South Carolina state insurance laws when they handle policies in South Carolina. Those laws are important to understand; keep reading, because we go over the state laws in the next section.

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South Carolina Laws

You already know from the previous sections that South Carolina has laws regarding the minimum amount of auto insurance required to legally drive on the road.

However, there are other laws you need to be familiar with, like proper licensing, windshield requirements, rules of the road, and more to be able to select the best insurance policy for you and avoid possible fees and license suspensions.

We know it can be complicated and sometimes overwhelming to find this kind of information, but we’ve got you covered.  Keep reading to learn more.

– Car Insurance Laws

In South Carolina, a vehicle cannot be registered with the state without a valid, active insurance policy (which the DMV will validate). If, at any point, that insurance policy lapses, is removed, etc., the both you and the South Carolina DMV will be notified. If you do not provide updated, valid insurance policy information to the DMV within 20 days of the initial notification, your license to drive will be suspended.

According to the South Carolina DMV, to get your driver’s license reinstated, you will likely have to pay a $100 reinstatement fee.  You may also be required to pay a $5 fee for every day you were uninsured.

– How South Carolina Laws for Insurance are Determined

State laws for insurance in South Carolina are determined through the typical legislative process, starting with a bill that is presented to the state legislature. Once it is agreed that the bill is necessary, beneficial, etc., it becomes law, and then you, the driver, are responsible for meeting the requirements outlined in that law.

To legally drive on the road, states often also have some safety-related laws you should be familiar with that we go over in the following sections.

– Windshield Coverage

South Carolina legislation does not mandate repairs to chips or cracks in your windshield unless your view of the road through the windshield is obstructed.

Auto insurance companies are not required to provide you, the insured, free windshield coverage. However, according to the South Carolina Department of Insurance, if you have a comprehensive insurance policy, the deductible for any glass repairs is waived.

– High-Risk Insurance

It can be difficult to obtain insurance if you are considered a high-risk driver (someone with a poor driving record, a DUI on record, etc.).

As we discussed earlier, South Carolina does allow you to legally drive uninsured if you qualify and pay the required fee. If you do want insurance but are considered high risk, South Carolina does have options in place to help you obtain insurance.

If you have a valid driver’s license but have been unable to obtain insurance for two months (you must be able to provide proof), you may be eligible for help from the Associated Auto Insurers Plan of South Carolina (AAIPSC).

What is AAIPSC? The organization is not an insurance company. Instead, if you are eligible for their assistance, they match you with an insurance provider and mandate that the provider grants you a policy. You may be required to pay higher rates, however, because you are considered a high enough risk that insurance companies did not voluntarily choose to sell you a policy.

Under AAIPSC, insurance companies will still provide you with policies that offer the same amount of coverage as the minimum liability coverage requirement. Companies may also offer higher coverage and optional add-ons, should you request this.

According to the South Carolina Department of Insurance, should you believe you need assistance in obtaining auto insurance, you can contact AAIPSC directly at 866-560-4100.

It is also worth noting that an SR-22 form is required in the event your license is suspended for any DUI, driving with a suspended license, or driving without insurance or without applying to operate as an uninsured driver.

– Low-Cost Insurance

Although South Carolina has a program for high-risk drivers, it does not have one to help low-income drivers.

California, Hawaii, and New Jersey are the only three states that have government-funded programs to help low-income families pay for their car insurance.

– Automobile Insurance Fraud in South Carolina

South Carolina takes insurance fraud seriously. It is classified as a crime in the state, and the South Carolina Attorney General’s office is responsible for investigating potential insurance fraud. They state that 10 percent of auto insurance claims are fraudulent or inflated.

What does fraud mean for you? It means you should be aware of both your rights and responsibilities and someone with an insurance policy. It is also important to note that insurance fraud can cause an increase in premiums for all insureds.

According to the Attorney General’s office, the most common kinds of auto insurance fraud are:

  • Under-reporting the number of miles you drive on your auto policy
  • An auto accident victim who falsified or overstated injuries, or even fakes an accident, to achieve a large settlement or award
  • Staging auto accidents, which result in inflated injury claims
  • An insured who draws accident and health insurance benefits because of exaggerated or even fabricated injury or illness

Per the Attorney General, South Carolina has a mandatory reporting act that states “…any person, insurer or authorized agency having reason to believe that another has made a false statement or misrepresentation or has knowledge of a suspected false statement or misrepresentation shall, for purpose of reporting and investigation, notify the Insurance Fraud Division of the Office of the Attorney General of the knowledge or belief and provide any additional information within his possession relative thereto.”

To support the investigation of insurance fraud in South Carolina, the South Carolina Attorney General’s Insurance Fraud Division, the Professional Insurance Agents of South Carolina, and the South Carolina Insurance News Service have created the South Carolina Insurance Fraud Hotline.

If you suspect insurance fraud, you can call the Insurance Fraud Hotline 24/7 at 1-888-95-FRAUD or fill out the insurance fraud complaint form.

– Statute of Limitations

There is a statute of limitations on insurance fraud of three years.

There is also a statute of limitations on filing an insurance claim for property damage, injury, or wrongful death as the result of an automobile accident of three years.  This three-year timeline starts on the date of the accident.

– South Carolina’s Specific Laws

Every state has laws only found there, and South Carolina is no exception. This includes both the logical and the ridiculous when it comes to driving. Did you know it is illegal to transport cows or pigs between sunset and sunrise without a permit?

On the other hand, as you’ve already read, South Carolina does not require insurance to drive legally on the road, as long as you qualify for, apply, and are approved for an annual uninsured motorist registration.

– Vehicle Licensing Laws

Following the laws governing the appropriate way to register your vehicle and obtain a driver’s license is important to avoid fees and even suspension of your license.

You have 45 days post-purchase or move to register your vehicle. To register in South Carolina, you must:

  • Complete the Title Application (SCDMV Form 400)  
  • If you are coming from out-of-state, provide the out-of-state vehicle title and/or registration
  • Provide identification (driver’s license/beginner’s permit, valid passport with visa, permanent residency card, or employment authorization document)
  • Provide liability insurance information (the DMV will validate it)
  • Provide power of attorney, if applicable
  • Provide original paid vehicle property tax receipt from the county treasurer’s office
  • $250 Infrastructure Maintenance Fee
  • Title and Registration Fee (these vary depending type and weight of vehicle).

It is also important to note there are penalty fees associated with late registration and late registration renewal. The later you are, the higher the fee you are required to pay.

To be able to apply for a driver’s license, there are several documents you must provide when you go to the South Carolina DMV:

  • Proof of identity, U.S. citizenship, and date of birth
  • Proof of a social security number
  • Two proofs of current physical South Carolina address
  • Proof of legal name change history (if applicable)
  • Liability insurance information

All of these documents must be either originals or government-issued copies. No other copies will be accepted.

If you are caught driving without a valid license (i.e. you were never issued one), it is considered a misdemeanor in South Carolina, and you will face fines and possibly up to 30 days in jail.

If you are caught driving without your license (i.e. you have a valid license, but you do not have it with you) it is also considered a misdemeanor. If you do not present a license that was valid on the date of your traffic stop before your scheduled court date, you may be required to pay a fine of up to $100. You may also be sentenced to 30 days in jail.

– REAL ID

Starting October 1, 2020, South Carolinians will be required to participate in the REAL ID program.  New driver’s licenses may already be compliant, and according to the South Carolina DMV, there is no cost difference associated with obtaining a REAL ID driver’s license.

If you have a REAL ID license, it will be indicated by a gold star on the front.

There are two methods for obtaining a REAL ID in South Carolina:

  • Online (if eligible)
  • In-person (to be used only if you are not eligible to obtain it online)

The documents required to obtain a REAL ID are the same as those required to obtain a driver’s license in South Carolina.

If you already have a valid driver’s license, your required documentation will likely already be on file, and you will be able to submit online. If not, you will need to bring the documents listed in the previous section.

– Penalties for Driving Without Insurance

If you are caught driving without insurance in South Carolina (and you do not have a valid uninsured motorist registration), you may face fines of $100 – $200, suspension of your driver’s license, and even up to 30 days in jail for your first offense.

A second offense will result in a fine of $200 or a 30-day jail sentence plus suspension of your driver’s license.  To get your license reinstated, you will be required to pay a $200 reinstatement fee.

– Teen Driver Laws

In South Carolina, there are also several laws associated with being a teenage driver.

To start driving, a teenage must obtain a beginner’s permit. If the teenager is under 18, a responsible adult must come with them to the DMV to apply for the permit, and they must bring a picture ID as well as be prepared to sign both the application for the permit and consent for minor form.

The minimum age for obtaining a beginner’s permit is 15, and it must be held for at least six months, during which time the teenager must log 40 hours of supervised driving (10 must be at night).

At 15 and six months, if the teenager has met the beginner’s permit requirement,

  • They can drive unsupervised, except for between the hours of 6:00 p.m. – 6:00 a.m. EST and 8:00 p.m. – 6:00 a.m. EDT.
  • They may not have more than two passengers under the age of 21, except when driving students to and from school

At 17 years old (or 12 months after obtaining a beginner’s permit, so the individual held the beginner’s permit for six months and the intermediate license for six months), all restrictions are lifted.

– Older Driver License Renewal Procedures

According to the Insurance Institute for Highway Safety, both the general population and older drivers in South Carolina have the same renewal procedures.

– New Residents

If you are moving to South Carolina, you will need to apply for a South Carolina driver’s license. To do this, you will need to apply in person at the South Carolina DMV and bring the following:

  • Proof of identity, U.S. citizenship, and date of birth
  • Proof of social security number
  • Two proofs of current physical South Carolina address
  • Proof of legal name change, if applicable

You will also have 45 days to transfer your vehicle registration to South Carolina.

– License renewal procedures

You can renew your license in person, through the mail, or online in South Carolina.

To renew your license online through the South Carolina DMV, you must be a U.S. citizen, and you must meet a number of requirements:

  • You have a regular, non-commercial license
  • Your license is not expired, suspended, or subject to be suspended
  • Your social security number and the name associated with it match what is on file with the Social Security Administration
  • You have not received more than five points on your driving record in the past two years
  • You did not renew your license by mail or online during the last renewal period
  • You are not a convicted violent offender in the South Carolina DMV system
  • You do not currently have a conditional or special restricted license

To renew your license through the mail, you must be a U.S. citizen, and you must meet most of the requirements listed for online renewal eligibility (the social security number and name match are not required for mail renewal). You must also:

To renew your license in person, you must provide your insurance company information and pay the $25 renewal fee.  Additionally, if you have received more than five points on your driving record in the past two years, you will be required to take a knowledge test.

If your license is expired, you can renew it as if it were not expired within the first nine months of expiration. If it has been expired for more than nine months, it must be renewed in person.

– Negligent Operator Treatment System (NOTS)

In South Carolina, there is a points system associated with breaking traffic laws.  According to the South Carolina DMV, you can receive points against your driving record if you break the law in South Carolina, break the law in other states, or receive a military court-martial traffic conviction.

You can check the points on your record by visiting the South Carolina DMV website. Points on your record are decreased by 50 percent one year after you receive them.  For example, if you receive four points in October, the following October, it will drop to two points on your record.

Your driver’s license can be suspended for excessive points.

You can reduce the points on your record by taking the National Safety Council’s Defensive Driving Course.

– Rules of the Road

Knowing the rules of the road in South Carolina can help you avoid those NOTS. It can also help you better tailor your car insurance needs.

Read on to learn more about the rules of the road and how knowing them can help your decision process when shopping for car insurance.

– Fault vs. No-Fault

South Carolina is a “fault” state concerning financial responsibility after a car accident. This means whoever is at-fault for the car accident is financially responsible for any damage, injuries, etc.

Other laws, like seat belts and car seats, are fairly standard across the United States.

– Seat Belt and Car Seat laws

According to the  Insurance Institute for Highway Safety, South Carolina requires seat belts in all seats in a vehicle, and all passengers eight years and older must be properly seat belted.  There is a $25 fee for a first offense if you or one of your passengers are caught without your seat belt.

Child seat laws are slightly more complicated.

  • Children younger than two must be in a rear-facing car seat until they are taller and heavier than the manufacturer limits on the car seat
  • At two (or if a child outgrows the rear-facing seat before they are two), children must be in a forward-facing car seat with a harness
  • At four (or if a child outgrows the forward-facing seat with a harness before they are four), children must be in a forward-facing booster seat that uses lap/shoulder belts until they are eight years old or at least 57 inches tall (whichever comes first)
  • At eight (or 57 inches tall — whichever comes first), children must sit in a standard seat with a seat belt

The first offense may result in a fine of $150.

Children seven years and younger must sit in the back seat of a vehicle.

South Carolina law also states that you can only ride in the back of a pickup truck if you are 15 or older (younger than 15 is allowed if an adult is also there and the individual under 15 is belted).

There are limited circumstances for when this is allowed, including emergencies, parades, and when the vehicle is being driven in the county. Regardless, the truck must not be driven faster than 35 mph.

– Keep Right and Move Over Laws

South Carolina does expect drivers who are moving at a slower pace than the average speed of traffic to move to the right. However, passing on the right is allowed in certain conditions:

  • If the vehicle you are passing is making or is going to make a left turn
  • On a street with at least two lanes for traffic when there are no obstructions

– Speed Limits

Like all states, South Carolina has specific speed limits for various kinds of roads.  Typically, the speed limits in South Carolina are:

  • Rural interstates: 70 MPH
  • Urban interstates: 70 MPH
  • Unpaved roads: 40 MPH
  • Urban districts: 30 MPH

It is also worth noting that South Carolina takes exceeding the speed limit seriously. The state has an “absolute speed limit” law, which means if the speed limit is 35 MPH, and you drive at 36 MPH, you violate the law.

South Carolina also has laws stating you must drive at a safe speed based on the current conditions (weather, hazards, etc.), regardless of the posted speed limit. This means you can be ticketed even if you are not speeding if it is determined you are driving at an “unsafe” speed in the current conditions (ex. fog, slow traffic, heavy rain, etc.).

– Ridesharing

If do not own a vehicle and instead use ridesharing companies as a method of transportation, you should be aware of the laws governing those in the driver’s seat.

South Carolina does have requirements for Transportation Network Companies (TNC). In the Palmetto state, anyone who wishes to participate as a driver in a TNC is required to obtain a permit from the Office of Regulatory Staff.

TNC-participating drivers are required to maintain both liability and uninsured motorist coverage insurance.  However, their liability policy requirements are higher than those for non-TNC drivers.

Insurance RequiredMinimum Limits for TNC
Bodily Injury Liability$50,000 per person, $100,000 per accident
Property Damage Liability$50,000

– Automation on the Road

South Carolina does not currently have any laws regarding autonomous vehicles.

– Safety Laws

South Carolina does have some laws focused on keeping you and other drivers safe on the road. Read on to find out more.

– DUI Laws

Driving while under the influence is dangerous for you and others on the road. Responsibility.org reports that there were 313 alcohol-impaired driving facilities in 2017. Even one is too many.

In South Carolina, if you are found guilty of DUI, you may face the following:

  • First Offense – your license can be suspended for up to six months, you will pay a minimum $400 fine (which translates to $992 when it includes the required assessments and surcharges), and you may face up to 30 days of jail time.
  • Second Offense –  your license can be suspended for up to one year, you will pay a fine between $2,100 and $5,100 (up to $10,744.50 with surcharges and assessments), and you may face up to one year of jail time.
  • Third Offense –  your license will be suspended for at least two years, you will pay a fine between $3,800 and $6,300 (up to $13,234.5 with surcharges and assessments), and you may face up to three years of jail time. Additionally, if the third offense is within 10 years of the first offense, your vehicle will be confiscated.

In South Carolina, a DUI remains on your record for 10 years.

In addition to the fines, jail time, and possible driver’s license suspension, depending on the insurance provider, your premiums may increase, potentially even doubling in cost.

Please do not drive while intoxicated. Take advantage of ridesharing options or plan ahead and have a designated driver.

– Marijuana-Impaired Driving Laws

According to DISA, marijuana is illegal in the Palmetto State, including medical use. There are currently no laws on the books regarding driving under the influence of marijuana.

– Distracted Driving Laws

No one disputes the fact that driving while using your cell phone or texting reduces your situational awareness and distracts you from focusing on the road. And yet, people still do it every day. Specific cell phone usage laws vary from state to state.

In South Carolina, texting while driving is explicitly banned. If you are caught, you will be fined $25, but it will not show up on your driving record.

However, in 2018 and 2019, lawmakers in South Carolina proposed various amendments to the existing text ban law that would dramatically increase the fines, make it illegal to text at red lights, and may even make it illegal to pick up a mobile device while driving.

So far neither amendment has passed, but don’t be surprised if the laws regarding using a mobile device while driving end up much stricter soon.

Driving Safely in South Carolina

Beyond distracted driving, DUIs, proper seat belt usage, and the other safety-related driving topics we covered in the last several sections, there are other things to consider, and we can help with that.

Keep reading to learn more about vehicle theft, road fatalities, and teen drinking and driving in South Carolina.

– Vehicle Theft in South Carolina

Vehicle theft is the concern of every vehicle owner. However, there are some vehicle types and models that are more popular than others. The number-one vehicle for theft in the Palmetto State is a full-size Ford pickup.

StateRankMake/ModelYear of VehicleYearThefts
South Carolina1Ford Pickup (Full Size)20062006586
South Carolina2Honda Accord19961996458
South Carolina3Chevrolet Pickup (Full Size)20042004455
South Carolina4Ford Crown Victoria20032003210
South Carolina5Toyota Camry20142014183
South Carolina6Honda Civic20002000176
South Carolina7Dodge Pickup (Full Size)20012001172
South Carolina8Chevrolet Impala20082008166
South Carolina9Nissan Altima20152015155
South Carolina10Ford Explorer20022002146

Please note that the column with the number of a particular make/model that was stolen includes all model years for that make, even if a specific year is listed. That year indicates the most popular model year for that vehicle make, but the list includes all model years.

Knowing what kind of coverage is available should this happen to you is a good idea. Talk to your insurance provider to find out more about your options.

Now that you know the most popular vehicles stolen in South Carolina, what does this mean for you? Below you will find the number of vehicles stolen in each town or city in South Carolina, according to the FBI.

City/TownPopulationMotor
vehicle
theft
Percentage of vehicles stolen compared to population of city/town
Abbeville5,15370.14%
Aiken31,158840.27%
Allendale2,98350.17%
Anderson27,7281270.46%
Andrews2,90350.17%
Aynor80310.12%
Bamberg3,30080.24%
Barnwell4,50860.13%
Batesburg-Leesville5,462170.31%
Beaufort13,612330.24%
Belton4,426250.56%
Bennettsville8,12790.11%
Bishopville3,201120.37%
Blacksburg1,894120.63%
Blackville2,24260.27%
Bluffton20,024220.11%
Branchville96820.21%
Burnettown2,81930.11%
Camden7,173200.28%
Cameron41540.96%
Cayce14,434940.65%
Central5,23860.11%
Chapin1,59910.06%
Charleston136,8453030.22%
Cheraw5,770200.35%
Chesnee92250.54%
Chester5,45290.17%
Clemson16,442360.22%
Clinton8,473120.14%
Clover6,098100.16%
Columbia134,9577910.59%
Conway23,806670.28%
Coward76010.13%
Cowpens2,32660.26%
Darlington6,090210.34%
Denmark2,94250.17%
Dillon6,568210.32%
Due West1,30020.15%
Duncan3,40530.09%
Easley21,107640.30%
Edgefield4,75240.08%
Edisto Beach41930.72%
Elgin1,58220.13%
Elloree66600.00%
Estill1,91530.16%
Eutawville30000.00%
Florence38,4491330.35%
Forest Acres10,563350.33%
Fort Lawn85920.23%
Fort Mill15,73790.06%
Fountain Inn8,666230.27%
Gaffney12,982250.19%
Gaston1,66090.54%
Georgetown9,003240.27%
Gifford26900.00%
Goose Creek43,006570.13%
Great Falls1,92080.42%
Greeleyville40000.00%
Greenville68,9221570.23%
Greenwood23,329480.21%
Greer29,5851000.34%
Hampton2,613170.65%
Hanahan24,487420.17%
Hardeeville6,328140.22%
Harleyville69310.14%
Hartsville7,769270.35%
Hemingway42130.71%
Holly Hill1,21140.33%
Honea Path3,779200.53%
Irmo12,353150.12%
Isle of Palms4,43970.16%
Iva1,29650.39%
Jackson1,79410.06%
Johnsonville1,50800.00%
Johnston2,34250.21%
Jonesville85200.00%
Kingstree3,204110.34%
Lake City6,774270.40%
Landrum2,55840.16%
Lane46400.00%
Latta1,32660.45%
Laurens9,089200.22%
Lexington21,434340.16%
Liberty3,250110.34%
Loris2,69590.33%
Lyman3,51370.20%
Manning4,031170.42%
Marion6,677370.55%
Mauldin25,535320.13%
McColl2,01900.00%
McCormick2,49310.04%
Moncks Corner10,818320.30%
Mount Pleasant87,216870.10%
Mullins4,502220.49%
Myrtle Beach33,1673451.04%
Newberry10,37370.07%
New Ellenton2,16010.05%
Ninety Six2,06030.15%
North72630.41%
North Augusta23,198370.16%
North Charleston111,3056850.62%
North Myrtle Beach16,4221050.64%
Orangeburg13,076490.37%
Pacolet2,41150.21%
Pageland2,70490.33%
Pendleton3,21330.09%
Pickens3,201100.31%
Port Royal13,161220.17%
Prosperity1,20910.08%
Quinby94500.00%
Ridgeland4,15870.17%
Ridge Spring75410.13%
Rock Hill74,0531360.18%
Salem14900.00%
Salley42400.00%
Saluda3,62640.11%
Santee91760.65%
Scranton86100.00%
Seneca8,389130.15%
Simpsonville21,829580.27%
Society Hill53900.00%
South Congaree2,42770.29%
Springdale2,817150.53%
St. George2,18170.32%
St. Matthews1,99430.15%
St. Stephen1,82450.27%
Sullivans Island1,96140.20%
Summerton96130.31%
Summerville50,4981150.23%
Sumter40,747740.18%
Surfside Beach4,488230.51%
Swansea91660.66%
Tega Cay10,36710.01%
Travelers Rest5,130140.27%
Turbeville79830.38%
Union7,94080.10%
Walhalla4,33290.21%
Walterboro5,275110.21%
Ware Shoals2,18450.23%
Wellford2,58820.08%
West Columbia16,4261520.93%
Westminster2,51450.20%
West Pelzer93410.11%
Whitmire1,48010.07%
Williamston4,22970.17%
Williston2,97560.20%
Winnsboro3,27650.15%
Woodruff4,209110.26%
Yemassee96420.21%
York8,108220.27%

– Road Fatalities in South Carolina

Road fatalities are, tragically, an all-too-common event. They can be caused by any number of factors including intoxication, distracted driving, and weather.

To learn more about when and where most road fatalities occur in South Carolina, keep reading.

– Most Fatal Highway in South Carolina

With more than 24 fatal crashes per year, the I-95 is the most fatal highway in South Carolina.

– Fatal Crashes by Weather Condition & Light Condition

Weather can affect your visibility when you drive, others’ visibility when they drive, and the conditions of the road itself. Lighting can do the same.

Weather ConditionDaylightDark, but LightedDarkDawn or DuskOther / UnknownTotal
Normal37694326310827
Rain328426088
Snow/Sleet100001
Other212308
Unknown000000
TOTAL411103370400924

To drive safely on the roads, no matter the conditions, make sure to drive defensively at all times and slow down if road conditions or visibility changes.

– Fatalities (All Crashes) by County

The NHTSA Crash Report provides a list of the road fatalities in South Carolina, by county.

CountiesFatalities 20132014201520162017Fatalities by 100K Population 20132014201520162017
Abbeville County7664828.1124.1924.1916.1832.36
Aiken County252326373915.2714.0115.7122.1723.19
Allendale County4342440.7130.9242.4622.0844.43
Anderson County334532574417.3523.4416.529.0922.14
Bamberg County4247425.9513.1827.1948.1827.81
Barnwell County4655818.0127.2522.9623.1637.48
Beaufort County13231730267.613.139.4516.3513.92
Berkeley County274036343413.9620.2417.7916.0515.6
Calhoun County7121010746.780.8667.7667.7947.61
Charleston County444764547111.8312.3716.4413.6217.69
Cherokee County9151752016.0626.6230.088.8135.02
Chester County10917181530.5627.7652.4955.7646.44
Chesterfield County12316912266.534.6419.4926.12
Clarendon County111017211932.0829.2450.0161.3355.79
Colleton County131721241834.545.2856.0563.8347.86
Darlington County181325241526.5119.1936.9935.6222.3
Dillon County714711922.2944.7322.4535.6929.35
Dorchester County171632321711.6410.7220.8620.8510.87
Edgefield County03234011.267.4911.2914.99
Fairfield County887101334.4934.7430.644.1957.5
Florence County312338293222.4416.5727.3920.9523.09
Georgetown County1371861521.5411.5329.369.7824.35
Greenville County71627387741512.8714.8717.4314.6
Greenwood County671112108.5910.0515.7417.114.21
Hampton County3571414.7124.4734.955.0320.41
Horry County555881706719.0319.4726.221.7820.1
Jasper County81515251130.2756.0554.3489.0638.65
Kershaw County171318181927.1720.5828.2928.0129.21
Lancaster County5161514186.219.1817.3915.5819.45
Laurens County112422212916.6236.133.1231.5543.38
Lee County4685521.7632.7244.9228.428.82
Lexington County393546434714.2712.6216.3415.0116.17
Marion County89119824.9328.1834.6528.3425.56
Marlboro County41399814.2546.3932.6333.2929.82
Mccormick County1434410.1240.7631.0541.841.91
Newberry County7476718.6810.6118.515.7718.19
Oconee County313131118417.2917.1514.423.29
Orangeburg County342831302837.5131.1134.7933.9632.01
Pickens County141316192011.7510.813.1915.4516.2
Richland County634145695215.8710.2411.0816.8712.63
Saluda County5601724.8829.8504.9334.23
Spartanburg County333975545111.3513.325.2717.9416.62
Sumter County172620201815.7724.1418.6418.6416.85
Union County3567610.7217.9121.6425.2821.79
Williamsburg County16118171548.3633.624.6353.3848.18
York County23251836289.6410.227.1813.9510.51

All five years the three counties with the most traffic deaths remain the same. Here are their five-year fatality totals:

  • Greenville County – 367
  • Charleston County – 280
  • Richland County – 270

It is bad news for all three counties.

– Traffic Fatalities

It makes sense that more fatalities will occur on busier roads (more cars equals more accidents). However, traffic fatalities do happen in more rural areas and are usually the result of speeding or driving while intoxicated.

Traffic Fatalities20132014201520162017
Total7678239791020988
Rural614570555613687
Urban153253424407301

Drive responsibly, follow the posted speed limits, and select a designated driver or use a rideshare company if you have been drinking.

– Fatalities by Person Type

The NHTSA Crash Report for South Carolina breaks down the person type and the number of fatalities per type.

Person Type2013 Number2014 Number2015 Number2016 Number2017 Number
Passenger Car Occupant268327358367375
Light Truck - Pickup Occupant110118105118116
Light Truck - Utility Occupant94106121118133
Light Truck - Van Occupant1615343018
Large Truck Occupant1010241717
Bus Occupant10111
Pedestrian100107123144154
Bicyclist and Other Cyclist1514162518
Other/Unknown Nonoccupants12243
Total7678239791,020988

– Fatalities by Crash Type

The NHTSA Crash Report for South Carolina breaks down fatalities by crash type.

Crash Type20132014201520162017
Single Vehicle476503527575569
Involving a Large Truck646311410490
Involving Speed305307366393416
Involving a Rollover190194208215234
Involving a Roadway Departure473501541568575
Inolving and Intersection141150200233173
Total Fatalities (All Crashes)7678239791,020988

As you can see, speeding is one of the top three factors in road fatalities. Drive safely by following the posted speed limits and adjusting your speed to road and visibility conditions when appropriate.

– Five-Year Trend For the Top 10 Counties

The NHTSA Crash Report for South Carolina provides a five-year trend for road fatalities in the top 10 most fatal counties.

Counties2013 Fatalities2014 Fatalities2015 Fatalities2016 Fatalities2017 Fatalities
Greenville County7162738774
Charleston County4447645471
Horry County5558817067
Richland County6341456952
Spartanburg County3339755451
Lexington County3935464347
Anderson County3345325744
Aiken County2523263739
Berkeley County2740363434
Florence County3123382932

Eight of the 10 counties listed in the above table show an overall increase in road fatalities.  Of the remaining two, Richland County shows a slight decrease (with a spike in 2016) and Florence County remained about the same across the five years (though Florence did spike in 2015).

– Fatalities Involving Speeding by County

The NHTSA Crash Report for South Carolina lists data for fatalities involving speeding by county, so you know where to drive with heightened awareness in the state.

CountiesFatalities 20132014201520162017Fatalities per 100K by Population 20132014201520162017
Abbeville County4124616.064.038.0616.1824.27
Aiken County97720205.54.264.2311.9811.89
Allendale County2110020.3510.3110.6200
Anderson County10151321175.267.816.710.728.55
Bamberg County113206.496.5920.3913.760
Barnwell County143234.518.1613.789.2614.05
Beaufort County3886101.754.574.453.275.35
Berkeley County11161215155.698.15.937.086.88
Calhoun County145466.6726.9533.8827.1240.81
Charleston County12182319263.234.745.914.796.48
Cherokee County497377.1415.9712.395.2912.26
Chester County6397318.349.2527.7921.699.29
Chesterfield County315366.52.1710.836.513.06
Clarendon County467101211.6617.5420.5929.2135.24
Colleton County5767713.2718.6416.0118.6218.61
Darlington County1191013816.213.2914.819.311.89
Dillon County2104676.3731.9512.8319.4722.83
Dorchester County5891183.425.365.877.175.11
Edgefield County0102403.7507.5214.99
Fairfield County6135525.864.3413.1122.0922.12
Florence County1162112137.964.3215.148.679.38
Georgetown County545268.296.598.163.269.74
Greenville County24151422145.073.112.854.412.76
Greenwood County545547.165.747.157.135.69
Hampton County3120114.714.899.9805.1
Horry County20162115266.927.85.376.794.67
Jasper County34713611.3521.0814.9525.3646.31
Kershaw County9497714.3810.766.3314.1510.89
Lancaster County283452.485.49.593.484.45
Laurens County5121516177.5525.4318.0522.5824.03
Lee County103335.4417.29016.8417.04
Lexington County18101314166.595.513.64.624.89
Marion County327459.3515.986.2622.0512.6
Marlboro County176363.5622.3724.9821.7611.1
Mccormick County01131010.4810.1910.3531.35
Newberry County32716815.595.318.52.63
Oconee County34528410.355.326.62.62
Orangeburg County12613151613.2418.296.6714.5916.98
Pickens County8845126.729.726.653.34.07
Richland County26181429236.555.594.493.457.09
Saluda County0201209.789.9504.93
Spartanburg County10163515213.446.845.4611.794.98
Sumter County9105998.358.429.284.668.39
Union County155743.5714.5317.9118.0325.28
Williamsburg County104310630.2219.2712.229.2431.4
York County13861695.453.383.272.396.2

Based on the data in the above table, speeding is a problem across the state, but you should take extra care in Richland, Charleston, Greenville, and Lexington Counties.

It is also key to note, however, that these numbers also reflect higher populations, so the more people in an area, the higher the chance of an accident.

– Fatalities in Crashes Involving an Alcohol-Impaired Driver by County

Driving while intoxicated can have deadly consequences.

CountiesFatalities 20132014201520162017Fatalities per 100K by Population 20132014201520162017
Abbeville County3221012.058.068.064.050
Aiken County149101388.555.486.047.794.76
Allendale County2100120.3510.310011.11
Anderson County1319814206.839.94.137.1410.06
Bamberg County122106.4913.1813.66.880
Barnwell County0143404.5418.3713.8918.74
Beaufort County71031084.095.711.675.454.28
Berkeley County13141012116.727.084.945.665.05
Calhoun County2422213.3426.9513.5513.5613.6
Charleston County19241521185.116.323.855.34.48
Cherokee County364175.3510.657.081.7612.26
Chester County6338718.349.259.2624.7821.67
Chesterfield County429348.674.3319.496.58.71
Clarendon County5366514.588.7717.6517.5214.68
Colleton County3710867.9618.6426.6921.2815.95
Darlington County103109414.734.4314.813.365.95
Dillon County262526.3719.176.4116.226.52
Dorchester County8511875.483.357.175.214.47
Edgefield County0201007.503.760
Fairfield County5705321.5530.4022.0913.27
Florence County9111011156.517.937.217.9510.83
Georgetown County544038.296.596.5204.87
Greenville County35222426217.394.574.895.214.14
Greenwood County246352.865.748.584.287.11
Hampton County222009.819.799.9800
Horry County23272319187.965.49.067.445.91
Jasper County3236311.3510.547.4710.8721.37
Kershaw County12558619.189.237.927.8612.45
Lancaster County254542.484.3264.645.56
Laurens County6658119.0616.469.027.5312.02
Lee County3163316.3217.295.4533.6917.04
Lexington County21162220217.687.235.777.816.98
Marion County334319.353.29.3912.69.45
Marlboro County141113.563.7314.273.633.7
Mccormick County040200040.76020.9
Newberry County3213387.795.32.647.89
Oconee County144471.339.065.325.285.24
Orangeburg County18109111119.8612.5711.1110.112.45
Pickens County587384.26.486.655.772.44
Richland County28181624167.053.894.493.945.87
Saluda County130114.984.8914.9304.93
Spartanburg County11192417143.784.566.488.095.65
Sumter County101241069.285.6211.143.739.32
Union County0141207.263.5814.423.61
Williamsburg County73211421.1612.859.166.1634.54
York County118711134.614.883.272.794.26

Similar to the counties with the highest number of speeding fatalities (Richland, Charleston, Greenville, and Lexington, which are also the highest for fatalities with an alcohol-impaired driver), the higher the population, the higher the chance of this happening.

– Teen Drinking & Driving

The legal drinking age in South Carolina is 21 years old, but many teens do not wait until they turn 21 to imbibe. According to Responsibility.org, South Carolina’s average for under-21 alcohol-impaired deaths is 1.8 deaths per 100,00 population, while the national average is 1.2.

According to the FBI, 90 teenagers under the age of 18 were arrested in South Carolina for DUI in 2016, which puts South Carolina at 26th in the nation.

The state law for blood alcohol level is 0.08. However, if you are under 21, driving with a blood alcohol level of 0.02 or higher will result in a DUI.

Individuals under the age of 21 can be charged with a standard DUI or an “underage DUI.” The underage DUI is only an option when the blood alcohol level is 0.02 or above, but less than 0.08. It is up to the officer to choose which DUI they believe is appropriate in a given situation.

If someone underage receives a DUI, they may be subject to fines, a suspension of their license, and required to enroll in the Alcohol and Drug Safety Program.

– EMS Response Time

According to the NHTSA Traffic Safety Facts, there were 639 crashes in rural areas in 2017 and 285 crashes in urban areas. However, no data is currently available on EMS response times for either rural or urban areas in South Carolina.

– Transportation in South Carolina

How many cars do people in South Carolina own? What do average commute times look like? How much time can you expect to sit in traffic?

These are all key questions in shopping for insurance (as we discussed earlier, some of these can factor into the cost of your insurance policy).  Read on to learn more!

– Car Ownership

Data USA reported in 2017 that the average South Carolina household owned two cars.

2017_Car_Ownership_Averages_SC

Keep in mind the more cars you own, the higher your auto insurance premiums.

The orange columns represent South Carolina, while the grey columns represent the United States, so you can see how South Carolina compares to U.S. averages.

– Commute Time

Data USA reported in 2017 that the average South Carolina commuter spent 23.4 minutes traveling, which is 2.1 minutes less than the national average of 25.5 minutes.

SC_Commute_Times_2017

– Commuter Transportation

The below chart from Data USA shows the percentage of South Carolinians who carpool, drive alone, use public transit, etc.

SC_Transportation_Method

Residents of the Palmetto State prefer to drive alone, with nearly 80 percent of drivers choosing this method of travel.

– Traffic Congestion

Everyone hates traffic. Sitting in bumper-to-bumper traffic as a part of your daily routine getting to and from work is an exercise in frustration.

How does traffic look in South Carolina? TomTom offers the congestion data listed in the below table for the three most populated areas in the Palmetto State.

CityCongestion LevelExtra Travel Time (minutes per day)Extra Travel Time (hours per year)Morning Peak CongestionEvening Peak CongestionHighway CongestionNon-highway Congestion
Charleston22%26 minutes113 hours37%53%17%25%
Greenville18%22 minutes95.7 hours31%42%9%21%
Columbia13%16 min69.9 hours20%34%6%20%

South Carolina ranks well with the surrounding states and is well below more-populated areas like Los Angeles, but that does not mean drivers in the state should not be vigilant and drive defensively.

Ultimately, driving safely and understanding the variables that can affect your insurance rate can help you to make educated decisions, which is why we put all the information here together.

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