How to Make a Claim on Someone Else’s Car Insurance

Filing a claim on an auto insurance policy should be fairly straightforward. The driver calls their auto insurance company, reports the accident and loss, and then waits for the investigation and claim process to be completed. What happens, however, when another driver crashes into your vehicle? If the driver carries sufficient auto liability insurance, you…

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How to Sue Someone Who Has No Car Insurance

Laws exist in virtually all states compelling drivers to carry car insurance. Specifically, the insurance necessary to meet state obligations is auto liability insurance and/or personal injury protection (PIP) in some states. The idea is to make sure you’re not leaving others on the hook if you’re at fault in an accident. It also protects…

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What is uninsured motorist car insurance?

An optional feature to car insurance is the uninsured motorist policy coverage. Uninsured/underinsured motorist insurance is one of the most important types of coverage any driver should consider. Most (if not all) states do not require drivers to have this coverage in state minimum car insurance requirements. However, that is not surprising due to the…

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