Geico DriveEasy App Review (2023)
The Geico DriveEasy app is available to any policyholder interested in saving money on car insurance. Geico created the program to encourage safe driving behaviors by generating good and bad driving scores. Geico assesses drivers' rates at the end of a period and recalculates them based on driving habits. Some drivers could slash their car insurance rates in half using the DriveEasy app.
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Chris Harrigan
Former Auto Insurance Claims Manager
Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.
Former Auto Insurance Claims Manager
UPDATED: Nov 6, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The Geico DriveEasy app is available for most smartphones
- Drivers can save hundreds of dollars per year by tracking safe driving habits, but Geico may penalize you for poor driving
- DriveEasy runs dormant on your phone at all times
The Geico DriveEasy app is one of the many driver-tracking programs available through a nationwide insurance provider. These technologies track driving practices to encourage safe driving and save money on annual Geico car insurance rates.
Geico provides customers with personal driving data that they can use to adjust driving patterns. This guide will overview the Geico DriveEasy app discount and how the app works.
If you want to learn other ways to save money on car insurance, it’s best to speak directly with a provider. Enter your ZIP code now to speak with a car insurance agent in your area.
Cost of Geico DriveEasy App
Many individuals considering the Geico DriveEasy app may wonder about the cost associated with using this driver-monitoring and safe driving app. This section provides information on the pricing and cost details of the Geico DriveEasy app to help you make an informed decision.
The Geico DriveEasy app is a free tool provided by Geico to promote safe driving practices and offer potential savings on car insurance. While the app itself does not have a monetary cost, your driving behavior, as monitored by the app, can directly impact your car insurance rates.
Using the Geico DriveEasy app responsibly and improving your driving habits can lead to reduced insurance costs, making it a valuable option for those looking to save on their car insurance expenses.
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Coverage Options With Geico DriveEasy
When considering the Geico DriveEasy app and how it may impact your car insurance coverage, it’s important to understand the coverage options available. This section provides insights into the coverage options associated with Geico DriveEasy, including how it can affect your insurance policy.
- Usage-Based Insurance: Geico DriveEasy is a form of usage-based insurance (UBI). With UBI, your car insurance rates are determined, at least in part, by your driving habits as tracked by the app. Safe driving habits can lead to potential discounts on your premiums, providing an incentive to drive responsibly.
- Discounts: Using Geico DriveEasy responsibly and demonstrating safe driving behaviors can lead to discounts on your car insurance policy. The better your driving score, the more significant the potential discount. This can result in cost savings on your coverage.
- Customized Coverage: Geico DriveEasy encourages safe driving practices, which can lead to a customized coverage option. As your driving habits improve, you may have the opportunity to adjust your coverage to better fit your risk profile and potentially reduce coverage costs.
- Safe Driver Benefits: Beyond potential cost savings, Geico DriveEasy can contribute to safer driving. This, in turn, can lead to fewer accidents and claims, which may help maintain a favorable insurance history.
- Influence on Premiums: While the app offers the opportunity for discounts, it’s important to note that poor driving habits monitored by Geico DriveEasy may have the opposite effect. Reckless driving could lead to higher insurance premiums or penalties, so it’s essential to drive responsibly to maximize the benefits of the app.
Geico DriveEasy not only offers a tool for monitoring and improving your driving habits but also influences your car insurance coverage. By demonstrating safe driving behaviors, you can potentially secure discounts and customize your coverage options to align with your risk profile.
However, it’s crucial to drive responsibly, as poor driving habits can lead to increased insurance costs. Understanding the impact of Geico DriveEasy on your coverage options can help you make informed decisions about your car insurance policy.
Discounts With Geico DriveEasy
Geico DriveEasy offers drivers the opportunity to potentially earn discounts on their car insurance premiums based on their driving behavior. Understanding how these discounts work and what factors influence them is essential for anyone considering using the Geico DriveEasy app.
- Safe Driving Behaviors: The primary way to earn discounts through Geico DriveEasy is by practicing safe driving habits. The app continuously monitors your driving behavior, assessing factors like speed, braking, and miles driven. Safe and responsible driving can lead to higher discounts.
- Driving Score: Geico DriveEasy calculates a driving score based on your behavior. The higher your score, the greater the potential for discounts. The app rewards good driving practices such as obeying speed limits, avoiding hard braking, and not using your phone while driving.
- Discount Percentage: The discount you receive is often expressed as a percentage of your premium. The specific discount percentage can vary depending on your driving score and the terms of your insurance policy. Geico typically provides the discount at your policy renewal.
- Customization: As you use Geico DriveEasy and improve your driving habits, you may have the opportunity to customize your coverage and potentially reduce your premiums. This can be particularly beneficial for drivers who have demonstrated consistently safe driving behaviors.
- Penalties for Risky Behavior: It’s essential to note that while Geico DriveEasy rewards safe driving, it can also penalize risky behavior. Reckless driving habits, such as excessive speeding or hard braking, can result in a lower driving score and may lead to reduced or no discounts.
Geico DriveEasy offers a unique way to potentially earn discounts on your car insurance premiums by promoting safe driving habits. The more responsibly you drive, the higher your driving score, and the greater the discounts you can secure.
While the app provides an opportunity for savings, it’s equally important to avoid risky behaviors to prevent potential penalties. By using Geico DriveEasy effectively, you can both enhance your driving safety and reduce your insurance costs.
Claims Process at Geico DriveEasy
Ease of Filing a Claim
Filing a claim with the Geico DriveEasy app is a hassle-free process. Policyholders can conveniently report claims through the app, making it a user-friendly experience. This digital solution ensures that customers can initiate the claims process swiftly, eliminating unnecessary delays.
Average Claim Processing Time
Geico DriveEasy places a strong emphasis on efficiency when it comes to processing claims. While the exact processing time may vary depending on the nature of the claim, the app’s automated system allows for swift assessment and resolution. Policyholders can expect a timely response, reducing any inconvenience caused by the claims process.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback regarding claim resolutions and payouts through the Geico DriveEasy app has been generally positive. Policyholders appreciate the app’s ability to streamline the claims process, leading to quicker resolutions. While individual experiences may differ, the overall consensus is that Geico DriveEasy enhances the customer’s claims experience.
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Digital and Technological Features by Geico DriveEasy
Mobile App Features and Functionality
The Geico DriveEasy app offers a robust set of features and functionalities designed to enhance the driving experience. Users can easily access their driving data, review scores, and track their progress toward safer driving habits. The app’s intuitive design ensures that policyholders can conveniently manage their driving-related tasks and monitor their performance, all from the convenience of their mobile device.
Online Account Management Capabilities
Geico DriveEasy provides policyholders with the convenience of online account management. This feature allows users to access their accounts, review driving data, and manage their insurance information with ease. The online platform simplifies administrative tasks, empowering customers to stay informed and in control of their coverage.
Digital Tools and Resources
The Geico DriveEasy app offers valuable digital tools and resources to support policyholders in their journey toward safe driving. These resources may include insights into driving behavior, tips for improving scores, and educational materials on safe driving practices. By providing these digital tools, Geico DriveEasy equips its users with the knowledge and resources necessary to become safer, more responsible drivers.
Customer Reviews: Real Experiences With Geico DriveEasy
Geico DriveEasy has left an indelible mark on its users, offering a unique blend of safety and savings. Customers have shared their firsthand experiences with the app, shedding light on how it transformed their driving habits and, in some cases, significantly lowered their insurance costs.
Users have praised the app for its intuitive design and how it encourages safe driving practices. Many have recounted how Geico DriveEasy has been instrumental in reducing their annual insurance rates, proving that safe driving truly pays off.
As with any technology, there have been mixed reviews, but the general consensus among Geico DriveEasy users is that the app is a valuable tool for improving driving behavior and reaping the rewards of safer roads and financial benefits. If you’re considering using the app, these real-life stories offer insights into what you can expect from Geico DriveEasy.
History and Mission: Geico DriveEasy’s Journey to Safer Roads
Geico DriveEasy’s history is rooted in its unwavering commitment to making roadways safer for all. From its inception, the app has been on a mission to promote safe driving habits and reduce the risk on the road. With a keen focus on utilizing technology to monitor and improve driving behaviors, Geico DriveEasy has evolved into a key player in the world of driver-tracking programs.
Its mission is clear: to empower drivers with insights into their habits, ultimately enhancing road safety while providing opportunities for substantial savings on car insurance. Explore the remarkable journey of Geico DriveEasy and discover how it’s shaping a safer and more cost-effective driving landscape for all its users.
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Is DriveEasy worth it?
Geico DriveEasy is a way for drivers to monitor their risk to lower their annual rates, but it could be an easy way to raise rates. Without DriveEasy, average Geico rates for six months are about $700 to $1,000 for full coverage. Drivers can expect to save anywhere between $200 and $600 per year with the app.
How does the Geico DriveEasy app work?
Geico DriveEasy is a program aimed at making people safe drivers. Geico advertises that the app can help drivers save hundreds of dollars on car insurance.
DriveEasy is available to all Geico customers. All you have to do is download the app, enable the required settings on your phone, and you’re ready to go. DriveEasy constantly runs in the background on your smartphone, and the app does not limit your phone usage or restrict access to other apps.
The app runs on telematics. This technology is commonly used in usage-based insurance policies but is also used to measure driving habits. According to the Insurance Information Institute, telematics devices relay information to your car insurance provider about when and how you drive your car. Geico uses the technology to calculate a score based on your driving behaviors.
Safe-driving behaviors boost your score, while reckless or risky habits lower your score. Your insurer may offer a discount at the end of your period based on your score. Though, you should be careful because your rates could increase following risky driving.
The app — using telematics and GPS — detects when your phone is traveling at high rates of speed or those higher than a normal human pace. It will notice when you’ve driven at least a quarter-mile at reasonable speeds, where it begins monitoring your driving behavior.
DriveEasy doesn’t need WiFi and generally requires up to 70 MB of cellular data per month to operate. Geico claims that the app goes to sleep when you’re not driving.
It’s difficult to determine how to turn off Geico DriveEasy without de-enrolling from the program. However, if your phone is off, on airplane mode, or isn’t collecting mobile data for another reason, the app is likely not recording your driving.
Geico agents are the experts on policy specifics and all policy-specific questions from customers. Before figuring out how to enroll in DriveEasy, learn about the habits Geico monitors and if the app is right for you.
What driving habits does Geico DriveEasy monitor?
There are several habits that the app tracks when you’re driving. These factors include distracted driving, miles driven, hard braking, driving times, and speeding.
Let’s break down these common risky behaviors:
- Distracted driving. This feature measures if your phone is active while driving. However, drivers have reported issues with it. Some say that the app can’t determine if you’re a passenger or if a passenger is using your phone. Such confusion could dock points from your DriveEasy score.
- Long distance driven. Your distance driven annually is a factor in your score. The more you’re on the road, the higher risk you have of getting in an accident. High mileage is also a sign of stress on your vehicle, which could mean you need more frequent repairs.
- Hard braking. If DriveEasy senses frequent hard braking, your insurer could consider you a reckless driver. Hard braking is decelerating by around 7 mph a second.
- Driving at dangerous times. Geico considers late and dawn hours to be hazardous because of low visibility. These are also the average bar-closing times, meaning a higher chance of encountering a drunk driver. If you work nights, DriveEasy may dock your regular workday.
- Speeding. While Geico may not dock you for driving a couple of miles per hour higher than the speed limit, excessive speeds and regularly monitored speeding could lower your DriveEasy score.
While you’re driving, DriveEasy may also calculate road types and weather, and these factors may have a significant impact depending on where you live. If you live somewhere with high precipitation, DriveEasy marks down anytime you drive in inclement weather.
According to Geico, some of these factors may impact your score more than others, and some not at all. Drivers can see scores and other driving components in the app.
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What happens once I enroll?
First, drivers need to download the app and fill out the registration. The app will stay dormant until it detects driving.
All drivers on the policy must actively participate to receive the discount. There are several circumstances where Geico maintains the right to remove the policy from the program and eliminate your discount. Possible scenarios include non-active policy members, invalid driver’s licenses, or double-dipping policy savings.
To unenroll, contact Geico at 800-841-3000. You should be aware that Geico may apply that score to your policy if you unenroll from the program after receiving a driving score.
What states offer the DriveEasy program?
The Geico DriveEasy program is available in Alabama, Arizona, Colorado, Connecticut, District of Columbia, Florida, Idaho, Illinois, Indiana, Iowa, Louisiana, Kentucky, Maryland, North Carolina, Nevada, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, and Wisconsin.
While DriveEasy discounts and availability vary by state, Geico plans to expand the program soon. If Geico isn’t available in your state, another company may offer a telematics program. Keep in mind that state auto insurance rates will vary based on your chosen company.
Geico DriveEasy: The Bottom Line
Drivers must be honest about their driving to determine if any discount program is worth it. The app measures areas of your driving that need improvement. If you have new drivers on your policy or are looking to improve your driving, DriveEasy is a great tool to monitor your behaviors and reap some benefits along the way.
You may also want to switch to Geico to save money on car insurance if you are a safe driver. If you don’t foresee any changes in your car insurance rates, the app could help you better understand your habits. Having a general idea of your behavior is also beneficial to stay aware of hazards on the road.
It’s best to speak with a local insurance provider about your needs before signing up for a policy. Enter your ZIP code to get connected today.
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Chris Harrigan
Former Auto Insurance Claims Manager
Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.
Former Auto Insurance Claims Manager
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.