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Can insurance companies backdate premiums? Potential insureds in the market have been asking car insurance carriers to backdate coverage for years now. The whole concept of backdating a car insurance policy and premiums is not new. The important thing to remember is that what separates legal backdating and fraud is whether there has been a…
→ Read MoreThere may come a time where you’ll need to check to see if a car has insurance. Unfortunately, in the United States, there’s not a universal car insurance database that anyone with inquiries can reference. Whether or not you can find vehicle insurance information depends on if you own it and if the insurance has…
→ Read MoreDeciding to get your car insurance listed under your dad’s name is not a new practice. Many children choose to list their coverage with an older, more experienced relative. However, every insurance provider will have a different set of rules that go hand-in-hand with multiple vehicle policies. Some may not work for what you need….
→ Read MoreAs the owner of a car, you’re able to make decisions regarding your car’s maintenance, how it’s used, and if it will be loaned out to other people. You may be more than happy to loan your car to your adult child, but you should be aware of how you’ll be affected if your child…
→ Read MoreDeciding to add your daughter to your insurance policy may seem like a quick decision, however, it may warrant more discussion than you anticipate. There are a few situations that may require you to add her to your policy, but it’s important to remember that her previous decisions may affect your coverage. Make sure that…
→ Read MoreIf you are a foreigner who plans to drive a car in the United States, it is important to understand the law regarding the insurance that you must carry. Being from another country other than the U.S. does not excuse anyone from not having insurance. The law states that all drivers who drive on US…
→ Read MoreYou probably already know that having valid auto insurance is required for you to legally drive. If you have a car loan, your bank may also require you to carry comprehensive and collision insurance with small deductibles. They want to protect their investment. Some may also require GAP insurance to cover the gap between your…
→ Read MoreMisplacing your keys can leave you in a panic, especially when you’re in a rush to get somewhere that you need to be. Most of the time, you’ll find your keys in an odd place around the home where you carelessly threw them, but other times they never show back up.Read More: What does car…
→ Read MoreSelling your car on the private market can be work, but you’ll get a lot more for it than you would if you traded it in at a greedy dealership.Read More: How to Buy a Car In fact, the sales data collected by Kelley Blue Book shows that you’ll get between 15 and 25 percent…
→ Read MoreNon-owners car insurance is the car insurance policy designed for to 10 percent of drivers in the U.S. who don’t own their own cars or drive regularly. To some, it might seem as if you only really need auto insurance when you title and register a car, but that’s not always the case. Just like…
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