Wisconsin Car Insurance | WI Car Insurance Quotes

Wisconsin Car Insurance

Wisconsin is the second last state to enact mandatory car insurance requirement laws as of June 1. 2010. Before this date only New Hampshire and Wisconsin did not require drivers to have car insurance.

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The New Wisconsin Car Insurance Laws

As of June 1^st, 2010 all drivers are required to have liability car insurance in Wisconsin. There are limited exceptions to the Wisconsin car insurance law so if you are unsure whether or not you now require car insurance its wise to contact the Wisconsin Department of Transportation and/or Division of Motor Vehicles (DMV) but if you operate a private passenger vehicle odds you are will require auto insurance or face stiff penalties and fines for driving with no insurance.

Wisconsin Minimum Car Insurance Requirements

All drivers in Wisconsin must have the following minimum bodily injury liability coverage in-force while operating a vehicle:

• $50,000 in coverage of injury or death of one person;
• $100,000 in combined coverage per accident for injury or death of two or more people
• $15,000 for property damage.
• UM and UIM (uninsured and underinsured motorist coverage) of $100,000 / $300,000

Wisconsin minimum car insurance requirements are some of the highest in the nation (mostly due to how recent these laws are) and may satisfy many drivers financial needs of car insurance however liability insurance does not cover damage to you or your vehicle (just to others) so its important to learn about all the types of car insurance and make sure you obtain a policy with all the coverage you need. It is still very affordable to also obtain increased coverage well beyond Wisconsin state minimum requirements which many drivers are taking advantage of at only a nominal cost.

http://www.carinsurancecompanies.com/what-are-the-types-of-car-insurance-coverage/

Wisconsin Car Insurance Companies

Wisconsin enjoys a very a competitive car insurance environment and drivers will not have any problem finding a reliable car insurance company. Almost all of the major brands are there including Progressive, GEICO, Travelers, Allstate and a long list of regionalized providers.

Before signing up with any car insurance company always make sure to complete a car insurance comparison search so you feel comfortable with your decision. Many times car insurance rates can vastly differ from one provider to the next and the only way to really know if you have the best policy available is to compare quotes from multiple providers.

Wisconsin Car Insurance Rates

On an average Wisconsin drivers pay the 4^th LOWEST average car insurance rates in the nation with annual premiums averaging $1,010.93 (40% lower than the National average

$1,429.26 as reported by a study published by Insure.com in 2010). It will be interesting to see if Wisconsin maintains this average of low insurance rates as more people obtain car insurance from the introduction of the new Wisconsin car insurance law in June.

Wisconsin Car Insurance Quotes

Most Wisconsin drivers use the internet to compare ca insurance quotes and learn about the policies available. The internet provides a wealth of information on types of coverage, policy discounts and “things to know” about car insurance in general. Never secure any kind of coverage without understanding exactly what you are buying.

Ready to compare Wisconsin car insurance companies? Click here to get FREE Wisconsin car insurance quotes online!