Top 10 Maryland Car Insurance Companies
The top three Maryland car insurance companies are local providers, which means you don't have to go through a major insurance company to find the best policy. Read our list to learn why the best Maryland car insurance companies are local and how you can compare Maryland car insurance quotes online to find the right price for your coverage.
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UPDATED: Sep 5, 2020
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Choosing the right Maryland car insurance company is very important for any driver who wants to get a flexible policy offering extensive coverage. If you have already decided how much coverage to buy, start searching for a well established insurance provider. Enter your ZIP into our FREE search and begin to find cheap car insurance INSTANTLY!
Statistics show that Maryland drivers pay more on car insurance than the rest of the country. However, there are several ways to save money and reduce your monthly auto insurance premiums when buying auto insurance in this state.
The minimum car insurance levels of liability coverage are $15,000 per accident for property damage and $40,000 per accident for bodily injury. In the state of Maryland, drivers are not required to have collision, comprehensive, or personal injury protection coverage.
Maryland is a tort state, which means that the person who is at fault for causing a car accident must pay the other party’s medical expenses. If you are ready to buy car insurance in Maryland, check out the following top 10 companies:
1. Huff Insurance
Huff Insurance sells health, auto, life, flood, and business coverage from over eight companies. Drivers who buy coverage from this independent insurance agency can save up to 37 percent on their policies. The company provides good driver discounts, multiple driver discounts, bundling discounts, and low cost student programs.
For more than 50 years, Huff Insurance has been offering comprehensive coverage for personal and commercial vehicles. Customers can obtain car insurance quotes online, shop around for discounts, and identify the best coverage available for their budgets.
2. Keller Stonebraker Insurance Inc
With over 100 years of experience, Keller Stonebraker provides business property and casualty coverage, personal auto coverage, medical coverage, and life insurance. Customers who insure their cars with this company receive easy access to OSHA information. They can also join the Private Client Group and apply for comprehensive car insurance programs.
Keller Stonebraker offers various discounts and special bonuses. If you buy car insurance from this carrier, you will receive a new and improved accident report for free. The company has regional offices in Maryland and West Virginia.
3. Livengood, DeVore & Company
Founded in 2009, Livengood, DeVore & Company is an independent insurance company that offers auto, homeowners, life, and business coverage in Maryland, Pennsylvania, and West Virginia. The company sells standard car insurance policies that cover your vehicle, its content, and any medical expenses that may arise from an accident.
Customers who are interested in buying car insurance from Livengood, DeVore & Company can apply for a 12-month auto insurance quote. Each policy comes with extra features that aren’t usually found in other company’s policies.
Nationwide has been in the insurance business for over 80 years The company has more than $135 billion in statutory assets and millions of customers. Nationwide is the sixth largest auto insurance company and the seventh largest home insurer in the United States. It has an “A+” from A.M. Best and an “A1” rating from Moody’s.
Drivers who buy car insurance from Nationwide receive a 100% repair guarantee for as long as they own the vehicle. They benefit from multi-car insurance discounts, good student discounts, anti-theft equipment discounts, and accident-free discounts, If you buy home, auto, and life insurance from Nationwide, you will save up to 25 percent on your policy.
5. Advantage Group Insurance
The Advantage Group, Inc was founded in 1990. The company specializes in life, home, business, health, and auto insurance. Maryland drivers can purchase bodily injury coverage, liability coverage, uninsured motorist protection coverage, and medical expenses coverage. They can also opt for comprehensive and collision insurance.
This auto insurance provider operates in Delaware, Florida, Maryland, Texas, Virginia, and Washington D.C. In addition to car insurance, it offers coverage for motorcycles, boats, off-road vehicles, motor homes, and trucks.
Esurance is a well established company that sells auto insurance policies online. Established in 1999, the company operates in 30 states. It also specializes in health, life, motorcycle, and homeowners insurance. Its financial strength is rated “A” (Excellent) by A.M. Best.
If you want to buy auto insurance in Maryland, get a free quote from Esurance and then compare it with other offers from top companies. Esurance provides claim-free discounts, multi-car discounts, good driver discounts, and vehicle safety discounts. Drivers who pay for car insurance in full can save up to 20 percent on coverage.
7. Agency Insurance Company (AIC)
Founded in 1990, Agency Insurance Company sells personal automobile insurance to drivers in Florida, Maryland, Virginia, and Pennsylvania. If you insure your vehicle with this company and then you file a claim, you will receive assistance through the entire process from start to finish.
Agency Insurance Company provides customers with annual and six-month policies, low down payments, EFT for monthly installments, and flexible payment plans. Drivers can qualify for good financial responsibility discounts and claim-free car insurance discounts.
8. Electric Insurance Company
The Electric Insurance Company has been on the market since 1966. The company is a leading provider of home and auto insurance, and has an “A+” rating from A.M. Best. Customers have access to an online account center that allows them to add drivers to their policies, pay their rates, and update their informal information with a few mouse clicks.
This auto insurance carrier offers a wide range of payment options. Drivers can purchase 12-month policies at affordable rates, including bodily injury and property damage insurance, medical payments insurance, and uninsured/underinsured motorist protection coverage.
Erie is a multi-line insurance company that specializes in home, business, life, and auto insurance. The company was founded in 1925. It operates in 11 states and District of Columbia. With over 4.3 million policy holders, Erie is one of the 500 largest national insurance companies in terms of revenue and has an A+ (Superior) rating from A.M. Best.
The company provides flexible car insurance policies with over 30 extra features. Drivers are entitled to multi-policy discounts, senior driver discounts, college student discounts, mileage discounts, and driver training discounts. Their rates are significantly lower than those offered by other insurance carriers in Maryland.
Established in 1928, Farmers is the third-largest provider of home and car insurance in the United States. With more than 20,000 employees and over 15 million customers, the company offers superior insurance products at competitive rates. In addition to home and auto insurance, Farmers specializes in condo insurance, motorcycle insurance, collectible vehicle insurance, life insurance, and business insurance.
Maryland drivers are eligible for multi-car discounts, bundling discounts, and good student discounts. The company features special bonuses for teenagers, new parents, teachers, firefighters, and retired professionals.
The easiest and most convenient way to find cheap car insurance in Maryland is to compare multiple quotes from top companies. You can use a quote comparison website to get free auto insurance quotes online. After you select at least five quotes, compare them side-by-side. Keep in mind that you can always lower the cost of your policy by applying for car insurance discounts or by raising your deductible.