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Top 10 Michigan Car Insurance Companies

Searching for the best auto insurance rate and overall best Michigan car insurance company can be a daunting task. However, thanks to the Internet, comparing insurance company’s best rates, overall customer satisfaction and customer service is much easier. Our FREE ZIP comparison tool will help you save the most money possible by comparing car insurance companies!

When searching for the best car insurance company to fit your insurance needs, a three-prong, custom approach works best.

The three prongs include, best rates, best coverage and overall customer satisfaction. When comparing companies and prices of policies, this three prong approach will serve as a guide in making the best choice for you.

car insurance ratesBest Rates

The lowest car insurance rates do not always reflect the best policy. Compare the price of the policy to the coverage it offers. Then, compare the policy quote with a variety of companies. Compare why a rate is higher and what coverage that might include. Determine your personal needs before locking into any rate.

Best Coverage

To determine the best car insurance coverage for your individual needs, you will need to asses several factors. Look at the age and price of your car, how much you owe on your car and the age of your drivers of the vehicle. Write this information down before comparing various companies to your specific needs.

Overall Customer Satisfaction

To compare the overall customer satisfaction, look over several company’s customer reviews, which is normally found on their website. This will give you an idea of the overall customer satisfaction. Look for ratings from places like J.D. Power and associates for further verification of customer care.

Below are the top 10 car insurance companies in Michigan, based on lowest rates, best coverage and overall customer satisfaction.

Top 10 Overall Best Car Insurance Companies in Michigan

The following are some of the best car insurance companies in Michigan.

Auto-Owners Insurance Company

Auto-Owners insurance company has been in business since 1916. They provide custom auto insurance quotes and design coverage that is specifically tailored to the client’s needs.

  • J.D. Powers and Associates “highest in overall satisfaction…” award two years in a row.
  • J.D. Powers and Associates rating of, “Better than most.” in 2010.
  • Pays out highest percentage of dollars in claims (stated by customer surveys.)
  • Among the lowest in premium costs among the competition.
  • Very few complaints on both the website and customer surveys.

21st Century Insurance

21st Century Insurance is focused primarily on giving the customer the same service as other companies for less money. 21st Century is a division of the Farmers Insurance Group, and has been in business 82 years.

  • Very few complaints
  • Among the lowest premiums
  • High focus on customer service

Hastings MutualHastings Mutual Insurance Company

Hastings Mutual Insurance has been a local business to Hasting, Michigan since 1885. Hastings Mutual strives to be a small, hometown agency with a strong financial backing through agency connections.

  • High customer service ratings consistently, throughout the years
  • Quality, local customer service
  • 2010 A.M. Best Company rating of an A+
  • Agent networking offers unparalleled service and pricing

Progressive Michigan Insurance Company

Progressive Insurance company is a nationally accredited company with a strong financial backing. The Michigan division has 10 locations throughout both Livonia and Sterling Heights and offers local assistance for Michigan policy holders.

  • 24/7 Claims department
  • Many custom policy options
  • High customer satisfaction rate

Citizens Insurance Company of the Midwest

Citizens Insurance company is a private insurance company, established in 1995. Citizens insurance in located in Howell, Michigan and offers one location to serve the West Michigan area.

  • High customer satisfaction
  • Custom rates
  • Local customer service
  • High overall price and quality satisfaction rating

Wolverine Mutual Insurance Company

Wolverine Mutual is a local company, located in Dowagiac, Michigan. Wolverine Mutual has been in business since 1917 and has over 45,000 policy holders. The agents are independent, allowing for the best rates and coverage.

  • Locally owned and operated
  • Custom written policies
  • High customer service rating
  • High overall customer satisfaction rating

Foremost Insurance Group

Foremost insurance groupForemost Insurance Group has been in business since 1952 and have over two-million policy holders. Each policy holder has a custom designed insurance policy to fit their own particular needs.

  • High overall customer satisfaction rating
  • High customer service rating
  • 24/7 claim reporting
  • Flexible payment options

Frankenmuth Insurance Company

Frankenmuth Insurance Company was founded in 1868 and the automobile division was founded in 1921. Located in the historical town of Frankenmuth, Michigan, the number one goal of Frankenmuth Insurance is to fulfill and exceed their customer’s expectations.

  • “A” rating by A.M. Best
  • Local customer service
  • High overall customer service rating
  • High overall customer satisfaction rating

Michigan Millers Mutual Insurance Company

Michigan Millers Mutual Insurance Company was established in 1881, and is located in Lansing, Michigan. Because this company was founded by a group of insurance holders who were unhappy, they are especially committed to providing top quality service and for their customers to be beyond satisfied.

  • 24-hour road side assistance
  • High overall customer satisfaction
  • Locally owned and operated

Pioneer State Mutual Insurance Company

Pioneer State Mutual Insurance Company is a Michigan-based company that has been in business since 1908. With their network of independent contractors, Pioneer has been faithfully offering Michigan residents the best insurance rates and the best customer service on their automobiles.

  • High customer service rating
  • Locally owned and operated since 1908
  • Independent agents networking together for the best price and policy options

In conclusion, you can see there are many good, quality insurance companies that offer a wide variety of services and price points. When comparing car insurance policies, be sure to use the 3-prong approach: best rates, best coverage and overall customer satisfaction.

car insuranceBe sure to identify your specific needs and desires in all three of these areas before comparing various companies. With a bit of research and planning, you will be able to find the best insurance company and policy to fit your specific auto insurance needs. Find cheap car insurance with our FREE comparison tool!

Free Car Insurance Comparison

Compare Quotes from Top Companies and Save

or call (855) 425-8122 for free quotes