Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 14, 2020

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Key takeaways...

  • If you are sued for a car accident, it is critical to have all the facts of the accident documented
  • The more information you have,  the better case your legal counsel can defend
  • Take advantage of any free consultations offered by potential lawyers

Driving with no car insurance has plenty of risks and one is getting sued personally for damages and injuries sustained by others.

Not only can you be you subject to fines, drivers licenses suspension and other penalties by the state but your personal assets are at risk every time you operate a vehicle with no car insurance.

Many drivers opt to drive without car insurance from a financial decision than a logical one. Some people simply can’t afford car insurance premiums but they still need transportation.

However, many states have low-income car insurance plans or reduced minimum liability requirements for drivers who can not afford car insurance.

Enter your zip code above and learn more about car insurance options today and get FREE quotes online!

Table of Contents

Keep Records

If you are sued for a car accident, it is critical to have all the facts of the accident documented.

When the accident first occurs, check and make sure everyone is safe then start taking a detailed record of what happened.

Remember the location of the accident, the direction of travel, any traffic signs, names of people involved, witnesses etc.

The more information you have,  the better case your legal counsel can defend.

An accident report is a critical piece of the puzzle so you will need to contact the police about getting a copy of this.

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Retain an Expert

Once you are served with a lawsuit the matter becomes part of the court system and you need to seek appropriate legal counsel if you want to defend yourself properly.

Hiring an attorney is a big decision and one you do not want to take lightly.

Take advantage of any free consultations offered by potential lawyers and choose one that has both the experience and reputation for success.

Having kept proper records about the facts of the car accident will certainly make any consultation with an attorney a much easier experience.

Car Insurance Options

Operating any vehicle with no insurance is a huge risk and you never want to drive around knowing you could be moments away from personal liability.

It’s important to learn all about your car insurance options instead of just assuming you can’t afford coverage.

Most states have special car insurance programs to help drivers to secure some type of policy.

Before risking exposure to a lawsuit from driving with no car insurance, remember to consider your options. Enter your zip code below to get FREE car insurance quotes today!

References:

  1. https://www.allstate.com/tools-and-resources/car-insurance/ask-agent-premium-deductible-limit.aspx
  2. https://www.thebalance.com/understanding-minimum-car-insurance-requirements-2645473
  3. https://www.allstate.com/tools-and-resources/car-insurance/in-case-of-a-car-accident.aspx