Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 8, 2020

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Key takeaways...

  • Formerly known as the Nissan Skyline, the Nissan GT-R is one of the hottest sports cars to hit the market
  • When comparing sports car insurance between various insurance companies, look for a low mileage bracket below 7,500 miles per year and a higher mileage bracket or anything over 7,500
  • Make, model and year are a given — but also be prepared to discuss trim levels, after-market customizations, and OEM modifications made to the car if it was built to order. These will all affect your coverage rate

Formerly known as the Nissan Skyline, the Nissan GT-R is one of the hottest sports cars to hit the market. And you’ll need quality Nissan GT-R insurance to protect your vehicle.

The Japanese sports car sensation is in high demand among both car collectors and traditional muscle car enthusiasts, and insuring it should be the least of their worries.

So, if you’re in the market for a new Nissan GT-R sports car, where can you find the best Nissan GT-R insurance rates and which options should you select when looking for the best rate? Comprehensive? Full Coverage? What are the best car insurance companies? We’ll give you the info you need to know.

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Table of Contents

The Traditional Insurance Companies

Most people won’t drive their Nissan GT-R sports car in a way that demands anything other than traditional insurance like that which covers your average sedans and minivans.

For this reason, the best car insurance option for insuring your powerful new car is a traditional insurance plan from one of the many companies that serve your state.

The good news is that the Nissan GT-R is unlikely to be your primary vehicle and may incur lower annual mileage than something more versate, like a lower-key sedan or coupe.

This is where a good deal of savings can come. Car insurance companies typically offer both low and high mileage brackets for their customers.

When comparing sports car insurance between various insurance companies, look for a low mileage bracket below 7,500 miles per year and a higher mileage bracket or anything over 7,500.

If you know you won’t be driving the Nissan GT-R on rainy, snowy, or even cloudy days, it’s easy to estimate its mileage on the low end of the spectrum.

California insurance buyers can choose between even more incremented plans, with mileage rates broken into 39 different ranges. That adds up to an extra one or two percent of savings on a year’s insurance premium.

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Other Insurance Options

The Nissan Skyline, or GT-R, can also be covered under a specialty insurance program designed exclusively for high-value vehicles that retain or increase their value rather than depreciating like an average car.

These plans are extremely low mileage and recognize that sports cars of this caliber are sometimes more for show than for daily use.

If you are relatively certain that your car will likely be a driveway ornament or a showpiece at the local car show, this specialty insurance plan can save you a large amount of money when compared to traditional insurance.

And because you insure your car with an agreed value, a total loss of your vehicle is completely insured and you will receive that amount from the insurance company in the event of an emergency.

Be prepared to discuss very specific details with your insurance agent if you pursue this option.

Make, model and year are a given — but also be prepared to discuss trim levels, after-market customizations, and OEM modifications made to the car if it was built to order.

All of these things determine your premium, your level of coverage, and the value for which the car will be insured.

Also be aware that specialty insurance, while offered by most of the major companies in your state, is also provided by smaller companies such as Hagerty Insurance.

It’s important to compare the bigger companies’ plans with their smaller competitors, as it is sometimes the little guys who can offer the biggest deals.

Other Considerations When Choosing Insurance

When comparison shopping for Nissan GT-R car insurance, it’s important to keep in mind a few important considerations that will lead to greater peace of mind down the road.

  • Your Deductible – For a car, this expensive, don’t raise your deductible too high. Traditional insurance rates on powerful sports cars are not friendly to the wallet, largely because the cars pose greater risks to an insurance company than traditional vehicles. But do not be tempted to raise your deductible too high in the name of savings. You’ve purchased a valuable car, and a foreign one at that. A lower deductible will be your best friend in case of an emergency.
  • Discounts – Embrace car insurance discounts. Not only do insurance companies offer discounts to students with good grades and emergency responders, but they also offer special savings to employees of some major nationwide companies. Before agreeing to an insurance premium, check with your employer to see if they’ve partnered with a provider — it may make your decision for you.
  • Early bird Payments – Pay ahead. Way ahead. Insurance companies give you greater discounts for paying further ahead, and these can add up to hundreds of dollars per year on sports cars as elusive as the Nissan GT-R. Take advantage of this perk and put as much money down on your premium as you can. It also lowers the company’s risk assessment of your potential driving habits, which can lead to even greater savings.
  • Your Credit Score – Know your credit score. When comparison shopping for Nissan GT-R car insurance, your social security number will almost always be a part of the final process. Your credit score and car insurance can be closely related. Make sure your credit is in good standing, and know where your score falls before you accept a quote.
  • Be Honest  Don’t be tempted to take advantage of discounts that you can’t live up to, and which may come back to haunt you. If your Nissan GT-R isn’t going to fall into the low mileage insurance bracket, it’s best to just accept the higher price and move on. Any deceit may be considered insurance fraud and result in the cancellation of your policy or the raising of your rates.

Conclusions

Insurance for your Nissan Skyline GT-R is easy to come by and is offered by most major insurance companies as well as some specialty outfits.

The question, essentially, is not where one can find insurance for this sports car, but where they can find the best deal.

And that’s a question that is best answered by extensive online comparison shopping between the many competitors in the marketplace. Compare car insurance quickly and easily with our FREE quote tool below now! 

References:

  1. https://www.nissanusa.com/sportscars/gt-r
  2. http://www.chicagotribune.com/classified/automotive/chi-car-insurance-myths-201112223-story.html
  3. https://www.moneytalksnews.com/heres-how-much-youll-save-by-raising-your-car-insurance-deductible-from-500-to-1000/
  4. https://www.goodfinancialcents.com/best-auto-insurance-companies/
  5. https://www.consumerreports.org/cro/car-insurance/credit-scores-affect-auto-insurance-rates/index.htm