Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Oct 15, 2020

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It’s all about you. We want to help you make the right car insurance coverage choices.

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Key takeaways...

  • Finding a new car insurance agent doesn’t need to be difficult
  • Make a list of what you are looking for in a new policy before you shop around
  • Always speak to at least three different agents before making a final decision

Choosing a car insurance agent can seem like a daunting task at first since most people have some kind of personal relationship with a live agent.

One of the core elements to the success of any service provider is how consumers can trust them in the marketplace.

Although this is obviously a critical part of choosing a car insurance company you also need to make sure that you are getting the best deal. Remember these keywords:

Thinking of changing your car insurance company – consider the points below and take advantage of our zip code tool which helps you start car insurance quote comparison online.

Enter your zip code above to get started for FREE!

Table of Contents

Always ask yourself why you want to change?

Some drivers are simply influenced by advertising while others simply like to shop around so ask yourself why you want to switch auto insurance agents.

Was it the customer service when you called in, the higher premiums or lack of any online management tools?

Sometimes your current agent can really help you with concerns so although switching car insurance companies can possibly save you money always talk to your current agent first and express your concerns.

It’s possible he/she may be able to lower your rates, advise you of another way to get the satisfaction you need or even assign another agent to handle your file.

Now, if your mind is made up then its simply time to move and learn how to compare new car insurance companies.

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How to Find a New Car Insurance Company

The most important thing is to learn about car insurance. It’s very common for drivers to never really educate themselves about car insurance until its too late (after an accident happens).

When you can take the time and learn even a little about car insurance discounts, types of coverage, deductibles and policy limits this information can really help you with a true comparison of car insurance quotes.

All quotes are not created equally and the real test of a car insurance policy will be in the details – not in the premiums.

Cheap car insurance is often cheap for a reason.

Always ask your friends for referrals. In addition to the major brands who advertise constantly on TV and radio, there are actually 100’s of car insurance companies licensed nationwide so ask around for some recommendations.

It’s important to note that you really should pay attention to those customers who have dealt with a car insurance company’s claims division.

Important Tips About Changing Car Insurance Agents

The first rule of switching car insurance companies is never canceling your existing policy until your new one is in force.

Sometimes a new policy can have an effective date different than originally processed due to a delay in processing or a number of other reasons so always make sure you only cancel prior car insurance after the new policy is in effect.

Finding a new car insurance agent won’t take weeks, but it may take a few phone calls. Be patient and remember that the best car insurance rates can only be found after comparing providers.

Ready to look for a new car insurance agent? Get started with our national database of car insurance companies.  Enter your zip code below to compare FREE car insurance quotes now!

References:

  1. https://www.esurance.com/info/car/5-steps-to-switching-your-car-insurance
  2. https://www.nationwide.com/how-much-is-car-insurance.jsp
  3. https://www.progressive.com/answers/college-student-insurance/
  4. https://www.statefarm.com/insurance/auto