Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 14, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Car insurance policies can be purchased in a matter of minutes
  • Policies can be purchased online, with your mobile phone, or over the telephone
  • You always want to compare premium and coverages rather than jumping at the first available policy

Car insurance is something that basically any consumer that owns or drives a car regularly needs to have. For this reason, you need to have an idea as to what it takes to get a car insurance policy, specifically how long and what you have to do on your own to make it happen.

Say you decide that you want to buy a car. Car dealerships are going to require that you have car insurance before you ever drive that car off of the lot, as it is a requirement to get the car registered. How long is this going to take you to make this happen so that you can get behind the wheel of your new ride?

Find the best car insurance for your new car today!

The great thing for consumers is that car insurance policies are more available than they ever have been in the past. Car insurance has reached the point where it is basically on-demand.

You can hop online, search in an engine, and get yourself a car insurance quote in a matter of minutes in the majority of cases. That does not mean, however, that you should just jump at that first quote that you get simply to get a car insurance policy and be done with it.

Car Insurance is On-Demand

As stated, car insurance really is an on-demand product the way that the insurance industry is currently set up. You have the ability to pull up a car insurance policy quote on your own, online, in a matter of minutes.

All it really takes is for you to throw in some basic information into the rating tools of these respective insurance companies. You will not need much beyond your license number, the vehicle identification number (VIN) of your car, and away you go.

You can get a car insurance quote online, buy the policy, and have coverage in a matter of ten minutes or fewer thanks to some of the more advanced web presences that are out there.

This places car insurance in the rarified area of truly being on-demand. There is no waiting period when it comes to car insurance. Once your policy is bound, you can have a copy of it electronically in a matter of minutes and away you go.

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

The Mobile Movement

The mobile movement, with so many of us having smartphones and such in this day and age, has allowed a new way for insurance carriers to reach potential consumers, as well as retain current customers.

There are plenty of applications out there on iPhone and Android devices that allow you to get car insurance quotes right over your phone, and even buy a policy. This further speaks to the on-demand nature that insurance policies have.

Compare the Premium and Coverage Options

You want to be sure that you are not just jumping at the first car insurance policy that you find available to you. It is always important as a consumer to compare the premiums that are being charged and the coverage options associated with those premiums. This can easily do by doing some searches online.

If you are not comfortable doing this online, reaching out to some insurance carriers over the telephone is another way to get a quick quote so that you can figure out what is going to be the best option for you.

Jumping at the first car insurance policy that you find available to you may not be the best idea, because what you are always shopping for is value. This means getting a policy with coverages that you need, at a premium that is reasonable.

You may come across an insurance policy that has all of the coverages you want in your first online search, but the premium is $1,500.

Doing some searches online may allow you to get with a carrier that has those same coverages, but has a premium of $1,000. Just by comparing prices online, you can save $500.

Car insurance is something that can be purchased in a matter of minutes using the computer, your mobile phone, or even a telephone.

You just want to be sure as a consumer that you are comparing the various prices online so that you get the premium value you want and the coverages that you need.

Enter your zip code below for the best car insurance rates in your area today!

References:

  1. https://www.geico.com/landingpage/go272.htm?soa=02046&43700013476963413&p13476963413&gclid=CNzvltGnkM8CFUEehgodxuYKWQ&gclsrc=aw.ds&dclid=CKKPrdGnkM8CFZEONwodnakCBQ
  2. https://www.progressive.com/resources/progressive-app/