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It’s nice to have the right type of auto insurance when you need it. After you crash into a pole or back into a fence, it can be shocking to learn that the minor dents and dings in your car will cost thousands of dollars to repair. If you have comprehensive coverage on your auto…
→ Read MoreA car crash can easily turn a good car into a wreck. If you’re in a minor crash, getting your car repaired could be a simple as filing a claim and hiring a shop to do the bodywork. Unfortunately, more serious accident claims can be more difficult to deal with. Instead of filing a claim…
→ Read MoreNo one wants to file an auto insurance claim. It means you’ve been involved in some kind of accident. Unfortunately, it often translates to thousands in costs for drivers, even when they weren’t at fault. You have to pay your deductible and anything your insurance doesn’t cover. When you file a claim, it means that…
→ Read MoreIf you are worried about the insurance company getting a copy of your phone records, then you have most likely been involved in an auto accident. The reason that the insurance company may want to see your phone records is to find out whether you were distracted while driving and whether that contributed to the…
→ Read MoreWhen you file an insurance claim, your car is only worth as much as the insurance company says it is. It’s not how much you paid for the car or how much you financed the car for that the insurer uses to value your car. This is why many people who are dealing with a…
→ Read MoreA company transfers claims data from their files to an informational database called C.L.U.E. after a claim is settled. Filing an insurance claim against your policy can have a dramatic effect on the status of your policy. Not only can having too many claims double or triple your premiums, it can make you ineligible for…
→ Read MoreElectrical fires are trickier than questions about fires resulting from an auto accident in terms of determining whether you have coverage for the damage. In general, a comprehensive auto insurance policy will cover claims for damages that do not involve an auto accident, but an electrical fire could be determined to be mechanical and not…
→ Read MoreSelecting the right car insurance policy and company can be tricky. You do not want to be overcharged for your premium, yet you want a company that will stand behind you and work quickly should an unfortunate event happen such as having your car stolen. If you need to find a better car insurance policy…
→ Read MoreWhen you have a car accident, one of the first things you might think of is whether or not your insurance rates will go up. If the accident was not your fault, most would think this would have no effect on your rates. However, this is not always the case. Read below and find out…
→ Read MoreWhile not all accidents are predictable, the statistics say that every driver is likely to crash their car at least once every 17.9 years regardless of how talented or defensive they are behind the wheel. Since a collision will almost always result in at least a minimal amount of cosmetic damage, being prepared by carrying…
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