Car Insurance for Impaired Drivers

As we all know, drinking and driving present a huge safety threat. What many people do not know, however, is that impaired driving can have a severe impact on auto insurance rates. Your likelihood to have a car accident greatly determines how much you pay for your auto insurance. According to research, individuals with 0.09…

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Car Insurance for Fast Food Delivery Drivers

As fast-food deliveries increase, most restaurants have also raised the number of delivery drivers. The insurance companies have also increased fast food delivery insurance premiums. Therefore, most drivers who happen to be teenagers and college kids end up taking the wrong insurance policies for their work. They have in turn faced various challenges while filing…

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Can I pay my car insurance every 6 months?

Although auto insurance is an important part of being a responsible driver, sometimes it can be difficult to figure out where it fits in the budget. Thankfully, many car insurance carriers offer convenient payment options and methods. You can also help your auto insurance fit into your budget by making sure you are paying the…

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Company Car Insurance: Under 21

When you have a business that uses cars or trucks on a regular basis, a commercial auto insurance policy is a necessity to make sure that you are covered for any liability from an accident or other damage. This is in addition to whatever business owner’s liability policy that you may already have. It is…

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If you just bought a car, do you need insurance?

While one might think that you would get a little bit of leeway when it came to getting insurance on a new vehicle, the reality is you must have insurance as soon as you take ownership of it. This is because, unfortunately, accidents can happen at any time. Although you may not be able to…

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What happens if my car is totaled and I have GAP insurance?

If you are like most American drivers, you have likely been confused or overwhelmed regarding the ins and outs of your insurance policy at one time or another. Not only can auto insurance be difficult to understand but it can also be expensive. Learning more about how your policy works and doing some research will…

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Will car insurance cover electrical fire?

Electrical fires are trickier than questions about fires resulting from an auto accident in terms of determining whether you have coverage for the damage. In general, a comprehensive auto insurance policy will cover claims for damages that do not involve an auto accident, but an electrical fire could be determined to be mechanical and not…

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Do I need to have insurance before I buy a used car?

When you buy a car, it’s important to prepare yourself for every step of the process. All too often consumers focus on the steps that they have to take before they buy a used car without ever considering what needs to be done after they’ve become a pre-owned vehicle owner. (For more information, read our…

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Can my car be parked on the road without insurance?

The only thing worse than coming out to your vehicle to find a parking ticket on your windshield is coming out to discover that your vehicle has been towed or hit when you weren’t looking. Unfortunately, a lot of things happen to parked cars every year. Even if you park on the side in a…

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Are items stolen from your car covered by insurance?

There are many times personal items are left in a car, such as when you run into the office or the grocery store. However, there are times where your car may be stolen or broken into, and your personal items may be stolen, damaged, or otherwise lost during the process. In a situation where your…

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