Do you need medical payments on your car insurance?

Auto insurance is often thought of as a product that protects you from litigation when someone is injured in an accident. While this is the core purpose of any basic auto insurance policy, vehicle owners can purchase more than just third-party benefits and coverage for their vehicle. If you’re in the process of shopping around…

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What is “business use” car insurance?

Do you use your car for personal use, business use, or a mix of the two? How you answer this question will determine the type of insurance you need for your car, and it will affect the price of your auto insurance policy. To get started in the process of choosing the right policy for…

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What’s considered a sports car for insurance purposes?

As you shop for a new car, the insurance rates on it may be the last thing on your mind. However, you should take the time to consider what’s considered a sports car for insurance purposes. What do car insurance companies look at when deciding if a car is a sports car? What is considered…

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How does insurance work when you buy a used car?

If you want to get more car for your money without having to worry about sudden depreciation, you’re best off buying a used car. When you do your research, you can find a used car in good condition that’s priced within your budget and still has all of the features that you want. It’s important…

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What year did car insurance become mandatory?

The history of car insurance dates back a long time. Ships hundreds of years ago were insured for losses from storms by maritime insurance policies. In the late 1800’s insurance became available for a driver of a horse and buggy. As the automobile became more popular the use of wagons and buggies dropped with insurance…

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What insurance do you need to be able to drive any car?

When you earn your license, you aren’t obligated to buy a vehicle right away. As soon as your license is issued, you are granted the privilege to drive any private passenger vehicle as long as the vehicle owner gives you permission. That’s why you don’t have to be in a rush to buy a car…

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Is my Canadian car insurance valid in the U.S.? [2024 Update]

If you’re planning on going down south for weeks or a more extended period of time, it’s important that you plan ahead to ensure your holiday goes as smoothly as possible. Most people assume that their Canadian auto insurance is only valid throughout the country of origin. While the coverage won’t protect you when you…

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Can I drive my new car home without insurance?

Buying a new car can be an exciting and also extremely daunting process. After spending hours walking up and down car lots, test driving the cars that catch your eye, and negotiating a sales price, it is finally time to discuss financing. In that contract, you agree to protect the financier’s interest in the vehicle…

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Can my car insurance overlap?

Switching an auto insurance policy midterm can create a bit of confusion. Many people do it because another insurance company offered them a lower annual premium or better service. Maybe they’re mad because their old insurance company didn’t take care of them. Whatever the case is for you, choosing the right effective date can go…

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How much is car insurance in Los Angeles?

The city of Los Angeles is not the best city in the U.S. for a car insurance bargain, but it is certainly not the worst. Lawmakers in California have helped licensed drivers by enacting laws that keep insurance prices affordable and reducing the rate of uninsured motorists who share California roads. It is not legal…

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