Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 10, 2020

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Car insurance is a necessity for all drivers in Oregon. Naturally they would all like to procure the best possible protection for themselves and their car. Try our FREE ZIP code search to find what you need today!

The factors that constitute the best insurance companies in Oregon will vary according to the perspective of the individual. One might value affordable price; another may want the best customer service.

Many of these terms are subjective. Nonetheless they can be used to determine which car insurance offered in Oregon is the best value. Use our FREE quote comparison tool to start saving now!The Top 10 Oregon Car Insurance Companies

Amica Mutual Car Insurance

Amica is consistently ranked the best car insurance company in a number of industry lists. This high ranking is based on the small number of customer complaints Amica receives.

Great Customer Service

Additionally, Amica is recognized as providing outstanding customer service before a customer files a claim and throughout the claims process. This last component is a particularly important characteristic as car insurance is most valuable to the consumer when they must file a claim.

Among other insurers Amica is slightly more expensive, making it a less attractive choice for consumers on a budget. Still, outstanding customer service and adequate coverage make Amica a solid choice for Oregonians.

Progressive Classic Insurance

Progressive is an insurance company that is well known throughout the country and is popular in Oregon. They maintain an impressively low number of customer complaints.

That is an especially good statistic considering Progressive’s fairly large market share.

Recognizable Name

Progressive is backed by one of the most well known insurers in the nation and most of its customers are complimentary when asked about their satisfaction with the coverage.

Because Progressive Classic is so large some customers do feel lost in the crowd from time to time.

With such a large customer base, it’s only natural that some of that number will be dissatisfied and Progressive does offer comprehensive car insurance products at a relatively competitive rate.

State Farm

This company may very well insure more people in the state of Oregon than any other. The reasons for their success are many.

Their customers tend to be multigenerational, meaning that more than one generation of families choose to insure their cars with State Farm.

Relationships Matter

This suggests that State Farm is good at keeping customers and maintaining relationships, good news for people who do not want to switch insurers every few years.

State Farm is generally not considered to be a discount insurer. Their rates may be higher than those offered by other companies.

Though they are large, State Farm nonetheless sustains relatively few complaints in Oregon on an annual basis. Solid word of mouth makes this a reliable car insurance choice.

American Family Insurance

American Family is a solid all around performer with affordable rates and agents who are generally considered both knowledgeable and personable.

Smaller, but Dependable Performer

They have a smaller share of the Oregon market than big hitters like State Farm and Progressive Classic, but their commitment to providing inexpensive insurance options makes them perennially popular.

Most of American Family’s complaints come from customers who find the claims process cumbersome.

Customers who expect to rarely need to file claims have little reason to be wary and even customers who must file claims may find that the process has been streamlined.

Farmers Insurance Company of Oregon


Top 10 Oregon Car Insurance Companies

Second only in the Oregon car insurance market share to State Farm, Farmers Insurance is a stable fixturein the Oregon insurance landscape.

Considered reliable and dependable, Farmers is just what an insurance company should be.

Friends and Neighbors

Farmers is styled like a local company. This makes them approachable and gives them the flavor of being neighbors to their customers.

Their rates are attractive and coverage is generally extensive. Farmers is a good choice for established families and people just starting out.

Allstate Insurance Company

Allstate may have more complaints than most of the other best insurance companies in Oregon, but they nevertheless hold onto a large market share and many of their customers state that they are highly satisfied with their experience.

Customer Satisfaction with Agents

Allstate is typically ranked favorably among national rankings and this holds true in Oregon as well.

Agents are available when customers require assistance and though rates are slightly higher than those offered by American Family and Farmers they are still less than those charged by Amica and Progressive.

Geico General Insurance Company

Geico may spend more on advertising dollars than any other insurer in the state and their market share reflects this.

They have increased their customer base in Oregon while maintaining a relatively low number of complaints.

Sizable Player in Oregon Insurance

Geico offers a full line of auto insurance policies, but as one of the larger insurers customers sometimes feel lost in the shuffle or as if they are being shoehorned into one size fits all policies.

Consumers who do not mind a car insurance policy without a lot of customization will do well with Geico and their competitive rates.

Safeco Insurance Company

Many people living in Oregon choose Safeco as their car insurance company because of the level of customer service they supply. Moreover, Safeco has a reputation for quickly settling incoming claims.

Safeco Seen as a Good Value

Safeco may charge slightly higher rates than average.

Most customers do not see this as a deterrent, especially if they are ever called upon to file a claim.

Safeco has a smaller presence in Oregon, but most people who use them feel they receive good value for their money.

Liberty Mutual

Liberty Mutual ranks high in customer satisfaction despite charging comparatively higher rates. Solid customer service numbers and transparent billing practices make them a popular choice in Oregon.

Individual Policies for Customers

Top 10 Car Insurance Companies in Oregon

Liberty offers a good mix of policy options that can be customized to meet the specific needs of the consumer.


The high level of involvement between agents and clients can account for the higher rates charged.

The availability of the agents when the customer needs them most makes this an attractive car insurance option.


The many Americans who belong to AARP are discovering that they offer excellent insurance policies in Oregon. AARP is not yet one of the leading market sharers in Oregon, but may be within the next few years.

A Personal Touch

AARP prides itself on offering personalized service. Agents take time to familiarize themselves with their clients and their particular needs.

Lower rates make this an attractive option for Oregonians on a fixed income. With good communication and a relatively hassle free claims process AARP can be an outstanding choice.

Find out the right company for you with our FREE quote comparison search!

Car insurance protects Oregon drivers when they need it most. Any of these companies offer solid coverage on which customers can depend. With their professional insurance services, anyone can aquire priceless peace of mind. Try our FREE ZIP code search to see if you can save on car insurance today!