Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Oct 13, 2020

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It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • To purchase car insurance, you will need to know your driving history and any infractions or accidents you’ve had over the past three years
  • You will also need VIN for every vehicle you wish to insure
  • Never lie about your personal information or driving history when shopping for car insurance

Getting a car insurance quote and purchasing a new auto insurance policy with the help of a comparison tool is easy when you have all the documents you need.

In short, you will need your personal information, driving history, work address, car loan information or the title to your car, and the information for any additional drivers.

Start comparison shopping today by entering your zip code into our FREE comparison tool!

Your Personal Information

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Many states, like Michigan, offer insurance information on their state insurance websites. If you are ever uncertain about which documents you need, you can contact your local DMV or review your particular state’s insurance website.

  • Name – Enter your full legal name and disclose your maiden name
  • Address – Location of your home or where you park your car at night
  • Driver’s License Number – You can find this on your driver’s license
  • Social Security Number – Locate your SSN on your state-issued card
  • Date of Birth – Locate on your driver’s license or birth certificate
  • Marital Status – Options include married, single, divorced, separated, or widowed
  • Payment Information – Bank’s information, a credit card, or a debit card
  • Driving Record – A copy of your driving record including the dates of all the driving incidents in the last three to five years. You can also obtain a copy from your local DMV for a small fee

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Your Vehicle’s Information

You will need to have all your vehicle’s relevant information before you start the quote process or the process of buying auto insurance.

  • Make, Model, and Year – This information is located on your car’s title
  • VIN – You can find your vehicle’s VIN on your title or a placard near your windshield on the dash
  • Usage Type – Do you primarily use the vehicle for business or personal use
  • Ownership Information – Do you own your vehicle or do you still make payments to a loan company? If you still make payments, you may need the information on your loan paperwork
  • Miles Driven – How many miles do you drive each year? If you don’t know, you can use Google Maps, Mapquest or another GPS program to help you average your mileage. If you are uncertain of how many miles you drive, always list an average mileage that is higher
  • Safety Features and Theft Prevention Technology – What are the safety features on your car? does it have any anti-theft devices? The presence of these devices could help lower your monthly premiums

Other Drivers’ Information

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– Drivers You Want to Include

You should have all of the personal information and driving records of every driver you want to include on your insurance policy.

Typically, this includes your husband or wife, any teenagers that drive and any other relatives that live in your household.

– Drivers You Want to Exclude

If you have an individual living in your household that you know a high-risk driver, you may want to specifically exclude them from your policy to get better rates.

However, excluding a driver means that that individual cannot and should not ever drive your vehicle. Letting the individual drive your car could result in severe penalties and even the cancellation of your insurance policy.

Always Be Truthful When Getting Quotes and Buying Car Insurance

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You should always input the most accurate information you have when getting quotes via an insurance comparison tool and purchasing car insurance.

When you input inaccurate or wrong information into the quote tool, you will receive quotes that are not accurate for your particular situation, which could result in lower or higher quotes.

If you lie on your insurance application, your insurance company has the right to immediate revoke your policy, which could lead to a lapse in your insurance coverage and severe civil and criminal penalties, including

  • Being arrested and having your car impounded if you are caught driving without insurance
  • The revocation of your car’s registration
  • The suspension or revocation of your driver’s license
  • Increased insurance rates and possible heavy fines and penalties

When getting car insurance quotes via a comparison tool, it is critical that you gather all of your documents before starting the process.

If you have a question about your driving record, it is always better to get your driving record report than to input inaccurate information, especially if you can’t remember the details of your last accident or traffic violation.

Once you have all your documents, use them to accurately fill out the information in the quote tool. Submit your information once you have completed the form, and read through all the quotes in detail.

When you find a policy that meets your needs, use your financial information to purchase the policy. Enter your zip code into our FREE comparison tool to get started!