Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

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Key takeaways...

  • First Acceptance is based in Nashville, Tennessee
  • First Acceptance was founded in 1969
  • First Acceptance sells insurance in only 12 states

This First Acceptance car insurance review will focus on the First Acceptance Insurance Company based in Nashville, Tennessee.

While they are licensed in a total of 27 states, First Acceptance only sells insurance in 12 of them. They established themselves in 1969, and are still providing insurance to the non-standard auto insurance niche.

Stop struggling with your car insurance rates. Enter your zip code above to start looking for new online car insurance quotes today!

Who is First Acceptance?

If you are in a state where First Acceptance sells car insurance options, then you can purchase coverage for several different types of property including your home, boat, car, and some aspects of your business.

There is no indication that the company offers many kinds of car insurance discounts, but it never hurts to ask before you finalize your purchase.

First Acceptance does not have a strong financial outlook, but it is not as bad as some other insurance companies either. A.M. Best only gives them a fair rating.

Their rates and customer service appear to have poor marks when reviewing customer complaints, but they still seem to attract a steady flow of clients.

Most complaints seem to be centered on the fees that the company charges.

If you’re constantly worrying about your car insurance bill, then you could be missing out on the more important things in life.

Enter your zip code below so that you can find a new online car insurance provider with affordable car insurance rates!


  1. https://www.acceptanceinsurance.com/
  2. http://ratings.ambest.com/SearchResults.aspx?AltSrc=9