Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Germania Insurance is located in Brenham in Texas
  • Germania Insurance began offering types of car insurance in 1978
  • Germania Insurance consists of six separate companies

The Germania Car Insurance review is a review of Germania Insurance. Germania Insurance is located in Brenham in Texas.

Start comparing car insurance rates today with our free online tool. Enter your zip code above and start comparing quotes for FREE!

Who is Germania Insurance?

The Germania Insurance history began in 1896 with the founding of the Germania Farm Mutual Insurance Association.

Germania Insurance consists of six separate companies. The companies that make up the Germania Insurance family include:

  • Germania Farm Mutual Insurance Association
  • Germania Insurance Company
  • Germania Fire and Casualty Company
  • Germania Select Insurance Company
  • Texas Heritage Insurance Company
  • Germania Life Insurance Company

Today the Germania Insurance companies offer everything from farm insurance to car insurance, property insurance, liability insurance, life insurance, and even financial services through the Germania Credit Union.

Germania Insurance began offering types of car insurance in 1978. They offer comprehensive personal auto coverage with rental car coverage, roadside assistance, and more as needed. Germania also has coverage options for recreational vehicles. So if you like to take cross country trips with your RV, they have options to keep you on the road.

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What Discounts Does Germania Insurance Offer with Auto Policies?

Along with the typical car insurance coverage options, Germania Insurance offers many car insurance discount opportunities.

Some of the car insurance discounts that Germania Insurance offers include:

  • Multi-car discount
  • Driver training course discount
  • Defensive driving course discount
  • Mature driver discounts
  • Anti-theft device discount
  • Discount for having a car with passive restraints or airbags.

Is Germania Insurance The Best Choice for Texas Drivers?

If you’re looking for low premiums, comprehensive coverage, etc., it’s hard to tell if Germania will give you what you need. They do not offer online quoting. So we were unable to get general rates. Based on real testimonials, Germania does seem to offer reasonable insurance premiums and the local service many customers love.

If you are outside Texas, you will need to find another insurer. If you travel regularly outside Texas, even if your home base is there, you may also want to consider another carrier with a wider network to address insurance concerns across the country.

The Germania Insurance companies have received an A (Excellent) rating from the A. M. Best Company.

The A. M. Best Company is the nation’s leading financial strength ratings provider for the insurance industry. Begin your search for the best car insurance rates now by entering your zip code below!

References:

  1. https://www.germaniainsurance.com/about/germania-companies/
  2. https://www.farmers.com/
  3. https://www.geico.com/save/discounts/defensive-driver-discounts/
  4. https://www.statefarm.com/insurance/auto/discounts
  5. http://ambest.com/