Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 11, 2021

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Key takeaways...

  • Horace Mann Insurance sells insurance for educators
  • Horace Mann offers complete auto insurance coverage including comprehensive and liability
  • As an educator, you get special benefits and features with your auto policy with no additional cost

This Horace Mann Car Insurance Review will discuss the company that sells insurance for educators. In 1945 two teachers from Springfield, Illinois decided there needed to be affordable, quality car insurance for teachers.

Originally named the Illinois Education Association Mutual Insurance Company, it changed its name to Horace Mann.

Today the focus of Horace Mann Insurance is to support the financial needs of educators. Along with an affordable auto insurance option, Horace Mann also offers homeowners insurance, life insurance, retirement annuities, renters insurance, and other financial solutions.

The corporate offices are located in Springfield, but they have other offices around the country.

If you would like to compare car insurance quotes for this company or others in your local area, just enter your zip code above!

Who is Horace Mann?

Horace Mann offers a wide variety of affordable insurance with a focus on providing discounts to educators. They offer collision, comprehensive, liability, uninsured, and underinsured auto insurance coverage. Their focus point is not only on providing teachers and educators with insurance products, but also on student loan management resources as well. Checking out their website will provide information on loan forgiveness programs in order to reduce the burden of student loan debt, which most educators are unfortunately saddled with. Horace Mann is an exceptional insurance company, with a deep rooted sense of commitment to educators.

Horace Mann also offers emergency road service and rental reimbursement.

As an educator, you get special benefits and features with your auto policy with no additional cost.

Educator Advantage includes:

  • Additional emergency road service coverage
  • The cost to replace a car if your car is totaled within owning it for a year
  • A waiver of your deductible if your losses occurred while at school or an event sponsored by a school
  • Liability coverage when you are transporting students

Horace Mann’s commitment to educators can really be seen in their efforts to provide various types of insurance that will help with the many facets of an educator’s life. No doubt teachers with insurance will feel much more comfortable about their situation than those who aren’t covered.

To see if your state offers Horace Mann Insurance, you can check the website. There you’ll have the option to speak to one of their insurance agents or browse the various insurance policies that they offer. If you would like to compare car insurance quotes now, just enter your zip code in the space provided!


  1. https://www.allstate.com/tools-and-resources/car-insurance/what-is-comprehensive-auto-insurance.aspx
  2. https://www.esurance.com/info/car/uninsured-and-underinsured-coverage
  3. https://www.statefarm.com/insurance/auto/coverage-options/liability-coverage
  4. https://www.horacemann.com/