Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

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Key takeaways...

  • Protecting your car takes more than a fancy lock
  • Anti-theft systems and burglar alarms are a good place to start
  • Some cars are more prone to being stolen than others

The National Insurance Crime Bureau publishes an annual report called the Hot Wheels report (not to be confused with those great cars Mattel produces). The report highlights which vehicles were reported most stolen annually by vehicle make, model and year.

It’s common knowledge in many areas that cars like Honda Civics are frequently stolen. Unfortunately, this is an ongoing problem. Certain cars have been broken into and stolen on a more frequent basis for years.

In August 2009, the report listed the TOP 10 Stolen Cars below as those vehicles with the highest rated of auto theft across the United States.

Use our FREE comparison tool to make sure you have adequate protection!

Which cars are at risk?

Below is a list of the most stolen cars to date:

  1. 1994 Honda Accord
  2. 1995 Honda Civic
  3. 1989 Toyota Camry
  4. 1997 Ford F-150 Pickup
  5. 2004 Dodge Ram Pickup
  6. 2000 Dodge Caravan
  7. 1996 Jeep Cherokee/Grand Cherokee
  8. 1994 Acura Integra
  9. 1999 Ford Taurus
  10. 2002 Ford Explorer

The highest risk cars can also vary by state. For example, in Hawaii, a Jeep or Ford Mustang is more likely to be stolen, vandalized, etc. If you know you drive a high risk car, you should also take extra precautions to prevent petty theft and losing your car.

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How can I prevent auto theft?

You can be a victim of auto theft anytime. There’s no way to guarantee you won’t be a victim of auto theft at some point in your lifetime whether you live in the US, Hong Kong, or Western Australia. However, there are a number of things you can do to help prevent car theft.

Most car thieves can easily jack open a car door. However, the simple task of locking a car door will many times steer away amateurs. Many carjackers are looking for the path of least resistance. So even small barriers you can put in their way will drive away most. Another simple tip is to avoid leaving valuables visible in your car. This could include something like a wallet, CDs, etc.

Most late model cars come with some kind of anti-theft deterrent device. These vary from make to model and some are better than others. An ignition lock or loud alarm are some of the most popular anti-theft devices to prevent your car from being stolen. Of course, they can go off unexpectedly and for no reason. This desensitizes us to them. This is part of why some car owners choose a silent alarm that alerts a security company or the police.

Very popular in many high-risk auto-theft states like California – electronic tracking devices help vehicles owners track their car in the event of a theft. Sometimes even just for the few minutes, a professional is running away with the car is enough to track them down.

Want to know how auto theft can affect your car insurance premiums? Contact car insurance companies nationwide and compare policy options.

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  1. https://www.consumerreports.org/cars/toyota/camry
  2. https://en.wikipedia.org/wiki/Ford_Taurus