Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Mar 4, 2022

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Key Takeaways

  • The Insurance Institute for Highway Safety documents crash data and releases the information to the public
  • The data proves that some vehicles are more likely to be involved in an accident than others
  • Sports cars and other small automobiles are more likely to crash, while SUVs and minivans have the lowest incident rates

It’s an unfortunate fact of life — accidents happen. That’s particularly true when you get behind the wheel of a car because all that it takes for something to happen is a second of distraction.

Many drivers believe that all cars have nearly the same chance of becoming involved in an accident. While it’s true that your driving habits are the main factor in regard to accidents, some vehicles are statistically more likely to crash.

While it might be of interest to determine if your car (or the vehicle you want to purchase) is one of the most accident-prone cars, there are actual consequences for becoming involved in a collision. Car insurance companies use the likelihood of your car crashing as one factor that determines how much your coverage will cost.

So, what is the most crashed car in America? And what are the least accident-prone cars? Read on to learn about the most dangerous vehicles. You can enter your ZIP code to determine how much insurance will cost no matter how hazardous your vehicle may be.

What are the most crashed cars in America?

The Insurance Institute for Highway Safety (IIHS) carefully monitors car crashes on American roads. While it takes a long time to compile the data, the IIHS makes its findings available to the public. While it might seem as if all vehicles have the same accident potential, the IIHS reports that this isn’t the case.

The cars on the following list aren’t necessarily the most dangerous or the most likely to have fatal accidents. Instead, these vehicles are simply involved in an accident where the driver is considered at fault. For example, one of the most crashed cars in America is the Nissan 350Z.

Although the 350Z doesn’t make the current list of the most accidents, it does qualify as one of the most hazardous vehicles on the road. With 143 deaths per one million registered drivers, the 350Z has fewer accidents but more fatalities.

Here are the top 10 most dangerous vehicles for accidents, as reported by the IIHS.

#10 – Hyundai Ioniq

(Percentage of drivers that report an at-fault accident: 14.45%)

The Hyundai Ioniq is a hybrid vehicle praised for its budget-friendly price and low impact on the environment. While most vehicles on this list are sports cars, the Ioniq is a practical ride. The Ioniq offers the fantastic gas mileage of a hybrid with the appearance of a traditional car.

Unfortunately, Ioniq drivers seem to be slightly more inclined to cause accidents. The accident rate is more than three times higher than the national average.

#9 – Lexus CT

(Percentage of drivers that report an at-fault accident: 14.57%)

This luxury hybrid’s base price starts at over $30,000, but the safety rating and smooth ride more than make up for it. Although the CT was a popular hatchback, Lexus ceased producing the car in 2017. The CT is only penalized for its headlights. Otherwise, it has a solid safety rating.

#8 – Toyota Prius

(Percentage of drivers that report an at-fault accident: 14.72%)

Continuing the trend of hybrids, Prius drivers are involved in 37% more accidents than other motorists. Despite their stereotype for being mild-mannered and safe drivers, they are more likely to cause an accident than many other motorists.

#7 – Mazda CX-3

(Percentage of drivers that report an at-fault accident: 14.90%)

The Mazda CX-3 is a popular choice for drivers who want an affordable SUV that doesn’t skimp on style. While its drivers are almost 40% more likely to become involved in an accident, the CX-3 has excellent safety features that protect motorists in any situation that they might encounter.

#6 – Nissan Infiniti Q60

(Percentage of drivers that report an at-fault accident: 14.93%)

The Infiniti lineup is known for quality cars and has built this reputation for decades. The Nissan Infiniti Q60 is a speedy ride with 300 horsepower, which may be why its drivers find themselves in more accidents than the national average.

The increased likelihood of a Nissan Q60 driver getting into an accident will raise the price of your insurance. On top of that, repair costs for the Q60 are higher than those of many other vehicles, which also leads to more expensive insurance. Despite its disadvantages, the Infiniti Q60 is praised as an exciting car to own.

#5 – Subaru Impreza

(Percentage of drivers that report an at-fault accident: 15.10%)

Subarus are generally known for their safety and ability to take you off-road. The Impreza isn’t made for off-roading, but it’s been a popular choice since its release in 1992.

Today, the Impreza is an IIHS Top Safety Pick and comes loaded with security features, including collision avoidance systems. Despite the fact that the Impreza is one of the safest cars on the road, drivers are still more likely to crash with it than they are with other vehicles.

#4 – Hyundai Genesis Coupe

(Percentage of drivers that report an at-fault accident: 15.29%)

The Genesis Coupe was discontinued in 2016, but it remains a popular choice for a sporty, affordable car. The Genesis is one of the most crashed sports cars in America, likely due to a powerful engine and an affordable price tag.

#3 – Subaru WRX

(Percentage of drivers that report an at-fault accident: 15.44%)

While most Subarus recollect the idea of camping with the family, the WRX is built for speed and excitement. WRX drivers have a reputation for reckless driving and speeding tickets. With such an expeditious drive, it’s no wonder WRX drivers become involved in numerous accidents.

Despite an escalated amount of accidents, the WRX shares Subaru’s phenomenal safety ratings. WRX drivers might crash more often, but their car keeps them safe.

#2 – Kia Stinger

(Percentage of drivers that report an at-fault accident: 15.75%)

The Kia Stinger is the second most crashed car in America in 2021, and this rating is likely to be similar in the future. Drivers on a budget favor the Stinger because it has the style of a German sports vehicle without the expensive price tag.

The Kia has a powerful engine which might be why drivers find themselves in more accidents than usual.

#1 – Toyota Scion FR-S

(Percentage of drivers that report an at-fault accident: 15.87%)

The most crashed car in 2021 is the Toyota Scion FR-S. Scion drivers are 47% more likely to become involved in an accident than the average motorist. While Toyota stopped releasing new Scions in 2016, it’s still a popular option for young drivers.

Since the Scion is marketed to younger drivers looking for an affordable yet fast car, it could be why this vehicle experiences the most crashes of any model in America. Not only is the Scion at the top of the list of at-fault accidents, but it also has the lowest safety rating of any vehicle.

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What are the least crashed cars in America?

Are you interested in avoiding the most crashed cars in the world? Here are the vehicles involved in the fewest accidents:

Make and ModelType of Vehicle
Ford ExplorerSUV
Dodge CaravanMinivan
Chevrolet CorvetteSports car
Chrysler Town & CountryMinivan
Hyundai Santa FeSUV
Dodge NeonCompact car
Chevrolet TrailblazerSUV
Chrysler PacificaSUV
Kia SorentoSUV
Tesla Model 3Luxury sports car
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Do you notice anything about these cars? Most are SUVs or minivans. According to Consumer Reports, SUVs and pickup trucks are generally the safest vehicles since they afford more protection to their passengers.

You Can Avoid Accidents No Matter What Car You Drive

At the end of the day, the most important aspect of avoiding accidents isn’t the statistical likelihood of your car crashing. Rather, the most significant factor is how you drive. Remaining alert, following traffic laws, and avoiding road rage are excellent ways to maintain your (and your car’s) safety.

Being a safe driver will also help you save money on your insurance. Many car insurance companies offer safe driver discounts, which help you save money every year without incident. You can also sign up for driver education courses if you need a driving safety refresher. You can usually receive a discount for taking these courses as well.

If you’re interested in finding auto insurance that encourages you to remain safe behind the wheel, enter your ZIP code to get started.