Can I get car insurance without a job?

Can I get car insurance without a job? Having a job or a regular source of income is a requirement when you’re applying for an auto loan, but do you need a job to get car insurance? A job is not a requirement for getting car insurance. If you recently lost your job and are…

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Car Insurance for a Second Vehicle

Buying car insurance on a second vehicle is a lot like buying insurance on your first. You need to provide the same vehicle information, answer the same underwriting questions, choose your coverage limits, and select an effective date for your coverage to begin just like you did the first time around. What you might not…

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Backdating a Car Insurance Policy and Premiums (Laws + Claims)

Can insurance companies backdate premiums? Potential insureds in the market have been asking car insurance carriers to backdate coverage for years now. The whole concept of backdating a car insurance policy and premiums is not new. The important thing to remember is that what separates legal backdating and fraud is whether there has been a…

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How do I check if a car has insurance?

There may come a time where you’ll need to check to see if a car has insurance. Unfortunately, in the United States, there’s not a universal car insurance database that anyone with inquiries can reference. Whether or not you can find vehicle insurance information depends on if you own it and if the insurance has…

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Louisiana Car Insurance (Coverage, Companies, & More)

It’s a fact: Louisiana is one of the most difficult states when it comes to finding affordable car insurance. While Louisiana’s providers and legislators work together to try to keep things reasonably priced for the average resident, you’ll still be expected to turn over a fair percentage of your disposable income if you want to…

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Illinois Car Insurance (Coverage, Companies, & More)

We know that hunting down the right car insurance can be an extremely tedious task. That’s why we’re here to help—we’ve done all the hard work for you and put together this comprehensive guide to get you on your way. We want you to get out on the roads of beautiful Illinois, so in this…

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How do I find out my car insurance claim history?

When you file an insurance claim, it goes through the claims cycle. For auto claims, after the claim is filed it is assigned to an adjuster who will take statements and review evidence. Once all of the factors have been considered, the adjusters from each company will allocate fault and make settlement offers. Once a…

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Someone Is Using My Address to Buy Car Insurance

Who knew changing your address could have such an impact on your auto insurance rates? Just a difference in one or two digits of your zip code could lead to a significant rate increase because of how premiums are calculated. While your premiums aren’t a priority when you’re looking for a place to live, you…

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Can your car insurance company drop you after a claim?

No one wants to file an auto insurance claim. It means you’ve been involved in some kind of accident. Unfortunately, it often translates to thousands in costs for drivers, even when they weren’t at fault. You have to pay your deductible and anything your insurance doesn’t cover. When you file a claim, it means that…

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Can I insure my daughter on my car insurance?

Deciding to add your daughter to your insurance policy may seem like a quick decision, however, it may warrant more discussion than you anticipate. There are a few situations that may require you to add her to your policy, but it’s important to remember that her previous decisions may affect your coverage. Make sure that…

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