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If you are worried about the insurance company getting a copy of your phone records, then you have most likely been involved in an auto accident. The reason that the insurance company may want to see your phone records is to find out whether you were distracted while driving and whether that contributed to the…
→ Read MoreKeeping organized financial records is a must. While it’s your duty as a responsible adult to retain your records, you should never keep financial documents longer than you have to. If you file away all of the invoices and statements that you receive in the mail, it’s easy to go from organized to disorganized rather…
→ Read MoreIf you’re on a mission to become a vehicle owner, you should put all of your focus on setting a strict budget. Your budget shouldn’t only factor in how much you can afford to spend each month on your loan payments, it should also include an allowance to cover regular expenses including the following: Fuel…
→ Read MoreIf you buy a car from a dealership or from a private seller, you need to be sure that you have insurance in place as soon as the transaction is complete. While research, test drives, and negotiations take time, the entire process could be delayed if you forget to walk into the finance office with…
→ Read MoreYou probably already know that having valid auto insurance is required for you to legally drive. If you have a car loan, your bank may also require you to carry comprehensive and collision insurance with small deductibles. They want to protect their investment. Some may also require GAP insurance to cover the gap between your…
→ Read MoreThe only thing worse than coming out to your vehicle to find a parking ticket on your windshield is coming out to discover that your vehicle has been towed or hit when you weren’t looking. Unfortunately, a lot of things happen to parked cars every year. Even if you park on the side in a…
→ Read MoreWhen you are considering whether you should get a separate auto insurance policy if you have a spouse, the main determination is typically price. While it is often less expensive to insure a married couple under the same policy, separate auto insurance policies make sense if one driver has an exceptionally poor driving record. Before…
→ Read MoreAuto insurance is often thought of as a product that protects you from litigation when someone is injured in an accident. While this is the core purpose of any basic auto insurance policy, vehicle owners can purchase more than just third-party benefits and coverage for their vehicle. If you’re in the process of shopping around…
→ Read MoreDo you use your car for personal use, business use, or a mix of the two? How you answer this question will determine the type of insurance you need for your car, and it will affect the price of your auto insurance policy. To get started in the process of choosing the right policy for…
→ Read MoreThe car insurance that you have is not always something that you pay a great deal of attention to annually, for better or for worse. There are plenty of times, though, when you simply need to know who your car insurance company actually is so that you can report it properly.Read More: What does car…
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