UPDATED: Jun 21, 2022

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When you apply for auto insurance coverage, you will need to provide the insurance company with your actual address.

You might be able to offer a P.O. Box for the purposes of sending your billing statements and other policy documents by mail, but most auto insurance companies will require you to sign up for auto insurance coverage using your actual home address.

If you are caught lying about your actual residence on your auto insurance application, that can give the auto insurance company a reason to justify canceling your coverage or refusing to cover a claim.

The best course of action is to always be honest in your car insurance application so that you do not run into problems with coverage down the line.

Start comparison shopping today for the best auto coverage rates! Enter your ZIP code into our FREE online quote tool to get started!

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Written by Rachael Brennan
Licensed Agent for 15 Years Rachael Brennan

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan