Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 28, 2020

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Key takeaways...

  • Car insurance companies base premiums on risk and traffic violations such as speeding
  • When you receive a ticket, you have the option to pay or contest it
  • A parking ticket by itself will never increase your car insurance rates

At one point in time, almost all drivers will get a parking ticket.

For new drivers, the first question they will ask is will a parking ticket increase car insurance rates?

This is a very fair question, especially for young drivers who pay high car insurance premiums, and the good news is that parking tickets will almost never increase car insurance rates.

Car insurance companies base premiums on risk and traffic violations such as speeding, reckless driving or a DUI conviction all warrant a higher risk.

Of course, all car insurance policies are not created equally so if you do get a parking ticket, make sure to call your car insurance company just to double check.

Enter your zip code in our FREE tool above to compare car insurance rates today!

Table of Contents

Paying for Parking Tickets

Parking tickets are so common we would never have any kind of stable car insurance industry if rate roses every time somebody was ticketed for an expired meter.

Many states have enacted laws where a vehicle registration can be suspended if a parking ticket is not paid within a certain time frame.

Some states will automatically suspend your vehicle registration in 30 days if a ticket is not paid.

Should a driver be pulled over with an overdue ticket, having a suspended registration can make matters worse.

Operating a vehicle under a suspended registration is a moving violation and this will affect your car insurance rates.

A parking ticket by itself will never increase your car insurance rates, however, the roller coaster effect of not paying the fine may.

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Where do I pay parking tickets?

Anytime a vehicle has been ticketed, the options to pay or contest the parking violation will be printed on the ticket.

An option could include a payment by credit card, check, cash, money order, and even online payment options. It ultimately depends on where you received a parking ticket in.

Drivers should note that if a traffic fine is not paid within a week or two, it’s common to see the fine double or triple and even possibly add administrative fees.

Parking tickets may be frustrating but they are still issued by government agencies so try to pay traffic tickets on time.

Want to chat with car insurance companies and make sure parking tickets do not affect car insurance policy?

Enter your zip code in our FREE tool below to compare rates today!

References:

  1. https://www.statefarm.com/simple-insights/saving/these-7-factors-determine-car-insurance-premiums
  2. https://www.thebalance.com/do-parking-tickets-go-on-your-record-4153320
  3. https://www.forbes.com/forbes/welcome/?toURL=https://www.forbes.com/sites/jimgorzelany/2012/03/08/states-with-the-highest-and-lowest-auto-insurance-rates/&refURL=https://www.google.com/&referrer=https://www.google.com/
  4. https://www.geico.com/information/paymentoptions/auto-methods-and-plans/
  5. https://www.iii.org/article/what-covered-basic-auto-insurance-policy