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PostPersonal auto insurance policies last for either 6-month or 12-month periods. Since longer terms protect consumers from rate increases, the longer your term the better. While you might assume you’re obligated to keep your coverage for the whole year, buying a 12-month policy doesn’t mean that you have to keep your policy the whole time....
Personal auto insurance policies last for either 6-month or ...
PostJust like many other areas in life, it is important to keep your car insurance policy current. You must not let your car insurance expire in the first place. You should always check the validity of your policy and need to renew it before the due date . If it is within your power, never...
Just like many other areas in life, it is important to keep ...
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PostAccording to the Insurance Information Institute, 12.6 percent of all drivers do not have car insurance. While this may not sound like a high percentage, the Federal Highway Administration has reported that there are 190,625,023 drivers throughout the United States, which means more than 24 million drivers are uninsured. The reasons these drivers fail to purchase...
According to the Insurance Information Institute, 12.6 perce...
PostIf you wish to legally operate a motor vehicle on a public road anywhere in the United States, you are required to carry a minimum amount of car insurance or provide proof of financial responsibility. And since every state has different requirements, you must be sure that you have the required amount of insurance as...
If you wish to legally operate a motor vehicle on a public r...
PostIt doesn’t matter if you own a car or if you’re looking to purchase one when you are simply getting insurance quotes. In fact, it is a great idea to get quotes on auto insurance rates even before you purchase a new or used car. All you have to do is locate the type of...
It doesn’t matter if you own a car or if you’re ...
PostWhen you buy car insurance, you pay a premium for your coverage. A portion of that premium pays a commission to an insurance agent. This commission pays the agent for the activities they performed when selling you the car insurance policy. This fee includes the services provided when the policy first is issued plus the...
When you buy car insurance, you pay a premium for your cover...
PostIf you own a registered vehicle, then you are likely required by your state’s laws to have some form of car insurance policy. Part of maintaining proper insurance coverage is paying your premium, and you can face stiff penalties under state law and higher fees from your insurance company if you fail to do so....
If you own a registered vehicle, then you are likely require...
PostThe requirement to have valid car insurance is for drivers who have an actual driver’s license. A student driver probably has a permit that is issued by the state department of motor vehicles. At that point, having his or her own insurance policy is not necessary for your teen driver and would be prohibitively expensive...
The requirement to have valid car insurance is for drivers w...
PostYour employment status can have a direct effect on the way that you live your life. If you want to buy and finance a new car, one of the first things that the finance company will want to know is whether or not you’re employed. Without a regular source of income, you’re not going to...
Your employment status can have a direct effect on the way t...
PostCan I get car insurance without registration? In the U.S., you are probably going to need a personal car to get from one point to another especially if you reside in the smaller towns. Typically, big city dwellers don’t necessarily need to purchase vehicles to get around for a couple of reasons, but to be...
Can I get car insurance without registration? In the U.S., y...
PostAre you borrowing a friend’s vehicle to go on a road trip? Are you planning to start up an older vehicle that you have not driven or insured just to take it to the repair shop? These are some scenarios where you need auto insurance but you do not necessarily need it for just 1...
Are you borrowing a friend’s vehicle to go on a road t...
PostIf you drive a lot for your job, you may need business car insurance. Compare business car insurance options today. Just enter your zip code above to get started for free. Consider these difference scenarios for those who drive for business. Driving Your Own Car for Business If you are driving a car that is...
If you drive a lot for your job, you may need business car i...
PostOccasionally, you may have the need to research your previous car insurance company or provide information on your current auto insurance company, and you may not remember which of the many car insurance companies you’re insured with. If you rarely get pulled over and have never been in an accident, it’s easy to forget where...
Occasionally, you may have the need to research your previou...
PostLenders don’t give you thousands of dollars to buy a car without setting some ground rules. To borrow money, you have to not only agree to pay the lender interest, but you also have to agree with the terms and conditions of the loan contract itself. You agree to keep your car fully insured at...
Lenders don’t give you thousands of dollars to buy a c...
PostWhile car insurance premiums can be expensive when you have a high-risk driver in the household, insurance is a must-have when you want to pass the burden of paying for financial losses onto a car insurer. Failure to comply with the mandatory car insurance requirements can lead to much more than fees that much be...
While car insurance premiums can be expensive when you have ...
PostToday, car insurance is a thriving business. People, therefore, need to take the time to shop around and find the lowest rates and prices for their car insurance. The best coverage is thorough and offered by a trustworthy company. Canceling one policy for another can save a car owner a lot of money in the...
Today, car insurance is a thriving business. People, therefo...
PostCanceling a car insurance policy is a simple process. However, you must follow certain steps in order to avoid any lapse in car insurance coverage. There are various reasons why people would want to cancel their car insurance. Some people are interested in switching to another car insurance company while others no longer require coverage...
Canceling a car insurance policy is a simple process. Howeve...
PostYou do not have to wait until the renewal period to cancel your car insurance coverage. If you compare price quotes and find a better deal, you can switch today. Review these tips and find out whether early termination is right for you. Enter your zip code above in our comparison tool if to compare car...
You do not have to wait until the renewal period to cancel y...
PostYou should never drive a car without insurance. If you’re borrowing a vehicle, renting a car, or buying a car, you should have protection in place so that one car wreck doesn’t land you in court. While car insurance isn’t legally required in all scenarios, when you’re driving a car that’s registered in your name...
You should never drive a car without insurance. If you’...
PostYou buy an auto insurance policy that will last for a specified period of time. When you’re buying a standard policy, you’ll be able to choose from a six-month period or a 12-month period. Each period of time is referred to as an auto insurance term in the industry. Some carriers will offer one of...
You buy an auto insurance policy that will last for a specif...
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