Car Insurance Encyclopedia

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What do red light cameras look like?

Have you ever noticed security cameras on traffic lights? Those aren’t ordinary security cameras – they’re red light cameras. Red light cameras are tools used by law enforcement, but for what purpose? Although you may have already guessed, our guide explains how these cameras work. We’ll also talk about how red light cameras can affect...

Have you ever noticed security cameras on traffic lights? Th...

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Road Rage: Definition and Consequences

You’re running late for an appointment, and a slow driver makes you miss a light. Or someone cuts you off, then gestures like the incident was your fault. Maybe you’re simply tired, and everything is irritating you. Road rage is something we all feel from time to time. It’s a natural response to the everyday...

You’re running late for an appointment, and a slow driver ...

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What is an insurance binder?

If you’re comparing the top car insurance companies and their rates, perhaps you’ve encountered a few unfamiliar or confusing terms. The search for the right automotive coverage is challenging. Insurance policies are often defined and written in complicated jargon, and there are several key phrases you should know. Today we’re going to be looking at insurance binders. ...

If you’re comparing the top car insurance companies ...

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How does road rage affect your driving skills and judgment?

Did you know that road rage affects how you drive? If you’re not careful, anger can put you in an unfavorable predicament on the roadway, and it can even lead to confrontations with other drivers. But what should you do about other road rage drivers? Don’t worry — we’re here to help you avoid road...

Did you know that road rage affects how you drive? If you...

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What does a car insurance broker do?

What do auto insurance brokers do? They work to find the most suitable auto insurance policy for you based on your exact needs. They can help you find ways to save money on your policy, and they can even sometimes find you discounts you wouldn’t find elsewhere. An insurance broker has a duty to represent...

What do auto insurance brokers do? They work to find the mos...

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What is considered a safe speed to drive your car?

Though many people may not enjoy driving slowly on the road, the safest way to keep everyone safe is to follow the speed limit. It may be boring for drivers who spend a lot of time on the road, but following these limits will prevent accidents. In addition to maintaining the speed limit, knowing traffic...

Though many people may not enjoy driving slowly on the road,...

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Is hitting someone with a car assault?

Mistakes often happen. People can sometimes hit a neighboring trashcan or mailbox. These instances can cause exasperation, stress, and a shameful walk to the doorbell. However, what happens if you hit someone with your car? Is it considered assault, and can you be tried for a crime? Finding answers to these questions may leave many...

Mistakes often happen. People can sometimes hit a neighborin...

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How long does a DUI stay on your insurance?

If you’ve ever been convicted of a DUI infraction, you may have found that you have many hurdles to overcome in regard to getting back behind the wheel. You may have to pay hefty fines, update your driver’s license, and shop around for a new car insurance company. One of the questions that many people...

If you’ve ever been convicted of a DUI infraction, you...

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Is pizza delivery driver car insurance expensive?

When it comes to car insurance, pizza delivery drivers need to have reliable coverage since a good portion of your time on the clock will be spent driving. Finding the best insurance policy at a cost that fits with your budget can help to give you the coverage and protection you’ll need while making deliveries....

When it comes to car insurance, pizza delivery drivers need ...

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A Practical Way to Avoid Being Involved in a Work Zone Crash

Sometimes, people feel uneasy when driving through a work zone, as they are rife with their own rules for drivers. Being careless in a work zone and causing a crash would give any driver stress and anxiety. You may be subject to traffic tickets and citations if you do not follow these rules. However, there...

Sometimes, people feel uneasy when driving through a work zo...

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What is the best insurance policy for unique classic cars?

If you own a classic car, there may be several factors that you have to figure out alone. Replacement parts may be hard to come by, finding a mechanic you can trust may be difficult to do, and knowing how to handle auto insurance for unique classic cars can be challenging. The good news is...

If you own a classic car, there may be several factors that ...

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Is pay as you go car insurance a good deal?

Everyone wants to find the best deal when searching for car insurance. Depending on your situation, you can find great discount programs from different car insurance companies. Some excellent ways to save money on your car insurance include safe driver discounts, special promotions, and pay as you go car insurance. If you drive less than...

Everyone wants to find the best deal when searching for car ...

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What is fleet insurance?

If you are a business owner, your business may rely on a fleet of vehicles to perform important tasks and assist in the necessary day-to-day operations. This type of business often uses fleet insurance to cover all of the cars owned by the company. Fleet insurance is a special type of commercial car insurance coverage...

If you are a business owner, your business may rely on a fle...

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Can you drive by yourself with a permit?

Getting a permit is an exciting time in a teenager’s life. Along with this excitement for driving, beginners can have some anxiety about the rules. Driving handbooks for every state vary just a little as to when and with whom new drivers can commute, as well as what circumstances require a licensed passenger. Here, we...

Getting a permit is an exciting time in a teenager’s l...

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How does the DMV point system work?

Understanding how DMV points work can be hard. Sometimes it seems as if these government systems are designed to confuse us. In reality, they are confusing because they were created and updated piecemeal as more driving issues came up. Most states also try to be fair as they assign drivers points to their licenses, with...

Understanding how DMV points work can be hard. Sometimes it ...

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How long do points stay on your driver’s license?

It’s a universal fact of life — mistakes happen. That’s especially true while driving when there are so many opportunities for distraction. From zoning out during your home commute and running a stop sign to speeding to an appointment you’re running late for, most drivers have an incident on their record. No matter how unintended...

It’s a universal fact of life — mistakes happen. That’...

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Is it a bad idea to have health insurance cover car insurance?

Is it a bad idea to have health insurance cover car insurance? No, it isn’t, and unless you have personal injury protection on your policy, it may be your only option in an at-fault accident. That being said, many car insurance companies will offer you coverage to help pay for your injuries. Now that you...

Is it a bad idea to have health insurance cover car insuranc...

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Is it a bad idea to have a car insurance driver monitor?

If you’ve been looking for ways to save on car insurance, you may have come across usage-based insurance programs. Drivers who opt into these programs agree to have their driving habits monitored with a telematics system or device. In exchange, they can save as much as 15% on their insurance rates. While you can save...

If you’ve been looking for ways to save on car insuran...

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What are the liability limits on car insurance?

The breakdown of liability limits varies from state to state, according to the type of coverage that’s selected. There’s a difference between required liability insurance and optional coverage. Drivers in all jurisdictions in the United States must maintain mandatory minimum liability limits with the exception of New Hampshire. The most prevalent issues facing drivers of...

The breakdown of liability limits varies from state to state...

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How to Remove a Car from Insurance

In most parts of the country, you are required to purchase minimum liability insurance before you hit the freeways with your new ride. As a result, most car owners in the US have auto insurance. But what if something happens and you don’t need the policy anymore? What if you change your mind? What do...

In most parts of the country, you are required to purchase m...

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