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PostDid you know that road rage affects how you drive? If you’re not careful, anger can put you in an unfavorable predicament on the roadway, and it can even lead to confrontations with other drivers. But what should you do about other road rage drivers? Don’t worry — we’re here to help you avoid road...
Did you know that road rage affects how you drive? If you...
PostIn most parts of the country, you are required to purchase minimum liability insurance before you hit the freeways with your new ride. As a result, most car owners in the US have auto insurance. But what if something happens and you don’t need the policy anymore? What if you change your mind? What do...
In most parts of the country, you are required to purchase m...
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PostYour employment status can have a direct effect on the way that you live your life. If you want to buy and finance a new car, one of the first things that the finance company will want to know is whether or not you’re employed. Without a regular source of income, you’re not going to...
Your employment status can have a direct effect on the way t...
PostCan I get car insurance without registration? In the U.S., you are probably going to need a personal car to get from one point to another especially if you reside in the smaller towns. Typically, big city dwellers don’t necessarily need to purchase vehicles to get around for a couple of reasons, but to be...
Can I get car insurance without registration? In the U.S., y...
PostOccasionally, you may have the need to research your previous car insurance company or provide information on your current auto insurance company, and you may not remember which of the many car insurance companies you’re insured with. If you rarely get pulled over and have never been in an accident, it’s easy to forget where...
Occasionally, you may have the need to research your previou...
PostWhile car insurance premiums can be expensive when you have a high-risk driver in the household, insurance is a must-have when you want to pass the burden of paying for financial losses onto a car insurer. Failure to comply with the mandatory car insurance requirements can lead to much more than fees that much be...
While car insurance premiums can be expensive when you have ...
PostThere may come a time where you’ll need to check to see if a car has insurance. Unfortunately, in the United States, there’s not a universal car insurance database that anyone with inquiries can reference. Whether or not you can find vehicle insurance information depends on if you own it and if the insurance has...
There may come a time where you’ll need to check to se...
PostWhen you’re a struggling student, you have to answer to both your teachers and your parents. There’s nothing worse than digging yourself in a hole before grades come out and then trying to raise them in a matter of a few weeks. With good midterm and finals grades and a lot of focus, it’s still...
When you’re a struggling student, you have to answer t...
PostDo car insurance companies check your address? When you give proof of address for an insurance company, you are giving your insurer more than just a physical location where you receive mail. Car insurance agents ask applicants and existing policyholders to provide their addresses so that they can send mail to the customer and also...
Do car insurance companies check your address? When you give...
PostWhen you file an insurance claim, it goes through the claims cycle. For auto claims, after the claim is filed it is assigned to an adjuster who will take statements and review evidence. Once all of the factors have been considered, the adjusters from each company will allocate fault and make settlement offers. Once a...
When you file an insurance claim, it goes through the claims...
PostIf you’re planning an international trip, don’t cross the border in your vehicle until after you’ve purchased all of the necessary auto insurance. This could mean buying a temporary add-on to cover you while you’re traveling. If you travel between countries on a regular basis, you might want a more permanent policy. In the United...
If you’re planning an international trip, don’t ...
PostIt may surprise some to know that insurance companies cater to drivers with international driving licenses. You can still get car insurance at a competitive rate if you compare your options and shop wisely. Anyone driving on the U.S. roads must have insurance to drive legally. Whether you are a U.S. citizen or a foreigner,...
It may surprise some to know that insurance companies cater ...
PostSome people may try to use a P.O. Box for their car insurance policy because they live in an area where the rates for car insurance are a bit more expensive. Some people just prefer to get their mail in a more secure location. Both of these are understandable, and either one could red flag...
Some people may try to use a P.O. Box for their car insuranc...
PostIf you are worried about the insurance company getting a copy of your phone records, then you have most likely been involved in an auto accident. The reason that the insurance company may want to see your phone records is to find out whether you were distracted while driving and whether that contributed to the...
If you are worried about the insurance company getting a cop...
PostKeeping organized financial records is a must. While it’s your duty as a responsible adult to retain your records, you should never keep financial documents longer than you have to. If you file away all of the invoices and statements that you receive in the mail, it’s easy to go from organized to disorganized rather...
Keeping organized financial records is a must. While it̵...
PostYou probably already know that having valid auto insurance is required for you to legally drive. If you have a car loan, your bank may also require you to carry comprehensive and collision insurance with small deductibles. They want to protect their investment. Some may also require GAP insurance to cover the gap between your...
You probably already know that having valid auto insurance i...
PostThe car insurance that you have is not always something that you pay a great deal of attention to annually, for better or for worse. There are plenty of times, though, when you simply need to know who your car insurance company actually is so that you can report it properly. When you need to...
The car insurance that you have is not always something that...
PostAs you shop for a new car, the insurance rates on it may be the last thing on your mind. However, you should take the time to consider what’s considered a sports car for insurance purposes. What do car insurance companies look at when deciding if a car is a sports car? What is considered...
As you shop for a new car, the insurance rates on it may be ...
PostWhen you buy coverage, you’ll receive a thick packet of documents that details your rights, the terms and conditions of your policy, and your coverage limits. Each document that pertains specifically to you and your coverage will have your name and your policy number. What’s a policy number? Every policy that’s issued is given its...
When you buy coverage, you’ll receive a thick packet o...
PostIt is common knowledge that you will have your credit checked when applying for a car loan, mortgage, or another type of credit line. However, many consumers and drivers are a bit taken aback to learn that, in most cases, when they apply for car insurance their credit report is accessed. Upon learning this news,...
It is common knowledge that you will have your credit checke...
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