Car Insurance Basics

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What is the insurance policy number on an insurance card?

Most of us don’t pay much attention to our insurance cards. At least, not on a daily basis. But if you’ve ever taken a closer look at your insurance card, you’ll likely have noticed an unusually long number near the top. This number is known as your insurance policy number. Your policy number is your...

Most of us don’t pay much attention to our insurance c...

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How to Tint Car Windows

If you’re wondering how to tint car windows, read our guide to learn how to apply window tint yourself. Tinting windows reduces Visible Light Transference (VSL), protecting drivers and passengers from harmful UV rays. It also keeps the vehicle’s interior cool and creates more privacy for passengers while on the road.  However, if you want...

If you’re wondering how to tint car windows, read our guid...

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10 Important Things To Know About Car Insurance

Understanding car insurance can be complicated. There are many terms and concepts to understand when you start driving, plus the laws vary from state to state. But it’s worth finding out as much as possible about insurance because it can help you save money on your policy.  Another great way to save money on your...

Understanding car insurance can be complicated. There are ma...

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What is the three-tire rule?

How many tires does insurance cover if they’re slashed? The truth is that car insurance covers one, two, three, or all four of your tires as long as you carry the right policy. The three-tire rule is one of the oldest urban legends in the insurance industry. However, drivers need comprehensive car insurance to cover...

How many tires does insurance cover if they’re slashed? Th...

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How do I find out if the police impounded my car?

Wondering how to find out if the police impound your car? Start by calling your local police station. You can also find a towed vehicle by VIN online with your state impound vehicle locator. However, it can take a few days for your vehicle’s information to appear in the system.  Depending on when and how...

Wondering how to find out if the police impound your car? St...

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How long does a ticket stay on your record?

If you were driving and got a traffic ticket, you might be curious to know how long a ticket stays on your record. Laws for traffic tickets vary by state, so the amount of time a ticket remains on your record depends on where you live and the nature of your traffic violation. Most speeding...

If you were driving and got a traffic ticket, you might be c...

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Can you insure a car not in your name?

If you are trying to insure a vehicle that is not in your name, you might find it difficult, but it is not impossible. You can insure a car that you do not own under very specific circumstances, although it does not happen often. You must meet pre-determined requirements to acquire insurance coverage for a...

If you are trying to insure a vehicle that is not in your na...

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What is an insurance binder?

If you’re comparing the top car insurance companies and their rates, perhaps you’ve encountered a few unfamiliar or confusing terms. The search for the right automotive coverage is challenging. Insurance policies are often defined and written in complicated jargon, and there are several key phrases you should know. Today we’re going to be looking at insurance binders. ...

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What does a car insurance broker do?

What do auto insurance brokers do? They work to find the most suitable auto insurance policy for you based on your exact needs. They can help you find ways to save money on your policy, and they can even sometimes find you discounts you wouldn’t find elsewhere. An insurance broker has a duty to represent...

What do auto insurance brokers do? They work to find the mos...

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Is pizza delivery driver car insurance expensive?

When it comes to car insurance, pizza delivery drivers need to have reliable coverage since a good portion of your time on the clock will be spent driving. Finding the best insurance policy at a cost that fits with your budget can help to give you the coverage and protection you’ll need while making deliveries....

When it comes to car insurance, pizza delivery drivers need ...

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Is it a bad idea to have health insurance cover car insurance?

Is it a bad idea to have health insurance cover car insurance? No, it isn’t, and unless you have personal injury protection on your policy, it may be your only option in an at-fault accident. That being said, many car insurance companies will offer you coverage to help pay for your injuries. Now that you...

Is it a bad idea to have health insurance cover car insuranc...

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Is it a bad idea to have a car insurance driver monitor?

If you’ve been looking for ways to save on car insurance, you may have come across usage-based insurance programs. Drivers who opt into these programs agree to have their driving habits monitored with a telematics system or device. In exchange, they can save as much as 15% on their insurance rates. While you can save...

If you’ve been looking for ways to save on car insuran...

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How do car insurance agents get paid?

When you buy car insurance, you pay a premium for your coverage. A portion of that premium pays a commission to an insurance agent. This commission pays the agent for the activities they performed when selling you the car insurance policy. This fee includes the services provided when the policy first is issued plus the...

When you buy car insurance, you pay a premium for your cover...

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Car Insurance and Penalty Points

Many states have adopted a points-based system for tracking your driving behavior. Each system is unique, but in most cases, your points are reported to your auto insurance company to document your driving history. In some cases, drivers who have many points on their state record have had their auto insurance coverage canceled by the...

Many states have adopted a points-based system for tracking ...

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Someone Is Using My Address to Buy Car Insurance

Who knew changing your address could have such an impact on your auto insurance rates? Just a difference in one or two digits of your zip code could lead to a significant rate increase because of how premiums are calculated. While your premiums aren’t a priority when you’re looking for a place to live, you...

Who knew changing your address could have such an impact on ...

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Can you switch car insurance mid-policy?

Do you remember that first day that you decided to purchase your car insurance policy? The policy, the premium, coverages, and everything else on that day probably seemed to fit perfectly. Things can change over time, though, including: Experiences that you may have had with your insurance carrier Your coverage needs The cars you drive...

Do you remember that first day that you decided to purchase ...

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What is a $500 deductible in car insurance?

Start comparing car insurance rates now by using our FREE quote tool above! When you buy insurance, you’re passing on the burden of paying for losses to a large and wealthy insurance company. While you might think that the entire burden is transferred, you’ll actually be asked to share some of the risk if you...

Start comparing car insurance rates now by using our FREE qu...

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What should I do if I can’t afford car insurance?

What happens if you compare car insurance prices online and fail to find a policy that you can afford? The standard advice, in this case, is to drop down to basic liability that barely meets the legal requirements for your state. Since these policies offer you no protection for your own medical and property-loss expenses...

What happens if you compare car insurance prices online and ...

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How do I know if I am overpaying for my car insurance?

In many cases, you can lower your insurance premiums by going with another company or just changing the electives with your existing plan. Here are a few ways for you to determine if you’re currently paying too much for the coverage you have. Start comparing car insurance rates now! Enter your zip code above to...

In many cases, you can lower your insurance premiums by goin...

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How does my rental car insurance work?

Many people rent a car when they travel to another city or when their vehicle is in the shop for repairs. If you have a need to rent a car, it is about time that you learn about all of the myths and truths surrounding car rental coverage. All too often, when renters walk up...

Many people rent a car when they travel to another city or w...

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