Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Mar 13, 2022

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Key Takeaways

  • You can accumulate 11 points on your New York driving record through various violations or by speeding in some instances
  • Some violations in New York State carry no points, but all infractions will remain on your driving record for at least 18 months
  • You can reduce points on your record and avoid a license suspension by attending a DMV-approved course

How many points does it take to suspend your driver’s license in New York? Also, how long do points stay on your license in New York?

In most cases, it takes 11 total points within 18 months to suspend your New York driver’s license. You can also get your license suspended after accumulating six points in some instances. How can that happen?

Read on to find out how New York’s driver point system works. For example, we’ll explain which types of moving violations have assigned points and which violations will cost you no points. Also, learn about how the driver point system affects your car insurance and what you can do to reduce your point total.

How does the New York driver’s license point system work?

The Driver Violation Point System in New York is the state Department of Motor Vehicles’ mechanism for identifying high-risk drivers and holding them accountable. Here is how the New York DMV assesses points:

New York State Driving Points System
Moving ViolationPoints
Driving with inadequate brakes (employer-owned vehicle)2
Failure to obey a traffic control device2
Failure to use a turn signal2
Making an improper turn2
Child safety restraint violation (for passengers under 16)3
Driving left of center (i.e., in the wrong direction)3
Failure to obey a traffic control signal, stop sign, or yield sign3
Failure to yield the right-of-way3
Improper passing or changing lane unsafely3
Leaving the scene of an accident involving property damage3
Leaving the scene of an accident involving personal injuries (without reporting)3
Running a red light3
Driving too closely (tailgating)4
Driving without inadequate brakes (private vehicle)4
Failure to stop for a school bus5
Improper cell phone usage while driving5
Railroad crossing violation5
Reckless driving5
Using a portable electronic device (texting) while driving5
Driving 1-10 mph over posted speed limit3
Driving 11-20 mph over posted speed limit4
Driving 21-30 mph over posted speed limit6
Driving 31-40 mph over posted speed limit8
Driving over 40 mph over posted speed limit11
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As you can see, if you get convicted of speeding 40 mph or more past a posted speed limit in New York, that gives you 11 points for a suspended license.

Most other moving violations in the state will add two points to your license, but some infractions will not add points. Also, if you accumulate six points or more within 18 months, you must undergo a driver responsibility assessment.

Violations That Add No Points to Your License

The New York DMV assesses no points for these driving and road safety violations:

  • Faulty equipment (besides service brakes)
  • Not wearing a seatbelt (for drivers and passengers aged 16 or older)
  • Driving without a license
  • Lacking insurance
  • Driving an unregistered vehicle
  • Not getting your vehicle inspected
  • Parking violations
  • Tinted windows
  • Bicycle violations
  • Pedestrian violations
  • Other infractions that do not involve the operation of a motor vehicle

Also, you will not have points added to your license if your infraction involves business or the sale of goods.

Additionally, the New York DMV accesses no points for improperly using High Occupancy Vehicle Lanes in Suffolk County between exits 49 and 57 on the Long Island Expressway.

Finally, you will accumulate no points for an out-of-state driving conviction unless the violation occurred in Ontario or Quebec. New York has a reciprocal agreement with those Canadian provinces.

The Driver Responsibility Assessment Fee

If you accumulate at least six points on your license, New York State requires you to undergo a driver responsibility assessment.

You must also pay a driver responsibility assessment fee (over three years). It is a separate payment from fines, penalties, and surcharges that come with a conviction. You pay the fee via mail or at your local New York DMV office.

The assessment fee is $300 ($100 annually) for a six-point total, but you will pay $25 annually for each additional point you accumulated within 18 months.

You must pay the minimum fee each year ($100 plus $25 for each additional point), or the state will suspend your license. You can get your license reinstated after paying the assessment fee in full.

If you send your fee payments by mail, address your envelope to the DRA Processing Center at the State Office Building, P.O. Box 359, Utica, NY 13503.

How Long Points Stay on Your New York Driver’s License

Generally, the points on your license are in effect for 18 months, depending on the date of the violation. For example, if you get caught speeding 10 miles past the posted speed limit on March 3 of one year, the points will count toward your total until September 3 of the following year.

Also, the New York DMV only adds the points for an infraction after you have a conviction for that infraction. Additionally, the points will stay on your driving record if any related traffic convictions remain on your record. Of course, this will affect your car insurance.

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How will points on your New York driver’s license affect your car insurance?

You might lose your current car insurance if you have excess points on your record. However, that might depend on the infraction. And even if you don’t lose your current insurance, you may pay higher insurance rates regardless.

Insurance companies are constantly assessing risk, and reckless driving increases the risk of accidents and claims. Your car insurance company will look at your driving record, and their assessment includes viewing information from your state’s Department of Motor Vehicles.

Even if the points against your driver’s license are no longer active in the state, car insurance companies have different points systems and forgiveness periods. Contact your insurance company to know more about these forgiveness periods or which types of traffic violations count heavily against your policy.

How to Get Points off Your License in New York

In New York State, you can take advantage of the DMV-approved Point & Insurance Reduction Program (PIRP). Private companies (called “course sponsors”) offer the program throughout the state, and the sponsors must adhere to strict regulations for course safety and effectiveness.

You can find one of the course sponsors in a local telephone book under “Driving Instruction” or similar sections.

Also, the DMV lists sponsors in a publication entitled “List of Course Sponsors” (C-31). You can find the information at a local DMV office, request it from a DMV Call Center, or visit the state DMV website.

You have two options for participating in the course. Either attend a traditional classroom or use an Alternate Delivery Method, such as an internet course.

Your PIRP course should cover traffic safety issues like defensive driving techniques and vehicle and traffic laws. Each two-part session should last around six hours. Although the program has no formal testing, you may need to answer questions at the end to ensure that you complete the course.

After completing the PIRP course, you can get up to four points subtracted for calculation purposes. That means if you accumulated 12 total points in 18 months, the DMV only counts eight points on your license in New York and will not suspend your license.

Note that all infractions, convictions, and assessed points will remain on your driving record. Most will be on your driving record for up to four years, but heavier charges and convictions, like those involving alcohol and other drugs, might stay on your record for up to 10 or 15 years.

Also, if you are the primary driver on your car insurance policy, you can save 10% on collision and liability car insurance rates for up to three years.

How Many Points to Suspend a License in New York: The Bottom Line

In review: It takes how many points to suspend a license in New York?

  • New York State will suspend your driver’s license if you accumulate 11 total points through various driver infractions within 18 months.
  • You can face a license suspension by speeding 40 mph or more over the posted speed limit, which costs 11 points.
  • The failure to pay your driver responsibility assessment fee can also result in a suspended license.

Your points will stay on your driving record for at least 18 months and can lead to higher car insurance rates.

To check your points and driving status in New York, you can use MyDMV. MyDMV is an online feature for New Yorkers to access DMV services without filling out physical forms or visiting a local DMV office. You will need to have or create an NY.gov account and log in to MyDMV to use certain services.

Hopefully, this post about New York State’s points system has enlightened you. If you need to know more about car insurance, check out our post about New York car Insurance.