Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Aug 11, 2021

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Key takeaways...

  • Everest Car Insurance offers minimum limits insurance policies
  • Everest only covers a few states, including Georgia,
  • Everest Insurance is based out of Alpharetta, Georgia and offers limited car insurance policies

This Everest Car insurance review will talk about the positive and negative aspects of having a car insurance policy through Everest Car Insurance.

Everest Car Insurance is a part of Everest International, which is an insurance company that makes available insurance for personal and commercial, as well as financial services for individuals and businesses.

Everest Insurance is based out of Alpharetta, Georgia and offers limited car insurance policies.

If you would like to compare car insurance quotes in your area, enter your zip code above and start comparing for FREE!

What Else Should You Know about Everest Insurance?

Everest Car Insurance offers minimum limits insurance policies. This means that they will only pay the minimum amount that is allowable in your state. Generally speaking, this is based on liability insurance meant to cover other drivers when you cause an accident. As long as the damages were within those limits, you could not be sued by the other driver. If your car is damaged or you’re injured in an accident, the state minimums would not cover your bills. If it was a more serious accident and you only had minimum coverage, you could also be sued for the remainder in many states.

The benefit of this type of coverage is that it keeps the cost for the insured low. Every Reinsurance Company meets its obligations while making a minimal impact on your wallet, even if you have a mixed driving record.

If you have an older car that isn’t worth much more than your deductible, it would make sense to take lower insurance premiums for liability only insurance. Whatever you drive, experts also recommend personal injury protection to cover some medical bills. In some states, a small amount of PIP is mandatory, but not all. More importantly, while you may think you can just rely on your medical insurance, they are not always obligated to cover injuries sustained in auto accidents.

At this time, Everest only covers a few states, including Georgia, South Carolina, and Alabama. If you live in a different state, you would not be able to use Everest National Insurance Company.

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How Can You Find A Reliable Auto Insurance Company?

If Everest National Insurance Company doesn’t make sense for your needs, you can find another insurer. It may be easier than you think.

Enter your zip code below to compare car insurance quotes for companies that sell insurance in your state and area! You can specify what kind of coverage you want, where you live, and other important factors. Once you get a quote, you can adjust coverage to meet your budget and coverage needs. This is an easy way to compare insurance providers in seconds and find the insurance solutions you need.


  1. https://www.everestre.com/
  2. https://www.thebalance.com/understanding-minimum-car-insurance-requirements-2645473
  3. https://www.travelers.com/
  4. https://www.doi.sc.gov/588/Automobile-Insurance