Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Written by Rachael Brennan
Licensed Agent for 15 Years Rachael Brennan

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Jun 21, 2022

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Key takeaways...

  • Trinity Universal Insurance Company is a member of Kemper Corporation
  • AM Best gave Trinity Universal an A- (Excellent) rating
  • Trinity Universal’s main focus is on private passenger auto liability business insurance, but also sees to other insurance needs

The Trinity Car Insurance review is a review of the Trinity Universal Insurance Company. Founded in 1926, this company is a member of Kemper Corporation and is centralized in Dallas, Texas.

The Trinity Universal Insurance Company has an A- (Excellent) financial security rating from the AM Best Company. This company is listed as an XI company, which means Trinity Universal earns $750 million to $1 billion a year.

If you’d like to secure better and more affordable car insurance, enter your ZIP code above and start comparison shopping today!

Trinity: A Member of Kemper Corporation

The companies under Kemper Corporation offer insurance options for:

  • Car insurance
  • Commercial car insurance
  • Boat insurance
  • Home insurance
  • Renters’ insurance
  • Condo insurance

Trinity Universal Insurance Company provides property and casualty insurance products and services and mainly focuses on private passenger auto liability business.

It also offers personal and commercial coverage in regards to:

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, “What is the best coverage plan for me/my family/my situation?” “What are the minimum coverage requirements in my state and what form of coverage do you recommend?” “Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?” and “What is the average rate of insurance quotes you guys offer?”

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It’s simple, just plug in your zip code and we’ll do the rest!

If you’re looking for better car insurance, enter your ZIP code below and compare at least three to four policies today!


  1. https://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=1978255
  2. http://ambest.com/
  3. https://www.kemper.com/wps/portal/Kemper/Home/!ut/p/b1/04_Sj9CPykssy0xPLMnMz0vMAfGjzOLdg5wMLJ0MHQ0MDPzNDTx9_LzcAg38jQzMjYAKIoEKDHAARwNC-sP1o8BK8Jjg55Gfm6pfkBthoOuoqAgA0HYp2w!!/dl4/d5/L2dBISEvZ0FBIS9nQSEh/
  4. https://www.iii.org/article/how-much-homeowners-insurance-do-you-need
  5. https://www.investopedia.com/terms/w/workers-compensation.asp