Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

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Key takeaways...

  • Virginia Surety Car Insurance is headquartered at 175 West Jackson Boulevard., 11th Floor, Chicago, Illinois 60604
  • The Virginia Surety Company, Inc. is a member of the Warranty Group Inc
  • Virginia Surety has an A- (Excellent) rating from the AM Best Company

The Virginia Surety Car Insurance review is a review of the Virginia Surety Company, Inc. This company is headquartered at 175 West Jackson Boulevard., 11th Floor, Chicago, Illinois 60604.

This company is listed on the Toronto Stock Exchange as TSX OCX and has an A- (Excellent) rating from the AM Best Company.

The Virginia Surety Company, Inc. is a member of the Warranty Group Inc.

The other two companies that make up this insurance group are the Canadian division of the Virginia Surety Company, Inc. and the Resource Life Insurance Company.

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What types of coverage are offered by Virginia Surety?

The insurance companies that make up the Warranty Group do not offer any type of commercial or personal car insurance.

These are specialized warranty companies that offer warranty insurance programs.

This insurance group has been providing these specialized services for almost 50 years, has almost 2000 employees, and is spread throughout more than 30 countries.

The company offers warranties and services for:

  • Homes
  • Car
  • Electronics
  • Snowmobiles
  • Motorcycles
  • Scooters
  • Travel protection insurance
  • Involuntary unemployment insurance
  • Identity theft insurance

While auto insurance policies are not available from Virginia Surety, the company does offer extended car warranties. An extended warranty on your vehicle prolongs the warranty from the manufacturer and covers repairs for an agreed upon time, established in the vehicle service contract.

There are different extended service contracts available from the Warranty Group that offer different types of coverage:

  • Powertrain – Covers engine, transmission, front-wheel drive, and rear-wheel drive
  • Silver – Covers everything in the Powertrain plan, plus front suspension, steering, brakes, seals and gaskets, electrical system, and air conditioning
  • Gold – Includes everything above, plus coverage for anti-lock brakes, power doors and windows, and the fuel sensor
  • Platinum – Offers complete bumper-to-bumper coverage with a few policy exclusions

The company’s travel insurance protection plan provides coverage for mishaps like trip cancellation, baggage delay, lost baggage, hotel burglary, emergency evacuation, and medical expenses related to accidents and sickness.

The Warranty Group also offers rental car reimbursement coverage, which pays for a rental while your car is in the repair shop.

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