Does Progressive car insurance cover towing of broken-down vehicle?

It’s one of the worst things that can happen when drivers are out on the road. Your car breaks down, leaving you stranded and without a way to get to the nearest mechanic.

Luckily, insurers like Progressive have introduced roadside assistance programs to prevent this from happening.

For a small additional fee on your premium, you can get Progressive’s roadside assistance package that includes not just towing, but a variety of other services.

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Does Progressive offer a roadside assistance program?

Is a roadside program a type of additional coverage you can add to your Progressive policy? The most common service people think of when they consider a roadside assistance package is towing in the event of a car breaking down. So does Progressive cover towing? This is a great question.

Progressive car insurance and its big-name competitors, go above and beyond that standard of service and include the following services in any roadside assistance package.

Towing

Most roadside assistance options offered by auto insurance providers include towing service (at no cost) to the nearest repair shop within 15 miles of where your car has broken down. (For more information, read our “Does insurance cover towing a car?“).

If there is no mechanic within 15 miles, they will tow it to the one closest to the site of the incident.

Flat Tire Changes

Progressive Insurance has a network of affiliated maintenance professionals throughout the country that are available at a moment’s notice.

Battery Jump Starts

Do you need a battery jump start for a dead battery? That same network of qualified maintenance and a technician from a qualified repair facility can be on the scene in minutes with jumper cables to bring your car back to life and get you moving.

Should your battery need replacing, they can do that as well, though you will be required to pay for the cost of a new battery.

Read more: Does car insurance cover a new battery?

Locksmith Services

With a roadside assistance plan on your Progressive auto insurance policy, Progressive will send a qualified locksmith to your car in the event that you lock your keys inside or simply can’t find your keys to unlock the doors.

There is no out-of-pocket expense for lockout services, but Progressive will charge you the cost of the keys.

Read more: Will my car insurance cover lost keys?

Gas Delivery

If you happen to find yourself a long way from a gas station, but not that far from an empty fuel tank, you may find yourself in need of fuel delivery. Progressive can send a qualified maintenance person with a container of gasoline to get your car to the nearest refueling station.

You pay only for the cost of the gas.

Other Fluids

Coolant is just as important to your engine as the gasoline which keeps it running, and if you find your car overheating and in dire need of fluids, Progressive has you covered.

One of their mechanics will be on-site to deliver the fluids your car needs.

You will only be charged for the price of those fluids.

Utilizing roadside assistance is as easy as dialing Progressive’s special phone number for the service, identifying your location, and awaiting the arrival of an affiliated technician or repairman.

When the repair has been completed, you’ll be asked to pay up-front for any qualifying services or have the option to add the cost to your next statement.

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Is there anything that Progressive roadside assistance will not cover?

The roadside coverage offered by major insurers typically covers the cost of towing coverage and maintenance, but not the cost of supplies such as gas, fluids, tires, or keys.

If your car is towed to the nearest mechanic, you won’t pay for any repair related to the breakdown that necessitated the towing.

However, if you opt for additional and optional repairs, you will have to pay those costs out of pocket before driving your car back home.

Without this premium car insurance coverage, the average car towing cost can exceed one hundred dollars.

The Bottom Line: Does Progressive car insurance cover towing?

Progressive, just like many other car insurance companies, will provide the above mentioned services as long as you have roadside assistance included with your auto insurance policy.

Roadside assistance is generally offered at affordable rates. Some companies may even add it to your insurance coverage at no additional cost if you opt to pay your premium in six-month or one-year increments.

The best way to find a great price on roadside assistance packages is to comparison shop between the major providers. Progressive is certainly a good place to start.

If you have questions about what’s included with roadside assistance with an insurance provider, it’s important to consult an agent or a customer service representative before adding it to your account.

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