Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Mar 10, 2022

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Key Takeaways

  • The Allstate Drivewise app offers discounts to drivers who consistently use safe driving habits
  • Drivewise measures driving distance, driving speed, braking habits, and phone usage to determine the overall safety
  • iPhone users are more likely than Android users to have a positive experience with the Drivewise app 

If you’re looking for a new and convenient car insurance company, you might want to consider one that offers luxuries like the Allstate Drivewise app. An increasing number of car insurance providers are offering apps that add policy convenience and potential discounts for good driving behaviors.

Most people would like to save money on insurance. This article will help explain how the Allstate Drivewise app works, what it does, and what other customers are saying about the app. You’ll know whether or not you want to invest in Allstate car insurance in just a few minutes.

What is the Allstate Drivewise app?

The Allstate Drivewise app is a mobile app that is designed to reward Allstate car insurance customers for good driving behavior. The app will track the Allstate customer and collect data along each trip. Some of the values the Allstate Drivewise app measures include:

  • Distance driven
  • Braking habits
  • Driving speeds
  • Driving hours
  • Phone activity while driving

Some people may not want to download the Drivewise app if they drive in excess or if they are consistently speeding. On the contrary, those who consider themselves safe drivers could benefit from their good habits.

Allstate’s website claims that safe drivers could save as much as 40% on their car insurance policies. Of course, this means that you would drive at modest speeds with subtle braking and without picking up your phone along each route.

The United States Department of Transportation identified that 3,142 people died from distracted driving in 2019, primarily from phone usage. This is why Allstate includes phone activity in its data.

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Is the Allstate Drivewise app worth it?

As mentioned previously, the Allstate Drivewise app might not be a good resource for those who drive erratically. Otherwise, earning potential savings of 40% on car insurance is a rare and substantial benefit. You can see how much the discount could pay off with the sample rates below.

Sample Allstate Car Insurance Rates with Full Drivewise Discount for a 25-year-old with a 2012 Nissan Altima
StateFemaleFemale - Discounted 40%MaleMale - Discounted 40%
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Of course, car insurance rates vary greatly from one state to the next and by an assortment of other factors like age, gender, and the car you drive. In some cases, the Drivewise app could save around $100 per month. Keep in mind that not every driver will earn the entire 40% discount.

Considering the state guidelines for car insurance coverage can vary, 40% may or may not be a large sum each month.

Is the Allstate Drivewise app any good?

It’s clear that the Drivewise app offers a major discount that would be worthwhile for any good driver, in theory. Is Allstate’s advertising as legitimate as it sounds? The best way to find out is to use Allstate Drivewise app reviews to see what other customers have to say about their experience.

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The Allstate Drivewise app is rated at 3.7 out of 5.0 stars for Android users and 4.8 out of 5.0 stars for Apple users. This is promising but concerning at the same time. This means that the phone you have will potentially determine your overall experience with the app.

For Android users, the app appears to have some flaws around the tracking of false trips or trips that are registered by the phone although the app-holder is actually a passenger. This means that the app could pick up your friend’s driving habits and have negative marks for phone activity although you aren’t driving.

“I liked it better when the Drivewise was in the car. Now, when I’m a passenger, it tracks the trip, and I have to remember to go into the app and either remove it or note I wasn’t the driver. There are times it says labeling trip, and when it’s doing that, I can’t remove it. Unless if it was me, I just keep it. I still have trips from the other day still saying labeling trips. We shouldn’t have to do this and worry about which trips I drove or didn’t drive.”

The review above from Google Play shows the frustration of one Drivewise user with an Android device. There are quite a few reviews from Android users with similar complaints. Apple users, on the other hand, tend to have a more positive experience. Even so, there are some small complaints from some Apple users, as shown below.

“I’ve been using this for a couple months. I do not text and drive period. However, I do use navigation on my phone for work. This app is ridiculous; it’s too over simplified. If I’m getting text notifications while I’m driving and I click the side button on my iPhone to silent that counts as phone activity, just the same as if I was driving down the road texting.”

All in all, it seems more likely that you’ll have a positive experience with the Drivewise app if you have an Apple phone. You’re more likely to have trouble with the Allstate Drivewise app not working properly if you have an Android.

Similar Options to the Allstate Drivewise App

More and more car insurance companies are offering discounts or pay-as-you-drive options that track driving habits. For someone that doesn’t want to risk downloading the Allstate Drivewise app for Android, other companies do offer similar discounts.

Below, you can compare most of the companies that offer driving-based discounts and how much you may be able to save.

Car Insurance Companies with Safe Driving Discounts
CompanyProduct NameProduct TypeMinimum DiscountMaximum Discount
AAAAAADriveMobile App15%30%
AllstateDrivewiseMobile App3%40%
American FamilyKnowYourDriveMobile App or Plug-in5%20%
EsuranceDriveSenseMobile App5%30%
GeicoDriveEasyMobile App-20%
Liberty Mutual/SafeCoRightTrackMobile App or Plug-in5% and up30%
MetLifeMy JourneyPlug-in10%30%
MetromileMetromileMobile App-60%
Mile AutoMile AutoNeither-40%
NationwideSmartRideMobile App or Plug-in10%40%
ProgressiveSnapshotMobile App or Plug-inaverage of $2520%
State FarmDrive Safe & SaveMobile App or Plug-in5%30%
The HartfordTrueLanePlug-in5%25%
TravelersIntelliDriveMobile App10%20%
USAASafePilotMobile App5%20%
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Some companies rely on plug-ins instead of a mobile app. Most of these plug-ins will track your vehicle more directly. As a positive, you wouldn’t be tracked while riding in another person’s car, but your vehicle will always be tracked regardless of who is driving.

At the end of the day, there isn’t any major Allstate Drivewise app hack to get a better discount. By practicing safe driving habits, you could earn a substantial discount. Unfortunately, there are some flaws with the software that may prompt you to reconsider whether or not Allstate Drivewise is the best option.

Allstate Drivewise App: The Bottom Line

Allstate is an industry leader in the car insurance industry. The Allstate Drivewise app is a helpful feature that could earn you a major car insurance discount if you drive safely and have no complications with the software. To get the best discount, abide by the speed limit, brake gently, and avoid your phone while driving.

By now, you should know whether or not you’d want to download the Allstate Drivewise app as an Allstate customer. If you’re not already a policyholder, use our Allstate company review to decide whether or not Allstate is the best car insurance company for you.